Civic Intelligence

Kingdom Advisors Inc.

990 • Fiscal year 2018 • EIN 20-8690051

Jan 01, 2018 to Dec 31, 2018 • Filed on Oct 31, 2019

3301 Windy Ridge Pkwy SE No 50Atlanta, GA 30339

(404) 497-7680

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.73x

Higher debt load relative to assets than 87% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

73rd percentile

0.35x

Higher debt load relative to revenue than 73% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Net Margin

26th percentile

-5.5%

Higher net margin than 26% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

94th percentile

$277,829

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 6.6% of source-year revenue.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Asset Growth

77th percentile

14%

Faster asset growth than 77% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

71st percentile

16%

Faster revenue growth than 71% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Assets

Up

$2,041,895

Up $250,951 (+14%) from 2017

Net Assets

Down

$555,997

Down $232,810 (-30%) from 2017

Liabilities

Up

$1,485,898

Up $483,761 (+48%) from 2017

Revenue

Up

$4,207,791

Up $579,027 (+16%) from 2017

Expenses

Up

$4,440,603

Up $928,994 (+26%) from 2017

Net Income

Down

-$232,812

Down $349,967 (-299%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0-$2.0MAssets 2010: $551,537Liabilities 2010: $865,105Net Assets 2010: -$313,5682010Assets 2011: $664,235Liabilities 2011: $800,985Net Assets 2011: -$136,7502011Assets 2012: $529,355Liabilities 2012: $743,207Net Assets 2012: -$213,8522012Assets 2013: $765,903Liabilities 2013: $746,702Net Assets 2013: $19,2012013Assets 2014: $1,378,849Liabilities 2014: $910,738Net Assets 2014: $468,1112014Assets 2015: $1,634,409Liabilities 2015: $998,747Net Assets 2015: $635,6622015Assets 2016: $1,518,286Liabilities 2016: $846,634Net Assets 2016: $671,6522016Assets 2017: $1,790,944Liabilities 2017: $1,002,137Net Assets 2017: $788,8072017Assets 2018: $2,041,895Liabilities 2018: $1,485,898Net Assets 2018: $555,9972018Assets 2019: $2,303,309Liabilities 2019: $1,743,147Net Assets 2019: $560,1622019Assets 2020: $2,265,546Liabilities 2020: $1,620,779Net Assets 2020: $644,7672020Assets 2021: $2,044,225Liabilities 2021: $1,003,885Net Assets 2021: $1,040,3402021Assets 2022: $2,502,254Liabilities 2022: $1,140,497Net Assets 2022: $1,361,7572022Assets 2023: $4,195,753Liabilities 2023: $2,451,984Net Assets 2023: $1,743,7692023Assets 2024: $4,449,549Liabilities 2024: $2,273,884Net Assets 2024: $2,175,6652024Assets 2025: $5,125,706Liabilities 2025: $2,138,043Net Assets 2025: $2,987,6632025

Highlighted filing

2018

Assets$2,041,895
Liabilities$1,485,898
Net Assets$555,997

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $2,093,3982010Expenses 2011: $1,843,9762011Expenses 2012: $1,941,3502012Revenue 2013: $2,068,755Expenses 2013: $1,835,702Net Income 2013: $233,0532013Revenue 2014: $2,627,848Expenses 2014: $2,178,938Net Income 2014: $448,9102014Revenue 2015: $2,874,351Expenses 2015: $2,706,800Net Income 2015: $167,5512015Revenue 2016: $2,878,182Expenses 2016: $2,842,192Net Income 2016: $35,9902016Revenue 2017: $3,628,764Expenses 2017: $3,511,609Net Income 2017: $117,1552017Revenue 2018: $4,207,791Expenses 2018: $4,440,603Net Income 2018: -$232,8122018Revenue 2019: $4,884,996Expenses 2019: $4,880,831Net Income 2019: $4,1652019Revenue 2020: $5,246,145Expenses 2020: $5,161,540Net Income 2020: $84,6052020Revenue 2021: $3,038,062Expenses 2021: $2,642,489Net Income 2021: $395,5732021Revenue 2022: $6,265,667Expenses 2022: $5,944,250Net Income 2022: $321,4172022Revenue 2023: $7,008,709Expenses 2023: $6,633,397Net Income 2023: $375,3122023Revenue 2024: $7,890,189Expenses 2024: $7,476,250Net Income 2024: $413,9392024Revenue 2025: $9,285,022Expenses 2025: $8,477,149Net Income 2025: $807,8732025

