Civic Intelligence

Higher Education Data Sharing Consortium Inc

990 • Fiscal year 2020 • EIN 23-2654089

Jul 01, 2019 to Jun 30, 2020 • Filed on Nov 19, 2020

Wabash College 301 W Wabash AveCrawfordsville, IN 47933

(765) 361-6585

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.19x

Higher debt load relative to assets than 61% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

70th percentile

0.33x

Higher debt load relative to revenue than 70% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

46th percentile

3.6%

Higher net margin than 46% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2020

Asset Growth

56th percentile

8.3%

Faster asset growth than 56% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

30th percentile

-13%

Faster revenue growth than 30% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Assets

Up

$1,120,714

Up $85,877 (+8.3%) from 2019

Net Assets

Up

$912,648

Up $22,400 (+2.5%) from 2019

Liabilities

Up

$208,066

Up $63,477 (+44%) from 2019

Revenue

Down

$626,209

Down $90,081 (-13%) from 2019

Expenses

Down

$603,809

Down $9,607 (-1.6%) from 2019

Net Income

Down

$22,400

Down $80,474 (-78%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $389,111Liabilities 2011: $34,447Net Assets 2011: $354,6642011Assets 2012: $452,280Liabilities 2012: $43,961Net Assets 2012: $408,3192012Assets 2013: $552,263Liabilities 2013: $42,518Net Assets 2013: $509,7452013Assets 2014: $678,222Liabilities 2014: $82,150Net Assets 2014: $596,0722014Assets 2015: $744,635Liabilities 2015: $115,021Net Assets 2015: $629,6142015Assets 2016: $859,809Liabilities 2016: $187,046Net Assets 2016: $672,7632016Assets 2017: $890,841Liabilities 2017: $177,647Net Assets 2017: $713,1942017Assets 2018: $949,917Liabilities 2018: $162,542Net Assets 2018: $787,3752018Assets 2019: $1,034,837Liabilities 2019: $144,589Net Assets 2019: $890,2482019Assets 2020: $1,120,714Liabilities 2020: $208,066Net Assets 2020: $912,6482020Assets 2021: $1,552,741Liabilities 2021: $452,903Net Assets 2021: $1,099,8382021Assets 2022: $1,456,648Liabilities 2022: $179,768Net Assets 2022: $1,276,8802022Assets 2023: $1,477,888Liabilities 2023: $183,016Net Assets 2023: $1,294,8722023Assets 2024: $1,248,308Liabilities 2024: $124,585Net Assets 2024: $1,123,7232024Assets 2025: $1,113,495Liabilities 2025: $100,504Net Assets 2025: $1,012,9912025

Highlighted filing

2020

Assets$1,120,714
Liabilities$208,066
Net Assets$912,648

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $412,4762011Revenue 2012: $431,633Expenses 2012: $377,978Net Income 2012: $53,6552012Revenue 2013: $425,545Expenses 2013: $324,119Net Income 2013: $101,4262013Revenue 2014: $487,644Expenses 2014: $401,327Net Income 2014: $86,3172014Revenue 2015: $544,819Expenses 2015: $511,277Net Income 2015: $33,5422015Revenue 2016: $599,204Expenses 2016: $555,889Net Income 2016: $43,3152016Revenue 2017: $628,290Expenses 2017: $588,024Net Income 2017: $40,2662017Revenue 2018: $644,683Expenses 2018: $570,503Net Income 2018: $74,1802018Revenue 2019: $716,290Expenses 2019: $613,416Net Income 2019: $102,8742019Revenue 2020: $626,209Expenses 2020: $603,809Net Income 2020: $22,4002020Revenue 2021: $840,301Expenses 2021: $656,756Net Income 2021: $183,5452021Revenue 2022: $938,288Expenses 2022: $760,928Net Income 2022: $177,3602022Revenue 2023: $887,990Expenses 2023: $867,660Net Income 2023: $20,3302023Revenue 2024: $768,685Expenses 2024: $938,360Net Income 2024: -$169,6752024Revenue 2025: $750,805Expenses 2025: $861,537Net Income 2025: -$110,7322025

Highlighted filing

2020

Revenue$626,209
Expenses$603,809
Net Income$22,400
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Nov 19, 2020
Return Version
2019v5.1
Gross Receipts
$626,209
Mission and Program Overview

Mission

To assist private colleges and universities in planning, management, institutional research, decision support, policy analysis, educational evaluation, and assessment.

