Civic Intelligence

Camp Deerpark Inc.

990 • Fiscal year 2023 • EIN 22-3096390

Jan 01, 2023 to Dec 31, 2023 • Filed on May 07, 2024

PO Box 394Westbrookville, NY 12785

(845) 754-8669

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.03x

Higher debt load relative to assets than 41% of similar nonprofits.

2023 filings • NTEE N • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

43rd percentile

0.05x

Higher debt load relative to revenue than 43% of similar nonprofits.

2023 filings • NTEE N • $1M-$5M nonprofits • Source year 2023

Net Margin

63rd percentile

13%

Higher net margin than 63% of similar nonprofits.

2023 filings • NTEE N • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

69th percentile

$55,193

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

2023 filings • NTEE N • $1M-$5M nonprofits • Source year 2023

Asset Growth

20th percentile

-4.5%

Faster asset growth than 20% of similar nonprofits.

2023 filings • NTEE N • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

61st percentile

16%

Faster revenue growth than 61% of similar nonprofits.

2023 filings • NTEE N • $1M-$5M nonprofits • Annualized from 2022 to 2023

Assets

Flat

$1,867,290

Flat from 2023

Net Assets

Flat

$1,811,186

Flat from 2023

Liabilities

Flat

$56,104

Flat from 2023

Revenue

Flat

$1,068,533

Flat from 2023

Expenses

Flat

$929,058

Flat from 2023

Net Income

Flat

$139,475

Flat from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $986,654Liabilities 2011: $65,555Net Assets 2011: $921,0992011Assets 2012: $1,007,023Liabilities 2012: $120,605Net Assets 2012: $886,4182012Assets 2013: $1,157,617Liabilities 2013: $102,783Net Assets 2013: $1,054,8342013Assets 2014: $1,143,284Liabilities 2014: $117,327Net Assets 2014: $1,025,9572014Assets 2015: $1,148,190Liabilities 2015: $97,453Net Assets 2015: $1,050,7372015Assets 2016: $1,337,724Liabilities 2016: $23,637Net Assets 2016: $1,314,0872016Assets 2017: $1,312,365Liabilities 2017: $38,933Net Assets 2017: $1,273,4322017Assets 2018: $1,247,785Liabilities 2018: $43,282Net Assets 2018: $1,204,5032018Assets 2019: $1,377,724Liabilities 2019: $61,793Net Assets 2019: $1,315,9312019Assets 2020: $1,706,070Liabilities 2020: $305,488Net Assets 2020: $1,400,5822020Assets 2021: $1,927,519Liabilities 2021: $337,102Net Assets 2021: $1,590,4172021Assets 2022: $1,955,235Liabilities 2022: $283,524Net Assets 2022: $1,671,7112022Assets 2023: $1,867,290Liabilities 2023: $56,104Net Assets 2023: $1,811,1862023Assets 2023: $1,867,290Liabilities 2023: $56,104Net Assets 2023: $1,811,1862023Assets 2024: $1,918,109Liabilities 2024: $88,242Net Assets 2024: $1,829,8672024

Highlighted filing

2023

Assets$1,867,290
Liabilities$56,104
Net Assets$1,811,186

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $435,046Expenses 2011: $456,054Net Income 2011: -$21,0082011Revenue 2012: $424,813Expenses 2012: $459,494Net Income 2012: -$34,6812012Revenue 2013: $683,734Expenses 2013: $515,318Net Income 2013: $168,4162013Revenue 2014: $503,523Expenses 2014: $532,400Net Income 2014: -$28,8772014Revenue 2015: $631,275Expenses 2015: $606,495Net Income 2015: $24,7802015Revenue 2016: $917,807Expenses 2016: $654,457Net Income 2016: $263,3502016Revenue 2017: $671,743Expenses 2017: $712,398Net Income 2017: -$40,6552017Revenue 2018: $654,073Expenses 2018: $723,002Net Income 2018: -$68,9292018Revenue 2019: $844,017Expenses 2019: $732,589Net Income 2019: $111,4282019Revenue 2020: $635,600Expenses 2020: $550,949Net Income 2020: $84,6512020Revenue 2021: $899,690Expenses 2021: $709,855Net Income 2021: $189,8352021Revenue 2022: $923,422Expenses 2022: $842,128Net Income 2022: $81,2942022Revenue 2023: $1,068,533Expenses 2023: $929,058Net Income 2023: $139,4752023Revenue 2023: $1,068,533Expenses 2023: $929,058Net Income 2023: $139,4752023Revenue 2024: $942,340Expenses 2024: $923,659Net Income 2024: $18,6812024

