Civic Intelligence

First Jersey Credit Union

990 • Fiscal year 2016 • EIN 22-0766924

Jan 01, 2016 to Dec 31, 2016 • Filed on May 12, 2017

Organization Profilewww.firstjerseycu.com

View Organization Page

1 Corporate DriveWayne, NJ 07470

(973) 305-8889

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.93x

Higher debt load relative to assets than 97% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

41st percentile

16.98x

Higher debt load relative to revenue than 41% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

1st percentile

-67%

Higher net margin than 1% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

68th percentile

$239,495

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

1st percentile

-19%

Faster asset growth than 1% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

1st percentile

-14%

Faster revenue growth than 1% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets97th percentile

Assets

Down

$115,907,564

Down $36,989,884 (-24%) from 2014

Net Assets

Down

$7,970,674

Down $6,640,966 (-45%) from 2014

Liabilities

Down

$107,936,890

Down $30,348,918 (-22%) from 2014

Revenue And Expenses
Liabilities / Revenue41st percentileNet Margin1st percentile

Revenue

Down

$6,355,649

Down $1,754,642 (-22%) from 2014

Expenses

Up

$10,635,705

Up $2,288,794 (+27%) from 2014

Net Income

Down

-$4,280,056

Down $4,043,436 (-1709%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2011: $127,956,120Liabilities 2011: $112,538,816Net Assets 2011: $15,417,3042011Assets 2012: $141,976,288Liabilities 2012: $127,039,467Net Assets 2012: $14,936,8212012Assets 2013: $147,954,055Liabilities 2013: $133,902,102Net Assets 2013: $14,051,9532013Assets 2014: $152,897,448Liabilities 2014: $138,285,808Net Assets 2014: $14,611,6402014Assets 2016: $115,907,564Liabilities 2016: $107,936,890Net Assets 2016: $7,970,6742016

Highlighted filing

2016

Assets$115,907,564
Liabilities$107,936,890
Net Assets$7,970,674
Open 2016 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2011: $5,339,2222011Expenses 2012: $6,364,1822012Revenue 2013: $7,267,011Expenses 2013: $6,991,505Net Income 2013: $275,5062013Revenue 2014: $8,110,291Expenses 2014: $8,346,911Net Income 2014: -$236,6202014Revenue 2016: $6,355,649Expenses 2016: $10,635,705Net Income 2016: -$4,280,0562016

Highlighted filing

2016

Revenue$6,355,649
Expenses$10,635,705
Net Income-$4,280,056
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 12, 2017
Return Version
2016v3.0
Gross Receipts
$6,355,649
Mission and Program Overview

Mission

To provide lending savings and other financial services to its qualifying members.

The Credit Union provides financial services to qualified members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$83,471,068$68,064,002▼ $15,407,066
Investments Other Securities$1,297,000$20,355,000▲ $19,058,000
Investments in Publicly Traded Securities$32,812,421$9,372,021▼ $23,440,400
Rtn Earn Endowment Incm Other Fnds$11,994,318$7,970,674▼ $4,023,644
Investments Program Related$15,324,213$6,471,181▼ $8,853,032
Land, Buildings, and Equipment, Net$6,088,273$5,992,151▼ $96,122
Prepaid Expenses and Deferred Charges$2,185,717$1,215,990▼ $969,727
Cash and Non-Interest-Bearing Accounts$622,712$597,829▼ $24,883
Accounts Receivable$24,163$50,345▲ $26,182
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$143,866,278$115,907,564▼ $27,958,714
Other Assets Total$2,040,711$3,789,045▲ $1,748,334
Liabilities
Other Liabilities$129,896,651$106,516,883▼ $23,379,768
Accounts Payable and Accrued Expenses$1,975,309$1,420,007▼ $555,302
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$131,871,960$107,936,890▼ $23,935,070
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,994,318$7,970,674▼ $4,023,644
Total Liabilities and Net Assets / Fund Balance$143,866,278$115,907,564▼ $27,958,714

