Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
990 • Fiscal year 2025 • EIN 23-6414300
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
Liabilities / Revenue
22nd percentile
Higher debt load relative to revenue than 22% of similar nonprofits.
Net Margin
73rd percentile
Higher net margin than 73% of similar nonprofits.
Top Officer Pay
23rd percentile
Higher top officer pay than 23% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
62nd percentile
Faster revenue growth than 62% of similar nonprofits.
Assets
Up$6,990,040
Up $1,297,213 (+23%) from 2022
Net Assets
Up$6,971,304
Up $1,280,505 (+23%) from 2022
Liabilities
Up$18,736
Up $16,708 (+824%) from 2022
Revenue
Up$498,219
Up $100,057 (+25%) from 2022
Expenses
Up$413,893
Up $132,053 (+47%) from 2022
Net Income
Down$84,326
Down $31,996 (-28%) from 2022
The mission of the organization is to help full-time college students achieve their goals by providing interest-free tuition loans.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $4,118,031 | $4,217,572 | ▲ $99,541 |
| Investments Program Related | $2,420,326 | $2,561,054 | ▲ $140,728 |
| Savings and Temporary Cash Investments | - | $163,922 | - |
| Cash and Non-Interest-Bearing Accounts | $92,160 | - | - |
| Prepaid Expenses and Deferred Charges | $21,204 | $22,880 | ▲ $1,676 |
| Pledges and Grants Receivable | $16,000 | $8,000 | ▼ $8,000 |
| Total Assets | $6,682,452 | $6,990,040 | ▲ $307,588 |
| Other Assets Total | $14,731 | $16,612 | ▲ $1,881 |
| Liabilities | |||
| Other Liabilities | $14,356 | $16,237 | ▲ $1,881 |
| Accounts Payable and Accrued Expenses | $1,895 | $2,499 | ▲ $604 |
| Total Liabilities | $16,251 | $18,736 | ▲ $2,485 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $6,053,974 | $6,442,040 | ▲ $388,066 |
| Net Assets With Donor Restrictions | $612,227 | $529,264 | ▼ $82,963 |
| Total Net Assets Fund Balance | $6,666,201 | $6,971,304 | ▲ $305,103 |
| Total Liabilities and Net Assets / Fund Balance | $6,682,452 | $6,990,040 | ▲ $307,588 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $2,561,054 | - | - |
| Name | Title |
|---|---|
| Kay Brubaker | President |
| Bob Freund | Board Member |
| Bunnie Buckwalter | Board Member |
| James Lee | Board Member |
| Klaire Marino | Board Member |
| Kristin Marshall | Board Member |
| Mark Newkirk | Board Member |
| Melissa Jabour | Board Member |
| Patrick Carney | Board Member |
| Richard Frerichs | Board Member |
| Robin Gorini | Board Member |
| Samantha Moreno | Board Member |
| Ted Cardwell | Board Member |
| Cindy Ciuffo | Assistant Tr |
| Peg Ellison Wolpert | Secretary |
| Linda Schroeder | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $323,357 |
| Salaries, Compensation, and Employee Benefits | $81,036 |
| Total Fundraising Expense | $22,763 |
| Grants and Similar Amounts Paid | $9,500 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $14,167 | $44,952 | $15,218 | $74,337 |
| Information Technology | $35,968 | - | - | $35,968 |
| Fees for Service Investment Mgmnt Fees | - | $33,356 | - | $33,356 |
| Office Expenses | $19,426 | - | - | $19,426 |
| Fees for Services Accounting | - | $15,280 | - | $15,280 |
| Grants to Domestic Individuals | $9,500 | - | - | $9,500 |
| Payroll Taxes | $1,277 | $4,051 | $1,371 | $6,699 |
| Occupancy | $1,190 | $3,571 | $1,190 | $5,951 |
| Advertising | $331 | - | $4,984 | $5,315 |
| Insurance | $3,707 | - | - | $3,707 |
| Other Expenses | $588 | - | - | $588 |
| All Other Expenses | $100 | - | - | $100 |
| Total Functional Expenses | $289,920 | $101,210 | $22,763 | $413,893 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $413,893 |
| Total Expenses per Audited Statements | $413,893 |
| Total Expenses per Form 990 | $413,893 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Long Term Lease Liability | $10,533 |
| Short Term Lease Liability | $5,704 |
“The treasurer of the organization reviews the form 990 before processing.”
“All governing documents, policies, and financial statements are available upon request. The 990 return can be also viewed on guidestar's website.”
