Civic Intelligence

Boston Community Loan Fund Inc

990 • Fiscal year 2020 • EIN 22-2593378

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 09, 2021

Organization ProfileBLUEHUBCAPITAL.ORG
10 Malcolm X Boulevard Ground FlooBoston, MA 02119-3236

(617) 427-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.69x

Higher debt load relative to assets than 79% of similar nonprofits.

2020 filings • 501(c)3 • $250M-$1B nonprofits • Source year 2020

Liabilities / Revenue

96th percentile

8.30x

Higher debt load relative to revenue than 96% of similar nonprofits.

2020 filings • 501(c)3 • $250M-$1B nonprofits • Source year 2020

Net Margin

94th percentile

52%

Higher net margin than 94% of similar nonprofits.

2020 filings • 501(c)3 • $250M-$1B nonprofits • Source year 2020

Top Officer Pay

52nd percentile

$903,625

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2020 filings • 501(c)3 • $250M-$1B nonprofits • Source year 2020

Asset Growth

51st percentile

6.5%

Faster asset growth than 51% of similar nonprofits.

2020 filings • 501(c)3 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Revenue Growth

80th percentile

12%

Faster revenue growth than 80% of similar nonprofits.

2020 filings • 501(c)3 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$271,825,520

Up $16,669,316 (+6.5%) from 2019

Net Assets

Up

$83,064,570

Up $11,760,593 (+16%) from 2019

Liabilities

Up

$188,760,950

Up $4,908,723 (+2.7%) from 2019

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin94th percentile

Revenue

Up

$22,754,955

Up $2,457,956 (+12%) from 2019

Expenses

Up

$10,994,362

Up $1,461,274 (+15%) from 2019

Net Income

Up

$11,760,593

Up $996,682 (+9.3%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $98,782,460Liabilities 2010: $84,716,160Net Assets 2010: $14,066,3002010Assets 2011: $111,966,168Liabilities 2011: $97,363,486Net Assets 2011: $14,602,6822011Assets 2012: $109,978,842Liabilities 2012: $91,632,671Net Assets 2012: $18,346,1712012Assets 2013: $117,688,492Liabilities 2013: $94,724,360Net Assets 2013: $22,964,1322013Assets 2014: $119,486,939Liabilities 2014: $90,359,446Net Assets 2014: $29,127,4932014Assets 2015: $118,330,579Liabilities 2015: $85,495,845Net Assets 2015: $32,834,7342015Assets 2016: $134,792,526Liabilities 2016: $96,280,286Net Assets 2016: $38,512,2402016Assets 2017: $168,847,195Liabilities 2017: $117,053,059Net Assets 2017: $51,794,1362017Assets 2018: $216,547,675Liabilities 2018: $156,007,609Net Assets 2018: $60,540,0662018Assets 2019: $255,156,204Liabilities 2019: $183,852,227Net Assets 2019: $71,303,9772019Assets 2020: $271,825,520Liabilities 2020: $188,760,950Net Assets 2020: $83,064,5702020Assets 2021: $278,445,233Liabilities 2021: $186,452,416Net Assets 2021: $91,992,8172021Assets 2022: $289,989,268Liabilities 2022: $185,663,785Net Assets 2022: $104,325,4832022Assets 2023: $353,897,293Liabilities 2023: $223,157,664Net Assets 2023: $130,739,6292023Assets 2024: $494,617,792Liabilities 2024: $339,485,142Net Assets 2024: $155,132,6502024

