Civic Intelligence

Consumers Union Action Fund Inc

990EZ • Fiscal year 2014 • EIN 20-4780406

Jun 01, 2013 to May 31, 2014 • Filed on Apr 06, 2015

101 Truman AvenueSuite10703

(914) 378-2000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.04x

Higher debt load relative to assets than 69% of similar nonprofits.

2014 filings • 501(c)4 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

80th percentile

0.15x

Higher debt load relative to revenue than 80% of similar nonprofits.

2014 filings • 501(c)4 • <$500k nonprofits • Source year 2014

Net Margin

51st percentile

3.3%

Higher net margin than 51% of similar nonprofits.

2014 filings • 501(c)4 • <$500k nonprofits • Source year 2014

Top Officer Pay

85th percentile

$0

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)4 • <$500k nonprofits • Source year 2014

Asset Growth

51st percentile

1.9%

Faster asset growth than 51% of similar nonprofits.

2014 filings • 501(c)4 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

94th percentile

71%

Faster revenue growth than 94% of similar nonprofits.

2014 filings • 501(c)4 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Up

$240,088

Up $4,481 (+1.9%) from 2013

Net Assets

Up

$231,351

Up $1,956 (+0.9%) from 2013

Liabilities

Up

$8,737

Up $2,525 (+41%) from 2013

Revenue

Up

$59,127

Up $24,646 (+71%) from 2013

Expenses

Up

$57,171

Up $28,727 (+101%) from 2013

Net Income

Down

$1,956

Down $4,081 (-68%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $211,086Liabilities 2010: $33,754Net Assets 2010: $177,3322010Assets 2011: $231,591Liabilities 2011: $44,604Net Assets 2011: $186,9872011Assets 2012: $267,916Liabilities 2012: $44,558Net Assets 2012: $223,3582012Assets 2013: $235,607Liabilities 2013: $6,212Net Assets 2013: $229,3952013Assets 2014: $240,088Liabilities 2014: $8,737Net Assets 2014: $231,3512014Assets 2015: $175,788Liabilities 2015: $808Net Assets 2015: $174,9802015Assets 2016: $163,318Liabilities 2016: $2,323Net Assets 2016: $160,9952016Assets 2017: $153,114Liabilities 2017: $1,160Net Assets 2017: $151,9542017Assets 2018: $143,003Liabilities 2018: $0Net Assets 2018: $143,0032018Assets 2019: $0Liabilities 2019: $0Net Assets 2019: $02019

Highlighted filing

2014

Assets$240,088
Liabilities$8,737
Net Assets$231,351

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2010: $339,999Expenses 2010: $248,982Net Income 2010: $91,0172010Revenue 2011: $86,830Expenses 2011: $77,175Net Income 2011: $9,6552011Revenue 2012: $52,341Expenses 2012: $15,970Net Income 2012: $36,3712012Revenue 2013: $34,481Expenses 2013: $28,444Net Income 2013: $6,0372013Revenue 2014: $59,127Expenses 2014: $57,171Net Income 2014: $1,9562014Revenue 2015: $25,453Expenses 2015: $81,824Net Income 2015: -$56,3712015Revenue 2016: $660Expenses 2016: $14,645Net Income 2016: -$13,9852016Revenue 2017: $1,634Expenses 2017: $10,675Net Income 2017: -$9,0412017Revenue 2018: $0Expenses 2018: $8,951Net Income 2018: -$8,9512018Revenue 2019: $0Expenses 2019: $5,865Net Income 2019: -$5,8652019

Highlighted filing

2014

Revenue$59,127
Expenses$57,171
Net Income$1,956
Jump To
Filing Snapshot
Filing Period
Jun 1, 2013 to May 31, 2014
Signed
Apr 6, 2015
Return Version
2013v4.0
Gross Receipts
$59,127
Mission and Program Overview

Mission

Consumer education & information

Program Services

DescriptionGrantsExpenses
SEE SCHEDULE O.-$40,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JAMES A GUESTPresident/Director-$0--
CHRISTOPHER MEYERVice President-$0--
EILEEN B HERSHENOVSecretary/Director-$0--
ERIC WAYNETreasurer-$0--
RICHARD GANNONDirector-$0--
JEAN ANN FOX MS MPADirector-$0--
NORMAN I SILBERDirector-$0--
Filing and Contact Details

Filer

EIN
20-4780406
In Care Of
% MICHAEL MARTIN CPA
Phone
9143782000

Signing Officer

Name
Eric Wayne
Title
VP and CFO
Phone
9143782000
Signed
2015-04-06
Discuss with paid preparer
Yes

Preparer

Preparer
Kpmg Llp
Phone
9143782000
Supplemental Narrative

Additional Explanations

Form 990EZ, Part III - Statement of Program Service Accomplishments

Program service accomplishment 1 --------------------------------- consumers union action fund, inc. (cuaf) is organized and operated exclusively for the promotion of social welfare within the meaning of section 501(c)(4). Specifically, cuaf aims to protect consumers by advocating more consumer-favorable laws and regulatory reform. It works to inform and educate consumers and seeks to influence the marketplace. Cuaf's purposes are to educate the public regarding consumer safety issues and to advocate policies, legislation and regulation (including regulatory reform) that ensure a fair and safe marketplace for consumers. The range of issues cuaf addresses through its advocacy and lobbying activities include: universal access to quality health care, the right to safe, effective, and affordable prescription drugs, improving patient safety, with an emphasis on reducing hospital acquired infections and medical errors, safe food and products, communication quality choice and fairness, financial services and energy policy. The consumers union action fund promoted better understanding of american's health care options under the newly launched affordable care act by spending money to promote the health law helper, a free anonymous tool to give people personalized information specific to their own circumstances. The promotion brought 40,000 new people to the tool and engaged them in better decision making with respect to their new health insurance choices.