To assist private colleges and universities in planning, management, institutional research by assembling and sharing mutually agreed upon and regulary updated sets of information, and by providing professional development, networking and other services including special studies, research reports and conferences.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$524,233$588,930▲ $64,697
Savings and Temporary Cash Investments$453,601$466,315▲ $12,714
Accounts Receivable$26,909$35,308▲ $8,399
Prepaid Expenses and Deferred Charges$30,094$30,161▲ $67
Total Assets$1,034,837$1,120,714▲ $85,877
Liabilities
Other Liabilities$3,752$94,014▲ $90,262
Deferred Revenue$29,000$86,725▲ $57,725
Accounts Payable and Accrued Expenses$111,837$27,327▼ $84,510
Total Liabilities$144,589$208,066▲ $63,477
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$890,248$912,648▲ $22,400
Total Net Assets Fund Balance$890,248$912,648▲ $22,400
Total Liabilities and Net Assets / Fund Balance$1,034,837$1,120,714▲ $85,877
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$411,804
Program Service Revenue
$189,192
Investment Income
$12,773
Other Revenue
$12,440
Change in Net Assets
$22,400
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$603,609
Grants and Similar Amounts Paid$200
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Information Technology$46,681$5,186-$51,867
Occupancy$9,102$9,102-$18,204
Travel$13,113$110-$13,223
Fees for Services Accounting-$5,642-$5,642
Advertising$3,507$185-$3,692
Insurance$1,476$261-$1,737
Office Expenses$843$44-$887
Fees for Services Other$538--$538
Other Expenses$209$209-$418
Grants to Domestic Orgs$200--$200
Conferences and Meetings$138--$138
All Other Expenses$-45$-102-$-147
Total Functional Expenses$504,299$99,510$0$603,809
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Ppp Loan$91,457
Deferred Accrued Interest$2,557
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

The organization has approximately 142 members that pay yearly membership dues

Form 990, Part VI, Section A, line 7A

The organization's members elect the board of directors.

Form 990, Part VI, Section A, line 7B

Major decisions of the organization are apprpoved by the members. This would include such decisions as bylaws, membership policies, and budgets

Form 990, Part VI, Section B, line 11B

Form 990 is reviewed by the director and assistant director prior to submission.

Form 990, Part VI, Section B, line 12C

The organization requires annual disclosure of any conflicts of interest. The policy is signed annually by all board members.

Form 990, Part VI, Section B, line 15A

The board of directors evaluates the director on an annual basis and determines compensation.

Form 990, Part VI, Section C, line 19

The organizations governing documents, tax returns, conflict of interest policy and financial statements are available upon request

Form 990, Part VII Contact Addresses for Officers, Directors, Etc

Bethany miller - cornell college, mt vernon, ia 62314. Kristin mckinley - lawrence university, appleton, wi 54911. Neal christopherson - whitman college, walla walla, wa 99362. Charlie blaich - wabash university, crawfordsville, in 47933.

Filing and Contact Details

Filer

Filer Name
Higher Education Data Sharing
EIN
23-2654089
Phone
7653616585
Address
WABASH COLLEGE 301 W WABASH AVE, CRAWFORDSVILLE, IN 47933

