Civic Intelligence

Chester County Chamber of Business

EIN 23-2679994 • 501(c)6 • Malvern, PA

View Organization Page

Profile

To positively influence the business climate in chester county, pa by developing effective relationships between businesses & the general public.

1600 Paoli PikeMalvern, PA 19355

www.cccbi.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.39x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

84th percentile

0.36x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

35th percentile

-0.8%

Higher net margin than 35% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

16th percentile

-13%

Faster asset growth than 16% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

40th percentile

1.0%

Faster revenue growth than 40% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets84th percentile

Assets

Down

$605,735

Down $93,040 (-13%) from 2023

Liabilities

Down

$234,858

Down $87,679 (-27%) from 2023

Net Assets

Down

$370,877

Down $5,361 (-1.4%) from 2023

Operations
Liabilities / Revenue84th percentileNet Margin35th percentile

Revenue

Up

$655,212

Up $6,795 (+1.0%) from 2023

Expenses

Up

$660,568

Up $109,318 (+20%) from 2023

Net Income

Down

-$5,356

Down $102,523 (-106%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth16th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $264,862Liabilities 2011: $55,660Net Assets 2011: $209,2022011Assets 2012: $307,397Liabilities 2012: $59,234Net Assets 2012: $248,1632012Assets 2013: $352,197Liabilities 2013: $74,133Net Assets 2013: $278,0642013Assets 2014: $390,352Liabilities 2014: $59,035Net Assets 2014: $331,3172014Assets 2015: $419,686Liabilities 2015: $145,493Net Assets 2015: $274,1932015Assets 2016: $458,926Liabilities 2016: $150,145Net Assets 2016: $308,7812016Assets 2017: $583,486Liabilities 2017: $243,356Net Assets 2017: $340,1302017Assets 2018: $469,770Liabilities 2018: $142,040Net Assets 2018: $327,7302018Assets 2019: $439,069Liabilities 2019: $110,607Net Assets 2019: $328,4622019Assets 2020: $352,492Liabilities 2020: $148,579Net Assets 2020: $203,9132020Assets 2021: $533,363Liabilities 2021: $265,697Net Assets 2021: $267,6662021Assets 2022: $578,363Liabilities 2022: $299,294Net Assets 2022: $279,0692022Assets 2023: $698,775Liabilities 2023: $322,537Net Assets 2023: $376,2382023Assets 2024: $605,735Liabilities 2024: $234,858Net Assets 2024: $370,8772024

Highlighted filing

2024

Assets$605,735
Liabilities$234,858
Net Assets$370,877
Open 2024 Filing

Operations Trend

Revenue Growth40th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $513,6702011Revenue 2012: $563,401Expenses 2012: $524,440Net Income 2012: $38,9612012Expenses 2013: $529,1642013Revenue 2014: $590,356Expenses 2014: $537,103Net Income 2014: $53,2532014Revenue 2015: $573,966Expenses 2015: $631,090Net Income 2015: -$57,1242015Revenue 2016: $658,757Expenses 2016: $624,169Net Income 2016: $34,5882016Revenue 2017: $675,210Expenses 2017: $643,861Net Income 2017: $31,3492017Revenue 2018: $569,676Expenses 2018: $582,074Net Income 2018: -$12,3982018Revenue 2019: $575,050Expenses 2019: $574,318Net Income 2019: $7322019Revenue 2020: $411,573Expenses 2020: $536,123Net Income 2020: -$124,5502020Revenue 2021: $458,382Expenses 2021: $394,629Net Income 2021: $63,7532021Revenue 2022: $516,781Expenses 2022: $505,435Net Income 2022: $11,3462022Revenue 2023: $648,417Expenses 2023: $551,250Net Income 2023: $97,1672023Revenue 2024: $655,212Expenses 2024: $660,568Net Income 2024: -$5,3562024

Highlighted filing

2024

Revenue$655,212
Expenses$660,568
Net Income-$5,356
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$605,735
Liabilities
$234,858
Net assets
$370,877
Revenue
$655,212
Expenses
$660,568
Net income
-$5,356
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.06$2.35$3.71$6.55$6.61$0.05
2023Summary only. Only limited summary data is available for this year.$6.99$3.23$3.76$6.48$5.51$0.97
2022Summary only. Only limited summary data is available for this year.$5.78$2.99$2.79$5.17$5.05$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.33$2.66$2.68$4.58$3.95$0.64
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.52$1.49$2.04$4.12$5.36$1.25
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.39$1.11$3.28$5.75$5.74$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.70$1.42$3.28$5.70$5.82$0.12
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.83$2.43$3.40$6.75$6.44$0.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.59$1.50$3.09$6.59$6.24$0.35
2015Detailed filing. Detailed filing data is available for this year.$4.20$1.45$2.74$5.74$6.31$0.57
2014Summary only. Only limited summary data is available for this year.$3.90$0.59$3.31$5.90$5.37$0.53
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.52$0.74$2.78$5.29
2012Summary only. Only limited summary data is available for this year.$3.07$0.59$2.48$5.63$5.24$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.65$0.56$2.09$5.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
May 9, 2025
Return Version
2023v6.0
Gross Receipts
$866,062
Mission and Program Overview

Mission

To positively influence the business climate in chester county, pa by developing effective relationships between businesses & the general public.