Highlighted filing

2018

Revenue$4,207,791
Expenses$4,440,603
Net Income-$232,812
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 31, 2019
Return Version
2018v3.1
Gross Receipts
$4,218,893
Mission and Program Overview

Mission

Kingdom advisors is a discipleship ministry serving christian financial professionals. The organization encourages, educates, and empowers christian financial professionals with biblical wisdom to be effective disciples of jesus christ in the marketplace.

Discipleship ministry serving Christian financial professionals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$653,290$872,470▲ $219,180
Savings and Temporary Cash Investments$575,258$574,738▼ $520
Pledges and Grants Receivable$275,989$222,107▼ $53,882
Prepaid Expenses and Deferred Charges$125,961$140,563▲ $14,602
Land, Buildings, and Equipment, Net$138,167$114,818▼ $23,349
Accounts Receivable$16,368$111,288▲ $94,920
Total Assets$1,790,944$2,041,895▲ $250,951
Other Assets Total$5,911$5,911→ $0
Liabilities
Deferred Revenue$928,300$1,285,930▲ $357,630
Accounts Payable and Accrued Expenses$57,245$188,861▲ $131,616
Other Liabilities$16,590$11,107▼ $5,483
Total Liabilities$1,002,135$1,485,898▲ $483,763
Net Assets / Fund Balance
Unrestricted Net Assets$522,594$333,890▼ $188,704
Permanently Rstr Net Assets$266,215$222,107▼ $44,108
Total Net Assets Fund Balance$788,809$555,997▼ $232,812
Total Liabilities and Net Assets / Fund Balance$1,790,944$2,041,895▲ $250,951

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$102,999$413,300$516,299
Leasehold Improvements$11,819$24,437$36,256
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anthony StinsonChief Executive OfficerFT$225,750$53,314$279,064
Robert WestPresidentFT$220,500$45,053$265,553
Scott TitusMarketing DirectorFT$170,004$41,102$211,106
Stuart EasterlyPartner & Community DirectFT$125,500$36,327$161,827
Richard ScottTreasurer & CFOFT$115,475$36,500$151,975
Randy GlassCommunity DirectorFT$106,000$12,761$118,761
Bob DollDirector-$1,500-$1,500

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Kinetic Consultants LLCTraining Consultant2111 Democracy Drive, Buford, GA 30519$125,650
Revenue and Support

Revenue Composition

Contributions and Grants
$1,465,458
Program Service Revenue
$2,692,385
Investment Income
$-152
Other Revenue
$50,100
All Other Contributions
$1,465,458
Change in Net Assets
$-232,812

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,207,791
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$9,173
Total Revenue per Audited Statements
$4,216,964
Total Revenue per Form 990
$4,207,791
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,535,497
Salaries, Compensation, and Employee Benefits$1,905,106
Total Fundraising Expense$273,648
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$683,495$99,522$126,181$909,198
Conferences and Meetings$774,150$235-$774,385
Other Expenses$569,921--$569,921
Other Salaries and Wages$429,430$4,362$27,262$461,054
Fees for Services Other$312,072$26,821$56,978$395,871
Comp Disqual Persons$261,360$24,105$23,052$308,517
Travel$157,767$688$2,185$160,640
Office Expenses$155,793$3,063$518$159,374
Occupancy$123,289$13,082$7,198$143,569
Other Employee Benefits$42,979$80,928$9,361$133,268
Information Technology$114,493$11,681$6,107$132,281
Payroll Taxes$65,765$10,213$7,940$83,918
Advertising$50,823$1,999$979$53,801
Depreciation Depletion$45,966$4,878$2,683$53,527
Royalties$33,867--$33,867
All Other Expenses$6,677$18,188$2,261$27,126
Fees for Services Accounting-$20,042-$20,042
Pension Plan Contributions$4,504$3,781$866$9,151
Insurance$1,334$7,476$77$8,887
Fees for Services Legal-$1,215-$1,215
Interest-$991-$991
Total Functional Expenses$3,833,685$333,270$273,648$4,440,603