Signing Officer

Name
Charles Blaich
Title
Director
Phone
7653616585
Signed
2020-11-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Charles Blaich
Formed
1983
Legal Domicile
Pa
Voting Board Members
10
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Gamble-Richardson CPA's PC
Address
132 East Main Street Suite 100, Crawfordsville, IN 47933
Preparer
Susan E Dawson CPA
Phone
7653621040
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt015213
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt020445
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt013637
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt07909
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt02223
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt059427
IRS990ScheduleA/InvestmentIncomeCYPct00.01890
IRS990ScheduleA/InvestmentIncomePYPct00.01490
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.98110
IRS990ScheduleA/PublicSupportPY509Pct00.98510
IRS990ScheduleA/PublicSupportTotal509Amt03090433
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0607996
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0654799
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0589832
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0592525
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0645281
IRS990ScheduleA/Total509Grp/TotalAmt03090433
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0623209
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0675244
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0603469
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0600434
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0647504
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03149860
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02557
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt191457
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED ACCRUED INTEREST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PPP LOAN
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt094014
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS APPROXIMATELY 142 MEMBERS THAT PAY YEARLY MEMBERSHIP DUES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S MEMBERS ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MAJOR DECISIONS OF THE ORGANIZATION ARE APPRPOVED BY THE MEMBERS. THIS WOULD INCLUDE SUCH DECISIONS AS BYLAWS, MEMBERSHIP POLICIES, AND BUDGETS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS REVIEWED BY THE DIRECTOR AND ASSISTANT DIRECTOR PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION REQUIRES ANNUAL DISCLOSURE OF ANY CONFLICTS OF INTEREST. THE POLICY IS SIGNED ANNUALLY BY ALL BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS EVALUATES THE DIRECTOR ON AN ANNUAL BASIS AND DETERMINES COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATIONS GOVERNING DOCUMENTS, TAX RETURNS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BETHANY MILLER - CORNELL COLLEGE, MT VERNON, IA 62314. KRISTIN MCKINLEY - LAWRENCE UNIVERSITY, APPLETON, WI 54911. NEAL CHRISTOPHERSON - WHITMAN COLLEGE, WALLA WALLA, WA 99362. CHARLIE BLAICH - WABASH UNIVERSITY, CRAWFORDSVILLE, IN 47933.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VII Contact Addresses for Officers, Directors, Etc
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd01
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0590638
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0ACTUAL EXPENSE
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0WABASH COLLEGE
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0P
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01034837
IRS990/TotalAssetsEOYAmt01120714
IRS990/TotalAssetsGrp/BOYAmt01034837
IRS990/TotalAssetsGrp/EOYAmt01120714
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0411804
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt099510
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0504299
IRS990/TotalFunctionalExpensesGrp/TotalAmt0603809
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0144589
IRS990/TotalLiabilitiesEOYAmt0208066
IRS990/TotalLiabilitiesGrp/BOYAmt0144589
IRS990/TotalLiabilitiesGrp/EOYAmt0208066
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0890248
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0912648
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0504299
IRS990/TotalProgramServiceRevenueAmt0189192
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0214405
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0626209
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01034837
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01120714
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt0110
IRS990/TravelGrp/ProgramServicesAmt013113
IRS990/TravelGrp/TotalAmt013223
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0301 W WABASH AVE
IRS990/USAddress/CityNm0CRAWFORDSVILLE
IRS990/USAddress/StateAbbreviationCd0IN
IRS990/USAddress/ZIPCd047933

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.11$0.10$1.01$0.75$0.86$0.11
2024Detailed filing. Detailed filing data is available for this year.$1.25$0.12$1.12$0.77$0.94$0.17
2023Detailed filing. Detailed filing data is available for this year.$1.48$0.18$1.29$0.89$0.87$0.02
2022Detailed filing. Detailed filing data is available for this year.$1.46$0.18$1.28$0.94$0.76$0.18
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.55$0.45$1.10$0.84$0.66$0.18
2020Detailed filing. Detailed filing data is available for this year.$1.12$0.21$0.91$0.63$0.60$0.02
2019Summary only. Only limited summary data is available for this year.$1.03$0.14$0.89$0.72$0.61$0.10
2018Summary only. Only limited summary data is available for this year.$0.95$0.16$0.79$0.64$0.57$0.07
2017Summary only. Only limited summary data is available for this year.$0.89$0.18$0.71$0.63$0.59$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.86$0.19$0.67$0.60$0.56$0.04
2015Summary only. Only limited summary data is available for this year.$0.74$0.12$0.63$0.54$0.51$0.03
2014Summary only. Only limited summary data is available for this year.$0.68$0.08$0.60$0.49$0.40$0.09
2013Summary only. Only limited summary data is available for this year.$0.55$0.04$0.51$0.43$0.32$0.10
2012Summary only. Only limited summary data is available for this year.$0.45$0.04$0.41$0.43$0.38$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.03$0.35$0.41