Highlighted filing

2023

Revenue$1,068,533
Expenses$929,058
Net Income$139,475
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 7, 2024
Return Version
2023v5.0
Gross Receipts
$1,068,533
Mission and Program Overview

Mission

CHRISTIAN CAMP

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,516,681$1,605,069▲ $88,388
Savings and Temporary Cash Investments$238,741$215,029▼ $23,712
Cash and Non-Interest-Bearing Accounts$62,380$40,718▼ $21,662
Pledges and Grants Receivable$6,834$5,950▼ $884
Accounts Receivable$130,599$524▼ $130,075
Total Assets$1,955,235$1,867,290▼ $87,945
Liabilities
Mortgage Notes Payable Secured by Investment Property$177,752--
Accounts Payable and Accrued Expenses$105,772$56,104▼ $49,668
Total Liabilities$283,524$56,104▼ $227,420
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,530,772$1,639,771▲ $108,999
Net Assets With Donor Restrictions$140,939$171,415▲ $30,476
Total Net Assets Fund Balance$1,671,711$1,811,186▲ $139,475
Total Liabilities and Net Assets / Fund Balance$1,955,235$1,867,290▼ $87,945

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$922,773$697,377$1,620,150
Land$515,987-$515,987
Other Land Buildings$166,309$254,374$420,683
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Ken BontragerExecutive DirectorFT$55,193$55,193

Board Members and Trustees

NameTitle
Danny AngustiaChair
Lanny MilletteVice Chair
Aurelia MartinezDirector
Carmen LoraDirector
Emmanuel LindsayDirector
Grace SmithDirector
Jamila AyalaDirector
Luke BergDirector
Victor MendezDirector
Yahaira BermudezDirector
Jynelle SmithSecretary
Danica LefeverTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$552,102
Program Service Revenue
$484,612
Investment Income
$18,772
Other Revenue
$13,047
All Other Contributions
$548,802
Change in Net Assets
$139,475

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,068,533
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,068,533
Total Revenue per Form 990
$1,068,533
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$488,478
Other Expenses$440,580
Total Fundraising Expense$74,694
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$305,104$33,901$37,667$376,672
Current Officers, Directors, Trustees, and Key Employees$44,706$4,967$5,520$55,193
Occupancy$47,717$5,302-$53,019
Depreciation Depletion$45,155$5,017-$50,172
Insurance$41,432$4,604-$46,036
Payroll Taxes$32,167$3,574$3,971$39,712
All Other Expenses$15,295$10,010$1,879$27,184
Travel$18,686$2,667$5,338$26,691
Office Expenses$11,827$5,913$5,913$23,653
Other Expenses$19,459$2,287-$19,459
Pension Plan Contributions$13,447$1,494$1,660$16,601
Advertising$1,590$1,590$12,716$15,896
Fees for Services Accounting-$7,404-$7,404
Interest$5,274$586-$5,860
Fees for Services Legal-$4,114-$4,114
Other Employee Benefits$243$27$30$300
Total Functional Expenses$757,746$96,618$74,694$929,058

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$929,058
Total Expenses per Audited Statements$929,058
Total Expenses per Form 990$929,058
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

All board members are given a draft to review prior to submission

Form 990, Part VI, Section C, Line 19

AVAILABLE UPON REQUEST

Filing and Contact Details

Filer

Filer Name
Camp Deerpark Inc
EIN
22-3096390
Phone
8457548669
Address
PO BOX 394, WESTBROOKVILLE, NY 12785

Signing Officer

Name
Danica Lefever
Title
Board Treasurer
Phone
8457548669
Signed
2024-05-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Danica Lefever
Formed
1969
Legal Domicile
Ny
Voting Board Members
12
Independent Board Members
12
Employees
47
Volunteers
250

