Civic Intelligence

Living Bread Ministries

990EZ • Fiscal year 2020 • EIN 20-0912585

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 15, 2021

Organization ProfileWWW.LIVINGBREAD.ORG
128 Chesterfield RoadLynchburg, VA 24502

(434) 401-4285

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.01x

Higher debt load relative to assets than 60% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

61st percentile

0.01x

Higher debt load relative to revenue than 61% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

60th percentile

12%

Higher net margin than 60% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

89th percentile

$39,820

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 23.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

57th percentile

8.8%

Faster asset growth than 57% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

69th percentile

5.3%

Faster revenue growth than 69% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets60th percentile

Assets

Flat

$249,587

Flat from 2020

Net Assets

$248,117

No earlier filing loaded for comparison.

Liabilities

Flat

$1,470

Flat from 2020

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin60th percentile

Revenue

Flat

$173,409

Flat from 2020

Expenses

Flat

$153,016

Flat from 2020

Net Income

Flat

$20,393

Flat from 2020

Historical Trend

Balance Sheet Trend

Asset Growth57th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $71,972Liabilities 2011: $6,749Net Assets 2011: $65,2232011Assets 2012: $270,291Liabilities 2012: $2,542Net Assets 2012: $267,7492012Assets 2013: $285,305Liabilities 2013: $3,501Net Assets 2013: $281,8042013Assets 2014: $234,699Liabilities 2014: $3,765Net Assets 2014: $230,9342014Assets 2015: $235,816Liabilities 2015: $2,7002015Assets 2016: $223,705Liabilities 2016: $1,8192016Assets 2017: $235,258Liabilities 2017: $3,490Net Assets 2017: $231,7682017Assets 2018: $235,927Liabilities 2018: $2,064Net Assets 2018: $233,8632018Assets 2019: $229,397Liabilities 2019: $1,674Net Assets 2019: $227,7232019Assets 2020: $249,587Liabilities 2020: $1,470Net Assets 2020: $248,1172020Assets 2020: $249,587Liabilities 2020: $1,4702020Assets 2021: $308,437Liabilities 2021: $3,505Net Assets 2021: $304,9322021Assets 2022: $277,161Liabilities 2022: $1,198Net Assets 2022: $275,9632022Assets 2023: $284,586Liabilities 2023: $490Net Assets 2023: $284,0962023Assets 2024: $295,583Liabilities 2024: $1,732Net Assets 2024: $293,8512024

Highlighted filing

2020

Assets$249,587
Liabilities$1,470
Net Assets$248,117
Open 2020 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $233,6462011Expenses 2012: $209,1222012Revenue 2013: $227,889Expenses 2013: $213,834Net Income 2013: $14,0552013Revenue 2014: $200,878Expenses 2014: $251,748Net Income 2014: -$50,8702014Revenue 2015: $181,481Expenses 2015: $180,234Net Income 2015: $1,2472015Revenue 2016: $160,009Expenses 2016: $172,174Net Income 2016: -$12,1652016Revenue 2017: $190,394Expenses 2017: $180,512Net Income 2017: $9,8822017Revenue 2018: $178,047Expenses 2018: $175,952Net Income 2018: $2,0952018Revenue 2019: $164,735Expenses 2019: $170,875Net Income 2019: -$6,1402019Revenue 2020: $173,409Expenses 2020: $153,016Net Income 2020: $20,3932020Revenue 2020: $173,409Expenses 2020: $153,016Net Income 2020: $20,3932020Revenue 2021: $209,538Expenses 2021: $152,723Net Income 2021: $56,8152021Revenue 2022: $152,808Expenses 2022: $181,777Net Income 2022: -$28,9692022Revenue 2023: $197,462Expenses 2023: $189,329Net Income 2023: $8,1332023Revenue 2024: $168,238Expenses 2024: $158,483Net Income 2024: $9,7552024

Highlighted filing

2020

Revenue$173,409
Expenses$153,016
Net Income$20,393
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 15, 2021
Return Version
2020v4.0
Gross Receipts
$173,409
Mission and Program Overview

Mission

Plant churches among the global poor

Program Services

DescriptionGrantsExpenses
PLANT CHURCHES AMONG THE GLOBAL POOR-$100,364
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
GARY P HUBBARD IIPresidentFT$31,520$8,300$39,820
PAUL MEADOWSVP-$0--
HERB PREGNALLTreasurer-$0--
LASHONDA BROWNSecretary-$0--
GARY YATESDirector-$0--
BARBARA HUBBARDDirector-$0--
JOHN TYLERDirector-$0--
Filing and Contact Details

Filer

Filer Name
Living Bread Ministries
EIN
20-0912585
Phone
4344014285
Address
128 CHESTERFIELD ROAD, LYNCHBURG, VA 24502

