Civic Intelligence

Benevolent & Protective Order Elks Union #1583

990 • Fiscal year 2024 • EIN 22-0764390

Apr 01, 2023 to Mar 31, 2024 • Filed on Jul 22, 2024

281 Chestnut StreetUnion, NJ 07083

(908) 686-1583

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.46x

Higher debt load relative to assets than 94% of similar nonprofits.

2024 filings • 501(c)8 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

93rd percentile

0.87x

Higher debt load relative to revenue than 93% of similar nonprofits.

2024 filings • 501(c)8 • $500k-$1M nonprofits • Source year 2024

Net Margin

12th percentile

-17%

Higher net margin than 12% of similar nonprofits.

2024 filings • 501(c)8 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

72nd percentile

$5,000

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2024 filings • 501(c)8 • $500k-$1M nonprofits • Source year 2024

Asset Growth

13th percentile

-5.8%

Faster asset growth than 13% of similar nonprofits.

2024 filings • 501(c)8 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

32nd percentile

-2.7%

Faster revenue growth than 32% of similar nonprofits.

2024 filings • 501(c)8 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$547,720

Down $33,891 (-5.8%) from 2023

Net Assets

Down

$297,947

Down $31,362 (-9.5%) from 2023

Liabilities

Down

$249,773

Down $2,529 (-1.0%) from 2023

Revenue

Down

$285,746

Down $7,898 (-2.7%) from 2023

Expenses

Down

$335,044

Down $27,437 (-7.6%) from 2023

Net Income

Up

-$49,298

Up $19,539 (+28%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2012: $860,728Liabilities 2012: $0Net Assets 2012: $860,7282012Assets 2013: $810,980Liabilities 2013: $0Net Assets 2013: $810,9802013Assets 2014: $858,062Liabilities 2014: $119,750Net Assets 2014: $738,3122014Assets 2015: $802,454Liabilities 2015: $156,237Net Assets 2015: $646,2172015Assets 2016: $763,620Liabilities 2016: $170,174Net Assets 2016: $593,4462016Assets 2017: $726,512Liabilities 2017: $163,791Net Assets 2017: $562,7212017Assets 2018: $669,821Liabilities 2018: $160,012Net Assets 2018: $509,8092018Assets 2019: $631,726Liabilities 2019: $168,440Net Assets 2019: $463,2862019Assets 2020: $619,081Liabilities 2020: $179,584Net Assets 2020: $439,4972020Assets 2021: $564,650Liabilities 2021: $181,048Net Assets 2021: $383,6022021Assets 2022: $591,622Liabilities 2022: $194,847Net Assets 2022: $396,7752022Assets 2023: $581,611Liabilities 2023: $252,302Net Assets 2023: $329,3092023Assets 2024: $547,720Liabilities 2024: $249,773Net Assets 2024: $297,9472024Assets 2025: $502,156Liabilities 2025: $290,756Net Assets 2025: $211,4002025

Highlighted filing

2024

Assets$547,720
Liabilities$249,773
Net Assets$297,947

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2012: $458,119Expenses 2012: $463,953Net Income 2012: -$5,8342012Revenue 2013: $471,440Expenses 2013: $513,710Net Income 2013: -$42,2702013Revenue 2014: $539,684Expenses 2014: $551,856Net Income 2014: -$12,1722014Revenue 2015: $279,106Expenses 2015: $371,201Net Income 2015: -$92,0952015Revenue 2016: $385,104Expenses 2016: $437,875Net Income 2016: -$52,7712016Revenue 2017: $409,405Expenses 2017: $440,130Net Income 2017: -$30,7252017Revenue 2018: $366,213Expenses 2018: $419,125Net Income 2018: -$52,9122018Revenue 2019: $296,918Expenses 2019: $342,502Net Income 2019: -$45,5842019Revenue 2020: $277,581Expenses 2020: $294,036Net Income 2020: -$16,4552020Revenue 2021: $115,953Expenses 2021: $160,773Net Income 2021: -$44,8202021Revenue 2022: $217,579Expenses 2022: $214,313Net Income 2022: $3,2662022Revenue 2023: $293,644Expenses 2023: $362,481Net Income 2023: -$68,8372023Revenue 2024: $285,746Expenses 2024: $335,044Net Income 2024: -$49,2982024Revenue 2025: $266,196Expenses 2025: $299,005Net Income 2025: -$32,8092025

Highlighted filing

2024

Revenue$285,746
Expenses$335,044
Net Income-$49,298
Jump To
Filing Snapshot
Filing Period
Apr 1, 2023 to Mar 31, 2024
Signed
Jul 22, 2024
Return Version
2023v5.1
Gross Receipts
$432,014
Mission and Program Overview

Mission

To provide charitable services to veterans, the community and handicapped children

To provide charible services to veterans, the community and special needs children

