Civic Intelligence

Michael Inganamort Foundation

990PF • Fiscal year 2011 • EIN 22-2379642

Aug 01, 2010 to Jul 31, 2011 • Filed on Sep 01, 2011

140 Route 17 North No 28007652
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.04x

Higher debt load relative to assets than 94% of similar nonprofits.

2011 filings • NTEE T20 • $500k-$1M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

83rd percentile

$0

Higher top officer pay than 83% of similar nonprofits.

2011 filings • NTEE T20 • $500k-$1M nonprofits • Source year 2011

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$605,771

No earlier filing loaded for comparison.

Net Assets

$580,771

No earlier filing loaded for comparison.

Liabilities

$25,000

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$38,103

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $605,771Liabilities 2011: $25,000Net Assets 2011: $580,7712011Assets 2012: $604,591Liabilities 2012: $25,000Net Assets 2012: $579,5912012Assets 2013: $653,537Liabilities 2013: $25,0002013Assets 2014: $687,106Liabilities 2014: $25,000Net Assets 2014: $662,1062014Assets 2015: $665,612Liabilities 2015: $25,000Net Assets 2015: $640,6122015Assets 2016: $615,939Liabilities 2016: $0Net Assets 2016: $615,9392016Assets 2017: $630,922Liabilities 2017: $0Net Assets 2017: $630,9222017Assets 2018: $629,485Liabilities 2018: $0Net Assets 2018: $629,4852018Assets 2019: $616,502Liabilities 2019: $0Net Assets 2019: $616,5022019Assets 2020: $542,972Liabilities 2020: $0Net Assets 2020: $542,9722020Assets 2021: $671,080Liabilities 2021: $0Net Assets 2021: $671,0802021Assets 2022: $689,868Liabilities 2022: $9,219Net Assets 2022: $680,6492022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2011

Assets$605,771
Liabilities$25,000
Net Assets$580,771

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KExpenses 2011: $38,1032011Expenses 2012: $32,0752012Revenue 2013: $23,392Expenses 2013: $33,765Net Income 2013: -$10,3732013Revenue 2014: $21,799Expenses 2014: $35,187Net Income 2014: -$13,3882014Revenue 2015: $22,502Expenses 2015: $36,896Net Income 2015: -$14,3942015Revenue 2016: $10,213Expenses 2016: $38,752Net Income 2016: -$28,5392016Revenue 2017: $15,633Expenses 2017: $35,465Net Income 2017: -$19,8322017Revenue 2018: $12,048Expenses 2018: $35,740Net Income 2018: -$23,6922018Revenue 2019: $7,826Expenses 2019: $5,378Net Income 2019: $2,4482019Revenue 2020: $152,127Expenses 2020: $39,264Net Income 2020: $112,8632020Revenue 2021: $74,376Expenses 2021: $42,654Net Income 2021: $31,7222021Revenue 2022: $29,574Expenses 2022: $20,005Net Income 2022: $9,5692022Revenue 2023: $0Expenses 2023: $0Net Income 2023: $02023

Highlighted filing

2011

Revenue-
Expenses$38,103
Net Income-
Jump To
Filing Snapshot
Filing Period
Aug 1, 2010 to Jul 31, 2011
Signed
Sep 1, 2011
Return Version
2010v3.4
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL INGANAMORTPresident-$0--
MARILYN INGANAMORTDirector-$0--
FRED W INGANAMORTDirector-$0--
MICHAEL INGANAMORT JRDirector-$0--
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid GrantCHURCH OF ST GABRIELRELIGIOUS CHARITY-SADDLE RIVER, NJ, US$10,500
Paid GrantINSTITUTE EDUCATIONAL ADVGENERAL SUPPORT-SOUTH PASADENA, CA, US$7,460
Paid GrantGEORGE W BUSH PRESIDENTIAL CENTERGENERAL SUPPORT-DALLAS, TX, US$1,000
Paid GrantLAKELAND CHARITIES INCGENERAL SUPPORT-LAKELAND, FL, US$1,000
Paid GrantYOUNG AMERICA'S FDNGENERAL SUPPORT-HERNDON, VA, US$1,000
Paid GrantSADDLE RIVER POLICE EQUIPMENT TRUST ACCOUNTGENERAL SUPPORT-SADDLE RIVER, NJ, US$1,000
Paid GrantST PETER ACADEMYGENERAL SUPPORT-RIVER EDGE, NJ, US$1,000
Paid GrantJUVENILE DIABETES RESEARCH FDNGENERAL SUPPORT-NEW YORK, NY, US$950
Paid GrantPATRIOTS PATH COUNCIL (BSA)GENERAL SUPPORT-FLORHAM PARK, NJ, US$592
Paid GrantADOPT A PLATOONGENERAL SUPPORT-LOZANO, TX, US$500
Paid GrantSAVE ELLIS ISLANDGENERAL SUPPORT-BUDD LAKE, NJ, US$500
Paid GrantDISABLED AMERICAN VETERANAID TO FAMILIES-COLD SPRING, KY, US$500
Paid GrantANDIAMO BENEFIT MOTORCYCLE RUNGENERAL SUPPORT-HAWORTH, NJ, US$500
Paid GrantPARALYZED VETERANS OF AMEGENERAL SUPPORT-WASHINGTON, DC, US$500
Paid GrantNATIONAL MS SOCIETY (MULTIPLE SCLEROSIS)GENERAL SUPPORT-NEW YORK, NY, US$500
Paid GrantTHE 200 CLUBGENERAL SUPPORT-HACKENSACK, NJ, US$250
Paid GrantNATIONAL SEPTEMBER 11 MEMORIAL MUSEUMGENERAL SUPPORT-NEW YORK, NY, US$150
Paid GrantALLENDALE AMBULANCE CORPSGENERAL SUPPORT-ALLENDALE, NJ, US$100
Paid GrantKNIGHTS OF COLUMBUS #1188RELIGIOUS CHARITY-SADDLE RIVER, NJ, US$100
Paid GrantMUSCULAR DYSTROPHY ASSOCMEDICAL RESEARCH-SECAUCUS, NJ, US$100
Filing and Contact Details