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,935,258$964,007$5,899,265
Land$902,821-$902,821
Other Land Buildings$65,316$491,129$556,445
Equipment$88,756$385,245$474,001
Investment Program Related Org$6,471,181--
Leasehold Improvements$0$0$0
Other Securities$20,355,000--
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher DavisPresidentFT$175,405$64,090$239,495
Jeff MillerVPFT$121,000$25,883$146,883
Paul PerezVPFT$145,519-$145,519
Deborah GordonVP OperationsFT$110,910-$110,910
Ken KleinmannsVP FinanceFT$98,304-$98,304
Alan KatzSecretary-$3,200-$3,200
W Bruce GrygusChairman-$2,500-$2,500
Dave BoltonVice Chairman-$1,200-$1,200
Michael DemskiDirector-$1,100-$1,100
Ann SuscrebaExamining Committee Chair-$1,000-$1,000
Donald RossTreasurer-$900-$900
Denise MillerExamining Committee Member-$800-$800
Joseph MuroneExamining Committee Member-$800-$800

Board Members and Trustees

NameTitle
Daisy Van PeltDirector
Roberta HoagDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv IntegrasysInformation Technology2601 Network Boulevard, Suite 600, Frisco, TX 75034$553,900
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,783,363
Investment Income
$572,286
Other Revenue
$0
Change in Net Assets
$-4,280,056

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,355,649
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$6,355,649
Total Revenue per Form 990
$6,355,649
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,342,223
Salaries, Compensation, and Employee Benefits$2,486,038
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,097,009
Benefits to Members---$807,444
Current Officers, Directors, Trustees, and Key Employees---$752,611
Information Technology---$553,900
Occupancy---$348,082
Other Employee Benefits---$313,754
Payroll Taxes---$259,780
Office Expenses---$170,133
Depreciation Depletion---$164,682
All Other Expenses---$145,390
Other Expenses---$83,480
Fees for Services Legal---$76,800
Pension Plan Contributions---$62,884
Advertising---$54,673
Travel---$49,482
Insurance---$44,354
Fees for Services Accounting---$38,512
Total Functional Expenses$0$0$0$10,635,705

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,635,705
Total Expenses per Audited Statements$10,635,705
Total Expenses per Form 990$10,635,705
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Savings and CD Accounts$106,516,883
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The Credit Union is comprised of a single class of approximately 10,700 member-owners each of which has equal rights in ownership, governance and voting rights at the annual meeting.”

Form 990, Part VI, Section A, Line 7A

“Members referenced in Part VI Section A Line 6 elect Board Members.”

Form 990, Part VI, Section A, Line 7B

“Major decisions such as changing the name of the Credit Union or relocating the physical location of the main office are subject to approval by the membership.”

Form 990, Part VI, Section B, Line 10A

“The Credit Union maintains two branches: One Corporate Drive Wayne, NJ 07470 and 245 Diamond Bridge Avenue Hawthorne, NJ 07506”

Form 990, Part VI, Section B, Line 11B

“A copy of the Form 990 is distributed and reviewed at a meeting of the Board of Directors prior to filing. The Credit Union's governing documents, conflict of interest policy and financial statements are available to the public upon request from management. A copy of the annual report is presented to members attending the annual meeting.”

Form 990, Part VI, Section B, Line 12C

“Compliance with the conflict of interest policy is monitored in the course of our quarterly and annual audits as performed by our independent auditors, Clifton Larson Allen, LLP.”

Form 990, Part VI, Section B, Line 15

“The Credit Union utilizes the Credit Union Executives Society (CUES) Executive Compensation Salary Survey as a guideline. The Directors have input in evaluating the CEO, and the CEO has input in evaluating other officers. All compensation is approved during the budgeting process each year.”

Form 990, Part VI, Section C, Line 19

“Available to the public upon request from management. A copy of the annual report is presented to members attending the annual meeting.”

