Civic Intelligence

Steinman Enterprises Group Ins Fund

990 • Fiscal year 2013 • EIN 23-2652922

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 13, 2014

Organization ProfileN/A
PO Box 12817608-0128

(717) 291-8607

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.27x

Higher debt load relative to assets than 77% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

67th percentile

0.11x

Higher debt load relative to revenue than 67% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Net Margin

38th percentile

-0.3%

Higher net margin than 38% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

55th percentile

$5,282

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Asset Growth

87th percentile

30%

Faster asset growth than 87% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

19th percentile

-9.6%

Faster revenue growth than 19% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$3,045,032

Up $699,986 (+30%) from 2012

Net Assets

Down

$2,222,577

Down $20,033 (-0.9%) from 2012

Liabilities

Up

$822,455

Up $720,019 (+703%) from 2012

Revenue And Expenses
Liabilities / Revenue67th percentileNet Margin38th percentile

Revenue

Down

$7,152,598

Down $759,582 (-9.6%) from 2012

Expenses

Down

$7,172,631

Down $1,095,021 (-13%) from 2012

Net Income

Up

-$20,033

Up $335,439 (+94%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $2,272,290Liabilities 2010: $0Net Assets 2010: $2,272,2902010Assets 2011: $2,609,957Liabilities 2011: $11,875Net Assets 2011: $2,598,0822011Assets 2012: $2,345,046Liabilities 2012: $102,436Net Assets 2012: $2,242,6102012Assets 2013: $3,045,032Liabilities 2013: $822,455Net Assets 2013: $2,222,5772013Assets 2014: $2,234,692Liabilities 2014: $0Net Assets 2014: $2,234,6922014Assets 2015: $2,186,567Liabilities 2015: $0Net Assets 2015: $2,186,5672015

Highlighted filing

2013

Assets$3,045,032
Liabilities$822,455
Net Assets$2,222,577
Open 2013 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2010: $8,556,311Expenses 2010: $8,062,593Net Income 2010: $493,7182010Revenue 2011: $8,243,370Expenses 2011: $7,917,578Net Income 2011: $325,7922011Revenue 2012: $7,912,180Expenses 2012: $8,267,652Net Income 2012: -$355,4722012Revenue 2013: $7,152,598Expenses 2013: $7,172,631Net Income 2013: -$20,0332013Revenue 2014: $6,513,750Expenses 2014: $6,501,635Net Income 2014: $12,1152014Revenue 2015: $6,769,237Expenses 2015: $6,817,362Net Income 2015: -$48,1252015

Highlighted filing

2013

Revenue$7,152,598
Expenses$7,172,631
Net Income-$20,033
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 13, 2014
Return Version
2013v3.0
Gross Receipts
$7,152,598
Mission and Program Overview

Mission

Providing health insurance benefits to eligible employees and retirees of steinman enterprises.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,325,409$2,371,141▲ $45,732
Rtn Earn Endowment Incm Other Fnds$2,242,610$2,222,577▼ $20,033
Accounts Receivable-$654,978-
Cash and Non-Interest-Bearing Accounts$19,637$18,913▼ $724
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,345,046$3,045,032▲ $699,986
Liabilities
Other Liabilities$102,436$822,455▲ $720,019
Total Liabilities$102,436$822,455▲ $720,019
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,242,610$2,222,577▼ $20,033
Total Liabilities and Net Assets / Fund Balance$2,345,046$3,045,032▲ $699,986
Compensation and Service Providers
Top Officer Pay55th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Fulton Financial AdvisorsInstitutional TrusteePT$5,282$5,282

Board Members and Trustees

NameTitle
Ms Beverly R SteinmanChairman
Mr John a KirkpatrickPresident
Mr Robert M KrasneVice Chairman
Mr Shane D ZimmermanSenior Vice President
Ms Nancy D FisherVice President of Finance and Administration
Mr Steve WeaverDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,152,442
Investment Income
$156
Other Revenue
$0
Change in Net Assets
$-20,033

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,152,598
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$7,152,598
Total Revenue per Form 990
$7,152,598
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$628,859
Salaries, Compensation, and Employee Benefits$5,282
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$6,538,490--$6,538,490
Current Officers, Directors, Trustees, and Key Employees-$5,282-$5,282
Fees for Services Accounting-$5,000-$5,000
Other Expenses$259,442$4,126-$4,126
Total Functional Expenses$7,158,223$14,408$0$7,172,631

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,172,631
Total Expenses per Audited Statements$7,172,631
Total Expenses per Form 990$7,172,631
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Steinman Enterprises - Advances for Claims Covered by Insurance$654,978
Cash Overdraft - Custodial Account$167,477
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8A

“The steinman enterprise group insurance fund has no written policy regarding documentation of meetings and written actions of its governing body and committees with authority to act on its behalf.”

Form 990, Part VI, Section A, Line 8B

“The steinman enterprise group insurance fund has no written policy regarding documentation of meetings and written actions of its governing body and committees with authority to act on its behalf.”

Form 990, Part VI, Section B, Line 11

“The organization's secretary & treasurer reviews the final form 990 prior to signing and filing the forms with the internal revenue service. The review consisted of comparing the amounts and answers listed on the form 990 to those presented in the audited financial statements to ensure a complete and accurate filing of form 990.”

Form 990, Part VI, Section C, Line 19

“The organizations audited financial statements are available to the public upon request.”

FORM 990, PART VI, LINE 9:

“Contact addresses for officers, directors, etc: fulton financial advisors - 200 n. 3rd street, harrisburg, pa 17101.”

