Civic Intelligence

Boston Community Loan Fund Inc

EIN 22-2593378 • 501(c)3 • Boston, MA

Profile

COMMUNITY LENDING

1785 Columbus Avenue 6th FloorBoston, MA 02119-3236

www.bostoncommunitycapital.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.69x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

8.59x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Net Margin

95th percentile

62%

Higher net margin than 95% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

64th percentile

$1,212,119

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 3.1% of source-year revenue.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Asset Growth

95th percentile

40%

Faster asset growth than 95% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

33rd percentile

4.1%

Faster revenue growth than 33% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$494,617,792

Up $140,720,499 (+40%) from 2023

Liabilities

Up

$339,485,142

Up $116,327,478 (+52%) from 2023

Net Assets

Up

$155,132,650

Up $24,393,021 (+19%) from 2023

Operations
Liabilities / Revenue96th percentileNet Margin95th percentile

Revenue

Up

$39,501,886

Up $1,544,927 (+4.1%) from 2023

Expenses

Up

$15,108,865

Up $3,566,052 (+31%) from 2023

Net Income

Down

$24,393,021

Down $2,021,125 (-7.7%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $98,782,460Liabilities 2010: $84,716,160Net Assets 2010: $14,066,3002010Assets 2011: $111,966,168Liabilities 2011: $97,363,486Net Assets 2011: $14,602,6822011Assets 2012: $109,978,842Liabilities 2012: $91,632,671Net Assets 2012: $18,346,1712012Assets 2013: $117,688,492Liabilities 2013: $94,724,360Net Assets 2013: $22,964,1322013Assets 2014: $119,486,939Liabilities 2014: $90,359,446Net Assets 2014: $29,127,4932014Assets 2015: $118,330,579Liabilities 2015: $85,495,845Net Assets 2015: $32,834,7342015Assets 2016: $134,792,526Liabilities 2016: $96,280,286Net Assets 2016: $38,512,2402016Assets 2017: $168,847,195Liabilities 2017: $117,053,059Net Assets 2017: $51,794,1362017Assets 2018: $216,547,675Liabilities 2018: $156,007,609Net Assets 2018: $60,540,0662018Assets 2019: $255,156,204Liabilities 2019: $183,852,227Net Assets 2019: $71,303,9772019Assets 2020: $271,825,520Liabilities 2020: $188,760,950Net Assets 2020: $83,064,5702020Assets 2021: $278,445,233Liabilities 2021: $186,452,416Net Assets 2021: $91,992,8172021Assets 2022: $289,989,268Liabilities 2022: $185,663,785Net Assets 2022: $104,325,4832022Assets 2023: $353,897,293Liabilities 2023: $223,157,664Net Assets 2023: $130,739,6292023Assets 2024: $494,617,792Liabilities 2024: $339,485,142Net Assets 2024: $155,132,6502024

Highlighted filing

2024

Assets$494,617,792
Liabilities$339,485,142
Net Assets$155,132,650
Open 2024 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $5,123,6572010Expenses 2011: $5,559,4332011Expenses 2012: $5,268,6672012Revenue 2013: $9,683,428Expenses 2013: $5,065,467Net Income 2013: $4,617,9612013Revenue 2014: $11,284,433Expenses 2014: $5,121,072Net Income 2014: $6,163,3612014Revenue 2015: $8,690,223Expenses 2015: $4,982,982Net Income 2015: $3,707,2412015Revenue 2016: $10,609,899Expenses 2016: $4,932,393Net Income 2016: $5,677,5062016Revenue 2017: $18,754,654Expenses 2017: $5,472,758Net Income 2017: $13,281,8962017Revenue 2018: $15,330,925Expenses 2018: $6,584,995Net Income 2018: $8,745,9302018Revenue 2019: $20,296,999Expenses 2019: $9,533,088Net Income 2019: $10,763,9112019Revenue 2020: $22,754,955Expenses 2020: $10,994,362Net Income 2020: $11,760,5932020Revenue 2021: $19,137,908Expenses 2021: $10,209,661Net Income 2021: $8,928,2472021Revenue 2022: $22,068,331Expenses 2022: $9,735,665Net Income 2022: $12,332,6662022Revenue 2023: $37,956,959Expenses 2023: $11,542,813Net Income 2023: $26,414,1462023Revenue 2024: $39,501,886Expenses 2024: $15,108,865Net Income 2024: $24,393,0212024

