Civic Intelligence

Truck Drivers & Helpers Local 687 Insurance Trust

EIN 16-6181358 • 501(c)9 • Potsdam, NY

View Organization Page

Profile

To provide death benefits to members

14 Elm StreetPotsdam, NY 13676

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

58th percentile

-0.2%

Higher net margin than 58% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

87th percentile

$715

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2024

Asset Growth

72nd percentile

-0.1%

Faster asset growth than 72% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

82nd percentile

14%

Faster revenue growth than 82% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$78,989

Down $88 (-0.1%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$78,989

Down $88 (-0.1%) from 2023

Operations
Liabilities / Revenue76th percentileNet Margin58th percentile

Revenue

Up

$40,844

Up $5,148 (+14%) from 2023

Expenses

Down

$40,932

Down $1,520 (-3.6%) from 2023

Net Income

Up

-$88

Up $6,668 (+99%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2011: $161,618Liabilities 2011: $0Net Assets 2011: $161,6182011Assets 2012: $155,496Liabilities 2012: $0Net Assets 2012: $155,4962012Assets 2013: $151,197Liabilities 2013: $0Net Assets 2013: $151,1972013Assets 2014: $147,157Liabilities 2014: $0Net Assets 2014: $147,1572014Assets 2015: $137,421Liabilities 2015: $0Net Assets 2015: $137,4212015Assets 2016: $134,789Liabilities 2016: $0Net Assets 2016: $134,7892016Assets 2017: $132,360Liabilities 2017: $0Net Assets 2017: $132,3602017Assets 2018: $121,022Liabilities 2018: $0Net Assets 2018: $121,0222018Assets 2019: $119,299Liabilities 2019: $0Net Assets 2019: $119,2992019Assets 2020: $110,680Liabilities 2020: $0Net Assets 2020: $110,6802020Assets 2021: $102,900Liabilities 2021: $0Net Assets 2021: $102,9002021Assets 2022: $85,833Liabilities 2022: $0Net Assets 2022: $85,8332022Assets 2023: $79,077Liabilities 2023: $0Net Assets 2023: $79,0772023Assets 2024: $78,989Liabilities 2024: $0Net Assets 2024: $78,9892024

Highlighted filing

2024

Assets$78,989
Liabilities$0
Net Assets$78,989
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KExpenses 2011: $38,9562011Revenue 2012: $36,142Expenses 2012: $42,264Net Income 2012: -$6,1222012Revenue 2013: $36,365Expenses 2013: $40,664Net Income 2013: -$4,2992013Revenue 2014: $36,446Expenses 2014: $40,486Net Income 2014: -$4,0402014Revenue 2015: $32,805Expenses 2015: $42,541Net Income 2015: -$9,7362015Revenue 2016: $36,764Expenses 2016: $39,396Net Income 2016: -$2,6322016Revenue 2017: $38,228Expenses 2017: $40,657Net Income 2017: -$2,4292017Revenue 2018: $35,428Expenses 2018: $46,766Net Income 2018: -$11,3382018Revenue 2019: $42,150Expenses 2019: $43,873Net Income 2019: -$1,7232019Revenue 2020: $34,416Expenses 2020: $43,035Net Income 2020: -$8,6192020Revenue 2021: $35,925Expenses 2021: $43,705Net Income 2021: -$7,7802021Revenue 2022: $32,517Expenses 2022: $49,584Net Income 2022: -$17,0672022Revenue 2023: $35,696Expenses 2023: $42,452Net Income 2023: -$6,7562023Revenue 2024: $40,844Expenses 2024: $40,932Net Income 2024: -$882024

