Civic Intelligence

Hidden River Credit Union

990 • Fiscal year 2017 • EIN 23-1524374

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 18, 2018

Organization ProfileWWW.HDRIVER.ORG

View Organization Page

60 Westwood RoadPottsville, PA 17901

(570) 624-4334

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.91x

Higher debt load relative to assets than 75% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Liabilities / Revenue

97th percentile

29.47x

Higher debt load relative to revenue than 97% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Net Margin

23rd percentile

6.0%

Higher net margin than 23% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Top Officer Pay

31st percentile

$173,086

Higher top officer pay than 31% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Asset Growth

63rd percentile

5.0%

Faster asset growth than 63% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Revenue Growth

95th percentile

22%

Faster revenue growth than 95% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$141,989,784

Up $6,740,628 (+5.0%) from 2016

Net Assets

Up

$12,910,434

Up $262,484 (+2.1%) from 2016

Liabilities

Up

$129,079,350

Up $6,478,144 (+5.3%) from 2016

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin23rd percentile

Revenue

Up

$4,379,679

Up $794,200 (+22%) from 2016

Expenses

Up

$4,118,202

Up $666,773 (+19%) from 2016

Net Income

Up

$261,477

Up $127,427 (+95%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2011: $109,414,005Liabilities 2011: $97,567,891Net Assets 2011: $11,846,1142011Assets 2012: $108,602,760Liabilities 2012: $96,685,588Net Assets 2012: $11,917,1722012Assets 2013: $109,226,573Liabilities 2013: $97,231,425Net Assets 2013: $11,995,1482013Assets 2014: $110,970,342Liabilities 2014: $99,131,089Net Assets 2014: $11,839,2532014Assets 2015: $114,073,433Liabilities 2015: $102,360,617Net Assets 2015: $11,712,8162015Assets 2016: $135,249,156Liabilities 2016: $122,601,206Net Assets 2016: $12,647,9502016Assets 2017: $141,989,784Liabilities 2017: $129,079,350Net Assets 2017: $12,910,4342017Assets 2018: $150,924,654Liabilities 2018: $137,349,629Net Assets 2018: $13,575,0252018Assets 2019: $162,788,944Liabilities 2019: $148,609,668Net Assets 2019: $14,179,2762019Assets 2020: $193,074,746Liabilities 2020: $178,221,727Net Assets 2020: $14,853,0192020Assets 2021: $218,259,509Liabilities 2021: $202,605,008Net Assets 2021: $15,654,5012021Assets 2022: $214,507,102Liabilities 2022: $197,746,957Net Assets 2022: $16,760,1452022Assets 2023: $216,081,122Liabilities 2023: $198,174,670Net Assets 2023: $17,906,4522023Assets 2024: $227,648,933Liabilities 2024: $207,557,030Net Assets 2024: $20,091,9032024

Highlighted filing

2017

Assets$141,989,784
Liabilities$129,079,350
Net Assets$12,910,434
Open 2017 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2011: $3,280,4842011Expenses 2012: $2,909,2652012Revenue 2013: $2,980,595Expenses 2013: $2,903,432Net Income 2013: $77,1632013Revenue 2014: $2,760,325Expenses 2014: $2,917,095Net Income 2014: -$156,7702014Revenue 2015: $2,919,840Expenses 2015: $3,047,291Net Income 2015: -$127,4512015Revenue 2016: $3,585,479Expenses 2016: $3,451,429Net Income 2016: $134,0502016Revenue 2017: $4,379,679Expenses 2017: $4,118,202Net Income 2017: $261,4772017Revenue 2018: $4,973,298Expenses 2018: $4,309,832Net Income 2018: $663,4662018Revenue 2019: $5,690,641Expenses 2019: $5,087,632Net Income 2019: $603,0092019Revenue 2020: $5,752,604Expenses 2020: $5,079,857Net Income 2020: $672,7472020Revenue 2021: $5,518,275Expenses 2021: $4,718,119Net Income 2021: $800,1562021Revenue 2022: $5,991,116Expenses 2022: $4,886,644Net Income 2022: $1,104,4722022Revenue 2023: $7,684,692Expenses 2023: $6,539,813Net Income 2023: $1,144,8792023Revenue 2024: $10,189,721Expenses 2024: $8,005,696Net Income 2024: $2,184,0252024

Highlighted filing

2017

Revenue$4,379,679
Expenses$4,118,202
Net Income$261,477
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 18, 2018
Return Version
2017v2.3
Gross Receipts
$4,379,679
Mission and Program Overview

