Civic Intelligence

Discoverhope Fund

990EZ • Fiscal year 2011 • EIN 20-4646548

Apr 01, 2010 to Mar 31, 2011 • Filed on Jun 17, 2011

Organization Profilewww.lendhope.com
PO Box 4078978704
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.35x

Higher debt load relative to assets than 85% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Liabilities / Revenue

86th percentile

0.20x

Higher debt load relative to revenue than 86% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Net Margin

75th percentile

17%

Higher net margin than 75% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

92nd percentile

111%

Faster asset growth than 92% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Annualized from 2010 to 2011

Revenue Growth

81st percentile

39%

Faster revenue growth than 81% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Annualized from 2010 to 2011

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$88,675

Up $46,746 (+111%) from 2010

Net Assets

Up

$57,775

Up $25,846 (+81%) from 2010

Liabilities

Up

$30,900

Up $20,900 (+209%) from 2010

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin75th percentile

Revenue

Up

$151,132

Up $42,064 (+39%) from 2010

Expenses

Up

$125,286

Up $6,831 (+5.8%) from 2010

Net Income

Up

$25,846

Up $35,233 (+375%) from 2010

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2010: $41,929Liabilities 2010: $10,000Net Assets 2010: $31,9292010Assets 2011: $88,675Liabilities 2011: $30,900Net Assets 2011: $57,7752011Assets 2012: $68,121Liabilities 2012: $47,0752012Assets 2013: $99,042Liabilities 2013: $48,0752013Assets 2014: $91,299Liabilities 2014: $42,075Net Assets 2014: $49,2242014Assets 2015: $51,752Liabilities 2015: $32,0752015

Highlighted filing

2011

Assets$88,675
Liabilities$30,900
Net Assets$57,775
Open 2011 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2010: $109,068Expenses 2010: $118,455Net Income 2010: -$9,3872010Revenue 2011: $151,132Expenses 2011: $125,286Net Income 2011: $25,8462011Revenue 2012: $84,744Expenses 2012: $121,473Net Income 2012: -$36,7292012Revenue 2013: $129,105Expenses 2013: $99,184Net Income 2013: $29,9212013Revenue 2014: $85,122Expenses 2014: $86,865Net Income 2014: -$1,7432014Revenue 2015: $18,388Expenses 2015: $47,935Net Income 2015: -$29,5472015

Highlighted filing

2011

Revenue$151,132
Expenses$125,286
Net Income$25,846
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Apr 1, 2010 to Mar 31, 2011
Signed
Jun 17, 2011
Return Version
2010v3.2
Mission and Program Overview