Highlighted filing

2024

Revenue$39,501,886
Expenses$15,108,865
Net Income$24,393,021
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$494,617,792
Liabilities
$339,485,142
Net assets
$155,132,650
Revenue
$39,501,886
Expenses
$15,108,865
Net income
$24,393,021
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$495$339$155$39.5$15.1$24.4
2023Summary only. Only limited summary data is available for this year.$354$223$131$38.0$11.5$26.4
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$290$186$104$22.1$9.74$12.3
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$278$186$92.0$19.1$10.2$8.93
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$272$189$83.1$22.8$11.0$11.8
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$255$184$71.3$20.3$9.53$10.8
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$217$156$60.5$15.3$6.58$8.75
2017Summary only. Only limited summary data is available for this year.$169$117$51.8$18.8$5.47$13.3
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$135$96.3$38.5$10.6$4.93$5.68
2015Detailed filing. Detailed filing data is available for this year.$118$85.5$32.8$8.69$4.98$3.71
2014Detailed filing. Detailed filing data is available for this year.$119$90.4$29.1$11.3$5.12$6.16
2013Detailed filing. Detailed filing data is available for this year.$118$94.7$23.0$9.68$5.07$4.62
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$110$91.6$18.3$5.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$112$97.4$14.6$5.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.8$84.7$14.1$5.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$39,501,886
Mission and Program Overview

Mission

COMMUNITY LENDING

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$245,270,494$327,082,565▲ $81,812,071
Savings and Temporary Cash Investments$57,347,300$110,589,818▲ $53,242,518
Cash and Non-Interest-Bearing Accounts$43,436,309$47,628,746▲ $4,192,437
Accounts Receivable$2,843,190$4,316,663▲ $1,473,473
Total Assets$353,897,293$494,617,792▲ $140,720,499
Other Assets Total$5,000,000$5,000,000→ $0
Liabilities
Unsecured Notes Loans Payable$191,509,109$276,540,919▲ $85,031,810
Tax Exempt Bond Liabilities-$26,275,000-
Other Liabilities$24,459,968$25,381,113▲ $921,145
Deferred Revenue$4,336,446$7,696,446▲ $3,360,000
Accounts Payable and Accrued Expenses$1,985,945$2,716,165▲ $730,220
Escrow Account Liability$866,196$875,499▲ $9,303
Total Liabilities$223,157,664$339,485,142▲ $116,327,478
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$82,350,772$97,676,909▲ $15,326,137
Net Assets With Donor Restrictions$48,388,857$57,455,741▲ $9,066,884
Total Net Assets Fund Balance$130,739,629$155,132,650▲ $24,393,021
Total Liabilities and Net Assets / Fund Balance$353,897,293$494,617,792▲ $140,720,499

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$327,082,565--
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Karen KelleherPres. Loan Fund & Ex-officio Board Mem.FT$305,695$37,788$343,483
Karen KelleherPres. Loan Fund & Ex-officio Board M-$275,695$67,788$343,483
Michael NillesSVP,commercial Lending, Team LeaderFT$229,026$79,264$308,290
Arunabha ChakravartySVP, Portfolio ManagementFT$198,208$56,251$254,459
Lisa ZappalaEvp, CFO (until 9/2024)PT$83,654$65,959$149,613
Elyse CherryCEO & Ex-officio Board Member-$47,564$92,885$140,449
Jacquelyn Barry HamiltonCFO (as of 9/2024)--$95,286$95,286
E Matthew GautieriSVP, ControllerPT$53,884$20,200$74,084
Dewitt JonesPresident, Bluehub Energy--$6,638$6,638

Board Members and Trustees

NameTitle
Charles ClarkChairman of the Board
Reese FaydeVice Chair of the Board
Edward Dugger IiiBoard Member
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Victor R RiveraBoard Member
Reverend James Walsh SjClerk of the Board
Sarah C LincolnTreasurer of the Board
Lubna EliaChief Administrative Officer
Brenda LoyaChief Operating Officer
Revenue and Support

Revenue Composition

Contributions and Grants
$16,140,000
Program Service Revenue
$20,794,080
Investment Income
$2,567,806
Other Revenue
$0
Change in Net Assets
$24,393,021