Highlighted filing

2020

Assets$271,825,520
Liabilities$188,760,950
Net Assets$83,064,570
Open 2020 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $5,123,6572010Expenses 2011: $5,559,4332011Expenses 2012: $5,268,6672012Revenue 2013: $9,683,428Expenses 2013: $5,065,467Net Income 2013: $4,617,9612013Revenue 2014: $11,284,433Expenses 2014: $5,121,072Net Income 2014: $6,163,3612014Revenue 2015: $8,690,223Expenses 2015: $4,982,982Net Income 2015: $3,707,2412015Revenue 2016: $10,609,899Expenses 2016: $4,932,393Net Income 2016: $5,677,5062016Revenue 2017: $18,754,654Expenses 2017: $5,472,758Net Income 2017: $13,281,8962017Revenue 2018: $15,330,925Expenses 2018: $6,584,995Net Income 2018: $8,745,9302018Revenue 2019: $20,296,999Expenses 2019: $9,533,088Net Income 2019: $10,763,9112019Revenue 2020: $22,754,955Expenses 2020: $10,994,362Net Income 2020: $11,760,5932020Revenue 2021: $19,137,908Expenses 2021: $10,209,661Net Income 2021: $8,928,2472021Revenue 2022: $22,068,331Expenses 2022: $9,735,665Net Income 2022: $12,332,6662022Revenue 2023: $37,956,959Expenses 2023: $11,542,813Net Income 2023: $26,414,1462023Revenue 2024: $39,501,886Expenses 2024: $15,108,865Net Income 2024: $24,393,0212024

Highlighted filing

2020

Revenue$22,754,955
Expenses$10,994,362
Net Income$11,760,593
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 9, 2021
Return Version
2020v4.1
Gross Receipts
$22,754,955
Mission and Program Overview

Mission

COMMUNITY LENDING

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$205,722,720$214,309,455▲ $8,586,735
Cash and Non-Interest-Bearing Accounts$33,011,916$34,693,504▲ $1,681,588
Savings and Temporary Cash Investments$7,706,254$14,822,561▲ $7,116,307
Total Assets$255,156,204$271,825,520▲ $16,669,316
Other Assets Total$8,715,314$8,000,000▼ $715,314
Liabilities
Unsecured Notes Loans Payable$155,073,738$156,296,203▲ $1,222,465
Other Liabilities$24,147,267$29,864,607▲ $5,717,340
Deferred Revenue$3,095,000$1,433,082▼ $1,661,918
Escrow Account Liability$1,066,742$905,176▼ $161,566
Accounts Payable and Accrued Expenses$469,480$261,882▼ $207,598
Total Liabilities$183,852,227$188,760,950▲ $4,908,723
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$52,220,167$56,591,082▲ $4,370,915
Net Assets With Donor Restrictions$19,083,810$26,473,488▲ $7,389,678
Total Net Assets Fund Balance$71,303,977$83,064,570▲ $11,760,593
Total Liabilities and Net Assets / Fund Balance$255,156,204$271,825,520▲ $16,669,316

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$214,309,455--
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michelle VolpeSenior VP & Ex-officio BoaFT$223,313$141,705$365,018
Michael NillesSVP, Team LeaderFT$193,536$57,886$251,422
Kathryn MchughSVP, Commercial LendingFT$181,360$57,030$238,390
Sarah KittermanSVP, Commercial LendingFT$197,339$34,144$231,483
Mei See Law-sandsonSVP, Portfolio ManagementFT$174,961$41,390$216,351
Elyse CherryCEO & Ex-officio Board MemPT$91,426$97,299$188,725
Lisa ZappalaCFOPT$69,934$40,569$110,503
E Matthew GautieriSVP, ControllerPT$50,846$15,029$65,875
Dewitt JonesExecutive VP & Ex-officio--$14,000$14,000

Board Members and Trustees

NameTitle
Charles ClarkChairman of the Board
Edward Dugger IiiBoard Member
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Reese FaydeBoard Member
Victor R RiveraBoard Member
Rev James Walsh SjClerk of the Board
Sarah C LincolnTreasurer of the Board
Revenue and Support

Revenue Composition

Contributions and Grants
$8,666,277
Program Service Revenue
$14,088,678
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$11,760,593