Mission

Microcredit loans & sustainable development programs

Filing and Contact Details

Filer

EIN
20-4646548
Raw XML Appendix207 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY025664
IRS990EZ/CashSavingsAndInvestments/EOY056467
IRS990EZ/ContributionsGiftsGrantsEtc0151132
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear025846
IRS990EZ/FeesAndOthPymtToIndContractors016093
IRS990EZ/FiledScheduleA0true
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/Form720Filed0false
IRS990EZ/GrossReceipts0151132
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/LoansToFromOfficers030900
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0true
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY031929
IRS990EZ/NetAssetsOrFundBalancesBOY031929
IRS990EZ/NetAssetsOrFundBalances/EOY057775
IRS990EZ/NetAssetsOrFundBalancesEOY057775
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine106700 Havenbrook Cv
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine111009 Stoneoak Lane
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine12607 Deep Eddy Drive
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine137635 Guadalupe St Apt 806
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1411506 Ruffed Grouse
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine151902 Fair Oaks Drive
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0Austin
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1Austin
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City2Austin
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City3Austin
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City4Austin
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City5Austin
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0TX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1TX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State2TX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State3TX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State4TX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State5TX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode078759
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode178745
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode278703
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode378752
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode478758
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode578745
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition0005.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition1060.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition2005.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition3005.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition4005.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition5005.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation136667
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0John Thornborrow
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1Maggie Miller
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2Amber Bennett
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3Chelsea McCullough
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4Chasity Keen Larios
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5Ashley Moran
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0President
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1Executive Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5Director
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationFiled990T0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY016265
IRS990EZ/OtherAssetsTotal/EOY032208
IRS990EZ/OtherExpensesTotal066547
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0Microcredit LoansSustainable Development Programs
IRS990EZ/PrintingPublicationsPostage02799
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0DHF provides microcredit for women in poverty to create their own prosperity Our "microloans" average $150/woman & help grow their small businesses In FY2010, DHF financed $30,000 for 200 loans with a 100% payback success rate DHF provides an opportunity for women in poverty to create their own prosperity through microcredit, entrepreneurship, and training Our "microloans" average $125 per woman and help initiate and grow their small businesses During FY 2009, we sourced $37,000 of loans
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1DHF champions the development of women through training support for entrepreneurial, financial, & personal goals based on women's needs During FY2010 we supported 325 development classes for 650 participants DHF champions the development of every woman we work with through providing training support for entrepreneurial, financial, and personal goals based on women's needs During FY 2009 we supported 255 development classes (literacy, health, artisan, business) for 1000 participants
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations010000
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses012928
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses138783
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/RelatedOrgSection527Org0false
IRS990EZ/SalariesOtherCompEmplBenefits039847
IRS990EZ/SumOfTotalLiabilities/BOY010000
IRS990EZ/SumOfTotalLiabilities/EOY030900
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TaxImposedUnderIRC491100
IRS990EZ/TaxImposedUnderIRC491200
IRS990EZ/TaxImposedUnderIRC495500
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine101009 Stoneoak Lane
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0Austin
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0TX
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode078745
IRS990EZ/TheBooksAreInCareOf/NamePerson0Maggie Miller Executive Director
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber05125353344
IRS990EZ/TotalAssets/BOY041929
IRS990EZ/TotalAssets/EOY088675
IRS990EZ/TotalExpenses0125286
IRS990EZ/TotalProgramServiceExpenses051711
IRS990EZ/TotalRevenue0151132
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0www.lendhope.org
IRS990ScheduleA/First5Years5090X
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYear0130196
