Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
65th percentile
Higher net margin than 65% of similar nonprofits.
Top Officer Pay
39th percentile
Higher top officer pay than 39% of similar nonprofits.
Top officer pay equals 6.7% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Down$52,021,321
Down $684,407 (-1.3%) from 2012
Net Assets
Down$5,698,520
Down $561,406 (-9.0%) from 2012
Liabilities
Down$46,322,801
Down $123,001 (-0.3%) from 2012
Revenue
$1,775,035
No earlier filing loaded for comparison.
Expenses
Down$1,552,853
Down $88,657 (-5.4%) from 2012
Net Income
$222,182
No earlier filing loaded for comparison.
The norristown bell credit union is a member owned and operated organization. Our mission is to promote thrift and provide a full range of services to assist our members in meeting their financial needs. In achieving these goals, we will seek to maintain the credit union's long term financial stability while continuing our credit union's philosophy of "member helping member".
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $18,973,393 | $18,480,407 | ▼ $492,986 |
| Other Notes and Loans Receivable, Net | $17,597,223 | $17,113,216 | ▼ $484,007 |
| Investments Other Securities | $10,934,280 | $11,638,095 | ▲ $703,815 |
| Rtn Earn Endowment Incm Other Fnds | $6,259,926 | $5,698,520 | ▼ $561,406 |
| Savings and Temporary Cash Investments | $3,648,049 | $3,641,406 | ▼ $6,643 |
| Land, Buildings, and Equipment, Net | $266,412 | $240,742 | ▼ $25,670 |
| Cash and Non-Interest-Bearing Accounts | $165,798 | $161,069 | ▼ $4,729 |
| Accounts Receivable | $143,450 | $135,876 | ▼ $7,574 |
| Prepaid Expenses and Deferred Charges | $76,005 | $62,497 | ▼ $13,508 |
| Total Assets | $52,705,728 | $52,021,321 | ▼ $684,407 |
| Other Assets Total | $901,118 | $548,013 | ▼ $353,105 |
| Liabilities | |||
| Other Liabilities | $46,275,184 | $46,154,393 | ▼ $120,791 |
| Accounts Payable and Accrued Expenses | $170,618 | $168,408 | ▼ $2,210 |
| Total Liabilities | $46,445,802 | $46,322,801 | ▼ $123,001 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,259,926 | $5,698,520 | ▼ $561,406 |
| Total Liabilities and Net Assets / Fund Balance | $52,705,728 | $52,021,321 | ▼ $684,407 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $151,745 | $216,939 | $368,684 |
| Equipment | $20,695 | $318,288 | $338,983 |
| Land | $68,301 | - | $68,301 |
| Leasehold Improvements | $1 | $4,758 | $4,759 |
| Other Securities | $206,100 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Helen Edwards | President, C | FT | $103,762 | $14,920 | $118,682 |
| Floyd Gladfelter | Treasurer | - | $6,000 | - | $6,000 |
| Name | Title |
|---|---|
| Ed Levandoski | Chairman |
| Al Lau | Vice Chairma |
| Ennio Cimino | Director |
| Mark Marine | Director |
| Tom De Fusco | Director |
| Joseph Kantanick | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $857,060 |
| Salaries, Compensation, and Employee Benefits | $695,793 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $454,718 |
| Office Expenses | - | - | - | $196,974 |
| Interest | - | - | - | $191,620 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $124,682 |
| Other Employee Benefits | - | - | - | $55,598 |
| Information Technology | - | - | - | $55,083 |
| Payroll Taxes | - | - | - | $52,005 |
| Occupancy | - | - | - | $51,353 |
| Depreciation Depletion | - | - | - | $50,614 |
| Fees for Services Other | - | - | - | $25,636 |
| Advertising | - | - | - | $24,639 |
| Fees for Services Accounting | - | - | - | $23,646 |
| Insurance | - | - | - | $13,655 |
| Pension Plan Contributions | - | - | - | $8,790 |
| Conferences and Meetings | - | - | - | $8,462 |
| Fees for Services Legal | - | - | - | $7,146 |
| Travel | - | - | - | $5,610 |
| Other Expenses | - | - | - | $-5,832 |
| Total Functional Expenses | $0 | $0 | $0 | $1,552,853 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $26,605,790 |
| Share & Ira Certificates of Deposits | $11,553,873 |
| Share Drafts | $4,785,314 |
| Iras | $2,959,293 |
| Club Accounts | $250,123 |
“The credit union has a single class of members. Each member has a single vote in the election of members to the board of directors.”