Preparer

Firm
Nugent & Haeussler Pc
Address
101 BRACKEN ROAD, MONTGOMERY, NY 12549
Preparer
Justin B Wood CPA
Phone
8454571100
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IRS990/OccupancyGrp/TotalAmt053019
IRS990/OfficeExpensesGrp/FundraisingAmt05913
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt05913
IRS990/OfficeExpensesGrp/ProgramServicesAmt011827
IRS990/OfficeExpensesGrp/TotalAmt023653
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt030
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt027
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0243
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0300
IRS990/OtherExpensesGrp/Desc0FOOD
IRS990/OtherExpensesGrp/Desc1REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc2EQUIPMENT PURCHASE AND
IRS990/OtherExpensesGrp/Desc3OTHER PROGRAM COSTS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03161
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12287
IRS990/OtherExpensesGrp/ProgramServicesAmt0106610
IRS990/OtherExpensesGrp/ProgramServicesAmt128448
IRS990/OtherExpensesGrp/ProgramServicesAmt220586
IRS990/OtherExpensesGrp/ProgramServicesAmt319459
IRS990/OtherExpensesGrp/TotalAmt0106610
IRS990/OtherExpensesGrp/TotalAmt131609
IRS990/OtherExpensesGrp/TotalAmt222873
IRS990/OtherExpensesGrp/TotalAmt319459
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt013047
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt013047
IRS990/OtherRevenueTotalAmt013047
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt037667
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt033901
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0305104
IRS990/OtherSalariesAndWagesGrp/TotalAmt0376672
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt03971
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03574
IRS990/PayrollTaxesGrp/ProgramServicesAmt032167
IRS990/PayrollTaxesGrp/TotalAmt039712
IRS990/PensionPlanContributionsGrp/FundraisingAmt01660
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01494
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt013447
IRS990/PensionPlanContributionsGrp/TotalAmt016601
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt06834
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt05950
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0DANICA LEFEVER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0713990
IRS990/ProgramServiceRevenueGrp/Desc0CAMP FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0484612
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0484612
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0480468
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt018377
IRS990/PYOtherExpensesAmt0416832
IRS990/PYOtherRevenueAmt026127
IRS990/PYProgramServiceRevenueAmt0398450
IRS990/PYRevenuesLessExpensesAmt081294
IRS990/PYSalariesCompEmpBnftPaidAmt0425296
IRS990/PYTotalExpensesAmt0842128
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0923422
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0139475
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0484612
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0238741
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0215029
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0565557
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0477468
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0589119
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0469569
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0504162
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02605875
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt06477
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0377
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01319
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0532
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01307
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt010012
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99620
IRS990ScheduleA/PublicSupportPY170Pct00.99830
IRS990ScheduleA/PublicSupportTotal170Amt02605875
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0565557
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0477468
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0589119
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0469569
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0504162
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02605875
IRS990ScheduleA/TotalSupportAmt02615887
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt0922773
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0697377
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01620150
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0929058
IRS990ScheduleD/LandGrp/BookValueAmt0515987
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0515987
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0166309
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0254374
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0420683
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01068533
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01605069
IRS990ScheduleD/TotalExpensesPerForm990Amt0929058
IRS990ScheduleD/TotalRevenuePerForm990Amt01068533
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01068533
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0929058
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL BOARD MEMBERS ARE GIVEN A DRAFT TO REVIEW PRIOR TO SUBMISSION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0PA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01955235
IRS990/TotalAssetsEOYAmt01867290
IRS990/TotalAssetsGrp/BOYAmt01955235
IRS990/TotalAssetsGrp/EOYAmt01867290
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0552102

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.92$0.09$1.83$0.94$0.92$0.02
2023Detailed filing. Detailed filing data is available for this year.$1.87$0.06$1.81$1.07$0.93$0.14
2023Summary only. Only limited summary data is available for this year.$1.87$0.06$1.81$1.07$0.93$0.14
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.96$0.28$1.67$0.92$0.84$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.93$0.34$1.59$0.90$0.71$0.19
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.71$0.31$1.40$0.64$0.55$0.08
2019Summary only. Only limited summary data is available for this year.$1.38$0.06$1.32$0.84$0.73$0.11
2018Summary only. Only limited summary data is available for this year.$1.25$0.04$1.20$0.65$0.72$0.07
2017Summary only. Only limited summary data is available for this year.$1.31$0.04$1.27$0.67$0.71$0.04
2016Summary only. Only limited summary data is available for this year.$1.34$0.02$1.31$0.92$0.65$0.26
2015Summary only. Only limited summary data is available for this year.$1.15$0.10$1.05$0.63$0.61$0.02
2014Summary only. Only limited summary data is available for this year.$1.14$0.12$1.03$0.50$0.53$0.03
2013Summary only. Only limited summary data is available for this year.$1.16$0.10$1.05$0.68$0.52$0.17
2012Summary only. Only limited summary data is available for this year.$1.01$0.12$0.89$0.42$0.46$0.03
2011Summary only. Only limited summary data is available for this year.$0.99$0.07$0.92$0.44$0.46$0.02