Form 990EZ Part I Line 16

Description:SALARY ALLOCATION - CONSUMERS UNION OF US Amount:2756

Form 990EZ Part I Line 16

Description:FILING FEES Amount:152

Form 990EZ Part I Line 16

Description:BANK FEES Amount:1880

Form 990EZ Part I Line 16

Description:FUNDRAISING EXPENSES Amount:126

Raw XML Appendix185 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/City0YONKERS
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IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode010703
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IRS990EZ/MethodOfAccountingAccrualInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JAMES A GUEST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CHRISTOPHER MEYER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2EILEEN B HERSHENOV
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ERIC WAYNE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICHARD GANNON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JEAN ANN FOX MS MPA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6NORMAN I SILBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT/DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt04914
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0CONSUMER EDUCATION & INFORMATION
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt040000
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
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IRS990EZ/StatesWhereCopyOfReturnIsFldCd4CA
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IRS990EZ/StatesWhereCopyOfReturnIsFldCd13ME
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IRS990EZ/StatesWhereCopyOfReturnIsFldCd23NC
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IRS990EZ/StatesWhereCopyOfReturnIsFldCd25OH
IRS990EZ/StatesWhereCopyOfReturnIsFldCd26OK
IRS990EZ/StatesWhereCopyOfReturnIsFldCd27OR
IRS990EZ/StatesWhereCopyOfReturnIsFldCd28PA
IRS990EZ/StatesWhereCopyOfReturnIsFldCd29RI
IRS990EZ/StatesWhereCopyOfReturnIsFldCd30SC
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IRS990EZ/StatesWhereCopyOfReturnIsFldCd35WV
IRS990EZ/StatesWhereCopyOfReturnIsFldCd36WI
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt06212
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt08737
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt057171
IRS990EZ/TotalProgramServiceExpensesAmt040000
IRS990EZ/TotalRevenueAmt059127
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/WebsiteAddressTxt0WWW.CUACTIONFUND.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROGRAM SERVICE ACCOMPLISHMENT 1 --------------------------------- CONSUMERS UNION ACTION FUND, INC. (CUAF) IS ORGANIZED AND OPERATED EXCLUSIVELY FOR THE PROMOTION OF SOCIAL WELFARE WITHIN THE MEANING OF SECTION 501(C)(4). SPECIFICALLY, CUAF AIMS TO PROTECT CONSUMERS BY ADVOCATING MORE CONSUMER-FAVORABLE LAWS AND REGULATORY REFORM. IT WORKS TO INFORM AND EDUCATE CONSUMERS AND SEEKS TO INFLUENCE THE MARKETPLACE. CUAF'S PURPOSES ARE TO EDUCATE THE PUBLIC REGARDING CONSUMER SAFETY ISSUES AND TO ADVOCATE POLICIES, LEGISLATION AND REGULATION (INCLUDING REGULATORY REFORM) THAT ENSURE A FAIR AND SAFE MARKETPLACE FOR CONSUMERS. THE RANGE OF ISSUES CUAF ADDRESSES THROUGH ITS ADVOCACY AND LOBBYING ACTIVITIES INCLUDE: UNIVERSAL ACCESS TO QUALITY HEALTH CARE, THE RIGHT TO SAFE, EFFECTIVE, AND AFFORDABLE PRESCRIPTION DRUGS, IMPROVING PATIENT SAFETY, WITH AN EMPHASIS ON REDUCING HOSPITAL ACQUIRED INFECTIONS AND MEDICAL ERRORS, SAFE FOOD AND PRODUCTS, COMMUNICATION QUALITY CHOICE AND FAIRNESS, FINANCIAL SERVICES AND ENERGY POLICY. THE CONSUMERS UNION ACTION FUND PROMOTED BETTER UNDERSTANDING OF AMERICAN'S HEALTH CARE OPTIONS UNDER THE NEWLY LAUNCHED AFFORDABLE CARE ACT BY SPENDING MONEY TO PROMOTE THE HEALTH LAW HELPER, A FREE ANONYMOUS TOOL TO GIVE PEOPLE PERSONALIZED INFORMATION SPECIFIC TO THEIR OWN CIRCUMSTANCES. THE PROMOTION BROUGHT 40,000 NEW PEOPLE TO THE TOOL AND ENGAGED THEM IN BETTER DECISION MAKING WITH RESPECT TO THEIR NEW HEALTH INSURANCE CHOICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:SALARY ALLOCATION - CONSUMERS UNION OF US Amount:2756
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description:FILING FEES Amount:152
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description:BANK FEES Amount:1880
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Description:FUNDRAISING EXPENSES Amount:126
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ, PART III - STATEMENT OF PROGRAM SERVICE ACCOMPLISHMENTS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990EZ PART I LINE 16
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ERIC WAYNE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VP AND CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum09143782000
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-06
ReturnHeader/Filer/BusinessName/BusinessNameLine10CONSUMERS UNION ACTION FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0204780406
ReturnHeader/Filer/InCareOfNm0% MICHAEL MARTIN CPA
ReturnHeader/Filer/PhoneNum09143782000
ReturnHeader/Filer/USAddress/AddressLine10101 TRUMAN AVENUE
ReturnHeader/Filer/USAddress/AddressLine20Suite
ReturnHeader/Filer/USAddress/City0YONKERS
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode010703
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10KPMG LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10345 Park Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0New York
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0101540102
ReturnHeader/PreparerPersonGrp/PhoneNum09143782000
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KPMG LLP
ReturnHeader/ReturnTs02015-04-06T17:01:02-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-06-01
ReturnHeader/TaxPeriodEndDt02014-05-31
ReturnHeader/TaxYr02013

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