Civic Intelligence

Stern Academy Inc

990 • Fiscal year 2025 • EIN 20-3732384

Jul 01, 2024 to Jun 30, 2025 • Filed on Aug 14, 2025

1484 Schirra DriveAmbler, PA 19002

(215) 901-4322

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

63rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

61st percentile

8.8%

Higher net margin than 61% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

92nd percentile

86%

Faster asset growth than 92% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Assets

Up

$73,258

Up $33,848 (+86%) from 2024

Net Assets

Up

$73,258

Up $33,848 (+86%) from 2024

Liabilities

Flat

$0

Flat from 2024

Revenue

Up

$384,100

Up $384,100 from 2024

Expenses

Down

$350,252

Down $120,173 (-26%) from 2024

Net Income

Up

$33,848

Up $504,273 (+107%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2018: $1Liabilities 2018: $02018Assets 2019: $1Liabilities 2019: $02019Assets 2020: $1Liabilities 2020: $02020Assets 2021: $455,087Liabilities 2021: $0Net Assets 2021: $455,0872021Assets 2022: $181,607Liabilities 2022: $0Net Assets 2022: $181,6072022Assets 2023: $509,835Liabilities 2023: $0Net Assets 2023: $509,8352023Assets 2024: $39,410Liabilities 2024: $0Net Assets 2024: $39,4102024Assets 2025: $73,258Liabilities 2025: $0Net Assets 2025: $73,2582025

Highlighted filing

2025

Assets$73,258
Liabilities$0
Net Assets$73,258

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2018: $0Expenses 2018: $0Net Income 2018: $02018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019Revenue 2020: $0Expenses 2020: $0Net Income 2020: $02020Revenue 2021: $455,100Expenses 2021: $13Net Income 2021: $455,0872021Revenue 2022: $455,020Expenses 2022: $728,500Net Income 2022: -$273,4802022Revenue 2023: $1,792,500Expenses 2023: $1,464,272Net Income 2023: $328,2282023Revenue 2024: $0Expenses 2024: $470,425Net Income 2024: -$470,4252024Revenue 2025: $384,100Expenses 2025: $350,252Net Income 2025: $33,8482025

Highlighted filing

2025

Revenue$384,100
Expenses$350,252
Net Income$33,848
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 14, 2025
Return Version
2024v5.2
Gross Receipts
$384,100
Mission and Program Overview

Mission

To provide needs-based school scholarships for religious education services to all members of the Jewish faith who reside in the greater Philadelphia area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$39,410$73,258▲ $33,848
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$39,410$73,258▲ $33,848
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$39,410$73,258▲ $33,848
Total Net Assets Fund Balance$39,410$73,258▲ $33,848
Total Liabilities and Net Assets / Fund Balance$39,410$73,258▲ $33,848
Compensation and Service Providers

Board Members and Trustees

NameTitle
Shalom DeitschPresident
Devorah L DeitschDirector
Zushe GurevitzDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$384,100
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$384,100
Change in Net Assets
$33,848
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$344,852
Other Expenses$5,400
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$331,852--$331,852
Foreign Grants$13,000--$13,000
Fees for Services Accounting-$5,400-$5,400
Total Functional Expenses$344,852$5,400$0$350,252
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Chabad Garden SchoolFort Washington, PA501(c)(3)Education- Scholarships$104,313
Cheder Chabad of PhiladelphiaBryn Mawr, PA501(c)(3)Education- Scholarships$94,625
Politz Hebrew AcademyPhiladelphia, PA501(c)(3)Education - Scholarships$37,550
Gan ChabadPhiladelphia, PA501(c)(3)Education- Scholarships$25,500
Abrams Hebrew AcademyYardley, PA501(c)(3)Education - Scholarships$16,000
Yeshivas Beis Dovid ShlomoNew Haven, CT501(c)(3)Education - Scholarships$14,764
Chabad of the Main LineMerion Station, PA501(c)(3)Education- Scholarships$12,000
Center City ChabadPhiladelphia, PA501(c)(3)Education - Scholarships$8,000
Congregation Beth Solomon ELCPhiladelphia, PA501(c)(3)Education - Scholarships$8,000

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Shalom & Devorah are married

Form 990, Part VI, Section B, Line 11B

Each board member received a copy of the Form 990 with related schedules before filing and is given the opportunity to comment and/or disapprove on any of the items reported on the Form. The Form is not filed until all matters, if any, are resolved.

Form 990, Part VI, Section B, Line 12C

1. Prior to the first board meeting for each fiscal year, the foundation distributes the statement of ethical guidelines to all new and renewing board members board members are asked to read the document, complete and sign the conflict of interest statement, and return the completed document. 2. One month after the conflict of interest statement is mailed to all board members, the document is sent a second time to any board members who did not complete, sign, and return the conflict of interest statement. 3. All responses on the conflict of interest statement are compiled and if there are conflicts noted, those statements are reviewed to determine all the next steps related to ethical conflicts where appropriate, this group contacts board members to discuss the conflict and determine the proper ethical response to the conflict. The signed conflict of interest statements are kept as prescribed by the foundation's document retention policy on file for a period of 7 years

Form 990, Part VI, Section C, Line 19

The governing documents, conflict of interest policy, and financial statements are available for inspection at the main office of the organization within 24 hours of the request.

