Civic Intelligence

Ltf Benefits Trust Fund

990 • Fiscal year 2020 • EIN 20-6007671

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 24, 2021

8956 Mill StreetGlenwood, NY 14069

(716) 913-1650

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • NTEE Y • <$500k nonprofits • Source year 2020

Liabilities / Revenue

69th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • NTEE Y • <$500k nonprofits • Source year 2020

Net Margin

43rd percentile

3.5%

Higher net margin than 43% of similar nonprofits.

2020 filings • NTEE Y • <$500k nonprofits • Source year 2020

Top Officer Pay

88th percentile

$0

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • NTEE Y • <$500k nonprofits • Source year 2020

Asset Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2019 to 2020

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2019 to 2020

Assets

Up

$194,235

Up $194,235 from 2019

Net Assets

Up

$194,235

Up $194,235 from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue

Up

$146,639

Up $146,639 from 2019

Expenses

Up

$141,553

Up $141,553 from 2019

Net Income

Up

$5,086

Up $5,086 from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $203,558Liabilities 2011: $0Net Assets 2011: $203,5582011Assets 2012: $208,773Liabilities 2012: $0Net Assets 2012: $208,7732012Assets 2013: $209,021Liabilities 2013: $0Net Assets 2013: $209,0212013Assets 2014: $209,751Liabilities 2014: $0Net Assets 2014: $209,7512014Assets 2015: $205,951Liabilities 2015: $0Net Assets 2015: $205,9512015Assets 2016: $193,148Liabilities 2016: $0Net Assets 2016: $193,1482016Assets 2017: $190,962Liabilities 2017: $0Net Assets 2017: $190,9622017Assets 2018: $187,510Liabilities 2018: $0Net Assets 2018: $187,5102018Assets 2019: $0Liabilities 2019: $0Net Assets 2019: $02019Assets 2020: $194,235Liabilities 2020: $0Net Assets 2020: $194,2352020Assets 2021: $199,790Liabilities 2021: $0Net Assets 2021: $199,7902021Assets 2022: $208,918Liabilities 2022: $0Net Assets 2022: $208,9182022Assets 2023: $211,818Liabilities 2023: $02023Assets 2025: $277,139Liabilities 2025: $0Net Assets 2025: $277,1392025

Highlighted filing

2020

Assets$194,235
Liabilities$0
Net Assets$194,235

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $291,282Expenses 2011: $150,138Net Income 2011: $141,1442011Revenue 2012: $147,536Expenses 2012: $142,321Net Income 2012: $5,2152012Revenue 2013: $140,929Expenses 2013: $140,681Net Income 2013: $2482013Revenue 2014: $134,773Expenses 2014: $134,043Net Income 2014: $7302014Revenue 2015: $132,496Expenses 2015: $136,296Net Income 2015: -$3,8002015Revenue 2016: $132,847Expenses 2016: $145,650Net Income 2016: -$12,8032016Revenue 2017: $140,698Expenses 2017: $142,884Net Income 2017: -$2,1862017Revenue 2018: $142,966Expenses 2018: $146,418Net Income 2018: -$3,4522018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019Revenue 2020: $146,639Expenses 2020: $141,553Net Income 2020: $5,0862020Revenue 2021: $142,458Expenses 2021: $136,903Net Income 2021: $5,5552021Revenue 2022: $159,710Expenses 2022: $150,582Net Income 2022: $9,1282022Revenue 2023: $171,164Expenses 2023: $168,264Net Income 2023: $2,9002023Revenue 2025: $206,842Expenses 2025: $164,374Net Income 2025: $42,4682025

Highlighted filing

2020

Revenue$146,639
Expenses$141,553
Net Income$5,086
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 24, 2021
Return Version
2020v4.0
Gross Receipts
$146,639
Mission and Program Overview

