Civic Intelligence

Wilmac Employees' Credit Union

990 • Fiscal year 2017 • EIN 23-2084266

Jan 01, 2017 to Dec 31, 2017 • Filed on Sep 18, 2018

Organization ProfileN/A
209 N Beaver StreetYork, PA 17401

(717) 854-7857

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

49th percentile

0.82x

Higher debt load relative to assets than 49% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

97th percentile

38.95x

Higher debt load relative to revenue than 97% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Net Margin

60th percentile

6.8%

Higher net margin than 60% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

20th percentile

$0

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Asset Growth

78th percentile

5.5%

Faster asset growth than 78% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

89th percentile

11%

Faster revenue growth than 89% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$3,240,339

Up $169,522 (+5.5%) from 2016

Net Assets

Up

$572,599

Up $4,624 (+0.8%) from 2016

Liabilities

Up

$2,667,740

Up $164,898 (+6.6%) from 2016

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin60th percentile

Revenue

Up

$68,484

Up $6,704 (+11%) from 2016

Expenses

Up

$63,860

Up $16,630 (+35%) from 2016

Net Income

Down

$4,624

Down $9,926 (-68%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth78th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2014: $2,725,724Liabilities 2014: $2,183,940Net Assets 2014: $541,7842014Assets 2015: $2,881,124Liabilities 2015: $2,327,699Net Assets 2015: $553,4252015Assets 2016: $3,070,817Liabilities 2016: $2,502,842Net Assets 2016: $567,9752016Assets 2017: $3,240,339Liabilities 2017: $2,667,740Net Assets 2017: $572,5992017Assets 2018: $3,213,242Liabilities 2018: $2,614,307Net Assets 2018: $598,9352018Assets 2019: $3,254,923Liabilities 2019: $2,620,656Net Assets 2019: $634,2672019Assets 2020: $3,659,101Liabilities 2020: $3,008,252Net Assets 2020: $650,8492020Assets 2021: $3,481,782Liabilities 2021: $2,839,365Net Assets 2021: $642,4172021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2017

Assets$3,240,339
Liabilities$2,667,740
Net Assets$572,599
Open 2017 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2014: $83,802Expenses 2014: $63,582Net Income 2014: $20,2202014Revenue 2015: $70,444Expenses 2015: $58,803Net Income 2015: $11,6412015Revenue 2016: $61,780Expenses 2016: $47,230Net Income 2016: $14,5502016Revenue 2017: $68,484Expenses 2017: $63,860Net Income 2017: $4,6242017Revenue 2018: $86,737Expenses 2018: $60,401Net Income 2018: $26,3362018Revenue 2019: $98,886Expenses 2019: $63,554Net Income 2019: $35,3322019Revenue 2020: $72,038Expenses 2020: $55,456Net Income 2020: $16,5822020Revenue 2021: $70,320Expenses 2021: $78,752Net Income 2021: -$8,4322021Revenue 2022: $35,260Expenses 2022: $124,422Net Income 2022: -$89,1622022

Highlighted filing

2017

Revenue$68,484
Expenses$63,860
Net Income$4,624
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Sep 18, 2018
Return Version
2017v2.3
Gross Receipts
$68,484
Mission and Program Overview

Mission

To provide basic financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,206,909$1,524,252▲ $317,343
Investments Other Securities$621,814$1,021,814▲ $400,000
Savings and Temporary Cash Investments$1,213,564$665,070▼ $548,494
Rtn Earn Endowment Incm Other Fnds$567,975$572,599▲ $4,624
Prepaid Expenses and Deferred Charges$3,908$3,282▼ $626
Land, Buildings, and Equipment, Net$1,377$926▼ $451
Total Assets$3,070,817$3,240,339▲ $169,522
Other Assets Total$23,245$24,995▲ $1,750
Liabilities
Other Liabilities$2,499,549$2,664,474▲ $164,925
Accounts Payable and Accrued Expenses$3,293$3,266▼ $27
Total Liabilities$2,502,842$2,667,740▲ $164,898
Net Assets / Fund Balance
Total Net Assets Fund Balance$567,975$572,599▲ $4,624
Total Liabilities and Net Assets / Fund Balance$3,070,817$3,240,339▲ $169,522

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$926$1,839$2,765
Other Securities$21,814--
Compensation and Service Providers
Top Officer Pay20th percentile

