Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
990 • Fiscal year 2012 • EIN 23-1633653
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$13,783,365
Up $195,793 (+1.4%) from 2011
Net Assets
Down$1,148,771
Down $103,055 (-8.2%) from 2011
Liabilities
Up$12,634,594
Up $298,848 (+2.4%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$877,144
Up $69,278 (+8.6%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Delco postal credit union is a member owned organization whose purpose is to provide convenient, quality personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction. Operating since 1963, delco postal credit union has expanded its product and service offerings to include more than just everyday necessities. We seek to be the best choice for every financial need. Delco postal credit union opens its field of membership to persons employed at delaware county post offices, members of the wolfe-baron lodge and all relatives of members. It is our mission to be the members' primary banking institution.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 18643 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 29271 |
| IRS990/AccountsReceivable/BOY | 0 | 500 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | DELCO POSTAL CREDIT UNION IS A MEMBER OWNED ORGANIZATION WHOSE PURPOSE IS TO PROVIDE CONVENIENT, QUALITY, PERSONALIZED SERVICE WHILE MAINTAINING FINANCIAL STABILITY. WE SEEK TO PROVIDE ULTIMATE MEMBER SATISFACTION. OPERATING SINCE 1963, DELCO POSTAL CREDIT UNION HAS EXPANDED ITS PRODUCT AND SERVICE OFFERINGS TO INCLUDE MORE THAN JUST YOUR EVERYDAY NECESSITIES. WE SEEK TO BE THE BEST CHOICE FOR ALL YOUR FINANCIAL NEEDS. DELCO POSTAL CREDIT UNION OPENS ITS FIELD OF MEMBERSHIP TO PERSONS EMPLOYED AT DELAWARE COUNTY POST OFFICES, MEMBERS OF THE WOLFE-BARON LODGE AND ALL RELATIVES OF MEMBERS. IT IS OUR MISSION TO BE MEMBERS PRIMARY BANKING INSTITUTION. |
| IRS990/ActivityOther/Description | 0 | PROVIDE LOANS AND FINANCIAL SERVICES TO MEMBERS. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 1400 BYWOOD AVENUE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | UPPER DARBY |
| IRS990/AddressPrincipalOfficerUS/State | 0 | PA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 19082 |
| IRS990/Advertising/Total | 0 | 3000 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 600 |
| IRS990/CashNonInterestBearing/EOY | 0 | 600 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 89573 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | false |
| IRS990/CompensationProcessOther | 0 | false |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/Total | 0 | 715 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 16080 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | THE CREDIT UNION SERVED 1,679 MEMBERS BY OFFERING LOW INTEREST LOANS, LOW OR NO COST FINANCIAL SERVICES, WHILE PAYING DIVIDENDS ON SAVINGS/SHARE ACCOUNTS. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | true |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 20454 |
| IRS990/FeesForServicesOther/Total | 0 | 170416 |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 20.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 20.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | GERALD LIBERACE |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | JOSEPH DEFALCO |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | FRANK ANDREOZZI |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | JOHN ATHEY |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | JOSEPH DOBBINS |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | SIMON FLAIM |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | MICHAEL MILLET |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | JAMES WALISCHEK |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | DANIEL MILLETT |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 4220 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 3923 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 42201 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 39229 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | SECRETARY/TR |
| IRS990/Form990PartVIISectionA/Title | 1 | CHAIRPERSON |
| IRS990/Form990PartVIISectionA/Title | 2 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | PRESIDENT/CE |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 774044 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartIX | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/Insurance/Total | 0 | -11386 |
| IRS990/Interest/Total | 0 | 69520 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 19261 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 19261 |
