Civic Intelligence

Gardner Family Charitable Foundation

EIN 20-2003567 • No Andover, MA

PO Box 697No Andover, MA 01845
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2024

Net Margin

15th percentile

-24%

Higher net margin than 15% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

47th percentile

$0

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

21st percentile

-5.1%

Faster asset growth than 21% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

66th percentile

22%

Faster revenue growth than 66% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Down

$1,395,002

Down $74,706 (-5.1%) from 2023

Liabilities

Down

$0

Down $1 (-100%) from 2023

Net Assets

$1,395,002

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue33rd percentileNet Margin15th percentile

Revenue

Up

$312,303

Up $56,940 (+22%) from 2023

Expenses

Up

$387,009

Up $797 (+0.2%) from 2023

Net Income

Up

-$74,706

Up $56,143 (+43%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth21st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $2,168,980Liabilities 2011: $02011Assets 2012: $2,393,148Liabilities 2012: $02012Assets 2013: $2,360,999Liabilities 2013: $02013Assets 2014: $2,175,209Liabilities 2014: $02014Assets 2015: $2,248,327Liabilities 2015: $02015Assets 2019: $1,811,274Liabilities 2019: $02019Assets 2020: $2,069,576Liabilities 2020: $0Net Assets 2020: $2,069,5762020Assets 2021: $1,839,580Liabilities 2021: $0Net Assets 2021: $1,839,5802021Assets 2022: $1,600,557Liabilities 2022: $0Net Assets 2022: $1,600,5572022Assets 2023: $1,469,708Liabilities 2023: $12023Assets 2024: $1,395,002Liabilities 2024: $0Net Assets 2024: $1,395,0022024

Highlighted filing

2024

Assets$1,395,002
Liabilities$0
Net Assets$1,395,002
Open 2024 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $301,328Expenses 2011: $159,280Net Income 2011: $142,0482011Revenue 2012: $361,960Expenses 2012: $137,792Net Income 2012: $224,1682012Revenue 2013: $114,464Expenses 2013: $146,613Net Income 2013: -$32,1492013Revenue 2014: $64,962Expenses 2014: $250,752Net Income 2014: -$185,7902014Revenue 2015: $312,759Expenses 2015: $239,641Net Income 2015: $73,1182015Revenue 2019: $399,294Expenses 2019: $357,376Net Income 2019: $41,9182019Revenue 2020: $750,192Expenses 2020: $491,890Net Income 2020: $258,3022020Revenue 2021: $252,447Expenses 2021: $482,443Net Income 2021: -$229,9962021Revenue 2022: $227,921Expenses 2022: $466,944Net Income 2022: -$239,0232022Revenue 2023: $255,363Expenses 2023: $386,212Net Income 2023: -$130,8492023Revenue 2024: $312,303Expenses 2024: $387,009Net Income 2024: -$74,7062024

Highlighted filing

2024

Revenue$312,303
Expenses$387,009
Net Income-$74,706
Open 2024 Filing

Filings

Most recent year

2024 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,395,002
Liabilities
$0
Net assets
$1,395,002
Revenue
$312,303
Expenses
$387,009
Net income
-$74,706
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$0.31$0.39$0.07
2023Summary only. Only limited summary data is available for this year.$1.47$0.00$0.26$0.39$0.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.60$0.00$1.60$0.23$0.47$0.24
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.84$0.00$1.84$0.25$0.48$0.23
2020Detailed filing. Detailed filing data is available for this year.$2.07$0.00$2.07$0.75$0.49$0.26
2019Summary only. Only limited summary data is available for this year.$1.81$0.00$0.40$0.36$0.04
2015Summary only. Only limited summary data is available for this year.$2.25$0.00$0.31$0.24$0.07
2014Summary only. Only limited summary data is available for this year.$2.18$0.00$0.06$0.25$0.19
2013Summary only. Only limited summary data is available for this year.$2.36$0.00$0.11$0.15$0.03
2012Summary only. Only limited summary data is available for this year.$2.39$0.00$0.36$0.14$0.22
2011Summary only. Only limited summary data is available for this year.$2.17$0.00$0.30$0.16$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.2
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
HOWARD MORSE GARDNERTrustee-$0--
NAOMI A GARDNERTrustee-$0--
MEREDITH GARDNER RUBENZAHLTrustee-$0--
STEPHANIE GARDNER GINSBERGTrustee-$0--
ALEXANDRA GARDNER FERNTrustee-$0--
JULIANE GARDNER SPENCERTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Gardner Family Charitable Foundation
EIN
20-2003567
Phone
9786872321
Address
PO BOX 697, NO ANDOVER, MA 01845