Board Members and Trustees

NameTitle
Thomas ShugarsChairperson
Linda SpoonVice-chairpe
Eric ShelleyBoard Member
Jamie JuneBoard Member
Lorraine GlatfelterBoard Member
Jackie WintersManager
Donna BrownSecretary
Renee EastwoodTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$52,606
Investment Income
$15,547
Other Revenue
$331
Change in Net Assets
$4,624
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$63,860
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$13,929
Interest---$12,393
Occupancy---$8,400
Fees for Services Accounting---$5,000
Fees for Services Other---$2,449
Insurance---$2,383
Conferences and Meetings---$497
Depreciation Depletion---$451
Advertising---$300
Other Expenses---$277
Total Functional Expenses$0$0$0$63,860
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$2,664,474
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is a cooperative owned by its members.”

Form 990, Page 6, Part VI, Line 7A

“Each member of the credit union has the right to cast one vote in the election of directors to the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.”

Form 990, Page 6, Part VI, Line 11B

“The credit union's form 990 is reviewed by the manager prior to submission.”

Form 990, Page 6, Part VI, Line 19

“Financial statements are posted in the credit union's lobby and call reports containing financial information are posted on ncua.gov. Governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
WILMAC EMPLOYEES' CREDIT UNION
EIN
23-2084266
Phone
7178547857
Address
209 N BEAVER STREET, YORK, PA 17401

Signing Officer

Name
Jackie Winters
Title
Manager
Phone
7178547857
Signed
2018-09-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jackie Winters
Formed
1976
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
0