Audited Revenue Reconciliation

Revenue per Audited Statements
$39,501,886
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-7,640,893
Total Revenue per Audited Statements
$31,860,993
Total Revenue per Form 990
$39,501,886
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,955,099
Salaries, Compensation, and Employee Benefits$5,153,766
Total Fundraising Expense$186,037
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$7,377,341--$7,377,341
Other Salaries and Wages$2,649,400$976,505-$3,625,905
Current Officers, Directors, Trustees, and Key Employees$487,321$106,973-$594,294
Other Employee Benefits$273,939$167,992-$441,931
Office Expenses$129,980$257,158-$387,138
Fees for Services Other$216,052$128,603-$344,655
Payroll Taxes$208,477$72,137-$280,614
Occupancy-$278,997-$278,997
Information Technology-$274,330-$274,330
Pension Plan Contributions$165,520$45,502-$211,022
Advertising--$186,037$186,037
Depreciation Depletion$109,752$65,825-$175,577
Fees for Services Legal$159,257--$159,257
Other Expenses$153,800$95,714-$153,800
Travel$82,323$52,747-$135,070
Fees for Services Accounting$49,600$73,299-$122,899
Insurance-$100,611-$100,611
Fees for Service Investment Mgmnt Fees$54,156--$54,156
Conferences and Meetings$9,067$34,949-$44,016
Total Functional Expenses$12,191,486$2,731,342$186,037$15,108,865

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$15,108,865
Expenses Not Reported on Financial Statements$7,640,893
Other Expense Adjustments$7,640,893
Expenses per Audited Statements$7,467,972
Total Expenses per Audited Statements$7,467,972
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Subordinated Loans Payable$24,250,000
Due to Affiliates$1,131,113

Bond Issues

BondIssuerIssuedIssue PricePurpose
APublic Finance Authority2024-11-13$27,136,174Financing the construction of real property

Bond Proceeds

BondTotal ProceedsSpentRetiredIssuance Costs
A$27,136,174$26,752,128-$384,046

Bond Financing Compliance

Form 8038-T filed
Yes
Gross proceeds invested
No
Gross proceeds invested in GIC
No
Corrective action procedures
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The ceo, cfo, finance committee, and controller review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the loan fund's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the loan fund's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bluehub Loan Fund Inc
EIN
22-2593378
Phone
6174278600
Address
1785 COLUMBUS AVENUE 6TH FLOOR, BOSTON, MA 02119-3236

Signing Officer

Name
Jacquelyn Barry Hamilton
Title
Chief Financial Officer
Phone
6174278600
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elyse Cherry
Formed
1984
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
9
Employees
56
Volunteers
9

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Matthew Mcginnis CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The loan fund has a committee that assumes responsibility for the oversight of the audit of its financial statements and selection of independent accountant, the process has not changed from the prior year.”

Financial Statement Notes

PART IV, LINE 2B:

“The loan fund held cash balances of $875,499 in escrow for outside parties as of december 31, 2024. These amounts are maintained by agreement with the loan fund's borrowers and investors.”

PART X, LINE 2:

“The loan fund accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the consolidated financial statements regarding a tax position taken or expected to be taken in a tax return. The loan fund has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the consolidated financial statements at december 31, 2024. The loan fund does not expect that the amounts of unrecognized tax benefits will change significantly within the next twelve months.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Loan interest expense -7,487,093. Net credit loss provision -153,800.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Loan interest expense 7,487,093. Net credit loss provision 153,800.”

PART XII, LINE 1D:

“Interest expense is shown net with the revenue in the financial statements.”