Filing and Contact Details

Filer

EIN
23-2652922
Phone
7172918607

Signing Officer

Name
Shane D Zimmerman
Title
Vice President
Phone
7172918607
Signed
2014-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shane D Zimmerman
Formed
1992
Legal Domicile
Pa
Voting Board Members
1
Independent Board Members
0
Employees
0
Volunteers
6

Preparer

Preparer
Eric R Wenger CPA
Phone
7173945666
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 1:

“The financial statements were prepared on a modified cash basis of accounting, which is a comprehensive basis of accounting other than accounting principles generally accepted in the united states of america.”

Financial Statement Notes

PART X, LINE 2:

“Financial accounting standard board (fasb) accounting standards codification (asc) 740, income taxes, requires plan management to evaluate tax positions taken by the plan and disclose a tax liability (or asset) if the plan has taken an uncertain position that more likely than not would not be sustained upon examination by the irs. The plan administrator has analyzed the tax positions taken by the plan, and has concluded that as of december 31, 2013 and 2012, there are no uncertain tax positions taken or expected to be taken that would require disclosure of a liability (or asset) in the financial statements. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The plan administrator believes it is no longer subject to income tax examinations for years prior to 2010.”

Raw XML Appendix352 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0INSTITUTIONAL TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4SENIOR VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE PRESIDENT OF FINANCE AND ADMINISTRATION
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FINANCIAL ACCOUNTING STANDARD BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC) 740, INCOME TAXES, REQUIRES PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND DISCLOSE A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2013 AND 2012, THERE ARE NO UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE DISCLOSURE OF A LIABILITY (OR ASSET) IN THE FINANCIAL STATEMENTS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2010.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE STEINMAN ENTERPRISE GROUP INSURANCE FUND HAS NO WRITTEN POLICY REGARDING DOCUMENTATION OF MEETINGS AND WRITTEN ACTIONS OF ITS GOVERNING BODY AND COMMITTEES WITH AUTHORITY TO ACT ON ITS BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE STEINMAN ENTERPRISE GROUP INSURANCE FUND HAS NO WRITTEN POLICY REGARDING DOCUMENTATION OF MEETINGS AND WRITTEN ACTIONS OF ITS GOVERNING BODY AND COMMITTEES WITH AUTHORITY TO ACT ON ITS BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION'S SECRETARY & TREASURER REVIEWS THE FINAL FORM 990 PRIOR TO SIGNING AND FILING THE FORMS WITH THE INTERNAL REVENUE SERVICE. THE REVIEW CONSISTED OF COMPARING THE AMOUNTS AND ANSWERS LISTED ON THE FORM 990 TO THOSE PRESENTED IN THE AUDITED FINANCIAL STATEMENTS TO ENSURE A COMPLETE AND ACCURATE FILING OF FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATIONS AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC: FULTON FINANCIAL ADVISORS - 200 N. 3RD STREET, HARRISBURG, PA 17101.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FINANCIAL STATEMENTS WERE PREPARED ON A MODIFIED CASH BASIS OF ACCOUNTING, WHICH IS A COMPREHENSIVE BASIS OF ACCOUNTING OTHER THAN ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 8A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XII, LINE 1:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0230785160
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0S
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0NEWSPAPER PUBLISHING
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine10LANCASTER NEWSPAPERS INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine10PO BOX 128
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/City0LANCASTER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/State0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCode0176080128
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd01
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt02345046
IRS990/TotalAssetsEOYAmt03045032
IRS990/TotalAssetsGrp/BOYAmt02345046
IRS990/TotalAssetsGrp/EOYAmt03045032
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt014408
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt07158223
IRS990/TotalFunctionalExpensesGrp/TotalAmt07172631
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0102436
IRS990/TotalLiabilitiesEOYAmt0822455
IRS990/TotalLiabilitiesGrp/BOYAmt0102436
IRS990/TotalLiabilitiesGrp/EOYAmt0822455
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02242610
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02222577
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt07158223
IRS990/TotalProgramServiceRevenueAmt07152442
IRS990/TotalReportableCompFromOrgAmt05282
IRS990/TotalRevenueGrp/ExclusionAmt0156
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07152442
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07152598
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02345046
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03045032
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10PO BOX 128
IRS990/USAddress/City0LANCASTER
IRS990/USAddress/State0PA
IRS990/USAddress/ZIPCode0176080128
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SHANE D ZIMMERMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07172918607
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine10STEINMAN ENTERPRISES GROUP INS FUND
ReturnHeader/Filer/BusinessNameControlTxt0STEI
ReturnHeader/Filer/EIN0232652922
ReturnHeader/Filer/PhoneNum07172918607
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 128
ReturnHeader/Filer/USAddress/City0LANCASTER
ReturnHeader/Filer/USAddress/State0PA
ReturnHeader/Filer/USAddress/ZIPCode0176080128
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232108173
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10REINSEL KUNTZ LESHER LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 8408
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0LANCASTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0176048408
ReturnHeader/PreparerPersonGrp/PhoneNum07173945666
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ERIC R WENGER CPA
ReturnHeader/ReturnTs02014-11-17T14:13:23-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,045,032
Liabilities
$822,455
Net assets
$2,222,577
Revenue
$7,152,598
Expenses
$7,172,631
Net income
-$20,033
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Detailed filing. Detailed filing data is available for this year.$2.19$0.00$2.19$6.77$6.82$0.05
2014Detailed filing. Detailed filing data is available for this year.$2.23$0.00$2.23$6.51$6.50$0.01
2013Detailed filing. Detailed filing data is available for this year.$3.05$0.82$2.22$7.15$7.17$0.02
2012Summary only. Only limited summary data is available for this year.$2.35$0.10$2.24$7.91$8.27$0.36
2011Summary only. Only limited summary data is available for this year.$2.61$0.01$2.60$8.24$7.92$0.33
2010Summary only. Only limited summary data is available for this year.$2.27$0.00$2.27$8.56$8.06$0.49