Civic Intelligence

Retiree & Surv Depend Med & Life Insur Plan for Local 473 Employees of Phila

EIN 23-2817834 • 501(c)9 • Bryn Mawr, PA

View Organization Page

Profile

To provide retiree and surviving dependents medical & life insurance benefits for local 473 employees of the philadelphia suburban division of aqua pennsylvania.

762 W Lancaster AveBryn Mawr, PA 19010

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Net Margin

87th percentile

39%

Higher net margin than 87% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$25M-$50M nonprofits • Source year 2022

Asset Growth

53rd percentile

8.0%

Faster asset growth than 53% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Revenue Growth

94th percentile

58%

Faster revenue growth than 94% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$37,114,638

Up $5,299,566 (+17%) from 2022

Liabilities

Down

$0

Down $42,838 (-100%) from 2022

Net Assets

Up

$37,114,638

Up $5,342,404 (+17%) from 2022

Operations
Liabilities / Revenue20th percentileNet Margin87th percentile

Revenue

Up

$2,335,297

Up $1,400,393 (+150%) from 2022

Expenses

Up

$1,417,300

Up $528,207 (+59%) from 2022

Net Income

Up

$917,997

Up $872,186 (+1904%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth53rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2011: $14,778,252Liabilities 2011: $44,843Net Assets 2011: $14,733,4092011Assets 2014: $23,072,193Liabilities 2014: $49,367Net Assets 2014: $23,022,8262014Assets 2015: $24,112,961Liabilities 2015: $92,698Net Assets 2015: $24,020,2632015Assets 2016: $26,074,229Liabilities 2016: $103,900Net Assets 2016: $25,970,3292016Assets 2017: $29,160,510Liabilities 2017: $46,750Net Assets 2017: $29,113,7602017Assets 2018: $28,233,437Liabilities 2018: $78,685Net Assets 2018: $28,154,7522018Assets 2019: $33,639,282Liabilities 2019: $300,077Net Assets 2019: $33,339,2052019Assets 2020: $36,920,891Liabilities 2020: $90,546Net Assets 2020: $36,830,3452020Assets 2021: $41,078,552Liabilities 2021: $111,099Net Assets 2021: $40,967,4532021Assets 2022: $31,815,072Liabilities 2022: $42,838Net Assets 2022: $31,772,2342022Assets 2024: $37,114,638Liabilities 2024: $0Net Assets 2024: $37,114,6382024

Highlighted filing

2024

Assets$37,114,638
Liabilities$0
Net Assets$37,114,638
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $1,490,981Expenses 2011: $427,531Net Income 2011: $1,063,4502011Revenue 2014: $761,653Expenses 2014: $486,300Net Income 2014: $275,3532014Revenue 2015: $2,144,996Expenses 2015: $528,370Net Income 2015: $1,616,6262015Revenue 2016: $1,707,279Expenses 2016: $580,703Net Income 2016: $1,126,5762016Revenue 2017: $176,608Expenses 2017: $624,780Net Income 2017: -$448,1722017Revenue 2018: $1,294,981Expenses 2018: $677,031Net Income 2018: $617,9502018Revenue 2019: $121,674Expenses 2019: $699,148Net Income 2019: -$577,4742019Revenue 2020: $34,411Expenses 2020: $759,942Net Income 2020: -$725,5312020Revenue 2021: $21,193Expenses 2021: $951,737Net Income 2021: -$930,5442021Revenue 2022: $934,904Expenses 2022: $889,093Net Income 2022: $45,8112022Revenue 2024: $2,335,297Expenses 2024: $1,417,300Net Income 2024: $917,9972024

Highlighted filing

2024

Revenue$2,335,297
Expenses$1,417,300
Net Income$917,997
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$37,114,638
Liabilities
$0
Net assets
$37,114,638
Revenue
$2,335,297
Expenses
$1,417,300
Net income
$917,997
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.1$0.00$37.1$2.34$1.42$0.92
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.8$0.04$31.8$0.93$0.89$0.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.1$0.11$41.0$0.02$0.95$0.93
2020Summary only. Only limited summary data is available for this year.$36.9$0.09$36.8$0.03$0.76$0.73
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.6$0.30$33.3$0.12$0.70$0.58
2018Summary only. Only limited summary data is available for this year.$28.2$0.08$28.2$1.29$0.68$0.62
2017Summary only. Only limited summary data is available for this year.$29.2$0.05$29.1$0.18$0.62$0.45
2016Summary only. Only limited summary data is available for this year.$26.1$0.10$26.0$1.71$0.58$1.13
2015Summary only. Only limited summary data is available for this year.$24.1$0.09$24.0$2.14$0.53$1.62
2014Summary only. Only limited summary data is available for this year.$23.1$0.05$23.0$0.76$0.49$0.28
2011Summary only. Only limited summary data is available for this year.$14.8$0.04$14.7$1.49$0.43$1.06
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 15, 2023
Return Version
2022v5.0
Gross Receipts
$2,500,276
Mission and Program Overview

Mission

To provide retiree and surviving dependents medical & life insurance benefits for local 473 employees of the philadelphia suburban division of aqua pennsylvania.