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$294,477$239,581▼ $54,896
Cash and Non-Interest-Bearing Accounts$84,015$126,254▲ $42,239
Investments Other Securities$80,973$87,999▲ $7,026
Savings and Temporary Cash Investments$77,964$68,248▼ $9,716
Inventories for Sale or Use$14,830$15,672▲ $842
Prepaid Expenses and Deferred Charges$29,352$9,966▼ $19,386
Total Assets$581,611$547,720▼ $33,891
Liabilities
Other Liabilities$168,492$142,865▼ $25,627
Accounts Payable and Accrued Expenses$47,130$60,973▲ $13,843
Deferred Revenue$36,680$45,935▲ $9,255
Total Liabilities$252,302$249,773▼ $2,529
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$250,080$194,940▼ $55,140
Net Assets With Donor Restrictions$79,229$103,007▲ $23,778
Total Net Assets Fund Balance$329,309$297,947▼ $31,362
Total Liabilities and Net Assets / Fund Balance$581,611$547,720▼ $33,891

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$90,489$837,359$927,847
Land$89,600-$89,600
Equipment$59,492$26,192$85,684
Other Securities$30,268--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Brenda SieiraSecretaryPT$5,000$5,000
Mary ZagoTreasurerPT$3,000$3,000

Board Members and Trustees

NameTitle
Edward MelkaTrustee
Heather St JohnTrustee
Kenneth BoudreauTrustee
Michael GroteTrustee
Robert TerraTrustee
Robert NadellaChaplain
Danielle ReedEsquire
Audrey SmithExalted Ruler
Robin RichmondInner Guard
Michael CampanelliLeading Knight
Richard AdaseLecturing Knight
Jessica BoudreauLoyal Knight
Henry MachugaOrganist
Donna FidecaroTiler
Revenue and Support

Revenue Composition

Contributions and Grants
$51,959
Program Service Revenue
$122,043
Investment Income
$7,762
Other Revenue
$103,982
Change in Net Assets
$-49,298
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$295,862
Salaries, Compensation, and Employee Benefits$39,182
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion-$40,398-$40,398
Insurance-$27,267-$27,268
Other Salaries and Wages-$26,770-$26,770
Office Expenses-$23,793-$23,793
Other Expenses$19,767$45,257-$19,767
All Other Expenses$10,921--$10,921
Current Officers, Directors, Trustees, and Key Employees-$7,549-$7,549
Payroll Taxes-$4,863-$4,863
Fees for Services Accounting-$2,616-$2,616
Conferences and Meetings-$100-$100
Total Functional Expenses$111,874$223,169$0$335,044
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Gaming Gross Income$51,644
Gaming Direct Expenses$48,311
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes$107,000
Pool Bonds$35,865
Long Term Portion Notes-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section XI, Line 9

Year end adjustment for Charity accounts

Form 990, Part VI, Section A, Line 1,2,8

The lodge financial reports and tax returns are submitted to the audit committee then the board of directors. The general membership reviews the reports and vote for approval at a general membership meeting. All meeting minutes are taken by the lodge secretary and are maintained as a lodge record.

Filing and Contact Details

Filer

Filer Name
BENEVOLENT & PROTECTIVE ORDER ELKS UNION #1583
EIN
22-0764390
Phone
9086861583
Address
281 CHESTNUT STREET, UNION, NJ 07083

Signing Officer

Name
Mary Zago
Title
Treasurer
Phone
9086861583
Signed
2024-07-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mary Zago
Formed
1931
Legal Domicile
Nj
Voting Board Members
9
Independent Board Members
9
Employees
12