Raw XML AppendixShowing 400 of 1,060 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt0244082
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt137788
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1181864
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1299766
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1310209
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1441289
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1539264
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1617040
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1758799
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1831251
IRS990/Form990PartVIISectionAGrp/PersonNm0ELYSE CHERRY
IRS990/Form990PartVIISectionAGrp/PersonNm1KAREN KELLEHER
IRS990/Form990PartVIISectionAGrp/PersonNm2CHARLES CLARK
IRS990/Form990PartVIISectionAGrp/PersonNm3REESE FAYDE
IRS990/Form990PartVIISectionAGrp/PersonNm4SARAH C LINCOLN
IRS990/Form990PartVIISectionAGrp/PersonNm5REVEREND JAMES WALSH SJ
IRS990/Form990PartVIISectionAGrp/PersonNm6EDWARD DUGGER III
IRS990/Form990PartVIISectionAGrp/PersonNm7JULIE GOULD
IRS990/Form990PartVIISectionAGrp/PersonNm8MARIA MAFFEI
IRS990/Form990PartVIISectionAGrp/PersonNm9MERCEDES TOMPKINS
IRS990/Form990PartVIISectionAGrp/PersonNm10VICTOR R RIVERA
IRS990/Form990PartVIISectionAGrp/PersonNm11LISA ZAPPALA
IRS990/Form990PartVIISectionAGrp/PersonNm12DEWITT JONES
IRS990/Form990PartVIISectionAGrp/PersonNm13JACQUELYN BARRY HAMILTON
IRS990/Form990PartVIISectionAGrp/PersonNm14BRENDA LOYA
IRS990/Form990PartVIISectionAGrp/PersonNm15MICHAEL NILLES
IRS990/Form990PartVIISectionAGrp/PersonNm16LUBNA ELIA
IRS990/Form990PartVIISectionAGrp/PersonNm17E MATTHEW GAUTIERI
IRS990/Form990PartVIISectionAGrp/PersonNm18ARUNABHA CHAKRAVARTY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt096803
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1305695
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11129666
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15269026
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1759384
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18223208
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0871234
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11302553
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12250215
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1385077
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14271892
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16265600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17178150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO & EX-OFFICIO BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRES. LOAN FUND & EX-OFFICIO BOARD MEM.
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt5CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP, CFO (UNTIL 9/2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt12PRESIDENT, BLUEHUB ENERGY
IRS990/Form990PartVIISectionAGrp/TitleTxt13CFO (AS OF 9/2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP,COMMERCIAL LENDING, TEAM LEADER
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHIEF ADMINISTRATIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP, CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP, PORTFOLIO MANAGEMENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01984
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolAndSepBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt016140000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt039501886
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt011
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0274330
IRS990/InformationTechnologyGrp/TotalAmt0274330
IRS990/InsuranceGrp/ManagementAndGeneralAmt0100611
IRS990/InsuranceGrp/TotalAmt0100611
IRS990/InterestGrp/ProgramServicesAmt07377341
IRS990/InterestGrp/TotalAmt07377341
IRS990/InvestmentIncomeGrp/ExclusionAmt02567806
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02567806
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0245270494
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0327082565
IRS990/InvestTaxExemptBondsInd00
IRS990/IRPDocumentCnt0397
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY LENDING
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0130739629
IRS990/NetAssetsOrFundBalancesEOYAmt0155132650
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt082350772
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt097676909
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0278997
IRS990/OccupancyGrp/TotalAmt0278997
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0257158
IRS990/OfficeExpensesGrp/ProgramServicesAmt0129980
IRS990/OfficeExpensesGrp/TotalAmt0387138
IRS990/OfficerMailingAddressInd00
IRS990/OnBehalfOfIssuerInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05000000
IRS990/OtherAssetsTotalGrp/EOYAmt05000000
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0167992
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0273939
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0441931
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc1CREDIT LOSS PROVISION
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt095714
IRS990/OtherExpensesGrp/ProgramServicesAmt065501
IRS990/OtherExpensesGrp/ProgramServicesAmt1153800
IRS990/OtherExpensesGrp/TotalAmt0161215
IRS990/OtherExpensesGrp/TotalAmt1153800
IRS990/OtherLiabilitiesGrp/BOYAmt024459968
IRS990/OtherLiabilitiesGrp/EOYAmt025381113
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0976505
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02649400
IRS990/OtherSalariesAndWagesGrp/TotalAmt03625905
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt072137
IRS990/PayrollTaxesGrp/ProgramServicesAmt0208477
IRS990/PayrollTaxesGrp/TotalAmt0280614
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt045502
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0165520
IRS990/PensionPlanContributionsGrp/TotalAmt0211022
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ELYSE CHERRY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2531390
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES AND OTHER
IRS990/ProgramServiceRevenueGrp/Desc2PROGRAM INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018248630
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11756130
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2789320
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018248630
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11756130
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2789320
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt020986347
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02576989
IRS990/PYOtherExpensesAmt07318505
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt014393623
IRS990/PYRevenuesLessExpensesAmt026414146
IRS990/PYSalariesCompEmpBnftPaidAmt04224308
IRS990/PYTotalExpensesAmt011542813
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt037956959
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt024393021
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt020794080
IRS990/SavingsAndTempCashInvstGrp/BOYAmt057347300
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0110589818
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0177431
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt0181253
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt0222431
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt0267535
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt0307252
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt01155902
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt016140000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt020986347
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt09651215
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt05667787
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt08666277
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt061111626
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt02567806
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt02576989
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt05144795

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