| IRS990/InvestmentIncomePriorYear | 0 | 15200 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 19261 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 822614 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 1478995 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 132185 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 148266 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 132185 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | DELCO POSTAL CREDIT UNION IS A MEMBER OWNED ORGANIZATION WHOSE PURPOSE IS TO PROVIDE CONVENIENT, QUALITY, PERSONALIZED SERVICE WHILE MAINTAINING FINANCIAL STABILITY. WE SEEK TO PROVIDE ULTIMATE MEMBER SATISFACTION. OPERATING SINCE 1963, DELCO POSTAL CREDIT UNION HAS EXPANDED ITS PRODUCT AND SERVICE OFFERINGS TO INCLUDE MORE THAN JUST YOUR EVERYDAY NECESSITIES. WE SEEK TO BE THE BEST CHOICE FOR ALL YOUR FINANCIAL NEEDS. DELCO POSTAL CREDIT UNION OPENS ITS FIELD OF MEMBERSHIP TO PERSONS EMPLOYED AT DELAWARE COUNTY POST OFFICES, MEMBERS OF THE WOLFE-BARON LODGE AND ALL RELATIVES OF MEMBERS. IT IS OUR MISSION TO BE MEMBERS PRIMARY BANKING INSTITUTION. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | DANIEL MILLETT |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 8 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 8 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 1251826 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 1148771 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1102 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberOfEmployees | 0 | 8 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 11959 |
| IRS990/OfficeExpenses/Total | 0 | 57970 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 222842 |
| IRS990/OtherAssetsTotal/EOY | 0 | 123171 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 67157 |
| IRS990/OtherExpensePriorYear | 0 | 476969 |
| IRS990/OtherExpensesCurrentYear | 0 | 554171 |
| IRS990/OtherExpenses/Description | 0 | PROVISIONS FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 1 | CORPORATE STABILIZATION |
| IRS990/OtherExpenses/Description | 2 | MISC OPERATING EXPENSE |
| IRS990/OtherExpenses/Description | 3 | ASSOCIATION DUES |
| IRS990/OtherExpenses/Total | 0 | 170868 |
| IRS990/OtherExpenses/Total | 1 | 31271 |
| IRS990/OtherExpenses/Total | 2 | 8614 |
| IRS990/OtherExpenses/Total | 3 | 4690 |
| IRS990/OtherLiabilities/BOY | 0 | 12317103 |
| IRS990/OtherLiabilities/EOY | 0 | 12605323 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 9812059 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 8765415 |
| IRS990/OtherRevenueCurrentYear | 0 | 80 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522100 |
| IRS990/OtherRevenueMisc/Description | 0 | MISC REVENUE |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 80 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 80 |
| IRS990/OtherRevenuePriorYear | 0 | 7008 |
| IRS990/OtherSalariesAndWages/Total | 0 | 166243 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 48313 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 46356 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 754703 |
| IRS990/ProgramServiceRevenue/Description | 0 | INCOME FROM LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEE REVENUE |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 852949 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 682011 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 72692 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 682011 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 72692 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 45 |
| IRS990/ReconcilationRevenueExpenses | 0 | -103100 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | true |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 1251826 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 1148771 |
| IRS990/RevenuesLessExpensesCY | 0 | -103100 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 67291 |
| IRS990/SalariesEtcCurrentYear | 0 | 322973 |
| IRS990/SalariesEtcPriorYear | 0 | 330897 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 2532378 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 3236643 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 75156 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 75156 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 12029 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 12029 |
| IRS990ScheduleD/Land/BookValue | 0 | 45000 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 45000 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 9046014 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 2426596 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 863215 |
| IRS990ScheduleD/OtherLiabilities/Amount | 3 | 269498 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | IRAS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherLiabilities/Description | 3 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 1384907 |
| IRS990ScheduleD/OtherSecurities/BookValue | 1 | 94088 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecurities/Description | 1 | CORPORATE CU CAPITALIZATION DEPOSIT |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 1 | C |
