Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
990 • Fiscal year 2015 • EIN 20-3530960
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
Liabilities / Revenue
50th percentile
Higher debt load relative to revenue than 50% of similar nonprofits.
Net Margin
74th percentile
Higher net margin than 74% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 15.1% of source-year revenue.
Asset Growth
91st percentile
Faster asset growth than 91% of similar nonprofits.
Revenue Growth
90th percentile
Faster revenue growth than 90% of similar nonprofits.
Assets
Flat$237,653
Flat from 2015
Net Assets
Flat$214,262
Flat from 2015
Liabilities
Flat$23,391
Flat from 2015
Revenue
Flat$572,036
Flat from 2015
Expenses
Flat$481,143
Flat from 2015
Net Income
Flat$90,893
Flat from 2015
Financial beginnings empowers youth and adults to take control of their financial future.
Financial beginnings empowers youth and adults to take control of their financial future. We provide educational programs that incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $91,600 | $170,354 | ▲ $78,754 |
| Accounts Receivable | $50,500 | $67,299 | ▲ $16,799 |
| Savings and Temporary Cash Investments | - | $0 | - |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Land, Buildings, and Equipment, Net | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $142,100 | $237,653 | ▲ $95,553 |
| Other Assets Total | - | $0 | - |
| Liabilities | |||
| Other Liabilities | $8,116 | $13,721 | ▲ $5,605 |
| Accounts Payable and Accrued Expenses | $10,615 | $9,670 | ▼ $945 |
| Total Liabilities | $18,731 | $23,391 | ▲ $4,660 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $123,369 | $165,262 | ▲ $41,893 |
| Temporarily Rstr Net Assets | - | $49,000 | - |
| Total Net Assets Fund Balance | $123,369 | $214,262 | ▲ $90,893 |
| Total Liabilities and Net Assets / Fund Balance | $142,100 | $237,653 | ▲ $95,553 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Melody Bell | Executive Director | FT | $73,265 | $13,034 | $86,299 |
| Name | Title |
|---|---|
| Jim Hunt | President |
| Adrienne Prevost | Board Member |
| Karen Shea | Board Member |
| Macgregor Hall | Board Member |
| Michael Harper | Board Member |
| Robert Cook | Board Member |
| Tiffani Penson | Board Member |
| Amy Nelson | Secretary |
| Sean Edwards | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $323,283 |
| Other Expenses | $157,860 |
| Total Fundraising Expense | $77,225 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $114,641 | $48,048 | $11,071 | $173,760 |
| Current Officers, Directors, Trustees, and Key Employees | $26,682 | $20,011 | $20,011 | $66,704 |
| Other Employee Benefits | $49,623 | $1,286 | $4,346 | $55,255 |
| Fees for Services Other | $46,309 | - | - | $46,309 |
| Payroll Taxes | $13,002 | $3,592 | $3,442 | $20,036 |
| Fees for Services Accounting | $14,598 | - | - | $14,598 |
| Office Expenses | $9,776 | $348 | $3,914 | $14,038 |
| Advertising | $8,160 | $3,930 | $1,795 | $13,885 |
| Travel | $3,864 | $722 | $3,403 | $7,989 |
| Pension Plan Contributions | $1,519 | $4,490 | $1,519 | $7,528 |
| Insurance | $138 | $72 | $4,677 | $4,887 |
| Occupancy | $912 | $735 | $593 | $2,240 |
| Other Expenses | $956 | $460 | $210 | $1,626 |
| Total Functional Expenses | $313,850 | $90,068 | $77,225 | $481,143 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $490,802 |
| Expenses per Audited Statements | $481,143 |
| Total Expenses per Form 990 | $481,143 |
| Expenses Not Reported on Form 990 | $9,659 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $30,434 |
| Fundraising Gross Income | $15,362 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Teacher Training Day | $15,362 | $15,362 | $30,434 | $-15,072 |
| Total Events | $15,362 | $15,362 | $30,434 | $-15,072 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Accrued Payroll | $13,721 |
“Bylaws were change to reflect 3-year instead of 2-year board terms.”
“The form 990 is first reviewed by the finance committee and then the treasurer presents to the board for review before submitting.”
“Board members are required to bring forward any conflict of interest matters if and when they arise.”
“The board chair leads the process of evaluating the executive director. The chair solicits input from the board to write a formal review for the executive director. The board approves the review and any salary or bonuses.”
