Civic Intelligence

Ufcw Local 1459 & Contributing Employers Legal Benefit Fund

990EZ • Fiscal year 2013 • EIN 22-2507618

Jan 01, 2013 to Dec 31, 2013 • Filed on May 23, 2014

Organization ProfileN/A

View Organization Page

33 Eastland Street01109-2348

(413) 733-0177

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.28x

Higher debt load relative to assets than 87% of similar nonprofits.

2013 filings • 501(c)9 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

81st percentile

0.13x

Higher debt load relative to revenue than 81% of similar nonprofits.

2013 filings • 501(c)9 • <$500k nonprofits • Source year 2013

Net Margin

34th percentile

-9.2%

Higher net margin than 34% of similar nonprofits.

2013 filings • 501(c)9 • <$500k nonprofits • Source year 2013

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)9 • <$500k nonprofits • Source year 2013

Asset Growth

26th percentile

-17%

Faster asset growth than 26% of similar nonprofits.

2013 filings • 501(c)9 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

49th percentile

-1.7%

Faster revenue growth than 49% of similar nonprofits.

2013 filings • 501(c)9 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets87th percentile

Assets

Down

$46,881

Down $9,275 (-17%) from 2012

Net Assets

Down

$33,554

Down $9,180 (-21%) from 2012

Liabilities

Down

$13,327

Down $95 (-0.7%) from 2012

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin34th percentile

Revenue

Down

$99,438

Down $1,695 (-1.7%) from 2012

Expenses

Up

$108,618

Up $2,427 (+2.3%) from 2012

Net Income

Down

-$9,180

Down $4,122 (-81%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth26th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2010: $74,472Liabilities 2010: $21,289Net Assets 2010: $53,1832010Assets 2011: $60,323Liabilities 2011: $12,531Net Assets 2011: $47,7922011Assets 2012: $56,156Liabilities 2012: $13,422Net Assets 2012: $42,7342012Assets 2013: $46,881Liabilities 2013: $13,327Net Assets 2013: $33,5542013Assets 2014: $39,489Liabilities 2014: $13,167Net Assets 2014: $26,3222014Assets 2015: $29,263Liabilities 2015: $5,602Net Assets 2015: $23,6612015Assets 2016: $28,219Liabilities 2016: $6,452Net Assets 2016: $21,7672016Assets 2017: $33,514Liabilities 2017: $8,500Net Assets 2017: $25,0142017Assets 2018: $43,935Liabilities 2018: $1,352Net Assets 2018: $42,5832018Assets 2019: $55,237Liabilities 2019: $1,558Net Assets 2019: $53,6792019Assets 2020: $47,218Liabilities 2020: $1,457Net Assets 2020: $45,7612020Assets 2021: $67,651Liabilities 2021: $2,917Net Assets 2021: $64,7342021Assets 2022: $49,381Liabilities 2022: $747Net Assets 2022: $48,6342022Assets 2023: $58,390Liabilities 2023: $1,446Net Assets 2023: $56,9442023Assets 2024: $79,980Liabilities 2024: $3,840Net Assets 2024: $76,1402024

Highlighted filing

2013

Assets$46,881
Liabilities$13,327
Net Assets$33,554
Open 2013 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $96,629Expenses 2010: $95,482Net Income 2010: $1,1472010Revenue 2011: $98,972Expenses 2011: $104,363Net Income 2011: -$5,3912011Revenue 2012: $101,133Expenses 2012: $106,191Net Income 2012: -$5,0582012Revenue 2013: $99,438Expenses 2013: $108,618Net Income 2013: -$9,1802013Revenue 2014: $97,295Expenses 2014: $104,527Net Income 2014: -$7,2322014Revenue 2015: $93,107Expenses 2015: $95,768Net Income 2015: -$2,6612015Revenue 2016: $100,816Expenses 2016: $102,710Net Income 2016: -$1,8942016Revenue 2017: $109,890Expenses 2017: $106,643Net Income 2017: $3,2472017Revenue 2018: $109,106Expenses 2018: $91,537Net Income 2018: $17,5692018Revenue 2019: $106,974Expenses 2019: $95,878Net Income 2019: $11,0962019Revenue 2020: $108,805Expenses 2020: $116,723Net Income 2020: -$7,9182020Revenue 2021: $102,266Expenses 2021: $83,293Net Income 2021: $18,9732021Revenue 2022: $102,923Expenses 2022: $119,023Net Income 2022: -$16,1002022Revenue 2023: $101,163Expenses 2023: $92,853Net Income 2023: $8,3102023Revenue 2024: $102,258Expenses 2024: $83,062Net Income 2024: $19,1962024

Highlighted filing

2013

Revenue$99,438
Expenses$108,618
Net Income-$9,180
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 23, 2014
Return Version
2013v3.0
Gross Receipts
$99,438
Mission and Program Overview

Mission

To provide a prepaid legal services plan to eligible participants.

