Civic Intelligence

Kaur Foundation Inc

990EZ • Fiscal year 2018 • EIN 20-5259992

Jan 01, 2018 to Dec 31, 2018 • Filed on May 15, 2019

23 Fieldstone RoadSkillman, NJ 08558

(732) 710-1007

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.03x

Higher debt load relative to assets than 68% of similar nonprofits.

2018 filings • NTEE X99 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

76th percentile

0.02x

Higher debt load relative to revenue than 76% of similar nonprofits.

2018 filings • NTEE X99 • <$500k nonprofits • Source year 2018

Net Margin

5th percentile

-69%

Higher net margin than 5% of similar nonprofits.

2018 filings • NTEE X99 • <$500k nonprofits • Source year 2018

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • NTEE X99 • <$500k nonprofits • Source year 2018

Asset Growth

6th percentile

-47%

Faster asset growth than 6% of similar nonprofits.

2018 filings • NTEE X99 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

7th percentile

-65%

Faster revenue growth than 7% of similar nonprofits.

2018 filings • NTEE X99 • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Down

$21,130

Down $18,938 (-47%) from 2017

Net Assets

Down

$20,563

Down $18,474 (-47%) from 2017

Liabilities

Down

$567

Down $464 (-45%) from 2017

Revenue

Down

$26,816

Down $49,891 (-65%) from 2017

Expenses

Down

$45,290

Down $43,317 (-49%) from 2017

Net Income

Down

-$18,474

Down $6,574 (-55%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2012: $55,099Net Assets 2012: $55,0992012Assets 2013: $35,802Net Assets 2013: $35,8022013Assets 2014: $36,212Liabilities 2014: $02014Assets 2015: $4,774Liabilities 2015: $1,082Net Assets 2015: $3,6922015Assets 2016: $51,820Liabilities 2016: $883Net Assets 2016: $50,9372016Assets 2017: $40,068Liabilities 2017: $1,031Net Assets 2017: $39,0372017Assets 2018: $21,130Liabilities 2018: $567Net Assets 2018: $20,5632018Assets 2019: $22,490Net Assets 2019: $22,4902019Assets 2020: $43,744Net Assets 2020: $43,7442020Assets 2021: $43,530Net Assets 2021: $43,5302021Assets 2022: $49,697Net Assets 2022: $49,6972022Assets 2023: $35,393Liabilities 2023: $02023Assets 2024: $16,024Net Assets 2024: $16,0242024

Highlighted filing

2018

Assets$21,130
Liabilities$567
Net Assets$20,563

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $78,038Expenses 2012: $23,572Net Income 2012: $54,4662012Revenue 2013: $8,210Expenses 2013: $27,507Net Income 2013: -$19,2972013Revenue 2014: $49,618Expenses 2014: $49,208Net Income 2014: $4102014Revenue 2015: $32,737Expenses 2015: $65,257Net Income 2015: -$32,5202015Revenue 2016: $114,685Expenses 2016: $67,440Net Income 2016: $47,2452016Revenue 2017: $76,707Expenses 2017: $88,607Net Income 2017: -$11,9002017Revenue 2018: $26,816Expenses 2018: $45,290Net Income 2018: -$18,4742018Revenue 2019: $32,677Expenses 2019: $30,750Net Income 2019: $1,9272019Revenue 2020: $5,532Expenses 2020: $14,278Net Income 2020: -$8,7462020Revenue 2021: $13,356Expenses 2021: $13,570Net Income 2021: -$2142021Revenue 2022: $69,764Expenses 2022: $63,597Net Income 2022: $6,1672022Revenue 2023: $69,479Expenses 2023: $83,783Net Income 2023: -$14,3042023Revenue 2024: $50,365Expenses 2024: $69,734Net Income 2024: -$19,3692024

Highlighted filing

2018

Revenue$26,816
Expenses$45,290
Net Income-$18,474
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 15, 2019
Return Version
2018v3.1
Gross Receipts
$26,816
Mission and Program Overview

Mission

A non profit organization created to undertake diversity & inclusionoutreach programs and to promote sikh values and identity.

Program Services

DescriptionGrantsExpenses
KAUR FOUNDATION CONTINUES ITS MISSION OF PROVIDING AWARENESS AND KNOWLEDGE OFSIKHS TO MAINSTREAM INSTITUTIONS. IN PARTICULAR, WORKING WITH THE SCHOOL SYSTEMS TO INCREASE INCLUSION BY CLOSING THE GAP IN CULTURAL UNDERSTANDING OF THE SIKH IDENTITY AND HERITAGE, HELPING REDUCE INSTANCES OF BULLYING AND HARRASSMENT. THE FOUNDATION PRESENTS AT NATIONAL AND REGIONAL SOCIAL STUDIES CONFERENCES, SUMMER TEACHER INSTITUTES, CONDUCTS PROFESSIONAL DEVELOPMENT FOR ADMINISTRATORS. CURRICULUM DEVELOPMENT AND CREATING INNOVATIVE BLENDED EDUCATIONAL LEARNING TOOLS IS A MAJOR PART OF THE FOUNDATION'S WORK.$11,317-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MIRINJYOT PHOOLDirectorPT$0--
LUBEENA KAUR BINDRADirectorPT$0--
GUNINDER SINGHDirectorPT$0--
RESHMA SINGHDirectorPT$0--
JESSIE FLUORADirectorPT$0--
JESSI SINGHDirectorPT$0--
NINA LAMBATreasurer/DirecPT$0--
Filing and Contact Details

