Civic Intelligence

Pennsylvania Professional Liability Joint Underwriting Association

990 • Fiscal year 2018 • EIN 23-1984582

Jan 01, 2018 to Dec 31, 2018 • Filed on Aug 21, 2019

1777 Sentry Parkway West Veva 14Blue Bell, PA 19422

(610) 828-8890

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.07x

Higher debt load relative to assets than 21% of similar nonprofits.

2018 filings • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

76th percentile

1.61x

Higher debt load relative to revenue than 76% of similar nonprofits.

2018 filings • $250M-$1B nonprofits • Source year 2018

Net Margin

95th percentile

59%

Higher net margin than 95% of similar nonprofits.

2018 filings • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

15th percentile

$265,953

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2018 filings • $250M-$1B nonprofits • Source year 2018

Asset Growth

40th percentile

1.8%

Faster asset growth than 40% of similar nonprofits.

2018 filings • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

11th percentile

-14%

Faster revenue growth than 11% of similar nonprofits.

2018 filings • $250M-$1B nonprofits • Annualized from 2017 to 2018

Assets

Up

$304,330,668

Up $5,448,281 (+1.8%) from 2017

Net Assets

Up

$284,458,566

Up $7,269,219 (+2.6%) from 2017

Liabilities

Down

$19,872,102

Down $1,820,938 (-8.4%) from 2017

Revenue

Down

$12,326,731

Down $1,929,314 (-14%) from 2017

Expenses

Down

$5,057,512

Down $133,676 (-2.6%) from 2017

Net Income

Down

$7,269,219

Down $1,795,638 (-20%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $256,617,845Liabilities 2010: $59,106,124Net Assets 2010: $197,511,7212010Assets 2011: $267,167,191Liabilities 2011: $55,586,447Net Assets 2011: $211,580,7442011Assets 2012: $274,073,285Liabilities 2012: $53,243,622Net Assets 2012: $220,829,6632012Assets 2013: $278,982,802Liabilities 2013: $44,082,593Net Assets 2013: $234,900,2092013Assets 2014: $283,386,321Liabilities 2014: $35,614,287Net Assets 2014: $247,772,0342014Assets 2015: $285,188,753Liabilities 2015: $25,039,385Net Assets 2015: $260,149,3682015Assets 2016: $291,975,314Liabilities 2016: $23,850,824Net Assets 2016: $268,124,4902016Assets 2017: $298,882,387Liabilities 2017: $21,693,040Net Assets 2017: $277,189,3472017Assets 2018: $304,330,668Liabilities 2018: $19,872,102Net Assets 2018: $284,458,5662018Assets 2019: $315,684,803Liabilities 2019: $17,407,927Net Assets 2019: $298,276,8762019Assets 2020: $342,491,242Liabilities 2020: $27,220,022Net Assets 2020: $315,271,2202020Assets 2021: $353,920,542Liabilities 2021: $27,982,224Net Assets 2021: $325,938,3182021Assets 2022: $361,111,233Liabilities 2022: $28,998,505Net Assets 2022: $332,112,7282022Assets 2023: $371,082,260Liabilities 2023: $29,113,263Net Assets 2023: $341,968,9972023Assets 2024: $381,022,558Liabilities 2024: $33,137,938Net Assets 2024: $347,884,6202024

Highlighted filing

2018

Assets$304,330,668
Liabilities$19,872,102
Net Assets$284,458,566

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: -$5,058,4572010Expenses 2011: $6,034,5382011Expenses 2012: $9,897,0482012Revenue 2013: $17,753,120Expenses 2013: $3,682,574Net Income 2013: $14,070,5462013Revenue 2014: $15,284,416Expenses 2014: $2,412,591Net Income 2014: $12,871,8252014Revenue 2015: $14,420,683Expenses 2015: $2,043,349Net Income 2015: $12,377,3342015Revenue 2016: $13,118,157Expenses 2016: $5,143,035Net Income 2016: $7,975,1222016Revenue 2017: $14,256,045Expenses 2017: $5,191,188Net Income 2017: $9,064,8572017Revenue 2018: $12,326,731Expenses 2018: $5,057,512Net Income 2018: $7,269,2192018Revenue 2019: $14,995,059Expenses 2019: $1,176,749Net Income 2019: $13,818,3102019Revenue 2020: $20,986,515Expenses 2020: $3,992,171Net Income 2020: $16,994,3442020Revenue 2021: $27,707,766Expenses 2021: $17,040,668Net Income 2021: $10,667,0982021Revenue 2022: $18,081,244Expenses 2022: $11,906,834Net Income 2022: $6,174,4102022Revenue 2023: $18,390,707Expenses 2023: $8,534,438Net Income 2023: $9,856,2692023Revenue 2024: $20,476,592Expenses 2024: $14,560,969Net Income 2024: $5,915,6232024