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,449,776
Expenses per Audited Statements$4,440,603
Total Expenses per Form 990$4,440,603
Expenses Not Reported on Form 990$9,173
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Julie WestEntity more than 35% owned by Sharon Epps, Part Year Director1099 CompensationNo$125,650
-Entity 100% owned by a family member of Michael Blue, Director1099 CompensationNo$91,367
Jeremy EppsFamily member of Michael Blue, Director1099 CompensationNo$55,000
Ron BlueFamily member of Robert West, President1099 CompensationNo$45,000
-Family member of Sharon Epps, Director1099 CompensationNo$14,700
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Capital lease obligation$11,107
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 8B

The organization does not have any committees with authority to act on behalf of the governing body. Therefore, this line has been answered "no" in accordance with the instructions.

Form 990, Part VI, Section B, line 11B

Form 990 is prepared by an independent CPA Firm and reviewed in detail by the organization's top management. The reviewed Form 990 is then forwarded to the board of directors for final approval prior to filing.

Form 990, Part VI, Section B, line 12C

Directors and top management complete a detailed conflict of interest questionnaire annually. The questionnaires are reviewed by the CEO. The board chair reviews the CEO's signed conflict of interest questionnaire. If a conflict of interest were to arise, the interested party would leave the room during discussion and abstain from voting.

Form 990, Part VI, Section B, line 15

15a - Compensation is determined annually for the CEO by the board of directors working in conjunction with the compensation committee. The compensation committee's recommendation is reviewed and approved by the independent members of the board of directors each year. This process is documented in the minutes. The compensation committee utilized a compensation comparability study in order to determine compensation during the tax year. 15b - The board reviews salary surveys provided through PayScale each year for the other officers and highly compensated employees. The salaries for each of these employees is reviewed by the board for reasonableness and any variance above the 75% percentile on the salary survey is documented with appropriate reasons and justifications. The board then votes to approve these salaries and the budget for the year (which includes salaries for all employees).

Form 990, Part VI, Section C, line 19

Kingdom Advisors makes its governing documents, conflict of interest policy and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Kingdom Advisors Inc
EIN
20-8690051
Phone
4044977680
Address
3301 Windy Ridge Pkwy SE No 50, Atlanta, GA 30339

Signing Officer

Name
Anthony J Stinson
Title
Chief Executive Officer
Phone
4044977680
Signed
2019-10-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anthony J Stinson
Formed
2007
Legal Domicile
Ga
Voting Board Members
9
Independent Board Members
7
Employees
12
Volunteers
225

Preparer

Firm
Capin Crouse LLP
Address
1255 Lakes Parkway Suite 130, Lawrenceville, GA 30043
Preparer
Ted R Batson Jr
Phone
6785185301
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

The organization's board assumes responsibility for oversight of the audit of its financial statements and selection of its independent accountant.

Form 990, part X, Lines 27-29:

In accordance with the principles of FASB ASU 2016-14 (ASC 958), the organization has implemented required changes to its audited financial statements for the period ended 12/31/2018. To date, Form 990 and its associated schedules have not been updated to reflect changes made by this standard. Thus, we have reported the revised net asset categories from the audited financial statements as follows on Form 990, Part X, Lines 27-29: Line 27 - Net assets without donor restrictions $ 333,890 Line 29 - Net assets with donor restrictions $ 222,107 Total net assets $ 555,997

Financial Statement Notes

Part XI, Line 2D - Other Adjustments:

Cost of Goods Sold 9,173.

Part XII, Line 2D - Other Adjustments:

Cost of Goods Sold 9,173.

