Civic Intelligence

Pennsylvania Professional Liability Joint Underwriting Association

990 • Fiscal year 2016 • EIN 23-1984582

Jan 01, 2016 to Dec 31, 2016 • Filed on May 10, 2017

Organization ProfileWWW.PAJUA.COM

View Organization Page

1777 Sentry Parkway West Veva 14Blue Bell, PA 19422

(610) 828-8890

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.08x

Higher debt load relative to assets than 21% of similar nonprofits.

2016 filings • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

76th percentile

1.82x

Higher debt load relative to revenue than 76% of similar nonprofits.

2016 filings • $250M-$1B nonprofits • Source year 2016

Net Margin

96th percentile

61%

Higher net margin than 96% of similar nonprofits.

2016 filings • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

14th percentile

$250,292

Higher top officer pay than 14% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2016 filings • $250M-$1B nonprofits • Source year 2016

Asset Growth

46th percentile

2.4%

Faster asset growth than 46% of similar nonprofits.

2016 filings • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

18th percentile

-9.0%

Faster revenue growth than 18% of similar nonprofits.

2016 filings • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets21st percentile

Assets

Up

$291,975,314

Up $6,786,561 (+2.4%) from 2015

Net Assets

Up

$268,124,490

Up $7,975,122 (+3.1%) from 2015

Liabilities

Down

$23,850,824

Down $1,188,561 (-4.7%) from 2015

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin96th percentile

Revenue

Down

$13,118,157

Down $1,302,526 (-9.0%) from 2015

Expenses

Up

$5,143,035

Up $3,099,686 (+152%) from 2015

Net Income

Down

$7,975,122

Down $4,402,212 (-36%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $256,617,845Liabilities 2010: $59,106,124Net Assets 2010: $197,511,7212010Assets 2011: $267,167,191Liabilities 2011: $55,586,447Net Assets 2011: $211,580,7442011Assets 2012: $274,073,285Liabilities 2012: $53,243,622Net Assets 2012: $220,829,6632012Assets 2013: $278,982,802Liabilities 2013: $44,082,593Net Assets 2013: $234,900,2092013Assets 2014: $283,386,321Liabilities 2014: $35,614,287Net Assets 2014: $247,772,0342014Assets 2015: $285,188,753Liabilities 2015: $25,039,385Net Assets 2015: $260,149,3682015Assets 2016: $291,975,314Liabilities 2016: $23,850,824Net Assets 2016: $268,124,4902016Assets 2017: $298,882,387Liabilities 2017: $21,693,040Net Assets 2017: $277,189,3472017Assets 2018: $304,330,668Liabilities 2018: $19,872,102Net Assets 2018: $284,458,5662018Assets 2019: $315,684,803Liabilities 2019: $17,407,927Net Assets 2019: $298,276,8762019Assets 2020: $342,491,242Liabilities 2020: $27,220,022Net Assets 2020: $315,271,2202020Assets 2021: $353,920,542Liabilities 2021: $27,982,224Net Assets 2021: $325,938,3182021Assets 2022: $361,111,233Liabilities 2022: $28,998,505Net Assets 2022: $332,112,7282022Assets 2023: $371,082,260Liabilities 2023: $29,113,263Net Assets 2023: $341,968,9972023Assets 2024: $381,022,558Liabilities 2024: $33,137,938Net Assets 2024: $347,884,6202024

Highlighted filing

2016

Assets$291,975,314
Liabilities$23,850,824
Net Assets$268,124,490
Open 2016 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: -$5,058,4572010Expenses 2011: $6,034,5382011Expenses 2012: $9,897,0482012Revenue 2013: $17,753,120Expenses 2013: $3,682,574Net Income 2013: $14,070,5462013Revenue 2014: $15,284,416Expenses 2014: $2,412,591Net Income 2014: $12,871,8252014Revenue 2015: $14,420,683Expenses 2015: $2,043,349Net Income 2015: $12,377,3342015Revenue 2016: $13,118,157Expenses 2016: $5,143,035Net Income 2016: $7,975,1222016Revenue 2017: $14,256,045Expenses 2017: $5,191,188Net Income 2017: $9,064,8572017Revenue 2018: $12,326,731Expenses 2018: $5,057,512Net Income 2018: $7,269,2192018Revenue 2019: $14,995,059Expenses 2019: $1,176,749Net Income 2019: $13,818,3102019Revenue 2020: $20,986,515Expenses 2020: $3,992,171Net Income 2020: $16,994,3442020Revenue 2021: $27,707,766Expenses 2021: $17,040,668Net Income 2021: $10,667,0982021Revenue 2022: $18,081,244Expenses 2022: $11,906,834Net Income 2022: $6,174,4102022Revenue 2023: $18,390,707Expenses 2023: $8,534,438Net Income 2023: $9,856,2692023Revenue 2024: $20,476,592Expenses 2024: $14,560,969Net Income 2024: $5,915,6232024