Provides for retiree & surviving dependents medical & life insurance benefits for local 473 employees of the philadelphia suburban division of aqua penna., inc.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$40,967,453$31,772,234▼ $9,195,219
Investments Other Securities$39,299,540$28,493,172▼ $10,806,368
Savings and Temporary Cash Investments$1,779,005$3,315,502▲ $1,536,497
Accounts Receivable$7$6,398▲ $6,391
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$41,078,552$31,815,072▼ $9,263,480
Liabilities
Accounts Payable and Accrued Expenses$111,099$42,838▼ $68,261
Total Liabilities$111,099$42,838▼ $68,261
Net Assets / Fund Balance
Total Net Assets Fund Balance$40,967,453$31,772,234▼ $9,195,219
Total Liabilities and Net Assets / Fund Balance$41,078,552$31,815,072▼ $9,263,480

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$28,493,172--
Compensation and Service Providers
Top Officer Pay40th percentile

Board Members and Trustees

NameTitle
Richard FoxChairman and CEO
Christopher LuningInstitutional Trustee
Christopher FranklinController
Christina KellyExec. VP, CFO
Daniel SchullerExec. VP, COO
Robert a RubinExec. VP, Counsel, Secreta
-Sr. VP., Chief Hr Officer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$934,904
Other Revenue
$0
Change in Net Assets
$45,811

Audited Revenue Reconciliation

Revenue per Audited Statements
$934,904
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-9,241,030
Total Revenue per Audited Statements
$-8,306,126
Total Revenue per Form 990
$934,904
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$131,528
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$757,565
Fees for Service Investment Mgmnt Fees---$85,039
Fees for Services Accounting---$28,750
Fees for Services Legal---$17,739
Total Functional Expenses$0$0$0$889,093

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$889,093
Total Expenses per Audited Statements$889,093
Total Expenses per Form 990$889,093
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Business relationships: christopher luning, robert rubin, christopher franklin, richard fox, daniel schuller, and christina kelly”

Form 990, Part VI, Section A, Line 7A

“All of the individual officers are employees of essential utilities, inc., the plan sponsor and fiduciary. They serve on the retirement and benefits committee by virtue of their positions with the plan sponsor.”

Form 990, Part VI, Section B, Line 11B

“The return is reviewed by the essential utilities reitrement and benefits committee or their designees. Then it is signed by an authorized officer. The form 990 document will be available for all members after it has been filed with the u.s. Treasury. Upon filing, the document is available to all members upon request.”

Form 990, Part VI, Section C, Line 19

“The documents are available for review per treasury regulation section 301-6104 (d) 1-4.”

Form 990, Part VII Contact Addresses for Officers, Directors, Etc

“Bny mellon - 240 greenwich street, new york city, ny 10007.”

Filing and Contact Details

Filer

Filer Name
Retiree & Surv Depend Med & Life Insur
EIN
23-2817834
Phone
6106454202
Address
762 W LANCASTER AVE, BRYN MAWR, PA 19010

Signing Officer

Name
Robert a Rubin
Title
Controller
Phone
6106454202
Signed
2023-11-15
Discuss with paid preparer
No

Organization Details

Principal Officer
Robert a Rubin
Formed
1996
Legal Domicile
Pa
Voting Board Members
1
Independent Board Members
1
Employees
0
Volunteers
3

Preparer

Firm
Schneider Downs & Co Inc
Address
ONE PPG PLACE SUITE 1700, PITTSBURGH, PA 15222
Preparer
Susan M Kirsch
Phone
4122613644
Supplemental Narrative

Additional Explanations

FROM 990, PART XII, LINE 2C:

