Civic Intelligence

The Pinnacle Study Group Inc

990EZ • Fiscal year 2023 • EIN 20-4904660

Jan 01, 2023 to Dec 31, 2023 • Filed on Oct 23, 2024

Organization ProfileWWW.PINNACLESTUDYGROUP.COM
35 Braintree Hill Office Pk 400Braintree, MA 02184

(617) 786-1600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

82nd percentile

31%

Higher net margin than 82% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

77th percentile

27%

Faster asset growth than 77% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

22nd percentile

-24%

Faster revenue growth than 22% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Flat

$108,748

Flat from 2023

Net Assets

$108,748

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2023

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin82nd percentile

Revenue

Flat

$73,916

Flat from 2023

Expenses

Flat

$50,643

Flat from 2023

Net Income

Flat

$23,273

Flat from 2023

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $16,866Liabilities 2011: $0Net Assets 2011: $16,8662011Assets 2012: $44,520Liabilities 2012: $0Net Assets 2012: $44,5202012Assets 2013: $66,842Liabilities 2013: $0Net Assets 2013: $66,8422013Assets 2014: $49,102Liabilities 2014: $0Net Assets 2014: $49,1022014Assets 2015: $58,016Liabilities 2015: $02015Assets 2016: $62,791Liabilities 2016: $0Net Assets 2016: $62,7912016Assets 2017: $54,143Liabilities 2017: $0Net Assets 2017: $54,1432017Assets 2018: $49,046Liabilities 2018: $0Net Assets 2018: $49,0462018Assets 2019: $61,081Liabilities 2019: $0Net Assets 2019: $61,0812019Assets 2020: $64,087Liabilities 2020: $0Net Assets 2020: $64,0872020Assets 2021: $73,180Liabilities 2021: $0Net Assets 2021: $73,1802021Assets 2022: $85,475Liabilities 2022: $02022Assets 2023: $108,748Liabilities 2023: $0Net Assets 2023: $108,7482023Assets 2023: $108,748Liabilities 2023: $02023

Highlighted filing

2023

Assets$108,748
Liabilities$0
Net Assets$108,748
Open 2023 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $84,723Expenses 2011: $83,918Net Income 2011: $8052011Revenue 2012: $83,440Expenses 2012: $55,786Net Income 2012: $27,6542012Revenue 2013: $66,050Expenses 2013: $43,728Net Income 2013: $22,3222013Revenue 2014: $43,700Expenses 2014: $61,440Net Income 2014: -$17,7402014Revenue 2015: $64,131Expenses 2015: $55,217Net Income 2015: $8,9142015Revenue 2016: $87,350Expenses 2016: $82,575Net Income 2016: $4,7752016Revenue 2017: $44,700Expenses 2017: $53,348Net Income 2017: -$8,6482017Revenue 2018: $98,440Expenses 2018: $103,537Net Income 2018: -$5,0972018Revenue 2019: $94,631Expenses 2019: $82,596Net Income 2019: $12,0352019Revenue 2020: $31,475Expenses 2020: $28,469Net Income 2020: $3,0062020Revenue 2021: $58,443Expenses 2021: $49,350Net Income 2021: $9,0932021Revenue 2022: $97,018Expenses 2022: $84,723Net Income 2022: $12,2952022Revenue 2023: $73,916Expenses 2023: $50,643Net Income 2023: $23,2732023Revenue 2023: $73,916Expenses 2023: $50,643Net Income 2023: $23,2732023

Highlighted filing

2023

Revenue$73,916
Expenses$50,643
Net Income$23,273
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Oct 23, 2024
Return Version
2023v5.1
Gross Receipts
$73,916
Mission and Program Overview

Mission

The objective of the pinnacle group is to achieve an even higher level of personal growth and professional development. The pinnacle study group binds creative, innovative, hard working and growing insurance/financial service professional together for brief productive meetings.