| IRS990ScheduleD/TotalOfAmounts | 0 | 12605323 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 132185 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 1478995 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | DELCO POSTAL CREDIT UNION IS A MEMBER OWNED ORGANIZATION WHOSE PURPOSE IS TO PROVIDE CONVENIENT, QUALITY, PERSONALIZED SERVICE WHILE MAINTAINING FINANCIAL STABILITY. WE SEEK TO PROVIDE ULTIMATE MEMBER SATISFACTION. OPERATING SINCE 1963, DELCO POSTAL CREDIT UNION HAS EXPANDED ITS PRODUCT AND SERVICE OFFERINGS TO INCLUDE MORE THAN JUST YOUR EVERYDAY NECESSITIES. WE SEEK TO BE THE BEST CHOICE FOR ALL YOUR FINANCIAL NEEDS. DELCO POSTAL CREDIT UNION OPENS ITS FIELD OF MEMBERSHIP TO PERSONS EMPLOYED AT DELAWARE COUNTY POST OFFICES, MEMBERS OF THE WOLFE-BARON LODGE AND ALL RELATIVES OF MEMBERS. IT IS OUR MISSION TO BE MEMBERS PRIMARY BANKING INSTITUTION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | PROVIDE LOANS AND FINANCIAL SERVICES TO MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | DANIEL MILLET MICHAEL MILLET PRES/CEO DIRECTOR FAMILIAL |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | THE CREDIT UNION IS OWNED BY ITS 1679 MEMBERS |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | TREASURER GERALD LIBERACE PRESENTS THE COMPLETED FORM 990 TO THE BOARD OF DIRECTORS FOR REVIEW. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | BOARD AND COMMITTEE MEMBERS ARE REQUIRED TO DISCLOSE ALL CONFLICTS OF INTEREST AND ARE REQUIRED TO ANNUALLY SIGN A CONFLICT OF INTEREST STATEMENT. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE AT WWW.NCUA.GOV FOR PUBLIC INSPECTION. OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 9 | PROFESSIONAL & OUTSIDE SERVIC 170,416 0 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 10 | NEW MEMBER FEES 45 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | ORGANIZATION'S MISSION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | ALL OTHER ACCOMPLISHMENT DESCRIPTION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | RELATED PARTY INFORMATION AMONG OFFICERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | CLASSES OF MEMBERS OR STOCKHOLDERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | ELECTION OF MEMBERS AND THEIR RIGHTS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | DECISIONS SUBJECT TO APPROVAL OF MEMBERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | ENFORCEMENT OF CONFLICTS POLICY |
| IRS990ScheduleO/GeneralExplanation/Identifier | 8 | GOVERNING DOCUMENTS DISCLOSURE EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 9 | OTHER FEES FOR SERVICES |
| IRS990ScheduleO/GeneralExplanation/Identifier | 10 | OTHER CHANGES IN NET ASSETS EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 9 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 10 | FORM 990, PART XI, LINE 9 |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | PA |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 1400 BYWOOD AVENUE |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | UPPER DARBY |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | PA |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 19082 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | DANIEL MILLETT |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 6107343356 |
| IRS990/TotalAssets/BOY | 0 | 13587572 |
| IRS990/TotalAssetsBOY | 0 | 13587572 |
| IRS990/TotalAssets/EOY | 0 | 13783365 |
| IRS990/TotalAssetsEOY | 0 | 13783365 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 877144 |
| IRS990/TotalExpensesPriorYear | 0 | 807866 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 877144 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 12335746 |
| IRS990/TotalLiabilitiesBOY | 0 | 12335746 |
| IRS990/TotalLiabilities/EOY | 0 | 12634594 |
| IRS990/TotalLiabilitiesEOY | 0 | 12634594 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 13587572 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 13783365 |
| IRS990/TotalNbrEmployees | 0 | 8 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 1251826 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 1148771 |
| IRS990/TotalOtherCompensation | 0 | 8143 |
| IRS990/TotalOtherRevenue | 0 | 80 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 754703 |
| IRS990/TotalReportableCompFromOrg | 0 | 81430 |
| IRS990/TotalRevenueCurrentYear | 0 | 774044 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 19261 |
| IRS990/TotalRevenuePriorYear | 0 | 875157 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 754783 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 774044 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.DELCOPOSTAL.COM |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1963 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 231633653 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | DELCO POSTAL CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | DELC |
| ReturnHeader/Filer/Phone | 0 | 6107343356 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1400 BYWOOD AVENUE |
| ReturnHeader/Filer/USAddress/City | 0 | UPPER DARBY |
| ReturnHeader/Filer/USAddress/State | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 19082 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-11-15 |
| ReturnHeader/Officer/Name | 0 | DANIEL MILLETT |
| ReturnHeader/Officer/Phone | 0 | 6107343356 |
| ReturnHeader/Officer/Title | 0 | PRESIDENT/CEO |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-11-15 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | PADDEN GUERRINI & ASSOCIATES PC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 91 CUMBERLAND PARKWAY |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | MECHANICSBURG |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | PA |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 170555676 |
| ReturnHeader/Preparer/Name | 0 | FREDERICK A TABOR |
| ReturnHeader/Preparer/Phone | 0 | 7177631644 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-11-15T14:58:31-06:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.