Highlighted filing

2018

Revenue$12,326,731
Expenses$5,057,512
Net Income$7,269,219
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Aug 21, 2019
Return Version
2018v3.1
Gross Receipts
$12,326,731
Mission and Program Overview

Mission

To offer medical professional liability insurance in accordance with section 732, subsection c, of the medical care availability and reduction of error act ("the act").

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$287,287,690$300,588,687▲ $13,300,997
Rtn Earn Endowment Incm Other Fnds$277,189,347$284,458,566▲ $7,269,219
Cash and Non-Interest-Bearing Accounts$1,596,026$2,453,222▲ $857,196
Savings and Temporary Cash Investments$9,824,245$1,143,708▼ $8,680,537
Accounts Receivable$160,617$130,495▼ $30,122
Total Assets$298,882,387$304,330,668▲ $5,448,281
Other Assets Total$13,809$14,556▲ $747
Liabilities
Other Liabilities$19,230,259$18,103,943▼ $1,126,316
Accounts Payable and Accrued Expenses$2,462,781$1,768,159▼ $694,622
Total Liabilities$21,693,040$19,872,102▼ $1,820,938
Net Assets / Fund Balance
Total Net Assets Fund Balance$277,189,347$284,458,566▲ $7,269,219
Total Liabilities and Net Assets / Fund Balance$298,882,387$304,330,668▲ $5,448,281
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susan M SershaPresidentFT$209,624$56,329$265,953
Nancy Mc KittrickClaims ManagFT$166,345-$166,345
Nancy Mc KittrickClaims Manager-$128,680$37,665$166,345

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,803,070
Investment Income
$9,523,661
Other Revenue
$0
Change in Net Assets
$7,269,219

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,326,731
Total Revenue per Audited Statements
$12,326,731
Total Revenue per Form 990
$12,326,731
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,821,306
Salaries, Compensation, and Employee Benefits$613,143
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$2,623,063--$2,623,063
Fees for Services Legal$219,126$416,022-$635,148
Fees for Service Investment Mgmnt Fees-$479,287-$479,287
Other Salaries and Wages$151,210$324,823-$476,033
Insurance$38,346$80,194-$118,540
Fees for Services Other-$107,872-$107,872
Occupancy$24,972$51,012-$75,984
Fees for Services Accounting$25,296$48,027-$73,323
Other Employee Benefits$21,606$39,007-$60,613
Pension Plan Contributions$29,146$16,144-$45,290
Payroll Taxes$11,341$19,866-$31,207
Other Expenses$30,945$46,929-$30,945
All Other Expenses$25,765--$25,765
Information Technology-$19,521-$19,521
Conferences and Meetings$15,576--$15,576
Office Expenses-$886-$886
Travel$47--$47
Total Functional Expenses$3,216,439$1,841,073$0$5,057,512

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,057,512
Total Expenses per Audited Statements$5,057,512
Total Expenses per Form 990$5,057,512
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Claim Reserves$18,103,943
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The association is comprised of all insurers authorized to write insurance pursuant to sections 202 (c)(4) and (11) of the act of may 17, 1921 (p.l. 682, no. 284)

Form 990, Page 6, Part VI, Line 7A

YES.

Form 990, Page 6, Part VI, Line 9

Martin trichtinger, m.d. 500 old york road jenkintown, pa 19046 chester j. Szczepanski 1195 river road marietta, pa 17547-0302 jeffrey j. Davis one trinity drive east dillsburg, pa 17019-8522 craig g. Kriza, dpm, jd 1343 fieldpoint drive west chester, pa 19382 timothy l. Knapp 1200 atwater drive malvern, pa 19355 adam parsons esq p.o. Box 2361 harrisburg, pa 17105 jeffrey f. Beck selective insurance company branchville, nj 07890 cheryl tamasitis 1777 sentry parkway west blue bell, pa 19422 john s. Olkowski 1777 sentry parkway west blue bell, pa 19422

Form 990, Page 6, Part VI, Line 11B

Statutory audit performed prior to filing. Board members have been notified that the form 990 is available for review on the company's secure website.