“The trust has a committee that assumes responsibility for oversight of the audit of its financial statements and its selection of the independent accountant. The selection and oversight process did not change from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The veba trust funding certain benefits of the plan received an exemption letter from the internal revenue service (irs) dated march 7, 1996, stating that the trust is tax-exempt under the provisions of section 501(c)(9) of the irc. However, as a result of the plan's funding policy, from time to time the trust may be subject to income taxes. No federal or state income taxes have been recorded in 2022 or 2021 for unrelated business taxable income. In addition, the plan and the trust are required to operate in conformity with the irc to maintain the tax-exempt status of the trust. Although the plan has been amended since receiving the exemption letter, the plan administrator believes that the plan is being operated in compliance with the applicable requirements of the irc and, therefore, believes that the related trust is tax-exempt. Accounting principles generally accepted in the united states of america require management to evaluate tax positions taken by the plan and recognize a tax liability if the plan has taken an uncertain position that more likely than not would not be sustained upon examination by the irs. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The plan administrator believes that the plan is no longer subject to income tax examinations for years prior to 2019.”

Raw XML Appendix359 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0111099
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt042838
IRS990/AccountsReceivableGrp/BOYAmt07
IRS990/AccountsReceivableGrp/EOYAmt06398
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDES FOR RETIREE & SURVIVING DEPENDENTS MEDICAL & LIFE INSURANCE BENEFITS FOR LOCAL 473 EMPLOYEES OF THE PHILADELPHIA SUBURBAN DIVISION OF AQUA PENNA., INC.
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/TotalAmt0757565
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AQUA PENNSYLVANIA INC
IRS990/BooksInCareOfDetail/PhoneNum06106454202
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0762 W LANCASTER AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0BRYN MAWR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd019010
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0757565
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0934904
IRS990/CYOtherExpensesAmt0131528
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt045811
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0889093
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0934904
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0TO PROVIDE RETIREE AND SURVIVING DEPENDENTS MEDICAL & LIFE INSURANCE BENEFITS FOR LOCAL 473 EMPLOYEES OF THE PHILADELPHIA SUBURBAN DIVISION OF AQUA PENNSYLVANIA.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt028750
IRS990/FeesForServicesLegalGrp/TotalAmt017739
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt085039
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt0BNY MELLON
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0CHRISTOPHER LUNING
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT A RUBIN
IRS990/Form990PartVIISectionAGrp/PersonNm2CHRISTOPHER FRANKLIN
IRS990/Form990PartVIISectionAGrp/PersonNm3RICHARD FOX
IRS990/Form990PartVIISectionAGrp/PersonNm4DANIEL SCHULLER
IRS990/Form990PartVIISectionAGrp/PersonNm5CHRISTINA KELLY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0INSTITUTIONAL TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXEC. VP, COUNSEL, SECRETA
IRS990/Form990PartVIISectionAGrp/TitleTxt2CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRMAN AND CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt4EXEC. VP, COO
IRS990/Form990PartVIISectionAGrp/TitleTxt5EXEC. VP, CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt6SR. VP., CHIEF HR OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0914628
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02480000
IRS990/GrossReceiptsAmt02500276
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt01
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt020276
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt020276
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt039299540
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt028493172
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01565372
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE RETIREE AND SURVIVING DEPENDENTS MEDICAL & LIFE INSURANCE BENEFITS FOR LOCAL 473 EMPLOYEES OF THE PHILADELPHIA SUBURBAN DIVISION OF AQUA PENNSYLVANIA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt031772234
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0914628
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0914628
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-9241030
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd01
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ROBERT A RUBIN
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0826014
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt012451
IRS990/PYOtherExpensesAmt0124805
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt08742
IRS990/PYRevenuesLessExpensesAmt0-930544
IRS990/PYSalariesCompEmpBnftPaidAmt0918
IRS990/PYTotalExpensesAmt0951737
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021193
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt045811
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt040967453
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt031772234
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01779005
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03315502
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0889093
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-9241030
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt028493172
IRS990ScheduleD/OtherSecuritiesGrp/Desc0COLLECTIVE TRUSTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/RevenueNotReportedAmt0-9241030
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0934904