Raw XML AppendixShowing 400 of 724 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt057245
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0188861
IRS990/AccountsReceivableGrp/BOYAmt016368
IRS990/AccountsReceivableGrp/EOYAmt0111288
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Discipleship ministry serving Christian financial professionals.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/FundraisingAmt0979
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01999
IRS990/AdvertisingGrp/ProgramServicesAmt050823
IRS990/AdvertisingGrp/TotalAmt053801
IRS990/AllOtherContributionsAmt01465458
IRS990/AllOtherExpensesGrp/FundraisingAmt02261
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt018188
IRS990/AllOtherExpensesGrp/ProgramServicesAmt06677
IRS990/AllOtherExpensesGrp/TotalAmt027126
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Richard Scott
IRS990/BooksInCareOfDetail/PhoneNum04044977680
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03301 Windy Ridge Pkwy SE No 50
IRS990/BooksInCareOfDetail/USAddress/CityNm0Atlanta
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd030339
IRS990/BusinessRlnWithFamMemInd01
IRS990/BusinessRlnWithOfficerEntInd01
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0653290
IRS990/CashNonInterestBearingGrp/EOYAmt0872470
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt0126181
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt099522
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0683495
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0909198
IRS990/CompDisqualPersonsGrp/FundraisingAmt023052
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt024105
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt0261360
IRS990/CompDisqualPersonsGrp/TotalAmt0308517
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0235
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0774150
IRS990/ConferencesMeetingsGrp/TotalAmt0774385
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0125650
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02111 Democracy Drive
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Buford
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0GA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd030519
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Kinetic Consultants LLC
IRS990/ContractorCompensationGrp/ServicesDesc0Training Consultant
IRS990/CostOfGoodsSoldAmt09173
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01465458
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0-152
IRS990/CYOtherExpensesAmt02535497
IRS990/CYOtherRevenueAmt050100
IRS990/CYProgramServiceRevenueAmt02692385
IRS990/CYRevenuesLessExpensesAmt0-232812
IRS990/CYSalariesCompEmpBnftPaidAmt01905106
IRS990/CYTotalExpensesAmt04440603
IRS990/CYTotalFundraisingExpenseAmt0273648
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt04207791
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0928300
IRS990/DeferredRevenueGrp/EOYAmt01285930
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt02683
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt04878
IRS990/DepreciationDepletionGrp/ProgramServicesAmt045966
IRS990/DepreciationDepletionGrp/TotalAmt053527
IRS990/Desc0Annual Conference:Kingdom Advisors' 15th Annual Conference, Prepared, was held February 20-22, 2018, at the Omni Orlando Resort at ChampionsGate in Orlando, Florida. There were 1,277 in attendance at the 2018 conference versus 973 in 2017. World-class plenary speakers including Ron Blue, Louie Giglio, Brad Formsma, Donald Miller, Les and Leslie Parrott, John Piper, and David Platt were a significant source of encouragement and inspiration to attendees. (Cont'd on Sch O)In addition, attendees also participated in 25 breakout sessions designed to take attendees deeper in the practicalities of integrating biblical financial wisdom and into their work life in areas such as generosity, client discipleship and practice management. Consistent with prior years, the feedback from attendees was overwhelmingly positive! 99% of attendees said they would attend again and attendees rated the conference a 4.7 out of 5 (on a scale from 1-5, with 5 being great).
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt01272586
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt020042
IRS990/FeesForServicesAccountingGrp/TotalAmt020042
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt01215
IRS990/FeesForServicesLegalGrp/TotalAmt01215
IRS990/FeesForServicesOtherGrp/FundraisingAmt056978
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt026821
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0312072
IRS990/FeesForServicesOtherGrp/TotalAmt0395871
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1033617
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1136879
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1231199
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1334767
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1433092
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1512761
IRS990/Form990PartVIISectionAGrp/PersonNm0William Serravezza
IRS990/Form990PartVIISectionAGrp/PersonNm1Janice Thompson
IRS990/Form990PartVIISectionAGrp/PersonNm2Bob Doll
IRS990/Form990PartVIISectionAGrp/PersonNm3Jerry Foster
IRS990/Form990PartVIISectionAGrp/PersonNm4Jim Shoemaker
IRS990/Form990PartVIISectionAGrp/PersonNm5T Randall Fairfax
IRS990/Form990PartVIISectionAGrp/PersonNm6Jeff Cave
IRS990/Form990PartVIISectionAGrp/PersonNm7Tim Mohns
IRS990/Form990PartVIISectionAGrp/PersonNm8Michael N Blue
IRS990/Form990PartVIISectionAGrp/PersonNm9Sharon Epps part year
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert West
IRS990/Form990PartVIISectionAGrp/PersonNm11Anthony Stinson
IRS990/Form990PartVIISectionAGrp/PersonNm12Richard Scott