Form 990, Page 6, Part VI, Line 12C

Monitored on a regular basis.

Form 990, Page 6, Part VI, Line 15A

Executive compensation discussed at annual meeting.

Form 990, Page 6, Part VI, Line 15B

Key employee compensation discussed at annual meeting.

Form 990, Page 6, Part VI, Line 19

Documents available on guidestar.

Filing and Contact Details

Filer

Filer Name
Pennsylvania Professional Liability
EIN
23-1984582
Phone
6108288890
Address
1777 SENTRY PARKWAY WEST VEVA 14, BLUE BELL, PA 19422

Signing Officer

Name
Susan M Sersha
Title
President
Phone
6108288890
Signed
2019-08-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Susan M Sersha
Formed
1976
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
9
Employees
4

Preparer

Firm
Blumenthal & Palmer Pc
Address
1500 E LANCASTER AVE STE 104, PAOLI, PA 19301-1500
Preparer
Susan E Palmer
Phone
6106443402
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

PROGRAM SERVICE EXPENSE.

Raw XML Appendix395 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02462781
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01768159
IRS990/AccountsReceivableGrp/BOYAmt0160617
IRS990/AccountsReceivableGrp/EOYAmt0130495
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO OFFER MEDICAL PROFESSIONAL LIABILITY INSURANCE IN ACCORDANCE WITH SECTION 732, SUBSECTION C, OF THE MEDICAL CARE AVAILABILITY AND REDUCTION OF ERROR ACT ("THE ACT").
IRS990/AllOtherExpensesGrp/ProgramServicesAmt025765
IRS990/AllOtherExpensesGrp/TotalAmt025765
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt02623063
IRS990/BenefitsToMembersGrp/TotalAmt02623063
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0PENNA PROF LIAB JUA
IRS990/BooksInCareOfDetail/PhoneNum06108288890
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01777 SENTRY PARKWAY WEST VEVA 14
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 300
IRS990/BooksInCareOfDetail/USAddress/CityNm0BLUE BELL
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd019422
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01596026
IRS990/CashNonInterestBearingGrp/EOYAmt02453222
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt015576
IRS990/ConferencesMeetingsGrp/TotalAmt015576
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt02623063
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt09523661
IRS990/CYOtherExpensesAmt01821306
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02803070
IRS990/CYRevenuesLessExpensesAmt07269219
IRS990/CYSalariesCompEmpBnftPaidAmt0613143
IRS990/CYTotalExpensesAmt05057512
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt012326731
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0INSURANCE DIRECT AND INDIRECT UNDERWRITING COSTS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt048027
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt025296
IRS990/FeesForServicesAccountingGrp/TotalAmt073323
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0416022
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0219126
IRS990/FeesForServicesLegalGrp/TotalAmt0635148
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0107872
IRS990/FeesForServicesOtherGrp/TotalAmt0107872
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt0479287
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0479287
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0MARTIN TRICHTINGER MD
IRS990/Form990PartVIISectionAGrp/PersonNm1CHESTER J SZCZEPANSKI
IRS990/Form990PartVIISectionAGrp/PersonNm2JEFFREY J DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm3CRAIG G KRIZA DPM JD
IRS990/Form990PartVIISectionAGrp/PersonNm4TIMOTHY L KNAPP
IRS990/Form990PartVIISectionAGrp/PersonNm5JEFFREY F BECK
IRS990/Form990PartVIISectionAGrp/PersonNm6CHERYL TAMASITIS
IRS990/Form990PartVIISectionAGrp/PersonNm7JOHN S OLKOWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm8SUSAN M SERSHA
IRS990/Form990PartVIISectionAGrp/PersonNm9ADAM PARSONS ESQ
IRS990/Form990PartVIISectionAGrp/PersonNm10NANCY MC KITTRICK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8265953
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10166345
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt10CLAIMS MANAG
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01976
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt012326731
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt019521
IRS990/InformationTechnologyGrp/TotalAmt019521
IRS990/InsuranceGrp/ManagementAndGeneralAmt080194
IRS990/InsuranceGrp/ProgramServicesAmt038346
IRS990/InsuranceGrp/TotalAmt0118540
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt09523661
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt09523661
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0287287690
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0300588687
IRS990/IRPDocumentCnt045
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO OFFER MEDICAL PROFESSIONAL LIABILITY INSURANCE IN ACCORDANCE WITH SECTION 732, SUBSECTION C, OF THE MEDICAL CARE AVAILABILITY AND REDUCTION OF ERROR ACT ("THE ACT").