Mission

The mission of hidden river credit union is to provide service excellence and to meet the financial needs of members by furnishing the widest array possible of high quality, low cost, financial products, services and information. Conservative financial management practices and financial strength will be the core from which the credit union grows and executes its mission. The foundation of the mission is firmly established in the credit union philosophy of "people helping people- and it is the objective of every member of the board of directors, all committees, management and staff.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$52,303,154$54,030,716▲ $1,727,562
Other Notes and Loans Receivable, Net$49,611,153$52,302,758▲ $2,691,605
Investments in Publicly Traded Securities$21,485,000$23,304,000▲ $1,819,000
Rtn Earn Endowment Incm Other Fnds$12,647,950$12,910,434▲ $262,484
Savings and Temporary Cash Investments$5,091,421$5,320,422▲ $229,001
Land, Buildings, and Equipment, Net$4,119,643$4,141,884▲ $22,241
Cash and Non-Interest-Bearing Accounts$1,124,990$990,082▼ $134,908
Receivables From Officers Etc-$326,108-
Prepaid Expenses and Deferred Charges$211,201$173,218▼ $37,983
Total Assets$135,249,156$141,989,784▲ $6,740,628
Other Assets Total$1,302,594$1,400,596▲ $98,002
Liabilities
Other Liabilities$122,376,785$128,927,486▲ $6,550,701
Accounts Payable and Accrued Expenses$224,421$151,864▼ $72,557
Total Liabilities$122,601,206$129,079,350▲ $6,478,144
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,647,950$12,910,434▲ $262,484
Total Liabilities and Net Assets / Fund Balance$135,249,156$141,989,784▲ $6,740,628

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,351,309$1,132,932$4,484,241
Equipment$339,890$1,647,504$1,987,394
Land$450,685-$450,685
Other Securities$160,594--
Compensation and Service Providers
Top Officer Pay31st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
John MurgaCEOFT$132,288$40,798$173,086

Board Members and Trustees

NameTitle
Charles LantzPresident
Linda BollingerDirector
Mary Ellen SetlockDirector
Richard KetzDirector
Robert ConnellyDirector
Robert StablumTreasurer
George ZwiebelVice Preside

Highest Paid Contractors

ContractorServicesLocationCompensation
Coop Financial ServicesDr Card Process9692 HAVEN AVE, Rancho Cucamonga, CA 91730$257,768
Jack Henry & AssociatesCore ProcessorPO BOX 609, Monett, MO 65708$201,925
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,217,397
Investment Income
$1,162,282
Other Revenue
$0
Change in Net Assets
$261,477
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,567,070
Salaries, Compensation, and Employee Benefits$1,551,132
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,047,284
Interest---$578,852
Office Expenses---$454,065
Depreciation Depletion---$255,192
Other Employee Benefits---$204,297
Current Officers, Directors, Trustees, and Key Employees---$173,086
Occupancy---$143,043
Advertising---$115,718
Payroll Taxes---$99,859
Fees for Services Other---$78,083
Information Technology---$74,303
Insurance---$58,636
Other Expenses---$44,483
Pension Plan Contributions---$26,606
All Other Expenses---$25,799
Conferences and Meetings---$19,260
Fees for Services Legal---$1,881
Total Functional Expenses$0$0$0$4,118,202
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$326,108-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$103,877,653
Share Certificates$25,049,833
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by its more than 15,000 members. Membership is open to anyone who lives, works, or worships in schuylkill county.”

Form 990, Page 6, Part VI, Line 7A

“The credit union has a single class of members each of whom has a single vote in the election of members to the credit union's board of directors.”

Form 990, Page 6, Part VI, Line 7B

“The credit union's members must approve: -- changes to the credit union's charter, articles and bylaws -- the merger of the credit union -- the dissolution or conversion of the credit union”

Form 990, Page 6, Part VI, Line 11B

“The return is examined by the credit union's senior management prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“The credit union regulary and consistently monitor and enforce compliance with the policy.”

Form 990, Page 6, Part VI, Line 15A

“Compensation for the ceo is set and approved by the board of directors using industry salary surveys.”

Form 990, Page 6, Part VI, Line 19

“The credit union's financial statements are posted in the lobbies of the credit union on a monthly basis. Quarterly financial statements (call reports) are available on www.ncua.gov. Charter and bylaws are available to the membership upon request.”

Filing and Contact Details

Filer

Filer Name
Hidden River Credit Union
EIN
23-1524374
Phone
5706244334
Address
60 WESTWOOD ROAD, POTTSVILLE, PA 17901

Signing Officer

Name
John Murga
Title
CEO
Phone
5706244334
Signed
2018-10-18

Organization Details

Principal Officer
John Murga
Formed
1953
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
40
Volunteers
7

Preparer

Firm
Carver and Associates LLC
Address
1221 WYOMING AVE, FORTY FORT, PA 18704-4101
Preparer
Chris W Carver CPA
Phone
5706933662
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“To provide low interest loans and financial products to members.”

