Civic Intelligence

Jubilee School

990 • Fiscal year 2019 • EIN 23-2844857

Jul 01, 2018 to Jun 30, 2019 • Filed on Jan 05, 2021

4211 Chester AvenuePhiladelphia, PA 19104

(215) 387-7592

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

2.58x

Higher debt load relative to assets than 98% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

90th percentile

0.88x

Higher debt load relative to revenue than 90% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Net Margin

16th percentile

-15%

Higher net margin than 16% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

56th percentile

$21,875

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Asset Growth

31st percentile

-2.6%

Faster asset growth than 31% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

46th percentile

2.2%

Faster revenue growth than 46% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Down

$230,850

Down $6,274 (-2.6%) from 2018

Net Assets

Down

-$364,594

Down $101,480 (-39%) from 2018

Liabilities

Up

$595,444

Up $95,206 (+19%) from 2018

Revenue

Up

$675,062

Up $14,401 (+2.2%) from 2018

Expenses

Down

$776,541

Down $27,384 (-3.4%) from 2018

Net Income

Up

-$101,479

Up $41,785 (+29%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0-$500KAssets 2011: $354,452Liabilities 2011: $250,274Net Assets 2011: $104,1782011Assets 2012: $280,990Liabilities 2012: $250,419Net Assets 2012: $30,5712012Assets 2013: $325,990Liabilities 2013: $241,960Net Assets 2013: $84,0302013Assets 2014: $259,323Liabilities 2014: $249,524Net Assets 2014: $9,7992014Assets 2015: $267,137Liabilities 2015: $262,000Net Assets 2015: $5,1372015Assets 2016: $257,815Liabilities 2016: $308,153Net Assets 2016: -$50,3382016Assets 2017: $258,263Liabilities 2017: $377,817Net Assets 2017: -$119,5542017Assets 2018: $237,124Liabilities 2018: $500,238Net Assets 2018: -$263,1142018Assets 2019: $230,850Liabilities 2019: $595,444Net Assets 2019: -$364,5942019Assets 2020: $271,125Liabilities 2020: $703,434Net Assets 2020: -$432,3092020Assets 2021: $357,695Liabilities 2021: $659,681Net Assets 2021: -$301,9862021Assets 2022: $264,677Liabilities 2022: $574,108Net Assets 2022: -$309,4312022Assets 2023: $233,686Liabilities 2023: $333,018Net Assets 2023: -$99,3322023Assets 2024: $314,444Liabilities 2024: $322,460Net Assets 2024: -$8,0162024

Highlighted filing

2019

Assets$230,850
Liabilities$595,444
Net Assets-$364,594

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $526,365Expenses 2011: $513,901Net Income 2011: $12,4642011Revenue 2012: $430,460Expenses 2012: $501,298Net Income 2012: -$70,8382012Revenue 2013: $548,882Expenses 2013: $498,467Net Income 2013: $50,4152013Revenue 2014: $443,658Expenses 2014: $519,238Net Income 2014: -$75,5802014Revenue 2015: $487,280Expenses 2015: $487,415Net Income 2015: -$1352015Revenue 2016: $559,188Expenses 2016: $613,144Net Income 2016: -$53,9562016Revenue 2017: $704,889Expenses 2017: $770,097Net Income 2017: -$65,2082017Revenue 2018: $660,661Expenses 2018: $803,925Net Income 2018: -$143,2642018Revenue 2019: $675,062Expenses 2019: $776,541Net Income 2019: -$101,4792019Revenue 2020: $659,175Expenses 2020: $726,890Net Income 2020: -$67,7152020Revenue 2021: $779,969Expenses 2021: $649,646Net Income 2021: $130,3232021Revenue 2022: $856,894Expenses 2022: $881,905Net Income 2022: -$25,0112022Revenue 2023: $1,031,663Expenses 2023: $821,564Net Income 2023: $210,0992023Revenue 2024: $798,867Expenses 2024: $707,551Net Income 2024: $91,3162024

Highlighted filing

2019

Revenue$675,062
Expenses$776,541
Net Income-$101,479
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Jan 5, 2021
Return Version
2018v3.1
Gross Receipts
$675,062
Mission and Program Overview

Mission

Jubilee school mission is to empower at-risk children in low-income neighborhoods in philadelphia. The goal is to provide an alternative to public school in which curiosity, creativity, and enthusiam children begin with would be kept alive throughout their school years.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$131,814$124,825▼ $6,989
Accounts Receivable$48,365$52,581▲ $4,216
Loans From Officers Directors$42,114$46,114▲ $4,000
Investments in Publicly Traded Securities$31,215$31,869▲ $654
Intangible Assets$15,585$15,585→ $0
Prepaid Expenses and Deferred Charges$10,015$9,604▼ $411
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Cash and Non-Interest-Bearing Accounts$129$-3,614▼ $3,743
Total Assets$237,123$230,850▼ $6,273
Other Assets Total$0--
Liabilities
Other Liabilities$159,000$302,025▲ $143,025
Mortgage Notes Payable Secured by Investment Property$221,281$221,281→ $0
Accounts Payable and Accrued Expenses$55,683$18,514▼ $37,169
Deferred Revenue$22,160$7,510▼ $14,650
Unsecured Notes Loans Payable$0--
Total Liabilities$500,238$595,444▲ $95,206
Net Assets / Fund Balance
Temporarily Rstr Net Assets$113,190$120,860▲ $7,670
Unrestricted Net Assets$-376,305$-485,454▼ $109,149
Total Net Assets Fund Balance$-263,115$-364,594▼ $101,479
Total Liabilities and Net Assets / Fund Balance$237,123$230,850▼ $6,273