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus1Year0106652
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus2Years069857
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus3Years062366
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus4Years013604
IRS990ScheduleA/GiftsGrantsContribReceived509/Total0382675
IRS990ScheduleA/GrossInvestmentIncome509/Total00
IRS990ScheduleA/InvestmentIncomePercentage00.00000
IRS990ScheduleA/NetIncomeFromOtherUBI/Total00
IRS990ScheduleA/OtherIncome509/Total00
IRS990ScheduleA/Post1975UBTI/Total00
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportPercentage50900.00000
IRS990ScheduleA/PublicSupportPertcentage17000.00000
IRS990ScheduleA/PublicSupportTotal17000
IRS990ScheduleA/PublicSupportTotal5090382675
IRS990ScheduleA/Total509/CurrentTaxYear0130196
IRS990ScheduleA/Total509/CurrentTaxYearMinus1Year0106652
IRS990ScheduleA/Total509/CurrentTaxYearMinus2Years069857
IRS990ScheduleA/Total509/CurrentTaxYearMinus3Years062366
IRS990ScheduleA/Total509/CurrentTaxYearMinus4Years013604
IRS990ScheduleA/Total509/Total0382675
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYear0130196
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus1Year0106652
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus2Years069857
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus3Years062366
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years013604
IRS990ScheduleA/TotalSupportTotal/Total0382675
IRS990ScheduleB/ContributorInfo/AggregateContributions0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/City0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/State0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNameBusiness/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNumber0RESTRICTED
IRS990ScheduleL/LoanTable/ApprovedByBoard0true
IRS990ScheduleL/LoanTable/BalanceDue030900
IRS990ScheduleL/LoanTable/Default0false
IRS990ScheduleL/LoanTable/LoanToOrganization0X
IRS990ScheduleL/LoanTable/NamePerson0John Thornborrow
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount041000
IRS990ScheduleL/LoanTable/PurposeOfLoan0Microcredit Loan
IRS990ScheduleL/LoanTable/WrittenAgreement0true
IRS990ScheduleL/TotalBalanceDue030900
IRS990ScheduleO/GeneralExplanation/Explanation0Form 990-EZ, Part I, Line 16, Other Expenses Travel 3,911
IRS990ScheduleO/GeneralExplanation/Explanation1Form 990-EZ, Part I, Line 16, Other Expenses Meals and entertainment 533
IRS990ScheduleO/GeneralExplanation/Explanation2Form 990-EZ, Part I, Line 16, Other Expenses Fundraising 28,192
IRS990ScheduleO/GeneralExplanation/Explanation3Form 990-EZ, Part I, Line 16, Other Expenses Conferences, conventions, and meetings 282
IRS990ScheduleO/GeneralExplanation/Explanation4Form 990-EZ, Part I, Line 16, Other Expenses Supplies 902
IRS990ScheduleO/GeneralExplanation/Explanation5Form 990-EZ, Part I, Line 16, Other Expenses Telephone 1,503
IRS990ScheduleO/GeneralExplanation/Explanation6Form 990-EZ, Part I, Line 16, Other Expenses Bank fees 391
IRS990ScheduleO/GeneralExplanation/Explanation7Form 990-EZ, Part I, Line 16, Other Expenses Marketing/Advertising 228
IRS990ScheduleO/GeneralExplanation/Explanation8Form 990-EZ, Part I, Line 16, Other Expenses Website/Hosting 3,338
IRS990ScheduleO/GeneralExplanation/Explanation9Form 990-EZ, Part I, Line 16, Other Expenses Software computer expense 580
IRS990ScheduleO/GeneralExplanation/Explanation10Form 990-EZ, Part I, Line 16, Other Expenses Memberships Fees 624
IRS990ScheduleO/GeneralExplanation/Explanation11Form 990-EZ, Part I, Line 16, Other Expenses Peru program Support 23,371
IRS990ScheduleO/GeneralExplanation/Explanation12Form 990-EZ, Part I, Line 16, Other Expenses In-kind Services 2,692
IRS990ScheduleO/GeneralExplanation/Explanation13Form 990-EZ, Part II, Line 24, Other Assets Fixed Assets Beginning of year 700, End of
IRS990ScheduleO/GeneralExplanation/Explanation14year 700
IRS990ScheduleO/GeneralExplanation/Explanation15Form 990-EZ, Part II, Line 24, Other Assets Loans Beginning of year 15,565, End of year
IRS990ScheduleO/GeneralExplanation/Explanation1631,508
IRS990ScheduleO/GeneralExplanation/Explanation17Form 990-EZ, Part II, Line 26, Liabilities Microcredit Loan Beginning of year 10,000, End
IRS990ScheduleO/GeneralExplanation/Explanation18of year 30,900
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0204646548
ReturnHeader/Filer/Name/BusinessNameLine10DiscoverHope Fund
ReturnHeader/Filer/NameControl0DISC
ReturnHeader/Filer/Phone05125353344
ReturnHeader/Filer/USAddress/AddressLine10PO Box 40789
ReturnHeader/Filer/USAddress/City0Austin
ReturnHeader/Filer/USAddress/State0TX
ReturnHeader/Filer/USAddress/ZIPCode078704
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02011-06-17
ReturnHeader/Officer/Name0John Thornborrow
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02011-06-17
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Tax Trailer
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101503-A Nickerson
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Austin
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0TX
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode078704
ReturnHeader/Preparer/Name0Suzanna Walker
ReturnHeader/Preparer/Phone05129121040
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02010-04-01
ReturnHeader/TaxPeriodEndDate02011-03-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-06-17T13:17:56-00:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$88,675
Liabilities
$30,900
Net assets
$57,775
Revenue
$151,132
Expenses
$125,286
Net income
$25,846
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Summary only. Only limited summary data is available for this year.$0.52$0.32$0.18$0.48$0.30
2014Detailed filing. Detailed filing data is available for this year.$0.91$0.42$0.49$0.85$0.87$0.02
2013Summary only. Only limited summary data is available for this year.$0.99$0.48$1.29$0.99$0.30
2012Summary only. Only limited summary data is available for this year.$0.68$0.47$0.85$1.21$0.37
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.31$0.58$1.51$1.25$0.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.42$0.10$0.32$1.09$1.18$0.09