Highlighted filing

2024

Revenue$40,844
Expenses$40,932
Net Income-$88
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$78,989
Liabilities
$0
Net assets
$78,989
Revenue
$40,844
Expenses
$40,932
Net income
-$88
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.79$0.00$0.79$0.41$0.41$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.79$0.00$0.79$0.36$0.42$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.86$0.00$0.86$0.33$0.50$0.17
2021Detailed filing. Detailed filing data is available for this year.$1.03$0.00$1.03$0.36$0.44$0.08
2020Detailed filing. Detailed filing data is available for this year.$1.11$0.00$1.11$0.34$0.43$0.09
2019Detailed filing. Detailed filing data is available for this year.$1.19$0.00$1.19$0.42$0.44$0.02
2018Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$0.35$0.47$0.11
2017Detailed filing. Detailed filing data is available for this year.$1.32$0.00$1.32$0.38$0.41$0.02
2016Detailed filing. Detailed filing data is available for this year.$1.35$0.00$1.35$0.37$0.39$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.37$0.00$1.37$0.33$0.43$0.10
2014Detailed filing. Detailed filing data is available for this year.$1.47$0.00$1.47$0.36$0.40$0.04
2013Detailed filing. Detailed filing data is available for this year.$1.51$0.00$1.51$0.36$0.41$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.55$0.00$1.55$0.36$0.42$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.62$0.00$1.62$0.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 24, 2025
Return Version
2024v5.2
Gross Receipts
$40,844
Mission and Program Overview

Mission

To provide death benefits to members

Program Services

DescriptionGrantsExpenses
TO PROVIDE DEATH BENEFITS TO MEMBERS$0$0
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MATT SEYMOURPlan AdministratorPT$715-$715
ANDREW SMITHTrusteePT$0--
MICHELLE RODRIGUEZTrusteePT$0--
RAYMOND MARTINTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
Truck Drivers & Helpers Local 687
EIN
16-6181358
Phone
3152656125
Address
14 ELM STREET, POTSDAM, NY 13676

Signing Officer

Name
Matt Seymour
Title
Plan Administrator
Phone
3152656125
Signed
2025-09-24
Discuss with paid preparer
Yes

Preparer

Firm
D'ARCANGELO & CO LLP
Address
120 LOMOND COURT, UTICA, NY 13502-5950
Preparer
Courtney a Pearsall CPA
Phone
3157355216
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: dividend income. Amount: 3,377. Description: unrealized gain. Amount: 942. Total included on form 990-ez, line 4: 4,319.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: fidelity bond premium. Amount: 974. Description: miscellaneous. Amount: 461. Description: advisory fees. Amount: 1,053. Total to form 990-ez, line 16: 2,488.”

Raw XML Appendix112 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt033474
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MATT SEYMOUR
IRS990EZ/BooksInCareOfDetail/PhoneNum03152656125
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt014 ELM STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0POTSDAM
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd013676
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt079077
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt078989
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-88
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04255
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt079077
IRS990EZ/Form990TotalAssetsGrp/EOYAmt078989
IRS990EZ/GrossReceiptsAmt040844
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt04319
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt036525
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt079077
IRS990EZ/NetAssetsOrFundBalancesEOYAmt078989
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt079077
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt078989
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0715
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MATT SEYMOUR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ANDREW SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELLE RODRIGUEZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RAYMOND MARTIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PLAN ADMINISTRATOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt02488
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE DEATH BENEFITS TO MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE DEATH BENEFITS TO MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt0715
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt040932
IRS990EZ/TotalRevenueAmt040844
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDEND INCOME. AMOUNT: 3,377. DESCRIPTION: UNREALIZED GAIN. AMOUNT: 942. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 4,319.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: FIDELITY BOND PREMIUM. AMOUNT: 974. DESCRIPTION: MISCELLANEOUS. AMOUNT: 461. DESCRIPTION: ADVISORY FEES. AMOUNT: 1,053. TOTAL TO FORM 990-EZ, LINE 16: 2,488.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MATT SEYMOUR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PLAN ADMINISTRATOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03152656125
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TRUCK DRIVERS & HELPERS LOCAL 687
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INSURANCE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0TRUC
ReturnHeader/Filer/EIN0166181358
ReturnHeader/Filer/PhoneNum03152656125
ReturnHeader/Filer/USAddress/AddressLine1Txt014 ELM STREET
ReturnHeader/Filer/USAddress/CityNm0POTSDAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd013676
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0132550103
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0D'ARCANGELO & CO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0120 LOMOND COURT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0UTICA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0135025950
ReturnHeader/PreparerPersonGrp/PhoneNum03157355216
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0COURTNEY A PEARSALL CPA
ReturnHeader/ReturnTs02025-10-02T13:02:23-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.