Program Services

DescriptionGrantsExpenses
TO PROVIDE A PREPAID LEGAL SERVICES PLAN TO ELIGIBLE PARTICIPANTS.$0$87,259
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOEL A BOONESecretary/Trustee-$0--
DANIEL P CLIFFORDChairman/Trustee-$0--
JASON PARADISTrustee-$0--
ROSS KIELYTrustee-$0--
Filing and Contact Details

Filer

EIN
22-2507618
Phone
4137330177

Signing Officer

Name
Daniel P Clifford
Title
Trustee
Phone
4137326209
Signed
2014-05-23
Discuss with paid preparer
Yes

Preparer

Preparer
Richard Buggy
Phone
8606789200
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 116.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: fiduciary insurance. Amount: 2,500.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: employers' contributions receivable. Beg. Of year amount: 24. End of year amount: 759.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: accounts payable & accrued expenses. Beg. Of year amount: 13,422. End of year amount: 13,327.”

Raw XML Appendix119 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt087259
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10ZENITH AMERICAN SOLUTIONS
IRS990EZ/BooksInCareOfDetail/PhoneNum04137330177
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1033 EASTLAND STREET
IRS990EZ/BooksInCareOfDetail/USAddress/City0SPRINGFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/State0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode001109
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt056132
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt046122
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-9180
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt017216
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt056156
IRS990EZ/Form990TotalAssetsGrp/EOYAmt046881
IRS990EZ/GrossReceiptsAmt099438
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0116
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt042734
IRS990EZ/NetAssetsOrFundBalancesEOYAmt033554
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt042734
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt033554
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOEL A BOONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DANIEL P CLIFFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JASON PARADIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ROSS KIELY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0SECRETARY/TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CHAIRMAN/TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt024
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0759
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt02500
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A PREPAID LEGAL SERVICES PLAN TO ELIGIBLE PARTICIPANTS.
IRS990EZ/PrintingPublicationsPostageAmt01643
IRS990EZ/ProgramServiceRevenueAmt099322
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE A PREPAID LEGAL SERVICES PLAN TO ELIGIBLE PARTICIPANTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt087259
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt013422
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt013327
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0108618
IRS990EZ/TotalProgramServiceExpensesAmt087259
IRS990EZ/TotalRevenueAmt099438
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 116.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: FIDUCIARY INSURANCE. AMOUNT: 2,500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: EMPLOYERS' CONTRIBUTIONS RECEIVABLE. BEG. OF YEAR AMOUNT: 24. END OF YEAR AMOUNT: 759.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: ACCOUNTS PAYABLE & ACCRUED EXPENSES. BEG. OF YEAR AMOUNT: 13,422. END OF YEAR AMOUNT: 13,327.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DANIEL P CLIFFORD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum04137326209
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-23
ReturnHeader/Filer/BusinessName/BusinessNameLine10UFCW LOCAL 1459 & CONTRIBUTING EMPLOYERS
ReturnHeader/Filer/BusinessName/BusinessNameLine20LEGAL BENEFIT FUND
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0222507618
ReturnHeader/Filer/PhoneNum04137330177
ReturnHeader/Filer/USAddress/AddressLine1033 EASTLAND STREET
ReturnHeader/Filer/USAddress/City0SPRINGFIELD
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode0011092348
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0061533253
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10SASLOW LUFKIN & BUGGY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1010 TOWER LANE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0AVON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode006001
ReturnHeader/PreparerPersonGrp/PhoneNum08606789200
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICHARD BUGGY
ReturnHeader/ReturnTs02014-05-23T08:54:26-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,881
Liabilities
$13,327
Net assets
$33,554
Revenue
$99,438
Expenses
$108,618
Net income
-$9,180
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.80$0.04$0.76$1.02$0.83$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.58$0.01$0.57$1.01$0.93$0.08
2022Detailed filing. Detailed filing data is available for this year.$0.49$0.01$0.49$1.03$1.19$0.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.03$0.65$1.02$0.83$0.19
2020Detailed filing. Detailed filing data is available for this year.$0.47$0.01$0.46$1.09$1.17$0.08
2019Detailed filing. Detailed filing data is available for this year.$0.55$0.02$0.54$1.07$0.96$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.44$0.01$0.43$1.09$0.92$0.18
2017Detailed filing. Detailed filing data is available for this year.$0.34$0.09$0.25$1.10$1.07$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.28$0.06$0.22$1.01$1.03$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.29$0.06$0.24$0.93$0.96$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.39$0.13$0.26$0.97$1.05$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.47$0.13$0.34$0.99$1.09$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.13$0.43$1.01$1.06$0.05
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.60$0.13$0.48$0.99$1.04$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.74$0.21$0.53$0.97$0.95$0.01
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)9 • <$500k nonprofits