Filer

Filer Name
Kaur Foundation Inc
EIN
20-5259992
Phone
7327101007
Address
23 FIELDSTONE ROAD, SKILLMAN, NJ 08558

Signing Officer

Name
Guninder Singh
Title
President
Signed
2019-05-15
Discuss with paid preparer
Yes

Preparer

Firm
Ac Accounting & Consulting Services Pa
Address
23 FIELDSTONE RD, SKILLMAN, NJ 08558-1640
Preparer
Anil Chhugani
Phone
9084284770
Supplemental Narrative

Additional Explanations

Other Expenses.1005

Travel $5429

Other Expenses.1007

Conferences, Conventions, and Meetings $1351

Other Expenses.1

EVENT EXPENSES $11317

Other Expenses.2

Outside contract services $5164

Other Expenses.3

TEMPORARY HELP $950

Other Expenses.5

Dues & subscriptions $540

Other Expenses.6

WEBSITE $360

Other Expenses.7

MARKETING EXPENSE $330

Other Expenses.8

BANK CHARGES $244

Total Liabilities.1

PAYROLL TAXES - Beginning $1031 PAYROLL TAXES - Ending $567

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0NINA LAMBA
IRS990EZ/BooksInCareOfDetail/PhoneNum02406038835
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0629 FALCONER DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0JOPPA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021085
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt040068
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt021130
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt026779
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-18474
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01250
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt040068
IRS990EZ/Form990TotalAssetsGrp/EOYAmt021130
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt0200
IRS990EZ/GrossReceiptsAmt026816
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt037
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt039037
IRS990EZ/NetAssetsOrFundBalancesEOYAmt020563
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt039037
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt020563
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt65.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MIRINJYOT PHOOL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LUBEENA KAUR BINDRA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GUNINDER SINGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RESHMA SINGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JESSIE FLUORA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JESSI SINGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6NINA LAMBA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Treasurer/Direc
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt025685
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0A NON PROFIT ORGANIZATION CREATED TO UNDERTAKE DIVERSITY & INCLUSIONOUTREACH PROGRAMS AND TO PROMOTE SIKH VALUES AND IDENTITY.
IRS990EZ/PrintingPublicationsPostageAmt0723
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0KAUR FOUNDATION CONTINUES ITS MISSION OF PROVIDING AWARENESS AND KNOWLEDGE OFSIKHS TO MAINSTREAM INSTITUTIONS. IN PARTICULAR, WORKING WITH THE SCHOOL SYSTEMS TO INCREASE INCLUSION BY CLOSING THE GAP IN CULTURAL UNDERSTANDING OF THE SIKH IDENTITY AND HERITAGE, HELPING REDUCE INSTANCES OF BULLYING AND HARRASSMENT. THE FOUNDATION PRESENTS AT NATIONAL AND REGIONAL SOCIAL STUDIES CONFERENCES, SUMMER TEACHER INSTITUTES, CONDUCTS PROFESSIONAL DEVELOPMENT FOR ADMINISTRATORS. CURRICULUM DEVELOPMENT AND CREATING INNOVATIVE BLENDED EDUCATIONAL LEARNING TOOLS IS A MAJOR PART OF THE FOUNDATION'S WORK.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt011317
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt017432
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01031
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0567
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt045290
IRS990EZ/TotalProgramServiceExpensesAmt011317
IRS990EZ/TotalRevenueAmt026816
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0KAURFOUNDATION.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt026779
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt076707
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0114685
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt028251
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt049618
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0296040
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0296040
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt026779
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt076707
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0114685
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt028251
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt049618
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0296040
IRS990ScheduleA/TotalSupportAmt0296040
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Travel $5429
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Conferences, Conventions, and Meetings $1351
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EVENT EXPENSES $11317
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OUTSIDE CONTRACT SERVICES $5164
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TEMPORARY HELP $950
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DUES & SUBSCRIPTIONS $540
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WEBSITE $360
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MARKETING EXPENSE $330
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BANK CHARGES $244
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9PAYROLL TAXES - Beginning $1031 PAYROLL TAXES - Ending $567
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Total Liabilities.1
ReturnHeader/BuildTS02020-01-14 16:20:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0GUNINDER SINGH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KAUR FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0KAUR
ReturnHeader/Filer/EIN0205259992
ReturnHeader/Filer/PhoneNum07327101007
ReturnHeader/Filer/USAddress/AddressLine1Txt023 FIELDSTONE ROAD
ReturnHeader/Filer/USAddress/CityNm0SKILLMAN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008558
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0262418669
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AC ACCOUNTING & CONSULTING SERVICES PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt023 FIELDSTONE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SKILLMAN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0085581640
ReturnHeader/PreparerPersonGrp/PhoneNum09084284770
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANIL CHHUGANI
ReturnHeader/ReturnTs02019-05-15T17:02:46-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.16$0.16$0.50$0.70$0.19
2023Summary only. Only limited summary data is available for this year.$0.35$0.00$0.69$0.84$0.14
2022Detailed filing. Detailed filing data is available for this year.$0.50$0.50$0.70$0.64$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.44$0.13$0.14$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.44$0.44$0.06$0.14$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.22$0.22$0.33$0.31$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.21$0.01$0.21$0.27$0.45$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.40$0.01$0.39$0.77$0.89$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.52$0.01$0.51$1.15$0.67$0.47
2015Detailed filing. Detailed filing data is available for this year.$0.05$0.01$0.04$0.33$0.65$0.33
2014Summary only. Only limited summary data is available for this year.$0.36$0.00$0.50$0.49$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.36$0.36$0.08$0.28$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.55$0.55$0.78$0.24$0.54