Civic Intelligence

Ufcw Local 1459 & Contributing Employers Legal Benefit Fund

990EZ • Fiscal year 2020 • EIN 22-2507618

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 08, 2021

Organization ProfileWWW.UFCW1459.COM

View Organization Page

33 Eastland StreetSpringfield, MA 01109-2348

(413) 733-1197

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.03x

Higher debt load relative to assets than 76% of similar nonprofits.

2020 filings • 501(c)9 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

72nd percentile

0.01x

Higher debt load relative to revenue than 72% of similar nonprofits.

2020 filings • 501(c)9 • <$500k nonprofits • Source year 2020

Net Margin

35th percentile

-7.3%

Higher net margin than 35% of similar nonprofits.

2020 filings • 501(c)9 • <$500k nonprofits • Source year 2020

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)9 • <$500k nonprofits • Source year 2020

Asset Growth

30th percentile

-15%

Faster asset growth than 30% of similar nonprofits.

2020 filings • 501(c)9 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

70th percentile

1.7%

Faster revenue growth than 70% of similar nonprofits.

2020 filings • 501(c)9 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets76th percentile

Assets

Down

$47,218

Down $8,019 (-15%) from 2019

Net Assets

Down

$45,761

Down $7,918 (-15%) from 2019

Liabilities

Down

$1,457

Down $101 (-6.5%) from 2019

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin35th percentile

Revenue

Up

$108,805

Up $1,831 (+1.7%) from 2019

Expenses

Up

$116,723

Up $20,845 (+22%) from 2019

Net Income

Down

-$7,918

Down $19,014 (-171%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2010: $74,472Liabilities 2010: $21,289Net Assets 2010: $53,1832010Assets 2011: $60,323Liabilities 2011: $12,531Net Assets 2011: $47,7922011Assets 2012: $56,156Liabilities 2012: $13,422Net Assets 2012: $42,7342012Assets 2013: $46,881Liabilities 2013: $13,327Net Assets 2013: $33,5542013Assets 2014: $39,489Liabilities 2014: $13,167Net Assets 2014: $26,3222014Assets 2015: $29,263Liabilities 2015: $5,602Net Assets 2015: $23,6612015Assets 2016: $28,219Liabilities 2016: $6,452Net Assets 2016: $21,7672016Assets 2017: $33,514Liabilities 2017: $8,500Net Assets 2017: $25,0142017Assets 2018: $43,935Liabilities 2018: $1,352Net Assets 2018: $42,5832018Assets 2019: $55,237Liabilities 2019: $1,558Net Assets 2019: $53,6792019Assets 2020: $47,218Liabilities 2020: $1,457Net Assets 2020: $45,7612020Assets 2021: $67,651Liabilities 2021: $2,917Net Assets 2021: $64,7342021Assets 2022: $49,381Liabilities 2022: $747Net Assets 2022: $48,6342022Assets 2023: $58,390Liabilities 2023: $1,446Net Assets 2023: $56,9442023Assets 2024: $79,980Liabilities 2024: $3,840Net Assets 2024: $76,1402024

Highlighted filing

2020

Assets$47,218
Liabilities$1,457
Net Assets$45,761
Open 2020 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $96,629Expenses 2010: $95,482Net Income 2010: $1,1472010Revenue 2011: $98,972Expenses 2011: $104,363Net Income 2011: -$5,3912011Revenue 2012: $101,133Expenses 2012: $106,191Net Income 2012: -$5,0582012Revenue 2013: $99,438Expenses 2013: $108,618Net Income 2013: -$9,1802013Revenue 2014: $97,295Expenses 2014: $104,527Net Income 2014: -$7,2322014Revenue 2015: $93,107Expenses 2015: $95,768Net Income 2015: -$2,6612015Revenue 2016: $100,816Expenses 2016: $102,710Net Income 2016: -$1,8942016Revenue 2017: $109,890Expenses 2017: $106,643Net Income 2017: $3,2472017Revenue 2018: $109,106Expenses 2018: $91,537Net Income 2018: $17,5692018Revenue 2019: $106,974Expenses 2019: $95,878Net Income 2019: $11,0962019Revenue 2020: $108,805Expenses 2020: $116,723Net Income 2020: -$7,9182020Revenue 2021: $102,266Expenses 2021: $83,293Net Income 2021: $18,9732021Revenue 2022: $102,923Expenses 2022: $119,023Net Income 2022: -$16,1002022Revenue 2023: $101,163Expenses 2023: $92,853Net Income 2023: $8,3102023Revenue 2024: $102,258Expenses 2024: $83,062Net Income 2024: $19,1962024

Highlighted filing

2020

Revenue$108,805
Expenses$116,723
Net Income-$7,918
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 8, 2021
Return Version
2020v4.1
Gross Receipts
$108,805
Mission and Program Overview

Mission

To provide a prepaid legal services plan to eligible participants.