Filer

EIN
22-2379642
Raw XML AppendixShowing 400 of 605 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/MinimumInvestmentReturn/CashDeemedCharitable08839
IRS990PF/MinimumInvestmentReturn/FMVAllOtherNoncharitableAssets00
IRS990PF/MinimumInvestmentReturn/MinimumInvestmentReturn029023
IRS990PF/MinimumInvestmentReturn/NetNoncharitableAssets0580460
IRS990PF/MinimumInvestmentReturn/ReductionClaimed00
IRS990PF/MinimumInvestmentReturn/TotalFMVOfUnusedAssets0589299
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/CompOfHghstPaidCntrctNONE0NONE
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/CompOfHighestPaidEmplNONE0NONE
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/AvgHoursPerWkDevotedToPosition00.00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/AvgHoursPerWkDevotedToPosition10.00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/AvgHoursPerWkDevotedToPosition20.00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/AvgHoursPerWkDevotedToPosition30.00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Compensation00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Compensation10
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Compensation20
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Compensation30
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ContriToEmplBenefitPlansEtc00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ContriToEmplBenefitPlansEtc10
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ContriToEmplBenefitPlansEtc20
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ContriToEmplBenefitPlansEtc30
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ExpenseAccountOtherAllowances00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ExpenseAccountOtherAllowances10
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ExpenseAccountOtherAllowances20
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/ExpenseAccountOtherAllowances30
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/PersonName0MICHAEL INGANAMORT
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/PersonName1MARILYN INGANAMORT
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/PersonName2FRED W INGANAMORT
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/PersonName3MICHAEL INGANAMORT JR
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Title0PRESIDENT
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Title1DIRECTOR
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Title2DIRECTOR
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Title3DIRECTOR
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/AddressLine10240 E SADDLE RIVER RD
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/AddressLine11240 E SADDLE RIVER RD
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/AddressLine12240 E SADDLE RIVER RD
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/AddressLine13240 E SADDLE RIVER RD
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/City0SADDLE RIVER
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/City1SADDLE RIVER
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/City2SADDLE RIVER
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/City3SADDLE RIVER
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/State0NJ
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/State1NJ
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/State2NJ
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/State3NJ
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/ZIPCode007458
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/ZIPCode107458
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/ZIPCode207458
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/ZIPCode307458
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/TotNumberOfCntrctPaidOver50k00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/TotNumberOfOthEmplPaidOver50k00
IRS990PF/QlfyUndSect4940eForReducedTax/LiableFor4942Tax01
IRS990PF/QualifyingDistributions/AdjQualifyingDistributions028202
IRS990PF/QualifyingDistributions/ExpensesAndContributions028202
IRS990PF/QualifyingDistributions/OnePctSect4940eOrgNetInvstIncm00
IRS990PF/QualifyingDistributions/ProgramRelatedInvestmentsTotal00
IRS990PF/QualifyingDistributions/QualifyingDistributions028202
IRS990PF/StatementsRegardingActivities/ActivitiesNotPrevReported00
IRS990PF/StatementsRegardingActivities/ApplicableInsuranceContract00
IRS990PF/StatementsRegardingActivities/AtLeast5000InAssets01
IRS990PF/StatementsRegardingActivities/BooksInCareOfBusinessName/BusinessNameLine10THE FOUNDATION
IRS990PF/StatementsRegardingActivities/BooksInCareOfPhoneNumber02015991958
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/AddressLine10140 ROUTE 17 NORTH NO 280
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/City0PARAMUS
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/State0NJ
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/ZIPCode007652
IRS990PF/StatementsRegardingActivities/ChangesToArticlesOrBylaws00
IRS990PF/StatementsRegardingActivities/ComplyWithPublicInspectionRqr01
IRS990PF/StatementsRegardingActivities/ForeignBank00
IRS990PF/StatementsRegardingActivities/Form1120POLFiled00
IRS990PF/StatementsRegardingActivities/Form990PFFiledWithAG01
IRS990PF/StatementsRegardingActivities/InterestInControlledEntity00