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0277189347
IRS990/NetAssetsOrFundBalancesEOYAmt0284458566
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt051012
IRS990/OccupancyGrp/ProgramServicesAmt024972
IRS990/OccupancyGrp/TotalAmt075984
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0886
IRS990/OfficeExpensesGrp/TotalAmt0886
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt013809
IRS990/OtherAssetsTotalGrp/EOYAmt014556
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt039007
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt021606
IRS990/OtherEmployeeBenefitsGrp/TotalAmt060613
IRS990/OtherExpensesGrp/Desc0ACTUARIES
IRS990/OtherExpensesGrp/Desc1BOARDS, BUREAUS & ASSOCIA
IRS990/OtherExpensesGrp/Desc2PREMIUM TAX
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0123883
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt167600
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt246929
IRS990/OtherExpensesGrp/ProgramServicesAmt030945
IRS990/OtherExpensesGrp/TotalAmt0123883
IRS990/OtherExpensesGrp/TotalAmt167600
IRS990/OtherExpensesGrp/TotalAmt246929
IRS990/OtherExpensesGrp/TotalAmt330945
IRS990/OtherLiabilitiesGrp/BOYAmt019230259
IRS990/OtherLiabilitiesGrp/EOYAmt018103943
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0324823
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0151210
IRS990/OtherSalariesAndWagesGrp/TotalAmt0476033
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt019866
IRS990/PayrollTaxesGrp/ProgramServicesAmt011341
IRS990/PayrollTaxesGrp/TotalAmt031207
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt016144
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt029146
IRS990/PensionPlanContributionsGrp/TotalAmt045290
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SUSAN M SERSHA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0EARNED PREMIUM
IRS990/ProgramServiceRevenueGrp/Desc1INSTALLMENT/SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02796465
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16605
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02796465
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16605
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROGRAM SERVICE EXPENSE.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt02388272
IRS990/PYInvestmentIncomeAmt011155394
IRS990/PYOtherExpensesAmt02180753
IRS990/PYProgramServiceRevenueAmt03100651
IRS990/PYRevenuesLessExpensesAmt09064857
IRS990/PYSalariesCompEmpBnftPaidAmt0622163
IRS990/PYTotalExpensesAmt05191188
IRS990/PYTotalRevenueAmt014256045
IRS990/ReconcilationRevenueExpnssAmt07269219
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0277189347
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0284458566
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09824245
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01143708
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt05057512
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018103943
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CLAIM RESERVES
IRS990ScheduleD/RevenueSubtotalAmt012326731
IRS990ScheduleD/TotalExpensesPerForm990Amt05057512
IRS990ScheduleD/TotalLiabilityAmt018103943
IRS990ScheduleD/TotalRevenuePerForm990Amt012326731
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012326731
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05057512
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0209624
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1128680
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020551
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount15240
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt035778
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt132425
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SUSAN M SERSHA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1NANCY MC KITTRICK
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CLAIMS MANAGER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0265953
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1166345
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROGRAM SERVICE EXPENSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ASSOCIATION IS COMPRISED OF ALL INSURERS AUTHORIZED TO WRITE INSURANCE PURSUANT TO SECTIONS 202 (C)(4) AND (11) OF THE ACT OF MAY 17, 1921 (P.L. 682, NO. 284)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MARTIN TRICHTINGER, M.D. 500 OLD YORK ROAD JENKINTOWN, PA 19046 CHESTER J. SZCZEPANSKI 1195 RIVER ROAD MARIETTA, PA 17547-0302 JEFFREY J. DAVIS ONE TRINITY DRIVE EAST DILLSBURG, PA 17019-8522 CRAIG G. KRIZA, DPM, JD 1343 FIELDPOINT DRIVE WEST CHESTER, PA 19382 TIMOTHY L. KNAPP 1200 ATWATER DRIVE MALVERN, PA 19355 ADAM PARSONS ESQ P.O. BOX 2361 HARRISBURG, PA 17105 JEFFREY F. BECK SELECTIVE INSURANCE COMPANY BRANCHVILLE, NJ 07890 CHERYL TAMASITIS 1777 SENTRY PARKWAY WEST BLUE BELL, PA 19422 JOHN S. OLKOWSKI 1777 SENTRY PARKWAY WEST BLUE BELL, PA 19422