Highlighted filing

2016

Revenue$13,118,157
Expenses$5,143,035
Net Income$7,975,122
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 10, 2017
Return Version
2016v3.0
Gross Receipts
$13,118,157
Mission and Program Overview

Mission

To offer medical professional liability insurance in accordance with section 732, subsection c, of the medical care availability and reduction of error act ("the act").

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$274,622,874$278,231,734▲ $3,608,860
Rtn Earn Endowment Incm Other Fnds$260,149,368$268,124,490▲ $7,975,122
Savings and Temporary Cash Investments$10,711,982$11,755,825▲ $1,043,843
Cash and Non-Interest-Bearing Accounts$-345,766$1,816,969▲ $2,162,735
Accounts Receivable$199,325$170,786▼ $28,539
Total Assets$285,188,753$291,975,314▲ $6,786,561
Other Assets Total$338--
Liabilities
Other Liabilities$22,592,054$21,481,595▼ $1,110,459
Accounts Payable and Accrued Expenses$2,447,331$2,369,229▼ $78,102
Total Liabilities$25,039,385$23,850,824▼ $1,188,561
Net Assets / Fund Balance
Total Net Assets Fund Balance$260,149,368$268,124,490▲ $7,975,122
Total Liabilities and Net Assets / Fund Balance$285,188,753$291,975,314▲ $6,786,561
Compensation and Service Providers
Top Officer Pay14th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susan M SershaPresidentFT$197,509$52,783$250,292

Board Members and Trustees

NameTitle
Adam Parsons EsqDirector
Craig G Kriza Dpm JdDirector
David BondDirector
David GerthDirector
Denise SwartzDirector
Jeffrey F BeckDirector
Jeffrey J DavisDirector
Martin CiccocioppoDirector
Martin Trichtinger MdDirector
Timothy L KnappDirector
Gary VesheccoSecretary
Chester J SzczepanskiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,299,598
Investment Income
$9,818,559
Other Revenue
$0
Change in Net Assets
$7,975,122

Audited Revenue Reconciliation

Revenue per Audited Statements
$13,118,157
Total Revenue per Audited Statements
$13,118,157
Total Revenue per Form 990
$13,118,157
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,056,931
Salaries, Compensation, and Employee Benefits$480,112
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$3,605,992--$3,605,992
Fees for Service Investment Mgmnt Fees-$400,397-$400,397
Other Salaries and Wages$145,235$199,337-$344,572
Fees for Services Legal$50,047$95,017-$145,064
Fees for Services Accounting$47,612$90,394-$138,006
Other Employee Benefits$19,949$37,874-$57,823
Occupancy$19,855$37,695-$57,550
Insurance$15,561$34,962-$50,523
Pension Plan Contributions$16,307$30,961-$47,268
Other Expenses$43,299$46,053-$43,299
All Other Expenses$10,214$23,521-$33,735
Payroll Taxes$10,505$19,944-$30,449
Conferences and Meetings-$21,883-$21,883
Travel-$267-$267
Total Functional Expenses$3,984,576$1,158,459$0$5,143,035

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,143,035
Total Expenses per Audited Statements$5,143,035
Total Expenses per Form 990$5,143,035
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Claim Reserves$21,481,595
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The association is comprised of all insurers authorized to write insurance pursuant to sections 202 (c)(4) and (11) of the act of may 17, 1921 (p.l. 682, no. 284)”

Form 990, Page 6, Part VI, Line 7A

“YES.”

Form 990, Page 6, Part VI, Line 9

“Martin trichtinger, m.d. 500 old york road jenkintown, pa 19046 martin ciccocioppo 30 north 3rd street harrisburg, pa 17101 gary veshecco 100 erie insurance place erie, pa 16530 chester j. Szczepanski 1195 river road marietta, pa 17547-0302 jeffrey j. Davis one trinity drive east dillsburg, pa 17019-8522 craig g. Kriza, dpm, jd 1343 fieldpoint drive west chester, pa 19382 timothy l. Knapp 1200 atwater drive malvern, pa 19355 david gerth 125 pleasant run newtown, pa 18940 adam parsons esq p.o. Box 2361 harrisburg, pa 17105 denise swartz professional liability agency harrisburg, pa 17112 jeffrey f. Beck selective insurance company branchville, nj 07890 david bond nationwide mutual insurance co harleysville, pa 19438”

Form 990, Page 6, Part VI, Line 11B

“Statutory audit performed prior to filing. Board members have been notified that the form 990 is available for review on the company's secure website.”