Signing Officer

Name
Gary P Hubbard Ii
Title
President
Phone
4344011267
Signed
2021-11-15
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 65 information technology 5,290 travel 91 insurance 309 missions - global oper. 69,186 bank & merchant services 3,385 various fundraising costs 6,514 telephone 2,695 membership dues 100 total 87,635”

Form 990-ez, Part II, Line 24

“Furniture & equipment 1,006 1,006 total 1,006 1,006”

Form 990-ez, Part II, Line 26

“Payroll taxes due 922 500 credit card payable 752 970”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0GARY P HUBBARD II
CompensationExplanation/CompensationExplanationGrp/PersonNm1PAUL MEADOWS
CompensationExplanation/CompensationExplanationGrp/PersonNm2HERB PREGNALL
CompensationExplanation/CompensationExplanationGrp/PersonNm3LASHONDA BROWN
CompensationExplanation/CompensationExplanationGrp/PersonNm4GARY YATES
CompensationExplanation/CompensationExplanationGrp/PersonNm5BARBARA HUBBARD
CompensationExplanation/CompensationExplanationGrp/PersonNm6JOHN TYLER
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0G PATRICK HUBBARD II
IRS990EZ/BooksInCareOfDetail/PhoneNum04344011267
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0128 CHESTERFIELD ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LYNCHBURG
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd024502
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt043692
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt063881
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0173409
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt020393
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0125
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0229398
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0249587
IRS990EZ/GrossReceiptsAmt0173409
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt0184700
IRS990EZ/LandAndBuildingsGrp/EOYAmt0184700
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0227724
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0248117
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0227724
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0248117
IRS990EZ/OccupancyRentUtltsAndMaintAmt08181
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt031520
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt04700
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt03600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0GARY P HUBBARD II
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PAUL MEADOWS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2HERB PREGNALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LASHONDA BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4GARY YATES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BARBARA HUBBARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JOHN TYLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01006
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01006
IRS990EZ/OtherExpensesTotalAmt087635
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PLANT CHURCHES AMONG THE GLOBAL POOR
IRS990EZ/PrintingPublicationsPostageAmt0159
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PLANT CHURCHES AMONG THE GLOBAL POOR
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0100364
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt056916
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01674
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01470
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0153016
IRS990EZ/TotalProgramServiceExpensesAmt0100364
IRS990EZ/TotalRevenueAmt0173409
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.LIVINGBREAD.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0173409
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0164735
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0178047
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0190253
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0160001
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0866445
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0141
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0866445
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0173409
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0164735
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0178047
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0190253
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0160001
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0866445
IRS990ScheduleA/TotalSupportAmt0866445
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 65 INFORMATION TECHNOLOGY 5,290 TRAVEL 91 INSURANCE 309 MISSIONS - GLOBAL OPER. 69,186 BANK & MERCHANT SERVICES 3,385 VARIOUS FUNDRAISING COSTS 6,514 TELEPHONE 2,695 MEMBERSHIP DUES 100 TOTAL 87,635
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FURNITURE & EQUIPMENT 1,006 1,006 TOTAL 1,006 1,006
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PAYROLL TAXES DUE 922 500 CREDIT CARD PAYABLE 752 970
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0GARY P HUBBARD II
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04344011267
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LIVING BREAD MINISTRIES
ReturnHeader/Filer/BusinessNameControlTxt0LIVI
ReturnHeader/Filer/EIN0200912585
ReturnHeader/Filer/PhoneNum04344014285
ReturnHeader/Filer/USAddress/AddressLine1Txt0128 CHESTERFIELD ROAD
ReturnHeader/Filer/USAddress/CityNm0LYNCHBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd024502
ReturnHeader/ReturnTs02021-11-10T11:42:03-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0GARY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HUBBARD II
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$249,587
Liabilities
$1,470
Net assets
$248,117
Revenue
$173,409
Expenses
$153,016
Net income
$20,393
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.96$0.02$2.94$1.68$1.58$0.10
2023Summary only. Only limited summary data is available for this year.$2.85$0.00$2.84$1.97$1.89$0.08
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.77$0.01$2.76$1.53$1.82$0.29
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.08$0.04$3.05$2.10$1.53$0.57
2020Detailed filing. Detailed filing data is available for this year.$2.50$0.01$2.48$1.73$1.53$0.20
2020Summary only. Only limited summary data is available for this year.$2.50$0.01$1.73$1.53$0.20
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.29$0.02$2.28$1.65$1.71$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.36$0.02$2.34$1.78$1.76$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.35$0.03$2.32$1.90$1.81$0.10
2016Summary only. Only limited summary data is available for this year.$2.24$0.02$1.60$1.72$0.12
2015Summary only. Only limited summary data is available for this year.$2.36$0.03$1.81$1.80$0.01
2014Detailed filing. Detailed filing data is available for this year.$2.35$0.04$2.31$2.01$2.52$0.51
2013Detailed filing. Detailed filing data is available for this year.$2.85$0.04$2.82$2.28$2.14$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.70$0.03$2.68$2.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.72$0.07$0.65$2.34