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4STATUTORY AUDIT PERFORMED PRIOR TO FILING. BOARD MEMBERS HAVE BEEN NOTIFIED THAT THE FORM 990 IS AVAILABLE FOR REVIEW ON THE COMPANY'S SECURE WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MONITORED ON A REGULAR BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EXECUTIVE COMPENSATION DISCUSSED AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7KEY EMPLOYEE COMPENSATION DISCUSSED AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DOCUMENTS AVAILABLE ON GUIDESTAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0298882387
IRS990/TotalAssetsEOYAmt0304330668
IRS990/TotalAssetsGrp/BOYAmt0298882387
IRS990/TotalAssetsGrp/EOYAmt0304330668
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01841073
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03216439
IRS990/TotalFunctionalExpensesGrp/TotalAmt05057512
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt021693040
IRS990/TotalLiabilitiesEOYAmt019872102
IRS990/TotalLiabilitiesGrp/BOYAmt021693040
IRS990/TotalLiabilitiesGrp/EOYAmt019872102
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0277189347
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0284458566
IRS990/TotalProgramServiceRevenueAmt02803070
IRS990/TotalReportableCompFromOrgAmt0432298
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt012326731
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt012326731
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0298882387
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0304330668
IRS990/TravelGrp/ProgramServicesAmt047
IRS990/TravelGrp/TotalAmt047
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01777 PARKWAY WEST VEVA 14
IRS990/USAddress/CityNm0BLUE BELL
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019422
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.PAJUA.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SUSAN M SERSHA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06108288890
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-08-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PENNSYLVANIA PROFESSIONAL LIABILITY
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0JOINT UNDERWRITING ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0PENN
ReturnHeader/Filer/EIN0231984582
ReturnHeader/Filer/PhoneNum06108288890
ReturnHeader/Filer/USAddress/AddressLine1Txt01777 SENTRY PARKWAY WEST VEVA 14
ReturnHeader/Filer/USAddress/CityNm0BLUE BELL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd019422
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0A435703BE5A55D71AC73E4EEF128709BA28D245D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A435703BE5A55D71AC73E4EEF128709BA28D245D
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt071.162.243.223
ReturnHeader/FilingSecurityInformation/IPDt02019-08-21
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm014:33:25
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232789843
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BLUMENTHAL & PALMER PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01500 E LANCASTER AVE STE 104
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PAOLI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0193011500
ReturnHeader/PreparerPersonGrp/PhoneNum06106443402
ReturnHeader/PreparerPersonGrp/PreparationDt02019-08-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUSAN E PALMER
ReturnHeader/ReturnTs02019-08-21T14:33:25-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$381$33.1$348$20.5$14.6$5.92
2023Detailed filing. Detailed filing data is available for this year.$371$29.1$342$18.4$8.53$9.86
2022Detailed filing. Detailed filing data is available for this year.$361$29.0$332$18.1$11.9$6.17
2021Detailed filing. Detailed filing data is available for this year.$354$28.0$326$27.7$17.0$10.7
2020Detailed filing. Detailed filing data is available for this year.$342$27.2$315$21.0$3.99$17.0
2019Detailed filing. Detailed filing data is available for this year.$316$17.4$298$15.0$1.18$13.8
2018Detailed filing. Detailed filing data is available for this year.$304$19.9$284$12.3$5.06$7.27
2017Detailed filing. Detailed filing data is available for this year.$299$21.7$277$14.3$5.19$9.06
2016Detailed filing. Detailed filing data is available for this year.$292$23.9$268$13.1$5.14$7.98
2015Detailed filing. Detailed filing data is available for this year.$285$25.0$260$14.4$2.04$12.4
2014Detailed filing. Detailed filing data is available for this year.$283$35.6$248$15.3$2.41$12.9
2013Detailed filing. Detailed filing data is available for this year.$279$44.1$235$17.8$3.68$14.1
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$274$53.2$221$9.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$267$55.6$212$6.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$257$59.1$198$5.06