To positively influence the business climate in chester county, pa by developing effective relationships between businesses and the general public.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$468,395$369,854▼ $98,541
Accounts Receivable$122,185$163,035▲ $40,850
Other Notes and Loans Receivable, Net$74,495--
Prepaid Expenses and Deferred Charges-$41,572-
Savings and Temporary Cash Investments$28,493$28,550▲ $57
Total Assets$698,775$605,735▼ $93,040
Other Assets Total$5,207$2,724▼ $2,483
Liabilities
Other Liabilities$282,880$217,496▼ $65,384
Accounts Payable and Accrued Expenses$39,657$17,362▼ $22,295
Total Liabilities$322,537$234,858▼ $87,679
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$376,238$370,877▼ $5,361
Total Net Assets Fund Balance$376,238$370,877▼ $5,361
Total Liabilities and Net Assets / Fund Balance$698,775$605,735▼ $93,040
Compensation and Service Providers
Top Officer Pay49th percentile

Board Members and Trustees

NameTitle
Caitlin GanleyChair
James LoganChair Pick
Jim LeeVice Chair
Aaron WaltonDirector
Aj McnivenDirector
Bill AdamsDirector
Casey MccabeDirector
Charles BoruchowitzDirector
Elizabeth WitmerDirector
Emma WatsonDirector
Gregory HerrmannDirector
Jared UtzDirector
Jeff BierleinDirector
Joe McginnDirector
Joel FrankDirector
Joshua SnyderDirector
Juni AlamDirector
Kara RahnDirector
Keith MontoneDirector
Kristen LadowDirector
Lou KuppermanDirector
Michael FiliDirector
Michael ReeseDirector
Michael StephanoDirector
Miguel AlbanDirector
Mike ChainDirector
Mitch VidovitchDirector
Pam MccormickDirector
Pete GoodridgeDirector
Rebecca DerryberryDirector
Rusty ResslerDirector
Sam SherrillDirector
Shannon RoyerDirector
Skip Brion EsqDirector
Steve McdonnellDirector
Susan OvertonDirector
Thomas ArmstrongDirector
Vince DonohueDirector
Zeb DavenportDirector
David MoserDirector Eme
Kimberly J BrumbaughDirector Eme
Michael Dehaven CPADirector Eme
Thom ChiomentoDirector Eme
Gary SmithEx Oficio
Steve AicheleEx Oficio
David Hackett EsqImmediate Pa
Deborah AbelSecretary
Carlo FerriTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$235,330
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$419,882
Change in Net Assets
$-5,356
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$387,853
Other Expenses$272,715
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$329,085
Fees for Services Accounting---$47,863
Payroll Taxes---$29,202
Other Employee Benefits---$18,129
Advertising---$11,617
Pension Plan Contributions---$11,437
All Other Expenses---$11,283
Office Expenses---$9,178
Other Expenses---$8,661
Information Technology---$6,939
Insurance---$6,894
Fees for Services Other---$5,572
Conferences and Meetings---$3,889
Travel---$3,278
Interest---$215
Total Functional Expenses$0$0$0$660,568
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$473,915
Fundraising Direct Expenses$210,850
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Dinner$260,745$260,745$47,628$213,117
Annual Golf Out$69,795$69,795$56,783$13,012
Total Events$471,735$471,735$202,652$269,083
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Revenues$195,488
Payroll Liabilities$18,782
Current Operating Lease Obligation$2,507
Due to Affiliate$504
Long Operating Lease Obligation$215
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“A review is performed prior to the completion of the federal form 990. Once the reviewed financial statement and the form 990 is completed, it is given to the board for review and approval prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“The organization reviews the conflict of interest policy on an annual basis for both employees and board members. If a conflict of interest is determined to exist, compromise and cooperation will be utilized in the process to correct the conflict.”

Form 990, Page 6, Part VI, Line 19

“Various organizational documents are available on the website.”

Filing and Contact Details

Filer

Filer Name
Chester County Chamber of Business
EIN
23-2679994
Phone
6107259100
Address
1600 PAOLI PIKE, MALVERN, PA 19355

Signing Officer

Name
Laura Manion
Title
Executive Director
Phone
6107259100
Signed
2025-05-09

Organization Details

Principal Officer
Caitlin Ganley
Formed
1991
Legal Domicile
Pa
Voting Board Members
33
Independent Board Members
33
Employees
5
Volunteers
100

Preparer

Firm
Brinker Simpson & Company LLC
Address
1400 N PROVIDENCE RD BLDG 2 STE 20, MEDIA, PA 19063
Preparer
Michael W Simpson CPA
Phone
6105445900
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Gaap tax lease obligation -5”

Financial Statement Notes

Schedule D, Page 3, Part X

“The chamber is exempt from federal income taxes under section 501(c)(6) of the internal revenue code and applicable state law. Management evaluates the chamber's tax positions to determine if they meet the minimum thresholds for financial statement recognition of the benefits of uncertain tax positions taken or expected to be taken in filing tax returns. Recognition of tax benefits of an uncertain tax position is required only when the position is "more likely than not" to be sustained assuming examination by taxing authorities. Management has evaluated the chamber's tax positions taken or expected to be taken for all open periods and has concluded that it has no uncertain tax position as of september 30, 2024. The chamber is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. At september 30, 2024, the chamber's tax returns remain subject to examination for the last three years.”