Program Services

DescriptionGrantsExpenses
PROVIDE MUTUAL SUPPORT AND GROWTH IN AN EDUCATIONAL CONTEXT WHERE MEMBERS CAN BROADEN THEIR PERSPECTIVES IN INSURANCE AND FINANCIAL SERVICES AND THEIR CAREERS.$0$50,644
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRIAN MOLDTPresident-$0--
DWAIN OWENSVice President-$0--
KEVIN MORSETreasurer-$0--
CHRIS LUNDSecretary-$0--
Filing and Contact Details

Filer

Filer Name
The Pinnacle Study Group Inc
EIN
20-4904660
Phone
6177861600
Address
35 BRAINTREE HILL OFFICE PK 400, BRAINTREE, MA 02184

Signing Officer

Name
Kevin Morse
Title
Treasurer
Phone
6177861600
Signed
2024-10-23
Discuss with paid preparer
Yes

Preparer

Firm
Angela K Love CPA Pc
Address
5600 S 59TH STREET SUITE 201, LINCOLN, NE 68516
Preparer
Angela Love
Phone
4028054955
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 1,316.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: conferences. Amount: 44,753. Description: donation. Amount: 4,500. Description: office expense. Amount: 29. Total to form 990-ez, line 16: 49,282.”

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KEVIN MORSE
IRS990EZ/BooksInCareOfDetail/PhoneNum06177861600
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt035 BRAINTREE HILL OFFICE PARK SUITE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0400
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BRAINTREE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002184
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt085475
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0108748
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt023273
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01361
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt085475
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0108748
IRS990EZ/GrossReceiptsAmt073916
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt01316
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt020400
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt085475
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0108748
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt085475
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0108748
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRIAN MOLDT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DWAIN OWENS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KEVIN MORSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CHRIS LUND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt049282
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE OBJECTIVE OF THE PINNACLE GROUP IS TO ACHIEVE AN EVEN HIGHER LEVEL OF PERSONAL GROWTH AND PROFESSIONAL DEVELOPMENT. THE PINNACLE STUDY GROUP BINDS CREATIVE, INNOVATIVE, HARD WORKING AND GROWING INSURANCE/FINANCIAL SERVICE PROFESSIONAL TOGETHER FOR BRIEF PRODUCTIVE MEETINGS.
IRS990EZ/ProgramServiceRevenueAmt052200
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE MUTUAL SUPPORT AND GROWTH IN AN EDUCATIONAL CONTEXT WHERE MEMBERS CAN BROADEN THEIR PERSPECTIVES IN INSURANCE AND FINANCIAL SERVICES AND THEIR CAREERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt050644
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt050643
IRS990EZ/TotalProgramServiceExpensesAmt050644
IRS990EZ/TotalRevenueAmt073916
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.PINNACLESTUDYGROUP.COM
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt020400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt071943
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt038000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt016925
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt066390
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0213658
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt052200
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt025075
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt020443
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt014550
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt028241
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0140509
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0354167
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt072600
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt097018
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt058443
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt031475
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt094631
IRS990ScheduleA/Total509Grp/TotalAmt0354167
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt072600
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt097018
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt058443
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt031475
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt094631
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0354167
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 1,316.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: CONFERENCES. AMOUNT: 44,753. DESCRIPTION: DONATION. AMOUNT: 4,500. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 29. TOTAL TO FORM 990-EZ, LINE 16: 49,282.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KEVIN MORSE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06177861600
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-10-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE PINNACLE STUDY GROUP INC
ReturnHeader/Filer/BusinessNameControlTxt0PINN
ReturnHeader/Filer/EIN0204904660
ReturnHeader/Filer/PhoneNum06177861600
ReturnHeader/Filer/USAddress/AddressLine1Txt035 BRAINTREE HILL OFFICE PK 400
ReturnHeader/Filer/USAddress/CityNm0BRAINTREE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002184
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0814566565
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANGELA K LOVE CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05600 S 59TH STREET SUITE 201
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LINCOLN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd068516
ReturnHeader/PreparerPersonGrp/PhoneNum04028054955
ReturnHeader/PreparerPersonGrp/PreparationDt02024-10-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANGELA LOVE
ReturnHeader/ReturnTs02024-10-24T10:04:22-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$108,748
Liabilities
$0
Net assets
$108,748
Revenue
$73,916
Expenses
$50,643
Net income
$23,273
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.74$0.51$0.23
2023Summary only. Only limited summary data is available for this year.$1.09$0.00$0.74$0.51$0.23
2022Summary only. Only limited summary data is available for this year.$0.85$0.00$0.97$0.85$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.73$0.00$0.73$0.58$0.49$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.00$0.64$0.31$0.28$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.00$0.61$0.95$0.83$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.00$0.49$0.98$1.04$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.00$0.54$0.45$0.53$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.63$0.00$0.63$0.87$0.83$0.05
2015Summary only. Only limited summary data is available for this year.$0.58$0.00$0.64$0.55$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.44$0.61$0.18
2013Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$0.66$0.44$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.00$0.45$0.83$0.56$0.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$0.85$0.84$0.01