Preparer

Firm
Rkl Llp
Address
91 CUMBERLAND PARKWAY, MECHANICSBURG, PA 17055-5676
Preparer
Christian P Pasquali CPA
Phone
7177909333
Raw XML Appendix361 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03293
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03266
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE BASIC FINANCIAL SERVICES TO OUR MEMBERS.
IRS990/AdvertisingGrp/TotalAmt0300
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0JACKIE WINTERS
IRS990/BooksInCareOfDetail/PhoneNum07178547857
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0209 N BEAVER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0YORK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd017401
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt0497
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt015547
IRS990/CYOtherExpensesAmt063860
IRS990/CYOtherRevenueAmt0331
IRS990/CYProgramServiceRevenueAmt052606
IRS990/CYRevenuesLessExpensesAmt04624
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt063860
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt068484
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0451
IRS990/Desc0PROVIDE LOANS TO OUR 782 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt05000
IRS990/FeesForServicesOtherGrp/TotalAmt02449
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0THOMAS SHUGARS
IRS990/Form990PartVIISectionAGrp/PersonNm1LINDA SPOON
IRS990/Form990PartVIISectionAGrp/PersonNm2RENEE EASTWOOD
IRS990/Form990PartVIISectionAGrp/PersonNm3DONNA BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm4LORRAINE GLATFELTER
IRS990/Form990PartVIISectionAGrp/PersonNm5JAMIE JUNE
IRS990/Form990PartVIISectionAGrp/PersonNm6ERIC SHELLEY
IRS990/Form990PartVIISectionAGrp/PersonNm7JACKIE WINTERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01976
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt068484
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt02383
IRS990/InterestGrp/TotalAmt012393
IRS990/InvestmentIncomeGrp/ExclusionAmt015547
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt015547
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0621814
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01021814
IRS990/IRPDocumentCnt0158
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01839
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01377
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0926
IRS990/LandBldgEquipCostOrOtherBssAmt02765
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE BASIC FINANCIAL SERVICES TO OUR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0567975
IRS990/NetAssetsOrFundBalancesEOYAmt0572599
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt08400
IRS990/OfficeExpensesGrp/TotalAmt013929
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt023245
IRS990/OtherAssetsTotalGrp/EOYAmt024995
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MISC EXPENSES
IRS990/OtherExpensesGrp/TotalAmt014351
IRS990/OtherExpensesGrp/TotalAmt13430
IRS990/OtherExpensesGrp/TotalAmt2277
IRS990/OtherLiabilitiesGrp/BOYAmt02499549
IRS990/OtherLiabilitiesGrp/EOYAmt02664474
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0331
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0331
IRS990/OtherRevenueTotalAmt0331
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01206909
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01524252
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03908
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03282
IRS990/PrincipalOfficerNm0JACKIE WINTERS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt050510
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12096
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt050510
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12096
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE FINANCIAL SERVICES TO OUR 782 MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt09201
IRS990/PYOtherExpensesAmt047230
IRS990/PYOtherRevenueAmt0225
IRS990/PYProgramServiceRevenueAmt052354
IRS990/PYRevenuesLessExpensesAmt014550
IRS990/PYTotalExpensesAmt047230
IRS990/PYTotalRevenueAmt061780
IRS990/ReconcilationRevenueExpnssAmt04624
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0567975
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0572599
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01213564
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0665070
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0926
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01839
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02765
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02664474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01000000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt121814
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORP CREDIT UNION PERPETUAL CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0926
IRS990ScheduleD/TotalBookValueSecuritiesAmt01021814
IRS990ScheduleD/TotalLiabilityAmt02664474
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A COOPERATIVE OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH MEMBER OF THE CREDIT UNION HAS THE RIGHT TO CAST ONE VOTE IN THE ELECTION OF DIRECTORS TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE MANAGER PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND CALL REPORTS CONTAINING FINANCIAL INFORMATION ARE POSTED ON NCUA.GOV. GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C CORP
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0SR. CARE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0WILMAC CORPORATION
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt0209 NORTH BEAVER STREET
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0YORK
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd017401
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0true
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0false
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0true
IRS990ScheduleR/SharingOfFacilitiesInd0true
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt08400
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt155750
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0MARKET
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1COST
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0WILMAC CORPORATION
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1WILMAC CORPORATION
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0K
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1O
IRS990ScheduleR/TransferFromOtherOrgInd0false
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03070817
IRS990/TotalAssetsEOYAmt03240339
IRS990/TotalAssetsGrp/BOYAmt03070817
IRS990/TotalAssetsGrp/EOYAmt03240339
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt063860
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02502842
IRS990/TotalLiabilitiesEOYAmt02667740
IRS990/TotalLiabilitiesGrp/BOYAmt02502842
IRS990/TotalLiabilitiesGrp/EOYAmt02667740
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0567975
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0572599
IRS990/TotalProgramServiceRevenueAmt052606
IRS990/TotalRevenueGrp/ExclusionAmt015547
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt052937
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt068484
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03070817
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03240339
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0209 N BEAVER STREET
IRS990/USAddress/CityNm0YORK
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd017401
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JACKIE WINTERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum07178547857
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-09-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WILMAC EMPLOYEES' CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0WILM
ReturnHeader/Filer/EIN0232084266
ReturnHeader/Filer/PhoneNum07178547857
ReturnHeader/Filer/USAddress/AddressLine1Txt0209 N BEAVER STREET
ReturnHeader/Filer/USAddress/CityNm0YORK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017401
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F30BD2F1A62B9E1679AEEA56B6A19A98CE6A622E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0F30BD2F1A62B9E1679AEEA56B6A19A98CE6A622E
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.202.190.94
ReturnHeader/FilingSecurityInformation/IPDt02018-11-05
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm011:47:03
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232108173
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RKL LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt091 CUMBERLAND PARKWAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MECHANICSBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0170555676
ReturnHeader/PreparerPersonGrp/PhoneNum07177909333
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTIAN P PASQUALI CPA
ReturnHeader/ReturnTs02018-11-05T12:47:03-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,240,339
Liabilities
$2,667,740
Net assets
$572,599
Revenue
$68,484
Expenses
$63,860
Net income
$4,624
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.04$0.12$0.09
2021Detailed filing. Detailed filing data is available for this year.$3.48$2.84$0.64$0.07$0.08$0.01
2020Detailed filing. Detailed filing data is available for this year.$3.66$3.01$0.65$0.07$0.06$0.02
2019Detailed filing. Detailed filing data is available for this year.$3.25$2.62$0.63$0.10$0.06$0.04
2018Detailed filing. Detailed filing data is available for this year.$3.21$2.61$0.60$0.09$0.06$0.03
2017Detailed filing. Detailed filing data is available for this year.$3.24$2.67$0.57$0.07$0.06$0.00
2016Detailed filing. Detailed filing data is available for this year.$3.07$2.50$0.57$0.06$0.05$0.01
2015Detailed filing. Detailed filing data is available for this year.$2.88$2.33$0.55$0.07$0.06$0.01
2014Detailed filing. Detailed filing data is available for this year.$2.73$2.18$0.54$0.08$0.06$0.02