Form 990, Part XI, Line 9

“MEMBERSHIP FEES 1,007”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02183443
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1698367
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2327204
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02183443
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1698367
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2327204
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt38383
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt08383
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE LOW INTEREST LOANS AND FINANCIAL PRODUCTS TO MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0917993
IRS990/PYOtherExpensesAmt02008746
IRS990/PYOtherRevenueAmt080711
IRS990/PYProgramServiceRevenueAmt02586775
IRS990/PYRevenuesLessExpensesAmt0134050
IRS990/PYSalariesCompEmpBnftPaidAmt01442683
IRS990/PYTotalExpensesAmt03451429
IRS990/PYTotalRevenueAmt03585479
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0326108
IRS990/ReconcilationRevenueExpnssAmt0261477
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012647950
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012910434
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05091421
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05320422
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03351309
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01132932
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04484241
IRS990ScheduleD/EquipmentGrp/BookValueAmt0339890
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01647504
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01987394
IRS990ScheduleD/LandGrp/BookValueAmt0450685
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0450685
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0103877653
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt125049833
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt051958131
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11200000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2711991
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3160594
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER CORP CU INVEST
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CORPORATE CU CONTRIBUTED CAP
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CO-OP INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04141884
IRS990ScheduleD/TotalBookValueSecuritiesAmt054030716
IRS990ScheduleD/TotalLiabilityAmt0128927486
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0132288
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt040798
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JOHN MURGA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0173086
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0326108
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0LOANS TO CU OFFICIALS AND SEN EXEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0false
IRS990ScheduleL/TotalBalanceDueAmt0326108
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE LOW INTEREST LOANS AND FINANCIAL PRODUCTS TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS OWNED BY ITS MORE THAN 15,000 MEMBERS. MEMBERSHIP IS OPEN TO ANYONE WHO LIVES, WORKS, OR WORSHIPS IN SCHUYLKILL COUNTY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS EACH OF WHOM HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S MEMBERS MUST APPROVE: -- CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS -- THE MERGER OF THE CREDIT UNION -- THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE RETURN IS EXAMINED BY THE CREDIT UNION'S SENIOR MANAGEMENT PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION REGULARY AND CONSISTENTLY MONITOR AND ENFORCE COMPLIANCE WITH THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMPENSATION FOR THE CEO IS SET AND APPROVED BY THE BOARD OF DIRECTORS USING INDUSTRY SALARY SURVEYS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF THE CREDIT UNION ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV. CHARTER AND BYLAWS ARE AVAILABLE TO THE MEMBERSHIP UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MEMBERSHIP FEES 1,007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0135249156
IRS990/TotalAssetsEOYAmt0141989784
IRS990/TotalAssetsGrp/BOYAmt0135249156
IRS990/TotalAssetsGrp/EOYAmt0141989784
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt040
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04118202
IRS990/TotalGrossUBIAmt08383
IRS990/TotalLiabilitiesBOYAmt0122601206
IRS990/TotalLiabilitiesEOYAmt0129079350
IRS990/TotalLiabilitiesGrp/BOYAmt0122601206
IRS990/TotalLiabilitiesGrp/EOYAmt0129079350
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt012647950
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012910434
IRS990/TotalOtherCompensationAmt040798
IRS990/TotalProgramServiceRevenueAmt03217397
IRS990/TotalReportableCompFromOrgAmt0132288
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04371296
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04379679
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08383
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0135249156
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0141989784
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt060 WESTWOOD ROAD
IRS990/USAddress/CityNm0POTTSVILLE
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd017901
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.HDRIVER.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN MURGA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05706244334
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-10-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HIDDEN RIVER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HIDD
ReturnHeader/Filer/EIN0231524374
ReturnHeader/Filer/PhoneNum05706244334
ReturnHeader/Filer/USAddress/AddressLine1Txt060 WESTWOOD ROAD
ReturnHeader/Filer/USAddress/CityNm0POTTSVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017901
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId009699E7FB76805D56D296C2843376E53E787A655
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId009699E7FB76805D56D296C2843376E53E787A655
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0173.163.28.101
ReturnHeader/FilingSecurityInformation/IPDt02018-10-22
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm013:48:23
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232936821
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CARVER AND ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01221 WYOMING AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FORTY FORT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0187044101
ReturnHeader/PreparerPersonGrp/PhoneNum05706933662
ReturnHeader/PreparerPersonGrp/PreparationDt02018-10-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRIS W CARVER CPA
ReturnHeader/ReturnTs02018-10-22T14:48:23-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$141,989,784
Liabilities
$129,079,350
Net assets
$12,910,434
Revenue
$4,379,679
Expenses
$4,118,202
Net income
$261,477
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$228$208$20.1$10.2$8.01$2.18
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$216$198$17.9$7.68$6.54$1.14
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$215$198$16.8$5.99$4.89$1.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$218$203$15.7$5.52$4.72$0.80
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$193$178$14.9$5.75$5.08$0.67
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$163$149$14.2$5.69$5.09$0.60
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$151$137$13.6$4.97$4.31$0.66
2017Detailed filing. Detailed filing data is available for this year.$142$129$12.9$4.38$4.12$0.26
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$135$123$12.6$3.59$3.45$0.13
2015Detailed filing. Detailed filing data is available for this year.$114$102$11.7$2.92$3.05$0.13
2014Detailed filing. Detailed filing data is available for this year.$111$99.1$11.8$2.76$2.92$0.16
2013Detailed filing. Detailed filing data is available for this year.$109$97.2$12.0$2.98$2.90$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$96.7$11.9$2.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$97.6$11.8$3.28