Mission

Provide dental coverage for members and their families

Provide dental coverage for members and their families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$143,065$147,633▲ $4,568
Savings and Temporary Cash Investments$46,084$46,602▲ $518
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$189,149$194,235▲ $5,086
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$189,149$194,235▲ $5,086
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$189,149$194,235▲ $5,086
Total Liabilities and Net Assets / Fund Balance$189,149$194,235▲ $5,086
Compensation and Service Providers

Board Members and Trustees

NameTitle
Louise KrolikowskiTrust President
Kim PulinskiTrust Vice President
Kerri MillerTrustee
Mike PopekTrustee
Heather KwiatkowskiTrust Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$146,026
Program Service Revenue
$0
Investment Income
$613
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$5,086
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,025
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$136,528
Fees for Services Accounting---$5,000
All Other Expenses---$25
Total Functional Expenses$0$0$0$141,553
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Members receive dental coverage

Form 990, Part VI, Section A, Line 7A

Union president is a member with power to select members

Form 990, Part VI, Section B, Line 11B

Form is available for members to view at any time

Form 990, Part VI, Section C, Line 19

Upon request

Filing and Contact Details

Filer

Filer Name
Ltf Benefits Trust Fund
EIN
20-6007671
Phone
7169131650
Address
8956 MILL STREET, GLENWOOD, NY 14069

Signing Officer

Name
Louise Krolikowski
Title
President
Phone
7169131650
Signed
2021-10-24

Organization Details

Principal Officer
Louise Krolikowski
Formed
2003
Legal Domicile
Ny
Voting Board Members
5
Independent Board Members
0
Employees
0
Volunteers
0
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Members receive dental coverage
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Union president is a member with power to select members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form is available for members to view at any time
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
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IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0141553
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0613
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0146639
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0189149
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0194235
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08956 MILL STREET
IRS990/USAddress/CityNm0GLENWOOD
IRS990/USAddress/StateAbbreviationCd0NY
IRS990/USAddress/ZIPCd014069
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd00
ReasonableCauseExplanation/ExplanationTxt0Return was filed on time by mail, April 20, 2020. IRS is requiring electronic filing
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LOUISE KROLIKOWSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07169131650
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LTF BENEFITS TRUST FUND
ReturnHeader/Filer/BusinessNameControlTxt0LTFB
ReturnHeader/Filer/EIN0206007671
ReturnHeader/Filer/PhoneNum07169131650
ReturnHeader/Filer/USAddress/AddressLine1Txt08956 MILL STREET
ReturnHeader/Filer/USAddress/CityNm0GLENWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014069
ReturnHeader/ReturnTs02021-10-25T15:58:05-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.77$0.00$2.77$2.07$1.64$0.42
2023Summary only. Only limited summary data is available for this year.$2.12$0.00$1.71$1.68$0.03
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.09$0.00$2.09$1.60$1.51$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.00$0.00$2.00$1.42$1.37$0.06
2020Detailed filing. Detailed filing data is available for this year.$1.94$0.00$1.94$1.47$1.42$0.05
2019Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2018Summary only. Only limited summary data is available for this year.$1.88$0.00$1.88$1.43$1.46$0.03
2017Summary only. Only limited summary data is available for this year.$1.91$0.00$1.91$1.41$1.43$0.02
2016Summary only. Only limited summary data is available for this year.$1.93$0.00$1.93$1.33$1.46$0.13
2015Summary only. Only limited summary data is available for this year.$2.06$0.00$2.06$1.32$1.36$0.04
2014Summary only. Only limited summary data is available for this year.$2.10$0.00$2.10$1.35$1.34$0.01
2013Summary only. Only limited summary data is available for this year.$2.09$0.00$2.09$1.41$1.41$0.00
2012Summary only. Only limited summary data is available for this year.$2.09$0.00$2.09$1.48$1.42$0.05
2011Summary only. Only limited summary data is available for this year.$2.04$0.00$2.04$2.91$1.50$1.41