Filing and Contact Details

Filer

Filer Name
First Jersey Credit Union
EIN
22-0766924
Phone
9733058889
Address
1 Corporate Drive, Wayne, NJ 07470

Signing Officer

Name
Ken Kleinmanns
Title
VP of Finance
Phone
9733058889
Signed
2017-05-12

Organization Details

Principal Officer
Ken Kleinmanns
Formed
1929
Legal Domicile
Nj
Voting Board Members
7
Independent Board Members
7
Employees
39
Volunteers
10
Supplemental Narrative

Financial Statement Notes

Schedule D, Part XI, Line 1

“Audited Financial Statements were not completed as of date of filing.”

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IRS990/Form990PartVIISectionAGrp/PersonNm4Michael Demski
IRS990/Form990PartVIISectionAGrp/PersonNm5Roberta Hoag
IRS990/Form990PartVIISectionAGrp/PersonNm6Daisy Van Pelt
IRS990/Form990PartVIISectionAGrp/PersonNm7Ann Suscreba
IRS990/Form990PartVIISectionAGrp/PersonNm8Joseph Murone
IRS990/Form990PartVIISectionAGrp/PersonNm9Denise Miller
IRS990/Form990PartVIISectionAGrp/PersonNm10Christopher Davis
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IRS990/Form990PartVIISectionAGrp/PersonNm12Jeff Miller
IRS990/Form990PartVIISectionAGrp/PersonNm13Deborah Gordon
IRS990/Form990PartVIISectionAGrp/PersonNm14Ken Kleinmanns
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IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Examining Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt8Examining Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Examining Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10President
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP Finance
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01929
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt06355649
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0553900
IRS990/InsuranceGrp/TotalAmt044354
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0572286
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0572286
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01297000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt020355000
IRS990/InvestmentsProgramRelatedGrp/BOYAmt015324213
IRS990/InvestmentsProgramRelatedGrp/EOYAmt06471181
IRS990/InvestmentsPubTradedSecGrp/BOYAmt032812421
IRS990/InvestmentsPubTradedSecGrp/EOYAmt09372021
IRS990/IRPDocumentCnt09
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01840381
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06088273
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05992151
IRS990/LandBldgEquipCostOrOtherBssAmt07832532
IRS990/LegalDomicileStateCd0NJ
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide lending, savings, and other financial services to its qualifying members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt011994318
IRS990/NetAssetsOrFundBalancesEOYAmt07970674
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0256412
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0348082
IRS990/OfficeExpensesGrp/TotalAmt0170133
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02040711
IRS990/OtherAssetsTotalGrp/EOYAmt03789045
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0313754
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2ATM Card Fee Expense
IRS990/OtherExpensesGrp/Desc3Share Draft Expenses
IRS990/OtherExpensesGrp/TotalAmt04605105
IRS990/OtherExpensesGrp/TotalAmt1907574
IRS990/OtherExpensesGrp/TotalAmt2100056
IRS990/OtherExpensesGrp/TotalAmt383480
IRS990/OtherLiabilitiesGrp/BOYAmt0129896651
IRS990/OtherLiabilitiesGrp/EOYAmt0106516883
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01097009
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt083471068
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt068064002
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0259780
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt062884
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02185717
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01215990
IRS990/PrincipalOfficerNm0Ken Kleinmanns
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04919904
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1585309
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2267792
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04919904
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1585309
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2278150
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt210358
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01026427
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0851696
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt06376562
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06578427
IRS990/PYRevenuesLessExpensesAmt0-2681303
IRS990/PYSalariesCompEmpBnftPaidAmt02708437
IRS990/PYTotalExpensesAmt010111426
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07430123
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-4280056
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$115,907,564
Liabilities
$107,936,890
Net assets
$7,970,674
Revenue
$6,355,649
Expenses
$10,635,705
Net income
-$4,280,056
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$116$108$7.97$6.36$10.6$4.28
2014Detailed filing. Detailed filing data is available for this year.$153$138$14.6$8.11$8.35$0.24
2013Detailed filing. Detailed filing data is available for this year.$148$134$14.1$7.27$6.99$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$142$127$14.9$6.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$128$113$15.4$5.34