Form 990, Page 6, Part VI, Line 12C

“Monitored on a regular basis.”

Form 990, Page 6, Part VI, Line 15A

“Executive compensation discussed at annual meeting.”

Form 990, Page 6, Part VI, Line 15B

“Key employee compensation discussed at annual meeting.”

Form 990, Page 6, Part VI, Line 19

“Documents available on guidestar.”

Filing and Contact Details

Filer

Filer Name
Pennsylvania Professional Liability
EIN
23-1984582
Phone
6108288890
Address
1777 SENTRY PARKWAY WEST VEVA 14, BLUE BELL, PA 19422

Signing Officer

Name
Susan M Sersha
Title
President
Phone
6108288890
Signed
2017-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Susan M Sersha
Formed
1976
Legal Domicile
Pa
Voting Board Members
13
Independent Board Members
12
Employees
4

Preparer

Firm
Blumenthal & Palmer Pc
Address
20 VALLEY STREAM PARKWAY SUITE 280, MALVERN, PA 19355-1457
Preparer
Susan E Palmer
Phone
6102939191
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“PROGRAM SERVICE EXPENSE.”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02447331
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02369229
IRS990/AccountsReceivableGrp/BOYAmt0199325
IRS990/AccountsReceivableGrp/EOYAmt0170786
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO OFFER MEDICAL PROFESSIONAL LIABILITY INSURANCE IN ACCORDANCE WITH SECTION 732, SUBSECTION C, OF THE MEDICAL CARE AVAILABILITY AND REDUCTION OF ERROR ACT ("THE ACT").
IRS990/AddressChangeInd0X
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt023521
IRS990/AllOtherExpensesGrp/ProgramServicesAmt010214
IRS990/AllOtherExpensesGrp/TotalAmt033735
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt03605992
IRS990/BenefitsToMembersGrp/TotalAmt03605992
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0PENNA PROF LIAB JUA
IRS990/BooksInCareOfDetail/PhoneNum06108288890
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01777 SENTRY PARKWAY WEST VEVA 14
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 125
IRS990/BooksInCareOfDetail/USAddress/CityNm0BLUE BELL
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd019422
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0-345766
IRS990/CashNonInterestBearingGrp/EOYAmt01816969
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt021883
IRS990/ConferencesMeetingsGrp/TotalAmt021883
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt03605992
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt09818559
IRS990/CYOtherExpensesAmt01056931
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03299598
IRS990/CYRevenuesLessExpensesAmt07975122
IRS990/CYSalariesCompEmpBnftPaidAmt0480112
IRS990/CYTotalExpensesAmt05143035
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt013118157
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0INSURANCE DIRECT AND INDIRECT UNDERWRITING COSTS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt090394
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt047612
IRS990/FeesForServicesAccountingGrp/TotalAmt0138006
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt095017
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt050047
IRS990/FeesForServicesLegalGrp/TotalAmt0145064
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt0400397
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0400397
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1233412
IRS990/Form990PartVIISectionAGrp/PersonNm0MARTIN TRICHTINGER MD
IRS990/Form990PartVIISectionAGrp/PersonNm1MARTIN CICCOCIOPPO
IRS990/Form990PartVIISectionAGrp/PersonNm2GARY VESHECCO
IRS990/Form990PartVIISectionAGrp/PersonNm3CHESTER J SZCZEPANSKI
IRS990/Form990PartVIISectionAGrp/PersonNm4JEFFREY J DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm5CRAIG G KRIZA DPM JD
IRS990/Form990PartVIISectionAGrp/PersonNm6TIMOTHY L KNAPP
IRS990/Form990PartVIISectionAGrp/PersonNm7DAVID GERTH
IRS990/Form990PartVIISectionAGrp/PersonNm8ADAM PARSONS ESQ
IRS990/Form990PartVIISectionAGrp/PersonNm9DENISE SWARTZ
IRS990/Form990PartVIISectionAGrp/PersonNm10JEFFREY F BECK
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID BOND
IRS990/Form990PartVIISectionAGrp/PersonNm12SUSAN M SERSHA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12216880
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01976
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt013118157
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt034962
IRS990/InsuranceGrp/ProgramServicesAmt015561
IRS990/InsuranceGrp/TotalAmt050523
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt09818559
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt09818559
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0274622874
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0278231734
IRS990/IRPDocumentCnt044