IRS990PF/StatementsRegardingActivities/LegislativePoliticalActivities00
IRS990PF/StatementsRegardingActivities/MoreThan100Spent00
IRS990PF/StatementsRegardingActivities/NewSubstantialContributors00
IRS990PF/StatementsRegardingActivities/PrivateOperatingFoundation00
IRS990PF/StatementsRegardingActivities/ReimbursementOfTax00
IRS990PF/StatementsRegardingActivities/RequirementsOfSect508e01
IRS990PF/StatementsRegardingActivities/Sect4955TaxOnManagers00
IRS990PF/StatementsRegardingActivities/Sect4955TaxOnOrganization00
IRS990PF/StatementsRegardingActivities/StatesFiledWith0NJ
IRS990PF/StatementsRegardingActivities/TerminationEtc00
IRS990PF/StatementsRegardingActivities/UnrelatedBusIncomeOver100000
IRS990PF/StatementsRegardingActivities/WebsiteAddress0N/A
IRS990PF/StatementsRegardingActy4720/BorrowOrLendWithDsqflyPerson00
IRS990PF/StatementsRegardingActy4720/BusinessHoldings00
IRS990PF/StatementsRegardingActy4720/FurnishedGoodsWithDsqflyPerson00
IRS990PF/StatementsRegardingActy4720/GrantsToIndividuals00
IRS990PF/StatementsRegardingActy4720/GrantsToOrganizations00
IRS990PF/StatementsRegardingActy4720/InfluenceElection00
IRS990PF/StatementsRegardingActy4720/InfluenceLegislation00
IRS990PF/StatementsRegardingActy4720/JeopardyInvestments00
IRS990PF/StatementsRegardingActy4720/NoncharitablePurpose00
IRS990PF/StatementsRegardingActy4720/PayCompensationToDsqflyPerson00
IRS990PF/StatementsRegardingActy4720/PaymentToGovernmentOffical00
IRS990PF/StatementsRegardingActy4720/PayPremiumsPrsnlBnftContract00
IRS990PF/StatementsRegardingActy4720/ProhibitedTaxShelterTransactn00
IRS990PF/StatementsRegardingActy4720/RcvFundsToPayPrsnlBnftContract00
IRS990PF/StatementsRegardingActy4720/SaleOrExchangeWithDsqflyPerson00
IRS990PF/StatementsRegardingActy4720/TransferAssetsToDsqflyPerson00
IRS990PF/StatementsRegardingActy4720/UncorrectedJeopardyInvestments00
IRS990PF/StatementsRegardingActy4720/UncorrectedPriorActs00
IRS990PF/StatementsRegardingActy4720/UndistributedIncomePriorYears00
IRS990PF/SummaryOfDirectCharitableActy/Description10CONTRIBUTIONS ARE MADE DIRECTLY TO THE CHARITABLE ORGANIZATION BY CHECK AND STOCK.
IRS990PF/SummaryOfDirectCharitableActy/Expenses100
IRS990PF/SumOfProgramRelatedInvestments/Total00
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/FormAndInfoAndMaterials0SUBMIT A BRIEF EXPLANATION OF THE REQUEST AND NECESSARY BUDGETS.
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RecipientName0MICHAEL INGANAMORT
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RecipientPhoneNumber02015991958
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RecipientUSAddress/AddressLine10140 ROUTE 17 NORTH
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RecipientUSAddress/City0PARAMUS
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RecipientUSAddress/State0NJ
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RecipientUSAddress/ZIPCode007652
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/RestrictionsOnAwards0PREFERENCE WILL BE GIVEN TO NEW JERSEY CHARITABLE ORGANIZATIONS.
IRS990PF/SupplementaryInformation/AppicationSubmissionInfo/SubmissionDeadlines0NO SUBMISSION DEADLINES. A RESPONSE WILL BE SENT WITHIN TWO 2 MONTHS.
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount0500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount1592
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount210500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount3100
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount4500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount5500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount61000
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount7950
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount87460
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount9100
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount101000
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount11100
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount12150
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount13500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount14500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount15500
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount161000
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount17250
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount181000
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount191000
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution0GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution1GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution2RELIGIOUS CHARITY
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution3GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution4GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution5AID TO FAMILIES
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution6GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution7GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution8GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution9RELIGIOUS CHARITY
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution10GENERAL SUPPORT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution11MEDICAL RESEARCH

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