“The credit union has a single class of members. Each member has a single vote in the election of members to the credit union's board of directors.”
“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles, and bylaws.”
“Every line item is reviewed in detail, once completed. It is compared to the financial report.”
“The policy is reviewed and approved annually. It is signed by all employees and directors.”
“There is an annual performance review.”
“There is an annual performance review.”
“Governing documents are on public record with the state. Conflict of interest or corporate governance report is part of the monthly board minutes. Approved financial statements are displayed in the credit union lobby.”
“The norristown bell credit union is a member owned and operated organization. Our mission is to promote thrift and provide a full range of services to assist our members in meeting their financial needs. In achieving these goals, we will seek to maintain the credit union's long term financial stability while continuing our credit union's philosophy of "member helping member".”
“Providing loans and financial services to more than 4,000 members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 170618 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 168408 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 143450 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 135876 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE NORRISTOWN BELL CREDIT UNION IS A MEMBER OWNED AND OPERATED ORGANIZATION. OUR MISSION IS TO PROMOTE THRIFT AND PROVIDE A FULL RANGE OF SERVICES TO ASSIST OUR MEMBERS IN MEETING THEIR FINANCIAL NEEDS. IN ACHIEVING THESE GOALS, WE WILL SEEK TO MAINTAIN THE CREDIT UNION'S LONG TERM FINANCIAL STABILITY WHILE CONTINUING OUR CREDIT UNION'S PHILOSOPHY OF "MEMBER HELPING MEMBER". |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 24639 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | HELEN V EDWARDS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6102758440 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 1407 ERBS MILL ROAD |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | BLUE BELL |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 19422 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 165798 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 161069 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 124682 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 8462 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 721344 |
| IRS990/CYOtherExpensesAmt | 0 | 857060 |
| IRS990/CYOtherRevenueAmt | 0 | 23226 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1030465 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 222182 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 695793 |
| IRS990/CYTotalExpensesAmt | 0 | 1552853 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1775035 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 50614 |
| IRS990/Desc | 0 | PROVIDE LOANS TO MORE THAN 4,000 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 19 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 23646 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 7146 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 25636 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 14920 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | FLOYD GLADFELTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ED LEVANDOSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOSEPH KANTANICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | AL LAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TOM DE FUSCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARK MARINE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ENNIO CIMINO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | HELEN EDWARDS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 103762 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT, C |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 6 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 6 |
| IRS990/GrossReceiptsAmt | 0 | 1775035 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 55083 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13655 |
| IRS990/InterestGrp/TotalAmt | 0 | 191620 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 721338 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 721338 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 10934280 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 11638095 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 18973393 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 18480407 |
| IRS990/IRPDocumentCnt | 0 | 1302 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 539985 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 266412 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 240742 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 780727 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE NORRISTOWN BELL CREDIT UNION IS A MEMBER OWNED AND OPERATED ORGANIZATION. OUR MISSION IS TO PROMOTE THRIFT AND PROVIDE A FULL RANGE OF SERVICES TO ASSIST OUR MEMBERS IN MEETING THEIR FINANCIAL NEEDS. IN ACHIEVING THESE GOALS, WE WILL SEEK TO MAINTAIN THE CREDIT UNION'S LONG TERM FINANCIAL STABILITY WHILE CONTINUING OUR CREDIT UNION'S PHILOSOPHY OF "MEMBER HELPING MEMBER". |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6259926 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5698520 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 6 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 6 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -783588 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 51353 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 196974 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 901118 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 548013 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 55598 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | NCUA CORP STABILIZATION |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 171173 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 37281 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | -5832 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 46275184 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 46154393 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 23226 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 23226 |
| IRS990/OtherRevenueTotalAmt | 0 | 23226 |
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| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 17597223 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17113216 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 52005 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8790 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 76005 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 62497 |