Audited Revenue Reconciliation

Revenue per Audited Statements
$22,754,955
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-6,422,176
Total Revenue per Audited Statements
$16,332,779
Total Revenue per Form 990
$22,754,955
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,420,578
Salaries, Compensation, and Employee Benefits$3,573,784
Total Fundraising Expense$123,380
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$5,557,863--$5,557,863
Other Salaries and Wages$2,088,612$252,168-$2,340,780
Current Officers, Directors, Trustees, and Key Employees$529,174$79,072-$608,246
Other Employee Benefits$297,122$48,325-$345,447
Fees for Services Other$106,422$209,552-$315,974
Depreciation Depletion$154,313$55,578-$209,891
Occupancy-$182,823-$182,823
Payroll Taxes$148,509$19,315-$167,824
Office Expenses$71,755$75,215-$146,970
Advertising--$123,380$123,380
Pension Plan Contributions$101,495$9,992-$111,487
Fees for Services Legal$19,350$50,700-$70,050
Other Expenses$29,716$7,987-$37,703
Insurance-$33,580-$33,580
Fees for Services Accounting$14,360--$14,360
Travel$10,709$403-$11,112
Conferences and Meetings$1,890$4,982-$6,872
Total Functional Expenses$9,841,290$1,029,692$123,380$10,994,362

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$10,994,362
Expenses Not Reported on Financial Statements$6,422,176
Other Expense Adjustments$6,422,176
Expenses per Audited Statements$4,572,186
Total Expenses per Audited Statements$4,572,186
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Subordinated Loans Payable$24,750,000
Conditional Advances$5,005,000
Due to Affiliate$109,607
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The ceo, cfo, finance committee, and controller review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the loan fund's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the loan fund's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bluehub Loan Fund Inc
EIN
22-2593378
Phone
6174278600
Address
10 MALCOLM X BOULEVARD GROUND FLOO, BOSTON, MA 02119-3236

Signing Officer

Name
Lisa Zappala
Title
Chief Financial Officer
Phone
6174278600
Signed
2021-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Zappala
Formed
1984
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
9
Employees
50
Volunteers
9

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Thomas Washburn CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The loan fund has a committee that assumes responsibility for the oversight of the audit of its financial statements and selection of independent accountant, the process has not changed from the prior year.”

Financial Statement Notes

PART IV, LINE 2B:

“Part iv, line 2b - the loan fund held cash balances of $905,176 in escrow for outside parties as of december 31, 2020. These amounts are maintained by agreement with the loan fund's borrowers and investors.”

PART X, LINE 2:

“The loan fund accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the consolidated financial statements regarding a tax position taken or expected to be taken in a tax return. The loan fund has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the consolidated financial statements at december 31, 2020. The loan fund does not expect that the amounts of unrecognized tax benefits will change significantly within the next twelve months.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Loan interest expense -5,712,176. Net provision for loan loss -710,000.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Loan interest expense 5,712,176. Net provision for loan loss 710,000.”

Part XII, Line 1D

“Part xii, line 1d: interest expense is shown net with the revenue in the financial statements.”