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$51,408$172,173$223,581
Buildings$68,000$92,000$160,000
Equipment$308$37,620$37,928
Other Land Buildings$109$8,066$8,175
Land$5,000-$5,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Karen FalconDirectorFT$21,875$21,875

Board Members and Trustees

NameTitle
Efia KingBoard Member
Henry FairfaxBoard Member
Julien TerrellBoard Member
Leila FalconBoard Member
Nick GrossBoard Member
Susan McbrideBoard Member
Jamila CarterCo Director
Karen JordanSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$253,289
Program Service Revenue
$406,671
Investment Income
$37
Other Revenue
$15,065
All Other Contributions
$50,938
Change in Net Assets
$-101,479
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$570,252
Other Expenses$206,289
Total Fundraising Expense$5,588
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$384,761$67,535$4,321$456,617
Pension Plan Contributions$61,815$6,382$0$68,197
Occupancy$53,239$6,732$324$60,295
All Other Expenses$18,924$35,695$139$54,758
Payroll Taxes$33,981$6,373$416$40,770
Office Expenses$5,386$12,764$34$18,184
Depreciation Depletion$16,317$1,530$190$18,037
Insurance$7,216$902$116$8,234
Other Employee Benefits$3,887$733$48$4,668
Other Expenses$1,400$392$0$1,792
Total Functional Expenses$625,073$145,880$5,588$776,541
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$42,114$46,114▲ $4,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Covenant Community$294,000
Accrued Expenses$8,025
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Jubilee School
EIN
23-2844857
Phone
2153877592
Address
4211 CHESTER AVENUE, PHILADELPHIA, PA 19104

Signing Officer

Name
Karen Falcon
Title
Director
Phone
2153877592
Signed
2021-01-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Falcon
Formed
1996
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
8
Employees
2
Volunteers
0

Preparer

Firm
Renzi Bernardi Suarez & Co
Address
41 Kings Highway N, Cherry Hill, NJ 08034
Preparer
Edward A Suarez CPA MBA
Phone
8568587887
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

When finished all eligible parties will recieve a copy of the return that will be distributed by the director

Pt VI, Line 2

Larry (karen husband) is the pastor of covenant community church

Pt VI, Line 19

Documents are presented to us upon request via email

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt06382
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt061815
IRS990/PensionPlanContributionsGrp/TotalAmt068197
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010015
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt09604
IRS990/PrincipalOfficerNm0KAREN FALCON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0611600
IRS990/ProgramServiceRevenueGrp/Desc0TUITION AND FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0406671
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0353464
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0791
IRS990/PYOtherExpensesAmt0250896
IRS990/PYOtherRevenueAmt04119
IRS990/PYProgramServiceRevenueAmt0302287
IRS990/PYRevenuesLessExpensesAmt0-143264
IRS990/PYSalariesCompEmpBnftPaidAmt0553029
IRS990/PYTotalExpensesAmt0803925
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0660661
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-101479
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0406671
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SchoolInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt068000
IRS990ScheduleD/BuildingsGrp/DepreciationAmt092000
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0160000
IRS990ScheduleD/EquipmentGrp/BookValueAmt0308
IRS990ScheduleD/EquipmentGrp/DepreciationAmt037620
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt037928
IRS990ScheduleD/LandGrp/BookValueAmt05000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt05000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt051408
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0172173
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0223581
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0109
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt08066
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt08175
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0294000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt18025
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO COVENANT COMMUNITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED EXPENSES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0124825
IRS990ScheduleD/TotalLiabilityAmt0302025
IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0false
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0true
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt042614
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0OPEN CASH FLOW
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1OPEN CASH FLOW
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt042614
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt13500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0KAREN FALCON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1LEILA FALCON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/TotalBalanceDueAmt046114
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0WHEN FINISHED ALL ELIGIBLE PARTIES WILL RECIEVE A COPY OF THE RETURN THAT WILL BE DISTRIBUTED BY THE DIRECTOR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1LARRY (KAREN HUSBAND) IS THE PASTOR OF COVENANT COMMUNITY CHURCH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DOCUMENTS ARE PRESENTED TO US UPON REQUEST VIA EMAIL
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 19
IRS990/SchoolOperatingInd0true
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0113190
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0120860
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0237123
IRS990/TotalAssetsEOYAmt0230850
IRS990/TotalAssetsGrp/BOYAmt0237123
IRS990/TotalAssetsGrp/EOYAmt0230850
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0253289
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt05588
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0145880
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0625073
IRS990/TotalFunctionalExpensesGrp/TotalAmt0776541
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0500238

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.31$0.32$0.01$0.80$0.71$0.09
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.23$0.33$0.10$1.03$0.82$0.21
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.26$0.57$0.31$0.86$0.88$0.03
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.36$0.66$0.30$0.78$0.65$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.27$0.70$0.43$0.66$0.73$0.07
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.60$0.36$0.68$0.78$0.10
2018Summary only. Only limited summary data is available for this year.$0.24$0.50$0.26$0.66$0.80$0.14
2017Summary only. Only limited summary data is available for this year.$0.26$0.38$0.12$0.70$0.77$0.07
2016Summary only. Only limited summary data is available for this year.$0.26$0.31$0.05$0.56$0.61$0.05
2015Summary only. Only limited summary data is available for this year.$0.27$0.26$0.01$0.49$0.49$0.00
2014Summary only. Only limited summary data is available for this year.$0.26$0.25$0.01$0.44$0.52$0.08
2013Summary only. Only limited summary data is available for this year.$0.33$0.24$0.08$0.55$0.50$0.05
2012Summary only. Only limited summary data is available for this year.$0.28$0.25$0.03$0.43$0.50$0.07
2011Summary only. Only limited summary data is available for this year.$0.35$0.25$0.10$0.53$0.51$0.01