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO OFFER MEDICAL PROFESSIONAL LIABILITY INSURANCE IN ACCORDANCE WITH SECTION 732, SUBSECTION C, OF THE MEDICAL CARE AVAILABILITY AND REDUCTION OF ERROR ACT ("THE ACT").
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0260149368
IRS990/NetAssetsOrFundBalancesEOYAmt0268124490
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt037695
IRS990/OccupancyGrp/ProgramServicesAmt019855
IRS990/OccupancyGrp/TotalAmt057550
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0338
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt037874
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt019949
IRS990/OtherEmployeeBenefitsGrp/TotalAmt057823
IRS990/OtherExpensesGrp/Desc0PREMIUM TAX
IRS990/OtherExpensesGrp/Desc1ACTUARIES
IRS990/OtherExpensesGrp/Desc2BOARDS, BUREAUS & ASSOCIA
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt064258
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt155896
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt246053
IRS990/OtherExpensesGrp/ProgramServicesAmt043299
IRS990/OtherExpensesGrp/TotalAmt064258
IRS990/OtherExpensesGrp/TotalAmt155896
IRS990/OtherExpensesGrp/TotalAmt246053
IRS990/OtherExpensesGrp/TotalAmt343299
IRS990/OtherLiabilitiesGrp/BOYAmt022592054
IRS990/OtherLiabilitiesGrp/EOYAmt021481595
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0199337
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0145235
IRS990/OtherSalariesAndWagesGrp/TotalAmt0344572
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt019944
IRS990/PayrollTaxesGrp/ProgramServicesAmt010505
IRS990/PayrollTaxesGrp/TotalAmt030449
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt030961
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt016307
IRS990/PensionPlanContributionsGrp/TotalAmt047268
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SUSAN M SERSHA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0EARNED PREMIUM
IRS990/ProgramServiceRevenueGrp/Desc1INSTALLMENT/SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03288036
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt111562
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03288036
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111562
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROGRAM SERVICE EXPENSE.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0528052
IRS990/PYInvestmentIncomeAmt09238336
IRS990/PYOtherExpensesAmt0900586
IRS990/PYOtherRevenueAmt01515289
IRS990/PYProgramServiceRevenueAmt03667058
IRS990/PYRevenuesLessExpensesAmt012377334
IRS990/PYSalariesCompEmpBnftPaidAmt0614711
IRS990/PYTotalExpensesAmt02043349
IRS990/PYTotalRevenueAmt014420683
IRS990/ReconcilationRevenueExpnssAmt07975122
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0260149368
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0268124490
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010711982
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011755825
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt05143035
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021481595
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CLAIM RESERVES
IRS990ScheduleD/RevenueSubtotalAmt013118157
IRS990ScheduleD/TotalExpensesPerForm990Amt05143035
IRS990ScheduleD/TotalLiabilityAmt021481595
IRS990ScheduleD/TotalRevenuePerForm990Amt013118157
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt013118157
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05143035
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0197509
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount019371
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt033412
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SUSAN M SERSHA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0250292
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROGRAM SERVICE EXPENSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ASSOCIATION IS COMPRISED OF ALL INSURERS AUTHORIZED TO WRITE INSURANCE PURSUANT TO SECTIONS 202 (C)(4) AND (11) OF THE ACT OF MAY 17, 1921 (P.L. 682, NO. 284)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MARTIN TRICHTINGER, M.D. 500 OLD YORK ROAD JENKINTOWN, PA 19046 MARTIN CICCOCIOPPO 30 NORTH 3RD STREET HARRISBURG, PA 17101 GARY VESHECCO 100 ERIE INSURANCE PLACE ERIE, PA 16530 CHESTER J. SZCZEPANSKI 1195 RIVER ROAD MARIETTA, PA 17547-0302 JEFFREY J. DAVIS ONE TRINITY DRIVE EAST DILLSBURG, PA 17019-8522 CRAIG G. KRIZA, DPM, JD 1343 FIELDPOINT DRIVE WEST CHESTER, PA 19382 TIMOTHY L. KNAPP 1200 ATWATER DRIVE MALVERN, PA 19355 DAVID GERTH 125 PLEASANT RUN NEWTOWN, PA 18940 ADAM PARSONS ESQ P.O. BOX 2361 HARRISBURG, PA 17105 DENISE SWARTZ PROFESSIONAL LIABILITY AGENCY HARRISBURG, PA 17112 JEFFREY F. BECK SELECTIVE INSURANCE COMPANY BRANCHVILLE, NJ 07890 DAVID BOND NATIONWIDE MUTUAL INSURANCE CO HARLEYSVILLE, PA 19438
