Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Credit Unions in the State of Wisconsin
990EZ • Fiscal year 2017 • EIN 20-2272482
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.32x
Liabilities / Revenue
87th percentile
Higher debt load relative to revenue than 87% of similar nonprofits.
Net Margin
54th percentile
Higher net margin than 54% of similar nonprofits.
Top Officer Pay
94th percentile
Higher top officer pay than 94% of similar nonprofits.
Top officer pay equals 80.1% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
$36,766
No earlier filing loaded for comparison.
Net Assets
$24,991
No earlier filing loaded for comparison.
Liabilities
$11,775
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
$64,592
No earlier filing loaded for comparison.
Expenses
$61,648
No earlier filing loaded for comparison.
Net Income
$2,944
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- Apr 21, 2018
- Return Version
- 2017v2.2
- Gross Receipts
- $64,592
Mission and Program Overview
Mission
Promote financial literacy - See Sched O
Program Services
| Description | Grants | Expenses |
|---|---|---|
| We provided savings accounts to low-income youth 104 new accounts were opened in 2017 | - | - |
| We offered financial services through high interest savings accounts paying 61386 in interest in 2017 | - | - |
| We provided financial education to STAR members through financial literacy programs having points of contact with around 400 members each year | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kristel Renn | President | PT | $40,054 | $11,666 | $51,720 |
| Rebecca Gerothanas | Secretary | - | $0 | - | - |
| Jeremiah DeGollon | Chair | - | $0 | - | - |
| Chris Howe | Treasurer | - | $0 | - | - |
| Linda Voit | Director | - | $0 | - | - |
| Rod Mitchell | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- STAR Credit Union
- EIN
- 20-2272482
- Address
- PO BOX 8046, Madison, WI 53708-8046
Signing Officer
- Name
- Genevieve Pike
- Title
- Accounting Mana
- Phone
- 6082435000
- Signed
- 2018-04-21
- Discuss with paid preparer
- No
Preparer
- Firm
- WCUL Services Corp
- Address
- N25W2313 Paul Rd Suite 500, Pewaukee, WI 53072
- Preparer
- Cari Thompson
- Phone
- 2625490200
Supplemental Narrative
Additional Explanations
General explanation attachment
“Primary Exempt Purpose/Mission Statement: Instill financial literacy and responsibility among STAR members by providing access to financial services, learning experiences, and the opportunity to participate in the development and operation of the credit union.”
Description of other revenue Part I line 8
“Description AmountFee Income 114”
Description of other expenses Part I line 16
“Description AmountMember Education & Promotion 2,574Employee Training/Travel 1,212Exam feesAnnual Assessment 982Interest Expense 614Registration Fees 148Cash Variation 39”
Description of other assets Part II line 24
“Category Beginning of Year End of YearNCUSIF Deposit 139 139Other 2,549 1,234”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearPrimary Share Accounts 13,833 11,775”
Raw XML Appendix141 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Genevieve Pike |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6082435000 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4800 American Parkway |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Madison |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53718 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 33192 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 35393 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 64400 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 2944 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 660 |
| IRS990EZ/FiledScheduleAInd | 0 | false |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 35880 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 36766 |
| IRS990EZ/GrossReceiptsAmt | 0 | 64592 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 78 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 22047 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 24991 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 22047 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 24991 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 1846 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 30.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 40054 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 11666 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Rebecca Gerothanas |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Jeremiah DeGollon |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Chris Howe |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Linda Voit |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Rod Mitchell |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Kristel Renn |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Chair |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | President |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 2688 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 1373 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 5569 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 114 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Promote financial literacy - See Sched O |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 2335 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | We provided savings accounts to low-income youth 104 new accounts were opened in 2017 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | We offered financial services through high interest savings accounts paying 61386 in interest in 2017 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | We provided financial education to STAR members through financial literacy programs having points of contact with around 400 members each year |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 51238 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 13833 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 11775 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 61648 |
| IRS990EZ/TotalRevenueAmt | 0 | 64592 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.saveatstar.com |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Primary Exempt Purpose/Mission Statement: Instill financial literacy and responsibility among STAR members by providing access to financial services, learning experiences, and the opportunity to participate in the development and operation of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description AmountFee Income 114 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description AmountMember Education & Promotion 2,574Employee Training/Travel 1,212Exam feesAnnual Assessment 982Interest Expense 614Registration Fees 148Cash Variation 39 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Category Beginning of Year End of YearNCUSIF Deposit 139 139Other 2,549 1,234 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Category Beginning of Year End of YearPrimary Share Accounts 13,833 11,775 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | General explanation attachment |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other revenue Part I line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Genevieve Pike |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Accounting Mana |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6082435000 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-04-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | STAR Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STAR |
| ReturnHeader/Filer/EIN | 0 | 202272482 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 8046 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Madison |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 537088046 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 9C0C1E6B558C99B33FF5DB8E6EEACB8B3A1EF923 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 9C0C1E6B558C99B33FF5DB8E6EEACB8B3A1EF923 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 3922392018134qiupvkc |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2018-05-14 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 74.219.136.146 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-05-14 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 14:44:55 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | N25W2313 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-05-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2018-05-14T13:03:03-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $36,766
- Liabilities
- $11,775
- Net assets
- $24,991
- Revenue
- $64,592
- Expenses
- $61,648
- Net income
- $2,944