IRS990/Form990PartVIISectionAGrp/PersonNm13Scott Titus
IRS990/Form990PartVIISectionAGrp/PersonNm14Stuart Easterly
IRS990/Form990PartVIISectionAGrp/PersonNm15Randy Glass
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10230700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11240950
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12117475
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13175104
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14127500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15106000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Chief Executive Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt12Treasurer & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13Marketing Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Partner & Community Direct
IRS990/Form990PartVIISectionAGrp/TitleTxt15Community Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02007
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-633
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01296
IRS990/GrossReceiptsAmt04218893
IRS990/GrossSalesOfInventoryAmt021964
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt06107
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt011681
IRS990/InformationTechnologyGrp/ProgramServicesAmt0114493
IRS990/InformationTechnologyGrp/TotalAmt0132281
IRS990/InsuranceGrp/FundraisingAmt077
IRS990/InsuranceGrp/ManagementAndGeneralAmt07476
IRS990/InsuranceGrp/ProgramServicesAmt01334
IRS990/InsuranceGrp/TotalAmt08887
IRS990/InterestGrp/ManagementAndGeneralAmt0991
IRS990/InterestGrp/TotalAmt0991
IRS990/InvestmentIncomeGrp/ExclusionAmt0481
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0481
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt041
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0437737
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0138167
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0114818
IRS990/LandBldgEquipCostOrOtherBssAmt0552555
IRS990/LegalDomicileStateCd0GA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01929
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt037309
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt037309
IRS990/MissionDesc0Kingdom Advisors is a discipleship ministry serving Christian financial professionals. The organization encourages, educates, and empowers Christian financial professionals with biblical wisdom to be effective disciples of Jesus Christ in the marketplace.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0788809
IRS990/NetAssetsOrFundBalancesEOYAmt0555997
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-633
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-633
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt012791
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt012791
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt07198
IRS990/OccupancyGrp/ManagementAndGeneralAmt013082
IRS990/OccupancyGrp/ProgramServicesAmt0123289
IRS990/OccupancyGrp/TotalAmt0143569
IRS990/OfficeExpensesGrp/FundraisingAmt0518
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03063
IRS990/OfficeExpensesGrp/ProgramServicesAmt0155793
IRS990/OfficeExpensesGrp/TotalAmt0159374
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05911
IRS990/OtherAssetsTotalGrp/EOYAmt05911
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt09361
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt080928
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt042979
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0133268
IRS990/OtherExpensesGrp/Desc0Radio Production Costs
IRS990/OtherExpensesGrp/ProgramServicesAmt0569921
IRS990/OtherExpensesGrp/TotalAmt0569921
IRS990/OtherLiabilitiesGrp/BOYAmt016590
IRS990/OtherLiabilitiesGrp/EOYAmt011107
IRS990/OtherRevenueTotalAmt037309
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt027262
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt04362
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0429430
IRS990/OtherSalariesAndWagesGrp/TotalAmt0461054
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt07940
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010213
IRS990/PayrollTaxesGrp/ProgramServicesAmt065765
IRS990/PayrollTaxesGrp/TotalAmt083918
IRS990/PensionPlanContributionsGrp/FundraisingAmt0866
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03781
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt04504
IRS990/PensionPlanContributionsGrp/TotalAmt09151
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt0266215
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt0222107
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0275989
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0222107
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0125961
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0140563
IRS990/PrincipalOfficerNm0Anthony J Stinson
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0Conference revenue
IRS990/ProgramServiceRevenueGrp/Desc1Ministry dues
IRS990/ProgramServiceRevenueGrp/Desc2Corp./Ministry partner
IRS990/ProgramServiceRevenueGrp/Desc3Training revenue
IRS990/ProgramServiceRevenueGrp/Desc4Forum revenue
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01219508
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1848608
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2412917
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3179516
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt431836
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01219508
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1848608
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2412917
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3179516
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt431836