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4STATUTORY AUDIT PERFORMED PRIOR TO FILING. BOARD MEMBERS HAVE BEEN NOTIFIED THAT THE FORM 990 IS AVAILABLE FOR REVIEW ON THE COMPANY'S SECURE WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MONITORED ON A REGULAR BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EXECUTIVE COMPENSATION DISCUSSED AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7KEY EMPLOYEE COMPENSATION DISCUSSED AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DOCUMENTS AVAILABLE ON GUIDESTAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0285188753
IRS990/TotalAssetsEOYAmt0291975314
IRS990/TotalAssetsGrp/BOYAmt0285188753
IRS990/TotalAssetsGrp/EOYAmt0291975314
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01158459
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03984576
IRS990/TotalFunctionalExpensesGrp/TotalAmt05143035
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt025039385
IRS990/TotalLiabilitiesEOYAmt023850824
IRS990/TotalLiabilitiesGrp/BOYAmt025039385
IRS990/TotalLiabilitiesGrp/EOYAmt023850824
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0260149368
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0268124490
IRS990/TotalOtherCompensationAmt033412
IRS990/TotalProgramServiceRevenueAmt03299598
IRS990/TotalReportableCompFromOrgAmt0216880
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt013118157
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt013118157
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0285188753
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0291975314
IRS990/TravelGrp/ManagementAndGeneralAmt0267
IRS990/TravelGrp/TotalAmt0267
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01777 PARKWAY WEST VEVA 14
IRS990/USAddress/CityNm0BLUE BELL
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019422
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.PAJUA.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SUSAN M SERSHA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06108288890
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PENNSYLVANIA PROFESSIONAL LIABILITY
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0JOINT UNDERWRITING ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0PENN
ReturnHeader/Filer/EIN0231984582
ReturnHeader/Filer/PhoneNum06108288890
ReturnHeader/Filer/USAddress/AddressLine1Txt01777 SENTRY PARKWAY WEST VEVA 14
ReturnHeader/Filer/USAddress/CityNm0BLUE BELL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd019422
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0A435703BE5A55D71AC73E4EEF128709BA28D245D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A435703BE5A55D71AC73E4EEF128709BA28D245D
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232789843
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BLUMENTHAL & PALMER PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt020 VALLEY STREAM PARKWAY SUITE 280
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MALVERN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0193551457
ReturnHeader/PreparerPersonGrp/PhoneNum06102939191
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUSAN E PALMER
ReturnHeader/ReturnTs02017-05-17T10:29:53-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$291,975,314
Liabilities
$23,850,824
Net assets
$268,124,490
Revenue
$13,118,157
Expenses
$5,143,035
Net income
$7,975,122
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$381$33.1$348$20.5$14.6$5.92
2023Detailed filing. Detailed filing data is available for this year.$371$29.1$342$18.4$8.53$9.86
2022Detailed filing. Detailed filing data is available for this year.$361$29.0$332$18.1$11.9$6.17
2021Detailed filing. Detailed filing data is available for this year.$354$28.0$326$27.7$17.0$10.7
2020Detailed filing. Detailed filing data is available for this year.$342$27.2$315$21.0$3.99$17.0
2019Detailed filing. Detailed filing data is available for this year.$316$17.4$298$15.0$1.18$13.8
2018Detailed filing. Detailed filing data is available for this year.$304$19.9$284$12.3$5.06$7.27
2017Detailed filing. Detailed filing data is available for this year.$299$21.7$277$14.3$5.19$9.06
2016Detailed filing. Detailed filing data is available for this year.$292$23.9$268$13.1$5.14$7.98
2015Detailed filing. Detailed filing data is available for this year.$285$25.0$260$14.4$2.04$12.4
2014Detailed filing. Detailed filing data is available for this year.$283$35.6$248$15.3$2.41$12.9
2013Detailed filing. Detailed filing data is available for this year.$279$44.1$235$17.8$3.68$14.1
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$274$53.2$221$9.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$267$55.6$212$6.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$257$59.1$198$5.06