Filing and Contact Details

Filer

Filer Name
Stern Academy Inc
EIN
20-3732384
Phone
2159014322
Address
1484 Schirra Drive, Ambler, PA 19002

Signing Officer

Name
Shalom Deitsch
Title
President
Signed
2025-08-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shalom Deitsch
Formed
2005
Legal Domicile
Pa
Voting Board Members
3
Independent Board Members
1
Employees
0

Preparer

Firm
SW & Co CPA Inc
Address
7122 Pheasant Cross Dr, Baltimore, MD 21209
Preparer
Shmuel Wolosow
Phone
3477468597
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IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0Education - Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1Education - Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2Education- Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3Education- Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt4Education- Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt5Education - Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt6Education- Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt7Education - Scholarships
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt8Education - Scholarships
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0Abrams Hebrew Academy
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1Center City Chabad
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2Chabad Garden School
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3Chabad of the Main Line
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt4Cheder Chabad of Philadelphia
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt5Congregation Beth Solomon ELC
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt6Gan Chabad
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt7Politz Hebrew Academy
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt8Yeshivas Beis Dovid Shlomo
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IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt031 W College Ave
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt1527 Lombard Street
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt21311 Fort Washington Ave
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt3625 Montgomery Ave
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt4276 S Bryn Mawr Ave
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt5198 Tomlinson Rd
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt67620 Castor Ave
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt79225 Old Bustleton Ave
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt8292 Norton Rd
IRS990ScheduleI/RecipientTable/USAddress/CityNm0Yardley
IRS990ScheduleI/RecipientTable/USAddress/CityNm1Philadelphia
IRS990ScheduleI/RecipientTable/USAddress/CityNm2Fort Washington
IRS990ScheduleI/RecipientTable/USAddress/CityNm3Merion Station
IRS990ScheduleI/RecipientTable/USAddress/CityNm4Bryn Mawr
IRS990ScheduleI/RecipientTable/USAddress/CityNm5Philadelphia
IRS990ScheduleI/RecipientTable/USAddress/CityNm6Philadelphia
IRS990ScheduleI/RecipientTable/USAddress/CityNm7Philadelphia
IRS990ScheduleI/RecipientTable/USAddress/CityNm8New Haven
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IRS990ScheduleI/RecipientTable/USAddress/ZIPCd319066
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IRS990ScheduleI/RecipientTable/USAddress/ZIPCd719915
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd806511
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt01. The foundation exists for the purpose of assisting students attending private day schools by raising money through the commonwealth of Pennsylvania's educational improvement tax credit eitc/pre-k eitc programs and awarding pre-k and k-12 scholarships to eligible students attending Jewish day schools in the Philadelphia as well as eligible students attending Jewish day schools throughout the state. 2. All families receiving these scholarships must reside in Pennsylvania and meet specific household income guidelines as determined by the commonwealth of Pennsylvania's department of community and economic development dced for eitc, the award maximum is tuition plus fees. 3. Once the monies are received at the foundation, the following occurs for schools/scholarships as a scholarship organization for eitc, contributions received from businesses are either donor designated to a school or remain undesignated. Donor designated contributions go to qualified students at the specified Jewish day school or pre-school. Undesignated contributions can go to the neediest eligible students among all the schools. 4. Students at the Jewish day and pre-schools send applications to a third-party scholarship review vendor. The review vendor sets tiers based on income level and fixed scholarship amounts for students in each tier are assigned based on the recommendations of the foundation board the foundation staff then works with individual schools to make adjustments and determine final distributions of designated funds. 5. The schools receive a list of students receiving scholarships from the foundation and confirm enrollment. On behalf of the foundation, a letter is sent to parents notifying them of the awards their children are receiving. The schools receive a check with accompanying documentation indicating the specific scholarship awards and student recipients. the scholarships are applied to reduce tuition for the specified school year. 6. The foundation communicates with the schools during the school year and additional funds are distributed if needed and available. If a student who receives an award does not attend or leaves the school, the remainder of their scholarship is either redistributed to other qualified candidates or returned to the foundation. 7. The foundation must use a minimum of 80% of donor contributions for scholarships to students. as per program guidelines, the remaining 20% can be used for other purposes, including administrative costs or distribution of additional scholarship awards.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0Grantmaker's Description of How Grants are Used
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Shalom & Devorah are married
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Each board member received a copy of the Form 990 with related schedules before filing and is given the opportunity to comment and/or disapprove on any of the items reported on the Form. The Form is not filed until all matters, if any, are resolved.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21. Prior to the first board meeting for each fiscal year, the foundation distributes the statement of ethical guidelines to all new and renewing board members board members are asked to read the document, complete and sign the conflict of interest statement, and return the completed document. 2. One month after the conflict of interest statement is mailed to all board members, the document is sent a second time to any board members who did not complete, sign, and return the conflict of interest statement. 3. All responses on the conflict of interest statement are compiled and if there are conflicts noted, those statements are reviewed to determine all the next steps related to ethical conflicts where appropriate, this group contacts board members to discuss the conflict and determine the proper ethical response to the conflict. The signed conflict of interest statements are kept as prescribed by the foundation's document retention policy on file for a period of 7 years
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The governing documents, conflict of interest policy, and financial statements are available for inspection at the main office of the organization within 24 hours of the request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt01311 Fort Washington Ave
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Fort Washington
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IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0Chabad Garden School
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