Preparer

Firm
MJ MacFeeters
Address
PO Box 119, Moorestown, NJ 08057
Preparer
Michael MacFeeters
Phone
8562731879
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IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt051959
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE CHARIBLE SERVICES TO VETERANS, THE COMMUNITY AND SPECIAL NEEDS CHILDREN
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0329309
IRS990/NetAssetsOrFundBalancesEOYAmt0297947
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt03333
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt03333
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt099549
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt099549
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-3300
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0-3300
IRS990/NetUnrlzdGainsLossesInvstAmt07762
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0250080
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0194940
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt023793
IRS990/OfficeExpensesGrp/TotalAmt023793
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt010174
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0VARIOUS PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1UTILITIES
IRS990/OtherExpensesGrp/Desc2REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc3AFFILIATION FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt044556
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt145257
IRS990/OtherExpensesGrp/ProgramServicesAmt081186
IRS990/OtherExpensesGrp/ProgramServicesAmt119767
IRS990/OtherExpensesGrp/TotalAmt081186
IRS990/OtherExpensesGrp/TotalAmt144556
IRS990/OtherExpensesGrp/TotalAmt245257
IRS990/OtherExpensesGrp/TotalAmt319767
IRS990/OtherLiabilitiesGrp/BOYAmt0168492
IRS990/OtherLiabilitiesGrp/EOYAmt0142865
IRS990/OtherRevenueMiscGrp/Desc0Hall Usage
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04400
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04400
IRS990/OtherRevenueTotalAmt04400
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt026770
IRS990/OtherSalariesAndWagesGrp/TotalAmt026770
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04863
IRS990/PayrollTaxesGrp/TotalAmt04863
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt029352
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt09966
IRS990/PrincipalOfficerNm0MARY ZAGO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FRATERNAL ACTIVITY SUPPORT
IRS990/ProgramServiceRevenueGrp/Desc1FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt067298
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt154745
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt067298
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt154745
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt049431
IRS990/PYInvestmentIncomeAmt0-2881
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0326463
IRS990/PYOtherRevenueAmt0128786
IRS990/PYProgramServiceRevenueAmt0118308
IRS990/PYRevenuesLessExpensesAmt0-68837
IRS990/PYSalariesCompEmpBnftPaidAmt036018
IRS990/PYTotalExpensesAmt0362481
IRS990/PYTotalRevenueAmt0293644
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-49298
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0-3300
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt077964
IRS990/SavingsAndTempCashInvstGrp/EOYAmt068248
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt090489
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0837359
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0927847
IRS990ScheduleD/EquipmentGrp/BookValueAmt059492
IRS990ScheduleD/EquipmentGrp/DepreciationAmt026192
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt085684
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt089600
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt089600
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0107000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt135865
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1POOL BONDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2LONG TERM PORTION NOTES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt057731
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt130268
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
IRS990ScheduleD/OtherSecuritiesGrp/Desc2INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CERTIFICATES OF BEPOSIT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0239581
IRS990ScheduleD/TotalBookValueSecuritiesAmt087999
IRS990ScheduleD/TotalLiabilityAmt0142865
IRS990ScheduleG/CharitableDistributionRqrInd0true
IRS990ScheduleG/CntrctWith3rdPrtyForGameRevInd0false
IRS990ScheduleG/GamingInformationGrp/DirectExpenseSummaryGamingAmt048311
IRS990ScheduleG/GamingInformationGrp/GrossRevenuePullTabsAmt051644
IRS990ScheduleG/GamingInformationGrp/GrossRevenueTotalGamingAmt051644
IRS990ScheduleG/GamingInformationGrp/NetGamingIncomeSummaryAmt03333
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssTotalGamingAmt048311
IRS990ScheduleG/GamingInformationGrp/OtherDirectExpensesPullTabsAmt048311
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsInd0true
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsPct01.00000
IRS990ScheduleG/GamingManagerIsDirectorOfcrInd0X
IRS990ScheduleG/GamingManagerPersonNm0Elizabeth Balok
IRS990ScheduleG/GamingManagerServicesProvTxt0Services pull tab machine, makes payouts, files necessary forms and reports with LGCCC for pull tabs and any other raffles.
IRS990ScheduleG/GamingOwnFacilityPct01.00000
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/IndividualWithBooksNm0Elizabeth Balok
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleG/PersonsWithBooksUSAddress/AddressLine1Txt0281 CHESTNUT STREET
IRS990ScheduleG/PersonsWithBooksUSAddress/CityNm0UNION
IRS990ScheduleG/PersonsWithBooksUSAddress/StateAbbreviationCd0NJ
IRS990ScheduleG/PersonsWithBooksUSAddress/ZIPCd007083
IRS990ScheduleG/StatesWhereGamingConductedCd0NJ
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Year end adjustment for Charity accounts
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE LODGE FINANCIAL REPORTS AND TAX RETURNS ARE SUBMITTED TO THE AUDIT COMMITTEE THEN THE BOARD OF DIRECTORS. THE GENERAL MEMBERSHIP REVIEWS THE REPORTS AND VOTE FOR APPROVAL AT A GENERAL MEMBERSHIP MEETING. ALL MEETING MINUTES ARE TAKEN BY THE LODGE SECRETARY AND ARE MAINTAINED AS A LODGE RECORD.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section XI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 1,2,8

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.02$2.91$2.11$2.66$2.99$0.33
2024Detailed filing. Detailed filing data is available for this year.$5.48$2.50$2.98$2.86$3.35$0.49
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.82$2.52$3.29$2.94$3.62$0.69
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.92$1.95$3.97$2.18$2.14$0.03
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.65$1.81$3.84$1.16$1.61$0.45
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.19$1.80$4.39$2.78$2.94$0.16
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.32$1.68$4.63$2.97$3.43$0.46
2018Summary only. Only limited summary data is available for this year.$6.70$1.60$5.10$3.66$4.19$0.53
2017Summary only. Only limited summary data is available for this year.$7.27$1.64$5.63$4.09$4.40$0.31
2016Summary only. Only limited summary data is available for this year.$7.64$1.70$5.93$3.85$4.38$0.53
2015Summary only. Only limited summary data is available for this year.$8.02$1.56$6.46$2.79$3.71$0.92
2014Summary only. Only limited summary data is available for this year.$8.58$1.20$7.38$5.40$5.52$0.12
2013Summary only. Only limited summary data is available for this year.$8.11$0.00$8.11$4.71$5.14$0.42
2012Summary only. Only limited summary data is available for this year.$8.61$0.00$8.61$4.58$4.64$0.06