Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Star Credit Union
EIN 20-2272482 • 501(c)14 • Madison, WI
Profile
Promote financial literacy - See Sched O
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.42x
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
73rd percentile
Higher net margin than 73% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 92.0% of source-year revenue.
Asset Growth
97th percentile
Faster asset growth than 97% of similar nonprofits.
Revenue Growth
85th percentile
Faster revenue growth than 85% of similar nonprofits.
Balance Sheet
Assets
Down$31,070
Down $5,696 (-15%) from 2017
Liabilities
Up$13,051
Up $1,276 (+11%) from 2017
Net Assets
Down$18,019
Down $6,972 (-28%) from 2017
Revenue
Down$60,619
Down $3,973 (-6.2%) from 2017
Expenses
Up$67,591
Up $5,943 (+9.6%) from 2017
Net Income
Down-$6,972
Down $9,916 (-337%) from 2017
Trend Graphs
Filings
Most recent year
2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $31,070
- Liabilities
- $13,051
- Net assets
- $18,019
- Revenue
- $60,619
- Expenses
- $67,591
- Net income
- -$6,972
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2018 to Dec 31, 2018
- Signed
- Apr 12, 2019
- Return Version
- 2018v3.1
- Gross Receipts
- $60,619
Mission and Program Overview
Mission
Promote financial literacy - See Sched O
Program Services
| Description | Grants | Expenses |
|---|---|---|
| We provided savings accounts to low-income youth 61 new accounts were opened in 2018 | - | - |
| We offered financial services through high interest savings accounts paying 63000 in interest in 2018 | - | - |
| We provided financial education to STAR members through financial literacy programs having points of contact with around 350 members each year | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kristel Renn | President | PT | $42,116 | $13,641 | $55,757 |
| Rebecca Gerothanas | Secretary | - | $0 | - | - |
| Jeremiah DeGollon | Chair | - | $0 | - | - |
| Chris Howe | Treasurer | - | $0 | - | - |
| Linda Voit | Director | - | $0 | - | - |
| Rod Mitchell | Director | - | $0 | - | - |
| Tommy Walls | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- STAR Credit Union
- EIN
- 20-2272482
- Address
- PO BOX 8046, Madison, WI 53708-8046
Signing Officer
- Name
- Genevieve Pike
- Title
- Accounting Mana
- Phone
- 6082435000
- Signed
- 2019-04-12
- Discuss with paid preparer
- No
Preparer
- Firm
- WCUL Services Corp
- Address
- 1 E Main Street Suite 101, Madison, WI 53703
- Preparer
- Cari Thompson
- Phone
- 6086404040
Supplemental Narrative
Additional Explanations
General explanation attachment
“Primary Exempt Purpose/Mission Statement: Instill financial literacy and responsibility among STAR members by providing access to financial services, learning experiences, and the opportunity to participate in the development and operation of the credit union.”
Description of other revenue Part I line 8
“Description AmountFee Income 94”
Description of other expenses Part I line 16
“Description AmountMember Education & Promotion 5,743Employee Training/Travel 3,219Exam feesAnnual Assessment 1,015Interest Expense 631Association Dues 142Registration Fees 98Cash Variation 1”
Description of other assets Part II line 24
“Category Beginning of Year End of YearNCUSIF Deposit 139 118Other 1,234 20”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearPrimary Share Accounts 11,775 12,996Accounts Payable 0 55”
Raw XML Appendix146 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Cottage Grove |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53527 |
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| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 30932 |
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| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -6972 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 660 |
| IRS990EZ/FiledScheduleAInd | 0 | false |
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| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 36766 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 31070 |
| IRS990EZ/GrossReceiptsAmt | 0 | 60619 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 86 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 24991 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 18019 |
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| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 18019 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 678 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 30.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Rebecca Gerothanas |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Jeremiah DeGollon |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Chris Howe |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Linda Voit |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Rod Mitchell |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Kristel Renn |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | Tommy Walls |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Chair |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 1373 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 138 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 10849 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 94 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Promote financial literacy - See Sched O |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 2121 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | We provided savings accounts to low-income youth 61 new accounts were opened in 2018 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | We offered financial services through high interest savings accounts paying 63000 in interest in 2018 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | We provided financial education to STAR members through financial literacy programs having points of contact with around 350 members each year |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 53283 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 11775 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 13051 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 67591 |
| IRS990EZ/TotalRevenueAmt | 0 | 60619 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.saveatstar.com |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Primary Exempt Purpose/Mission Statement: Instill financial literacy and responsibility among STAR members by providing access to financial services, learning experiences, and the opportunity to participate in the development and operation of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description AmountFee Income 94 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description AmountMember Education & Promotion 5,743Employee Training/Travel 3,219Exam feesAnnual Assessment 1,015Interest Expense 631Association Dues 142Registration Fees 98Cash Variation 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Category Beginning of Year End of YearNCUSIF Deposit 139 118Other 1,234 20 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Category Beginning of Year End of YearPrimary Share Accounts 11,775 12,996Accounts Payable 0 55 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | General explanation attachment |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other revenue Part I line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Genevieve Pike |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Accounting Mana |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6082435000 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | STAR Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STAR |
| ReturnHeader/Filer/EIN | 0 | 202272482 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 8046 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Madison |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 537088046 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 110D63440C42215569A41D88634943DBED7962F4 |
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| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 3922392019135l4s0hye |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2019-05-15 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 128.92.120.210 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-05-15 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 19:10:40 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1 E Main Street Suite 101 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Madison |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53703 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6086404040 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-05-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2019-05-15T18:38:45-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.