Raw XML AppendixShowing 400 of 970 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm14MARIA MAFFEI
IRS990/Form990PartVIISectionAGrp/PersonNm15VICTOR R RIVERA
IRS990/Form990PartVIISectionAGrp/PersonNm16MERCEDES TOMPKINS
IRS990/Form990PartVIISectionAGrp/PersonNm17REESE FAYDE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0155426
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2318313
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt390934
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt458346
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5213536
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6201360
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7217339
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8194961
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0621706
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1365963
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt3212180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt4175038
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO & EX-OFFICIO BOARD MEM
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP & EX-OFFICIO
IRS990/Form990PartVIISectionAGrp/TitleTxt2SENIOR VP & EX-OFFICIO BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt3CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt4SVP, CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt5SVP, TEAM LEADER
IRS990/Form990PartVIISectionAGrp/TitleTxt6SVP, COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt7SVP, COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt8SVP, PORTFOLIO MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt10CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt11TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01984
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolAndSepBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt08666277
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt022754955
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt012
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt033580
IRS990/InsuranceGrp/TotalAmt033580
IRS990/InterestGrp/ProgramServicesAmt05557863
IRS990/InterestGrp/TotalAmt05557863
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0205722720
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0214309455
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY LENDING
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt071303977
IRS990/NetAssetsOrFundBalancesEOYAmt083064570
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt052220167
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt056591082
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0182823
IRS990/OccupancyGrp/TotalAmt0182823
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt075215
IRS990/OfficeExpensesGrp/ProgramServicesAmt071755
IRS990/OfficeExpensesGrp/TotalAmt0146970
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08715314
IRS990/OtherAssetsTotalGrp/EOYAmt08000000
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt048325
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0297122
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0345447
IRS990/OtherExpensesGrp/Desc0LOSS RESERVE
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt07987
IRS990/OtherExpensesGrp/ProgramServicesAmt0710000
IRS990/OtherExpensesGrp/ProgramServicesAmt129716
IRS990/OtherExpensesGrp/TotalAmt0710000
IRS990/OtherExpensesGrp/TotalAmt137703
IRS990/OtherLiabilitiesGrp/BOYAmt024147267
IRS990/OtherLiabilitiesGrp/EOYAmt029864607
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0252168
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02088612
IRS990/OtherSalariesAndWagesGrp/TotalAmt02340780
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt019315
IRS990/PayrollTaxesGrp/ProgramServicesAmt0148509
IRS990/PayrollTaxesGrp/TotalAmt0167824
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt09992
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0101495
IRS990/PensionPlanContributionsGrp/TotalAmt0111487
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0LISA ZAPPALA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES AND OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt013211491
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1877187
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt013211491
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1877187
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt07695999
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt06132759
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt012601000
IRS990/PYRevenuesLessExpensesAmt010763911
IRS990/PYSalariesCompEmpBnftPaidAmt03400329
IRS990/PYTotalExpensesAmt09533088
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt020296999
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt011760593
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt014088678
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07706254
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014822561
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0307252
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt0374984
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt0586782
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt0570403
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt0583814
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt02423235
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0NET LOAN LOSS RECOVERY - 2016 AMOUNT: $ 140,280.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME:
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt08666277
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt07695999
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt05386565
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt010400430
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt03750875
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt035900146
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt014088678
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt012601000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt09944360
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt08108115
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt06718744
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt051460897
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt0140280
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0140280
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.86470
IRS990ScheduleA/PublicSupportPY509Pct00.82380
IRS990ScheduleA/PublicSupportTotal509Amt075661112
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt03166892
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt02242665
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt03400137
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt01093336
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt01796901
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt011699931
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt02859640
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt01867681
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt02813355
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt0522933
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt01213087
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt09276696
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt022754955
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt020296999
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt015330925
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt018508545
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt010469619

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$271,825,520
Liabilities
$188,760,950
Net assets
$83,064,570
Revenue
$22,754,955
Expenses
$10,994,362
Net income
$11,760,593
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$495$339$155$39.5$15.1$24.4
2023Summary only. Only limited summary data is available for this year.$354$223$131$38.0$11.5$26.4
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$290$186$104$22.1$9.74$12.3
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$278$186$92.0$19.1$10.2$8.93
2020Detailed filing. Detailed filing data is available for this year.$272$189$83.1$22.8$11.0$11.8
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$255$184$71.3$20.3$9.53$10.8
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$217$156$60.5$15.3$6.58$8.75
2017Summary only. Only limited summary data is available for this year.$169$117$51.8$18.8$5.47$13.3
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$135$96.3$38.5$10.6$4.93$5.68
2015Detailed filing. Detailed filing data is available for this year.$118$85.5$32.8$8.69$4.98$3.71
2014Detailed filing. Detailed filing data is available for this year.$119$90.4$29.1$11.3$5.12$6.16
2013Detailed filing. Detailed filing data is available for this year.$118$94.7$23.0$9.68$5.07$4.62
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$110$91.6$18.3$5.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$112$97.4$14.6$5.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.8$84.7$14.1$5.12
Peer Organizations

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