Raw XML AppendixShowing 400 of 659 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/CYTotalRevenueAmt0655212
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IRS990/Form990PartVIISectionAGrp/PersonNm1JIM LEE
IRS990/Form990PartVIISectionAGrp/PersonNm2DEBORAH ABEL
IRS990/Form990PartVIISectionAGrp/PersonNm3DAVID HACKETT ESQ
IRS990/Form990PartVIISectionAGrp/PersonNm4CARLO FERRI
IRS990/Form990PartVIISectionAGrp/PersonNm5BILL ADAMS
IRS990/Form990PartVIISectionAGrp/PersonNm6JUNI ALAM
IRS990/Form990PartVIISectionAGrp/PersonNm7MIGUEL ALBAN
IRS990/Form990PartVIISectionAGrp/PersonNm8THOMAS ARMSTRONG
IRS990/Form990PartVIISectionAGrp/PersonNm9JEFF BIERLEIN
IRS990/Form990PartVIISectionAGrp/PersonNm10CHARLES BORUCHOWITZ
IRS990/Form990PartVIISectionAGrp/PersonNm11SKIP BRION ESQ
IRS990/Form990PartVIISectionAGrp/PersonNm12ZEB DAVENPORT
IRS990/Form990PartVIISectionAGrp/PersonNm13REBECCA DERRYBERRY
IRS990/Form990PartVIISectionAGrp/PersonNm14VINCE DONOHUE
IRS990/Form990PartVIISectionAGrp/PersonNm15MICHAEL FILI
IRS990/Form990PartVIISectionAGrp/PersonNm16PETE GOODRIDGE
IRS990/Form990PartVIISectionAGrp/PersonNm17GREGORY HERRMANN
IRS990/Form990PartVIISectionAGrp/PersonNm18KRISTEN LADOW
IRS990/Form990PartVIISectionAGrp/PersonNm19CASEY MCCABE
IRS990/Form990PartVIISectionAGrp/PersonNm20PAM MCCORMICK
IRS990/Form990PartVIISectionAGrp/PersonNm21STEVE MCDONNELL
IRS990/Form990PartVIISectionAGrp/PersonNm22JOE MCGINN
IRS990/Form990PartVIISectionAGrp/PersonNm23AJ MCNIVEN
IRS990/Form990PartVIISectionAGrp/PersonNm24KEITH MONTONE
IRS990/Form990PartVIISectionAGrp/PersonNm25SUSAN OVERTON
IRS990/Form990PartVIISectionAGrp/PersonNm26KARA RAHN
IRS990/Form990PartVIISectionAGrp/PersonNm27MICHAEL REESE
IRS990/Form990PartVIISectionAGrp/PersonNm28RUSTY RESSLER
IRS990/Form990PartVIISectionAGrp/PersonNm29SHANNON ROYER
IRS990/Form990PartVIISectionAGrp/PersonNm30SAM SHERRILL
IRS990/Form990PartVIISectionAGrp/PersonNm31JOSHUA SNYDER
IRS990/Form990PartVIISectionAGrp/PersonNm32MICHAEL STEPHANO
IRS990/Form990PartVIISectionAGrp/PersonNm33JARED UTZ
IRS990/Form990PartVIISectionAGrp/PersonNm34MITCH VIDOVITCH
IRS990/Form990PartVIISectionAGrp/PersonNm35AARON WALTON
IRS990/Form990PartVIISectionAGrp/PersonNm36EMMA WATSON
IRS990/Form990PartVIISectionAGrp/PersonNm37ELIZABETH WITMER
IRS990/Form990PartVIISectionAGrp/PersonNm38MIKE CHAIN
IRS990/Form990PartVIISectionAGrp/PersonNm39JAMES LOGAN
IRS990/Form990PartVIISectionAGrp/PersonNm40LOU KUPPERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm41GARY SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm42STEVE AICHELE
IRS990/Form990PartVIISectionAGrp/PersonNm43JOEL FRANK
IRS990/Form990PartVIISectionAGrp/PersonNm44KIMBERLY J BRUMBAUGH
IRS990/Form990PartVIISectionAGrp/PersonNm45THOM CHIOMENTO
IRS990/Form990PartVIISectionAGrp/PersonNm46DAVID MOSER
IRS990/Form990PartVIISectionAGrp/PersonNm47MICHAEL DEHAVEN CPA
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3IMMEDIATE PA
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt28DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt30DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt31DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt32DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt33DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt34DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt35DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt36DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt37DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt38DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt39CHAIR PICK
IRS990/Form990PartVIISectionAGrp/TitleTxt40DIRECTOR

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