“Lancaster dollars for higher learning was given grants for the prupose of providing a limited number of grants, rather than interest free loans, to deserving applicants selected from the group of students applying for traditional loans. The grant agreement states that lancaster dollars for higher learning will receive an annual gift of 8,000 for five years. In 2025, they recieved an additional 2,000 gift. This year, the organization distributed 5 grants totaling 9,500.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1895 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2499 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO HELP FULL-TIME COLLEGE STUDENTS ACHIEVE THEIR GOALS BY PROVIDING INTEREST-FREE TUITION LOANS. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 4984 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 331 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5315 |
| IRS990/AllOtherContributionsAmt | 0 | 157205 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 100 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 100 |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LINDA SCHROEDER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7173977920 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 313 W LIBERTY ST STE 343 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LANCASTER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 17603 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 92160 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 157205 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 9500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 188144 |
| IRS990/CYOtherExpensesAmt | 0 | 323357 |
| IRS990/CYOtherRevenueAmt | 0 | 23934 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 128936 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 84326 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 81036 |
| IRS990/CYTotalExpensesAmt | 0 | 413893 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 22763 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 498219 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | LOANS FOR COLLEGE STUDENTS - FUNDS ARE LOANED INTEREST-FREE TO STUDENTS WHO ARE EXPECTED TO REPAY LOANS AFTER GRADUATION. THERE WERE 399 NEW LOANS EXTENDED DURING THE YEAR ENDED SEPTEMBER 30, 2025. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 612227 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 529264 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 280420 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 15280 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 15280 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 33356 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 33356 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.77 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.04 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.15 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.58 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.85 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 7.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.69 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.96 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.58 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.96 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.58 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.84 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 0.46 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 0.46 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LINDA SCHROEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BOB FREUND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARK NEWKIRK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MELISSA JABOUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAMES LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BUNNIE BUCKWALTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KAY BRUBAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | PATRICK CARNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CINDY CIUFFO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ROBIN GORINI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | PEG ELLISON WOLPERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SAMANTHA MORENO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KRISTIN MARSHALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | RICHARD FRERICHS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | KLAIRE MARINO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | TED CARDWELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | ASSISTANT TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 75487 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 16 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 9500 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 9500 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 2150141 |
| IRS990/GrossReceiptsAmt | 0 | 2572873 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 16 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 35968 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 35968 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 3707 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 3707 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 112657 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 112657 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2420326 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2561054 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 4118031 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 4217572 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 2074654 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO HELP FULL-TIME COLLEGE STUDENTS ACHIEVE THEIR GOALS BY PROVIDING INTEREST-FREE TUITION LOANS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6666201 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6971304 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 75487 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 75487 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 220777 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 6053974 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 6442040 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 1190 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 3571 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 1190 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 5951 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 19426 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 19426 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 14731 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 16612 |
| IRS990/OtherExpensesGrp/Desc | 0 | CHARITABLE CONTRIBUTIONS |
| IRS990/OtherExpensesGrp/Desc | 1 | WRITE OFFS |
| IRS990/OtherExpensesGrp/Desc | 2 | BANK CHARGES |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES AND FEES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 199451 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 2361 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 1854 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 588 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 199451 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2361 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1854 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 588 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 14356 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 16237 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 23934 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 23934 |
| IRS990/OtherRevenueTotalAmt | 0 | 23934 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 15218 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 44952 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 14167 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 74337 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 1371 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 4051 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 1277 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 6699 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 16000 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 8000 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 21204 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 22880 |
| IRS990/PrincipalOfficerNm | 0 | LINDA SCHROEDER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN ACCRETION |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 128936 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 128936 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | LANCASTER DOLLARS FOR HIGHER LEARNING WAS GIVEN GRANTS FOR THE PRUPOSE OF PROVIDING A LIMITED NUMBER OF GRANTS, RATHER THAN INTEREST FREE LOANS, TO DESERVING APPLICANTS SELECTED FROM THE GROUP OF STUDENTS APPLYING FOR TRADITIONAL LOANS. THE GRANT AGREEMENT STATES THAT LANCASTER DOLLARS FOR HIGHER LEARNING WILL RECEIVE AN ANNUAL GIFT OF 8,000 FOR FIVE YEARS. IN 2025, THEY RECIEVED AN ADDITIONAL 2,000 GIFT. THIS YEAR, THE ORGANIZATION DISTRIBUTED 5 GRANTS TOTALING 9,500. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 9500 |
| IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt | 0 | 9500 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 143091 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 15200 |
| IRS990/PYInvestmentIncomeAmt | 0 | 179200 |
| IRS990/PYOtherExpensesAmt | 0 | 308318 |
| IRS990/PYOtherRevenueAmt | 0 | 869 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 125547 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 47910 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 77279 |
| IRS990/PYTotalExpensesAmt | 0 | 400797 |
| IRS990/PYTotalRevenueAmt | 0 | 448707 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 84326 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
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| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 163922 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | OTHER INCOME 4,631 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | PART II, LINE 10 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 157205 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 143091 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 146408 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 175285 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 126957 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 748946 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 112657 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 112319 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 89107 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 44884 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 27695 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 386662 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 640609 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 23934 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 869 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1793 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1969 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 28565 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.46310 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.48480 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 539137 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 209809 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 157205 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 143091 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 146408 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 175285 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 126957 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 748946 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1164173 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 413893 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 2561054 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | STUDENT LOANS RECEIVABLE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 220777 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10533 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5704 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LONG TERM LEASE LIABILITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHORT TERM LEASE LIABILITY |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 220777 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 498219 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 2561054 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 413893 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 16237 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 498219 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 718996 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 413893 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | false |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt | 0 | 9500 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 0 | GRANTS |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 0 | 5 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LANCASTER DOLLARS FOR HIGHER LEARNING WAS GIVEN GRANTS FOR THE PRUPOSE OF PROVIDING A LIMITED NUMBER OF GRANTS, RATHER THAN INTEREST FREE LOANS, TO DESERVING APPLICANTS SELECTED FROM THE GROUP OF STUDENTS APPLYING FOR TRADITIONAL LOANS. THE GRANT AGREEMENT STATES THAT LANCASTER DOLLARS FOR HIGHER LEARNING WILL RECEIVE AN ANNUAL GIFT OF 8,000 FOR FIVE YEARS. IN 2025, THEY RECIEVED AN ADDITIONAL 2,000 GIFT. THIS YEAR, THE ORGANIZATION DISTRIBUTED 5 GRANTS TOTALING 9,500. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE TREASURER OF THE ORGANIZATION REVIEWS THE FORM 990 BEFORE PROCESSING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. THE 990 RETURN CAN BE ALSO VIEWED ON GUIDESTAR'S WEBSITE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | PA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
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Displayed year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.