Signing Officer

Name
Howard Gardner
Title
President
Phone
9786872321
Signed
2025-11-03
Discuss with paid preparer
Yes

Preparer

Firm
Daniel Ffriel Cpapc
Address
404 WYMAN STREET SUITE 380, WALTHAM, MA 02451-1212
Phone
7818903150
Raw XML AppendixShowing 400 of 718 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt12TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt13TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt14TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt15TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt16TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt17TO SUPPORT ORGANIZATION ACTIVITIES
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt23TO SUPPORT ORGANIZATION ACTIVITIESTO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt24TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt25TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt26TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt27TO SUPPORT ORGANIZATION ACTIVITIES
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt30TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt31TO SUPPORT ORGANIZATION ACTIVITIES
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt40TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt41TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt42TO SUPPORT ORGANIZATION ACTIVITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt43TO SUPPORT ORGANIZATION ACTIVI
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt44TO SUPPORT ORGANIZATION ACTIVI
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt45TO SUPPORT ORGANIZATION ACTIVI
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0ACADEMY OF JEWISH RELIGION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt1AMERICAN FRIENDS OF SHALVA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt2B'NAI B'RITH
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt3ACADEMY OF CAMP ASSOCIATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt4AMERICAN FRIENDS OF ISREAL PHILIHARMONIC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt5BROOKS SCHOOL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt6AMERICAN FRIENDS OF LEKET ISREAL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt7CHABAD AT UNION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt8CHABAD OF GREENWICH
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt9CHOATE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt10CONGREGATION OF AHAVAT OLAM
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt11FAMILY SERVICE INC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt12BELLISINI ACADEMY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt13LAWRENCE ACADEMY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt14LAWRENCE GENERAL HOSPITAL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt15LOWELL GENERAL HOSPITAL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt16BROOKWOOD SCHOOL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt17MERRIMACK COLLEGE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt18BROTHERS FOR LIFE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt19MERRIMACK VALLEY JEWISH FEDERATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt20NOTRE DAME HIGH SCHOOL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt21PHILIPS ACADEMY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt22ROHR CHABAD HOUSE AT VANDERVILT UNIVERSITY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt23TEMPLE AHAVATH ACHIM
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt24TEMPLE EMANUEL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt25TEMPLE EMANUEL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt26THE GOVERNOR'S ACADEMY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt27THE HILL SCHOOL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt28CAEDMON SCHOOL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt29TUFTS HILLEL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt30CAMP TEVYA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt31UJAJCC OF GREENWICH
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt32WILLIAMS COLLEGE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt33CAPE ELEUTHERA FOUNDATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt34ESPERANZA ACADEMY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt35FRIEND OF ISREAL DEFENSE FORCES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt36HOPE FLOATS FOUNDATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt37JEWISH FAMILY & CHILDREN'S SERVICES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt38NATIONAL PERT CONSORTIUM
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt39ST JUDES CHILDREN'S HOSPITAL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt40ST MATTHEW'S HOUSE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt41TEMPLE BETH EL CEMETERY CORP
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt42THE FOUNDATION TO COMBAT ANITISEMITISM
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt43THE JEWISH JOURNAL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt44THE ROBIN HOOD FOUNDATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt45UJA FEDERATION OF NEW YORK
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt1PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt2PC

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