IRS990/ProgSrvcAccomActy2Grp/Desc0Radio Programs:MoneyWise Media produces three daily, call-in radio programs heard on more than 1,500 non-commercials radio outlets with an average weekly cumulative audience of more than 1 million people. The program serves the public through daily instruction and teaching on faith-aligned personal financial management that is positive and encouraging. In addition, callers engage the program each day across the United States by seeking answers to their own financial questions. Through a principle-based approach, MoneyWise is committed to using the daily broadcasts to assist listeners in maintaining a healthy relationship with money and experiencing the joy that comes through generous living. MoneyWise Media also trains volunteer MoneyWise Coaches to assist the public in developing a spending, giving, and saving plan that aligns with their values. The MoneyWise coaches answer questions through email by providing principle-based personal responses to questions. In 2018, the MoneyWise Coaches answered more than 2,700 questions. In addition, the trained, volunteer coaches completed 151 one-on-one virutal coaching engagements with MoneyWise radio listeners.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0939549
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0240602
IRS990/ProgSrvcAccomActy3Grp/Desc0Local Communities and Partners:As of 2018, Kingdom Advisors had 40 active local communities with approximately 200 local Study Groups meeting. Kingdom Advisors study groups are comprised of members and prospective members meeting locally to experience dynamic teaching, engage in group discussion, examine best practices, and fellowship with like-minded professionals. Kingdom Advisors professionally produced, original teaching content serves as the backdrop for a time of learning and interaction as financial professionals integrate their faith and their vocation.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0665902
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0404405
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Training Program:In 2018, Kingdom Advisors trained 349 members with the Kingdom Advisors CKA Educational Program and the 2nd Edition Core Trainingcore web-based training courses. Christian financial professionals commonly refer to Kingdom Advisors these two training courses as "life-changing" due their uniqueness in casting a vision for ministry impact through the unique leverage point of the financial advisor and the confidence that comes by understanding the Biblical basis for professional financial advice. The training supports the growth of advisors in three key areas: delivery of Biblical financial advice, wisdom in practice management, and equipping in personal and spiritual growth.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1Membership:Kingdom Advisors membership grew 11.5% to 2,677 members as of 12/31/18 as compared to 2,400 members as of 12/31/17. Members pay annual dues and may also make charitable contributions to Kingdom Advisors if they wish. The organization serves its members through advocacy for biblical financial advice in the marketplace, community via events and study groups, training in various formats and topics related to financial advising as a specialty, and distinction by offering the Certified Kingdom Advisor designation.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0661736
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt1293912
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0211906
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt1855648
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01270897
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0474
IRS990/PYOtherExpensesAmt01758708
IRS990/PYOtherRevenueAmt07845
IRS990/PYProgramServiceRevenueAmt02349548
IRS990/PYRevenuesLessExpensesAmt0117155
IRS990/PYSalariesCompEmpBnftPaidAmt01752901
IRS990/PYTotalExpensesAmt03511609
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03628764
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-232812
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0992615
IRS990/RoyaltiesGrp/ProgramServicesAmt033867
IRS990/RoyaltiesGrp/TotalAmt033867
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0575258
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0574738
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt051000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt041000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt026000

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.13$2.14$2.99$9.29$8.48$0.81
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.45$2.27$2.18$7.89$7.48$0.41
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.20$2.45$1.74$7.01$6.63$0.38
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.50$1.14$1.36$6.27$5.94$0.32
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.04$1.00$1.04$3.04$2.64$0.40
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.27$1.62$0.64$5.25$5.16$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.30$1.74$0.56$4.88$4.88$0.00
2018Detailed filing. Detailed filing data is available for this year.$2.04$1.49$0.56$4.21$4.44$0.23
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.79$1.00$0.79$3.63$3.51$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.52$0.85$0.67$2.88$2.84$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.63$1.00$0.64$2.87$2.71$0.17
2014Detailed filing. Detailed filing data is available for this year.$1.38$0.91$0.47$2.63$2.18$0.45
2013Detailed filing. Detailed filing data is available for this year.$0.77$0.75$0.02$2.07$1.84$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.74$0.21$1.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.66$0.80$0.14$1.84
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.55$0.87$0.31$2.09