“The organization's annual reports are available on our website. Other documents available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 10615 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 9670 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 50500 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 67299 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 1795 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 3930 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 8160 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 13885 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherContributionsAmt | 0 | 579353 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Jerrold Richards |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8775501765 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 14691 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Portland |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97293 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 91600 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 170354 |
| IRS990/ChangeToOrgDocumentsInd | 0 | true |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 20011 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 20011 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 26682 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 66704 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 586353 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 615 |
| IRS990/CYOtherExpensesAmt | 0 | 157860 |
| IRS990/CYOtherRevenueAmt | 0 | -15072 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 140 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 90893 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 323283 |
| IRS990/CYTotalExpensesAmt | 0 | 481143 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 77225 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 572036 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | IN ACCORDANCE WITH FINANCIAL BEGINNINGS' MISSION AND 501(C)(3) EXEMPT STATUS, FINANCIAL BEGINNINGS PROVIDES FINANCIAL LITERACY EDUCATION TO SCHOOL-AGED YOUTH AND YOUNG ADULTS. THIS IS ACCOMPLISHED THROUGH FINANCIAL BEGINNINGS' YOUTH PROGRAMS: FINANCIAL LITERACY EDUCATION FOR YOUNG ADULTS AND FINANCIAL LITERACY EDUCATION FOR HIGH SCHOOL STUDENTS. IN THE 2014-2015 PROGRAM YEAR 21,721 YOUTH AND YOUNG ADULTS BENEFITED FROM THIS PROGRAM, AND 300 ATTENDED PANELS AND CONFERENCES. PROFICIENCIES GAINED INCLUDE, AMONG OTHERS: - BUDGETING, INCLUDING CALCULATING INTEREST, BALANCING A CHECKBOOK, AND PLANNING FOR EXPENSES;- DISTINGUISHING BETWEEN AND UNDERSTANDING THE ROLE OF BANKS, CREDIT UNIONS, AND OTHER FINANCIAL ORGANIZATIONS;- SAVING COSTS ON BANKING AND INSURANCE;- UNDERSTANDING CREDIT AND INSURANCE.THE THREE BROAD GOALS OF THESE FINANCIAL LITERACY PROGRAMS ARE TO TEACH STUDENTS HOW TO (1) ADEPTLY NAVIGATE BANKING, CREDIT, AND INSURANCE INDUSTRIES, (2) ACTIVELY PARTICIPATE IN THESE INDUSTRIES, AND (3) RESPONSIBLY MANAGE THEIR PERSONAL FINANCES.FINANCIAL BEGINNINGS WORKS IN PARTNERSHIP WITH SCHOOLS WHO REQUEST THESE PROGRAMS, AND WITH 200 TRAINED COMMUNITY VOLUNTEERS WHO DELIVER THESE PROGRAMS COST-EFFECTIVELY AND EFFICIENTLY. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 313850 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FederatedCampaignsAmt | 0 | 7000 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 14598 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14598 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 46309 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 46309 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 13034 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SEAN EDWARDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MACGREGOR HALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIM HUNT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MICHAEL HARPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TIFFANI PENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KAREN SHEA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ADRIENNE PREVOST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROBERT COOK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | AMY NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MELODY BELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 73265 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Executive Dir. |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 2005 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | true |
| IRS990/FundraisingDirectExpensesAmt | 0 | 30434 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 15362 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 602470 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 4677 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 72 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 138 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 4887 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 615 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 615 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 123369 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 214262 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -15072 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoncashContributionsAmt | 0 | 5477 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 593 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 735 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 912 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 2240 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 3914 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 348 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 9776 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 14038 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 4346 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 1286 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 49623 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 55255 |
| IRS990/OtherExpensesGrp/Desc | 0 | Postage and Shipping |
| IRS990/OtherExpensesGrp/Desc | 1 | PROGRAM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | PHONE, FAX, & INTERNET |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 15145 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 7099 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 210 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 6072 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 302 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 460 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 20180 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 3490 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 956 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 41397 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 10891 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1626 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 8116 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 13721 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 11071 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 48048 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 114641 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 173760 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 3442 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 3592 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 13002 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 20036 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 1519 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 4490 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 1519 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7528 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | MELODY BELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 611710 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | MATERIALS SOLD |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 140 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 140 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 324823 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 564 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 141652 |
| IRS990/PYOtherRevenueAmt | 0 | 16637 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 32638 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 167734 |
| IRS990/PYTotalExpensesAmt | 0 | 309386 |
| IRS990/PYTotalRevenueAmt | 0 | 342024 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 90893 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 0 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 596238 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 341573 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 255726 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 201471 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 180390 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 1575398 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 615 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 564 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 293 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 214 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 81 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 1767 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 615 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 564 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 293 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 214 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 81 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 1767 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00110 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00110 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt | 0 | 140 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 140 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.54050 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.63400 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 852488 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt | 0 | 345694 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 73900 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 159821 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 81400 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 62095 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 722910 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt | 0 | 345694 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt | 0 | 73900 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt | 0 | 159821 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt | 0 | 81400 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt | 0 | 62095 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 722910 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 596238 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 341573 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 255726 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 201471 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 180390 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 1575398 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 596993 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 342137 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 256019 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 201685 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 180471 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 1577305 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.