To provide a prepaid legal plan to eligible participants.

Program Services

DescriptionGrantsExpenses
TO PROVIDE A PREPAID LEGAL SERVICES PLAN TO ELIGIBLE PARTICIPANTS.$0$0
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TYRONE HOUSEYUnion Trustee-$0--
JEFFREY JONESUnion Trustee-$0--
GENEROSO DEL ROSARIOManagement Trustee-$0--
KRISTA KRAMERManagement Trustee-$0--
Filing and Contact Details

Filer

Filer Name
Ufcw Local 1459 & Contributing
EIN
22-2507618
Phone
4137331197
Address
33 EASTLAND STREET, SPRINGFIELD, MA 01109-2348

Signing Officer

Name
Jeffrey Jones
Title
Trustee
Phone
4137331197
Signed
2021-10-08
Discuss with paid preparer
Yes

Preparer

Firm
Novak Francella LLC
Address
40 MONUMENT RD 5TH FLR, BALA CYNWYD, PA 19004
Preparer
Louis Verzella CPA
Phone
6106689400
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 80.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: third party administrator fees. Amount: 8,204. Description: insurance. Amount: 5,332. Total to form 990-ez, line 16: 13,536.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: payables. Beg. Of year amount: 1,558. End of year amount: 1,457.”

Raw XML Appendix120 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt094656
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ZENITH AMERICAN SOLUTIONS
IRS990EZ/BooksInCareOfDetail/PhoneNum04137331197
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt033 EASTLAND STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001109
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt055237
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt047218
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-7918
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt08500
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt055237
IRS990EZ/Form990TotalAssetsGrp/EOYAmt047218
IRS990EZ/GrossReceiptsAmt0108805
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt080
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt053679
IRS990EZ/NetAssetsOrFundBalancesEOYAmt045761
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt053679
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt045761
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TYRONE HOUSEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JEFFREY JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GENEROSO DEL ROSARIO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KRISTA KRAMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0UNION TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1UNION TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2MANAGEMENT TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MANAGEMENT TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt013536
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A PREPAID LEGAL PLAN TO ELIGIBLE PARTICIPANTS.
IRS990EZ/PrintingPublicationsPostageAmt031
IRS990EZ/ProgramServiceRevenueAmt0108725
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE A PREPAID LEGAL SERVICES PLAN TO ELIGIBLE PARTICIPANTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01558
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01457
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0116723
IRS990EZ/TotalRevenueAmt0108805
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0WWW.UFCW1459.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 80.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: THIRD PARTY ADMINISTRATOR FEES. AMOUNT: 8,204. DESCRIPTION: INSURANCE. AMOUNT: 5,332. TOTAL TO FORM 990-EZ, LINE 16: 13,536.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PAYABLES. BEG. OF YEAR AMOUNT: 1,558. END OF YEAR AMOUNT: 1,457.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFFREY JONES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum04137331197
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UFCW LOCAL 1459 & CONTRIBUTING
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0EMPLOYERS LEGAL BENEFIT FUND
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0222507618
ReturnHeader/Filer/PhoneNum04137331197
ReturnHeader/Filer/USAddress/AddressLine1Txt033 EASTLAND STREET
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd0011092348
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611436956
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NOVAK FRANCELLA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt040 MONUMENT RD 5TH FLR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BALA CYNWYD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019004
ReturnHeader/PreparerPersonGrp/PhoneNum06106689400
ReturnHeader/PreparerPersonGrp/PreparationDt02021-09-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LOUIS VERZELLA CPA
ReturnHeader/ReturnTs02021-10-08T09:21:58-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JEFFREY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0JONES
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$47,218
Liabilities
$1,457
Net assets
$45,761
Revenue
$108,805
Expenses
$116,723
Net income
-$7,918
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.80$0.04$0.76$1.02$0.83$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.58$0.01$0.57$1.01$0.93$0.08
2022Detailed filing. Detailed filing data is available for this year.$0.49$0.01$0.49$1.03$1.19$0.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.03$0.65$1.02$0.83$0.19
2020Detailed filing. Detailed filing data is available for this year.$0.47$0.01$0.46$1.09$1.17$0.08
2019Detailed filing. Detailed filing data is available for this year.$0.55$0.02$0.54$1.07$0.96$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.44$0.01$0.43$1.09$0.92$0.18
2017Detailed filing. Detailed filing data is available for this year.$0.34$0.09$0.25$1.10$1.07$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.28$0.06$0.22$1.01$1.03$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.29$0.06$0.24$0.93$0.96$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.39$0.13$0.26$0.97$1.05$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.47$0.13$0.34$0.99$1.09$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.13$0.43$1.01$1.06$0.05
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.60$0.13$0.48$0.99$1.04$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.74$0.21$0.53$0.97$0.95$0.01
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)9 • <$500k nonprofits