| IRS990/PrincipalOfficerNm | 0 | HELEN V EDWARDS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 844155 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 102147 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 84163 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 844155 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 102147 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 84163 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MORE THAN 4,000 MEMBERS. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | PROVIDING LOANS AND FINANCIAL SERVICES TO MORE THAN 4,000 MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 828196 |
| IRS990/PYOtherExpensesAmt | 0 | 1000611 |
| IRS990/PYOtherRevenueAmt | 0 | 15105 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1066238 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 268029 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 640899 |
| IRS990/PYTotalExpensesAmt | 0 | 1641510 |
| IRS990/PYTotalRevenueAmt | 0 | 1909539 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 222182 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6259926 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5698520 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3648049 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3641406 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 151745 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 216939 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 368684 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 20695 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 318288 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 338983 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 68301 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 68301 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 1 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 4758 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 4759 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 26605790 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 11553873 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 4785314 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2959293 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 250123 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE & IRA CERTIFICATES OF DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | IRAS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | CLUB ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 11431995 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 206100 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORP CU PERPETUAL CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 240742 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 11638095 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 46154393 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE NORRISTOWN BELL CREDIT UNION IS A MEMBER OWNED AND OPERATED ORGANIZATION. OUR MISSION IS TO PROMOTE THRIFT AND PROVIDE A FULL RANGE OF SERVICES TO ASSIST OUR MEMBERS IN MEETING THEIR FINANCIAL NEEDS. IN ACHIEVING THESE GOALS, WE WILL SEEK TO MAINTAIN THE CREDIT UNION'S LONG TERM FINANCIAL STABILITY WHILE CONTINUING OUR CREDIT UNION'S PHILOSOPHY OF "MEMBER HELPING MEMBER". |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PROVIDING LOANS AND FINANCIAL SERVICES TO MORE THAN 4,000 MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EVERY LINE ITEM IS REVIEWED IN DETAIL, ONCE COMPLETED. IT IS COMPARED TO THE FINANCIAL REPORT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE POLICY IS REVIEWED AND APPROVED ANNUALLY. IT IS SIGNED BY ALL EMPLOYEES AND DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THERE IS AN ANNUAL PERFORMANCE REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THERE IS AN ANNUAL PERFORMANCE REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | GOVERNING DOCUMENTS ARE ON PUBLIC RECORD WITH THE STATE. CONFLICT OF INTEREST OR CORPORATE GOVERNANCE REPORT IS PART OF THE MONTHLY BOARD MINUTES. APPROVED FINANCIAL STATEMENTS ARE DISPLAYED IN THE CREDIT UNION LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 52705728 |
| IRS990/TotalAssetsEOYAmt | 0 | 52021321 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 52705728 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 52021321 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 19 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1552853 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 46445802 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 46322801 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 46445802 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 46322801 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6259926 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5698520 |
| IRS990/TotalOtherCompensationAmt | 0 | 14920 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1030465 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 109762 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 721344 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1053691 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1775035 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 52705728 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 52021321 |
| IRS990/TravelGrp/TotalAmt | 0 | 5610 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 1407 ERBS MILL ROAD |
| IRS990/USAddress/City | 0 | BLUE BELL |
| IRS990/USAddress/State | 0 | PA |
| IRS990/USAddress/ZIPCode | 0 | 19422 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.NBCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HELEN V EDWARDS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6102758440 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-10-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | NORRISTOWN BELL CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NORR |
| ReturnHeader/Filer/EIN | 0 | 231381955 |
| ReturnHeader/Filer/PhoneNum | 0 | 6102758440 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1407 ERBS MILL ROAD |
| ReturnHeader/Filer/USAddress/City | 0 | BLUE BELL |
| ReturnHeader/Filer/USAddress/State | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 19422 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 232290841 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | PADDEN GUERRINI & ASSOCIATES PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 91 CUMBERLAND PARKWAY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | MECHANICSBURG |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 170555676 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-10-14 |
| ReturnHeader/ReturnTs | 0 | 2014-10-14T13:22:27-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.