Civic Intelligence

St. Joseph Community Co-Op Inc.

990 • Fiscal year 2012 • EIN 20-4280955

Oct 01, 2011 to Sep 30, 2012

Organization ProfileWWW.STJOECO-OP.ORG
Sturgis, MI
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

3.47x

Higher debt load relative to assets than 98% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

94th percentile

0.77x

Higher debt load relative to revenue than 94% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

26th percentile

-8.6%

Higher net margin than 26% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

74th percentile

22%

Faster asset growth than 74% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

86th percentile

50%

Faster revenue growth than 86% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets98th percentile

Assets

Up

$48,707

Up $8,816 (+22%) from 2011

Net Assets

-$120,172

No earlier filing loaded for comparison.

Liabilities

Up

$168,879

Up $27,790 (+20%) from 2011

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin26th percentile

Revenue

Up

$220,207

Up $73,166 (+50%) from 2011

Expenses

Up

$239,181

Up $86,291 (+56%) from 2011

Net Income

Down

-$18,974

Down $13,125 (-224%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth74th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0-$500KAssets 2011: $39,891Liabilities 2011: $141,0892011Assets 2012: $48,707Liabilities 2012: $168,879Net Assets 2012: -$120,1722012Assets 2013: $59,907Liabilities 2013: $190,771Net Assets 2013: -$130,8642013Assets 2014: $163,535Liabilities 2014: $93,592Net Assets 2014: $69,9432014Assets 2015: $150,424Liabilities 2015: $107,510Net Assets 2015: $42,9142015Assets 2016: $275,607Liabilities 2016: $9,379Net Assets 2016: $266,2282016Assets 2017: $370,682Liabilities 2017: $1,648Net Assets 2017: $369,0342017Assets 2018: $445,859Liabilities 2018: $84,537Net Assets 2018: $361,3222018Assets 2019: $518,311Liabilities 2019: $66,664Net Assets 2019: $451,6472019Assets 2020: $844,368Liabilities 2020: $143,526Net Assets 2020: $700,8422020Assets 2021: $845,273Liabilities 2021: $137,917Net Assets 2021: $707,3562021Assets 2022: $807,951Liabilities 2022: $139,335Net Assets 2022: $668,6162022Assets 2023: $816,083Liabilities 2023: $120,614Net Assets 2023: $695,4692023Assets 2024: $744,557Liabilities 2024: $96,107Net Assets 2024: $648,4502024Assets 2025: $594,648Liabilities 2025: $2,179Net Assets 2025: $592,4692025

Highlighted filing

2012

Assets$48,707
Liabilities$168,879
Net Assets-$120,172
Open 2012 Filing

Operations Trend

Revenue Growth86th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $147,041Expenses 2011: $152,890Net Income 2011: -$5,8492011Revenue 2012: $220,207Expenses 2012: $239,181Net Income 2012: -$18,9742012Revenue 2013: $302,027Expenses 2013: $317,647Net Income 2013: -$15,6202013Revenue 2014: $765,410Expenses 2014: $554,474Net Income 2014: $210,9362014Revenue 2015: $504,476Expenses 2015: $531,505Net Income 2015: -$27,0292015Revenue 2016: $1,194,126Expenses 2016: $970,812Net Income 2016: $223,3142016Revenue 2017: $1,260,155Expenses 2017: $1,157,349Net Income 2017: $102,8062017Revenue 2018: $1,151,077Expenses 2018: $1,158,789Net Income 2018: -$7,7122018Revenue 2019: $1,490,793Expenses 2019: $1,400,468Net Income 2019: $90,3252019Revenue 2020: $1,449,391Expenses 2020: $1,200,194Net Income 2020: $249,1972020Revenue 2021: $1,191,257Expenses 2021: $1,184,743Net Income 2021: $6,5142021Revenue 2022: $1,196,209Expenses 2022: $1,234,949Net Income 2022: -$38,7402022Revenue 2023: $1,379,553Expenses 2023: $1,352,700Net Income 2023: $26,8532023Revenue 2024: $1,200,126Expenses 2024: $1,247,145Net Income 2024: -$47,0192024Revenue 2025: $661,402Expenses 2025: $717,383Net Income 2025: -$55,9812025

Highlighted filing

2012

Revenue$220,207
Expenses$239,181
Net Income-$18,974
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2025)
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Filing Snapshot
Filing Period
Oct 1, 2011 to Sep 30, 2012
Mission and Program Overview

Mission

Our organization trains and supports individuals who want the economic opportunities that gainful employment provides. We do this in part by providing high quality, value added services to enterprises in our service area.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$48,707
Liabilities
$168,879
Net assets
-$120,172
Revenue
$220,207
Expenses
$239,181
Net income
-$18,974
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.59$0.00$0.59$0.66$0.72$0.06
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$0.10$0.65$1.20$1.25$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$0.12$0.70$1.38$1.35$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.81$0.14$0.67$1.20$1.23$0.04
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.85$0.14$0.71$1.19$1.18$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.84$0.14$0.70$1.45$1.20$0.25
2019Summary only. Only limited summary data is available for this year.$0.52$0.07$0.45$1.49$1.40$0.09
2018Summary only. Only limited summary data is available for this year.$0.45$0.08$0.36$1.15$1.16$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.00$0.37$1.26$1.16$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.01$0.27$1.19$0.97$0.22
2015Detailed filing. Detailed filing data is available for this year.$0.15$0.11$0.04$0.50$0.53$0.03
2014Summary only. Only limited summary data is available for this year.$0.16$0.09$0.07$0.77$0.55$0.21
2013Summary only. Only limited summary data is available for this year.$0.06$0.19$0.13$0.30$0.32$0.02
2012Summary only. Only limited summary data is available for this year.$0.05$0.17$0.12$0.22$0.24$0.02
2011Summary only. Only limited summary data is available for this year.$0.04$0.14$0.15$0.15$0.01