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE VEBA TRUST FUNDING CERTAIN BENEFITS OF THE PLAN RECEIVED AN EXEMPTION LETTER FROM THE INTERNAL REVENUE SERVICE (IRS) DATED MARCH 7, 1996, STATING THAT THE TRUST IS TAX-EXEMPT UNDER THE PROVISIONS OF SECTION 501(C)(9) OF THE IRC. HOWEVER, AS A RESULT OF THE PLAN'S FUNDING POLICY, FROM TIME TO TIME THE TRUST MAY BE SUBJECT TO INCOME TAXES. NO FEDERAL OR STATE INCOME TAXES HAVE BEEN RECORDED IN 2022 OR 2021 FOR UNRELATED BUSINESS TAXABLE INCOME. IN ADDITION, THE PLAN AND THE TRUST ARE REQUIRED TO OPERATE IN CONFORMITY WITH THE IRC TO MAINTAIN THE TAX-EXEMPT STATUS OF THE TRUST. ALTHOUGH THE PLAN HAS BEEN AMENDED SINCE RECEIVING THE EXEMPTION LETTER, THE PLAN ADMINISTRATOR BELIEVES THAT THE PLAN IS BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE IRC AND, THEREFORE, BELIEVES THAT THE RELATED TRUST IS TAX-EXEMPT. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES THAT THE PLAN IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2019.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleD/TotalBookValueSecuritiesAmt028493172
IRS990ScheduleD/TotalExpensesPerForm990Amt0889093
IRS990ScheduleD/TotalRevenuePerForm990Amt0934904
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0-8306126
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0889093
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BUSINESS RELATIONSHIPS: CHRISTOPHER LUNING, ROBERT RUBIN, CHRISTOPHER FRANKLIN, RICHARD FOX, DANIEL SCHULLER, AND CHRISTINA KELLY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL OF THE INDIVIDUAL OFFICERS ARE EMPLOYEES OF ESSENTIAL UTILITIES, INC., THE PLAN SPONSOR AND FIDUCIARY. THEY SERVE ON THE RETIREMENT AND BENEFITS COMMITTEE BY VIRTUE OF THEIR POSITIONS WITH THE PLAN SPONSOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE RETURN IS REVIEWED BY THE ESSENTIAL UTILITIES REITREMENT AND BENEFITS COMMITTEE OR THEIR DESIGNEES. THEN IT IS SIGNED BY AN AUTHORIZED OFFICER. THE FORM 990 DOCUMENT WILL BE AVAILABLE FOR ALL MEMBERS AFTER IT HAS BEEN FILED WITH THE U.S. TREASURY. UPON FILING, THE DOCUMENT IS AVAILABLE TO ALL MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE DOCUMENTS ARE AVAILABLE FOR REVIEW PER TREASURY REGULATION SECTION 301-6104 (D) 1-4.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BNY MELLON - 240 GREENWICH STREET, NEW YORK CITY, NY 10007.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE TRUST HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND ITS SELECTION OF THE INDEPENDENT ACCOUNTANT. THE SELECTION AND OVERSIGHT PROCESS DID NOT CHANGE FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FROM 990, PART XII, LINE 2C:
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IRS990ScheduleR/AssetSaleToOtherOrgInd00
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IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd1PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0WATER UTILITY
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt1WATER AND NATURAL GAS UTILITY
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0AQUA PENNSYLVANIA INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1ESSENTIAL UTILITIES INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt0762 W LANCASTER AVE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt1762 W LANCASTER AVE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0BRYN MAWR
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm1BRYN MAWR
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd1PA
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IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
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IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd01
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
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IRS990/TotalAssetsEOYAmt031815072
IRS990/TotalAssetsGrp/BOYAmt041078552
IRS990/TotalAssetsGrp/EOYAmt031815072
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0889093
IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt042838
IRS990/TotalLiabilitiesGrp/BOYAmt0111099
IRS990/TotalLiabilitiesGrp/EOYAmt042838
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt040967453
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt031772234
IRS990/TotalOtherCompensationAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0934904
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0934904
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt03
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt041078552
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt031815072
IRS990/TotReportableCompRltdOrgAmt00
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IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0762 W LANCASTER AVE
IRS990/USAddress/CityNm0BRYN MAWR
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IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt01
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd00
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT A RUBIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CONTROLLER
ReturnHeader/BusinessOfficerGrp/PhoneNum06106454202
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RETIREE & SURV DEPEND MED & LIFE INSUR
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0PLAN FOR LOCAL 473 EMPLOYEES OF PHILA
ReturnHeader/Filer/BusinessNameControlTxt0RETI
ReturnHeader/Filer/EIN0232817834
ReturnHeader/Filer/PhoneNum06106454202
ReturnHeader/Filer/USAddress/AddressLine1Txt0762 W LANCASTER AVE
ReturnHeader/Filer/USAddress/CityNm0BRYN MAWR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd019010
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0251408703
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SCHNEIDER DOWNS & CO INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0ONE PPG PLACE SUITE 1700
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PITTSBURGH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd015222
ReturnHeader/PreparerPersonGrp/PhoneNum04122613644
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUSAN M KIRSCH
ReturnHeader/ReturnTs02023-11-15T11:59:49-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ROBERT
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0RUBIN
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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