Civic Intelligence

Development and Relief Foundation

990 • Fiscal year 2021 • EIN 20-0860523

Jan 01, 2021 to Dec 31, 2021 • Filed on Apr 17, 2022

7944 N Maple Ave 115Fresno, CA 93720

(559) 322-4852

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

2.59x

Higher debt load relative to assets than 99% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

89th percentile

1.24x

Higher debt load relative to revenue than 89% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Net Margin

8th percentile

-28%

Higher net margin than 8% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

49th percentile

$53,076

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Asset Growth

7th percentile

-12%

Faster asset growth than 7% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

39th percentile

3.8%

Faster revenue growth than 39% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Assets

Down

$1,061,539

Down $145,402 (-12%) from 2020

Net Assets

Down

-$1,691,275

Down $618,216 (-58%) from 2020

Liabilities

Up

$2,752,814

Up $472,814 (+21%) from 2020

Revenue

Up

$2,214,458

Up $80,201 (+3.8%) from 2020

Expenses

Up

$2,832,675

Up $268,580 (+10%) from 2020

Net Income

Down

-$618,217

Down $188,379 (-44%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$2.0M$0-$2.0MAssets 2011: $1,198,289Liabilities 2011: $0Net Assets 2011: $1,198,2892011Assets 2012: $759,553Liabilities 2012: $700,000Net Assets 2012: $59,5532012Assets 2013: $399,443Liabilities 2013: $0Net Assets 2013: $399,4432013Assets 2014: $197,284Liabilities 2014: $1,159,770Net Assets 2014: -$962,4862014Assets 2015: $443,849Liabilities 2015: $745,060Net Assets 2015: -$301,2112015Assets 2016: $688,317Liabilities 2016: $729,215Net Assets 2016: -$40,8982016Assets 2017: $610,055Liabilities 2017: $552Net Assets 2017: $609,5032017Assets 2018: $472,444Liabilities 2018: $0Net Assets 2018: $472,4442018Assets 2019: $1,126,779Liabilities 2019: $1,770,000Net Assets 2019: -$643,2212019Assets 2020: $1,206,941Liabilities 2020: $2,280,000Net Assets 2020: -$1,073,0592020Assets 2021: $1,061,539Liabilities 2021: $2,752,814Net Assets 2021: -$1,691,2752021Assets 2022: $2,774,044Liabilities 2022: $2,750,000Net Assets 2022: $24,0442022Assets 2023: $2,143,864Liabilities 2023: $2,750,060Net Assets 2023: -$606,1962023Assets 2024: $1,724,729Liabilities 2024: $185Net Assets 2024: $1,724,5442024

Highlighted filing

2021

Assets$1,061,539
Liabilities$2,752,814
Net Assets-$1,691,275

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2011: $1,618,694Expenses 2011: $1,188,905Net Income 2011: $429,7892011Expenses 2012: $2,038,5082012Revenue 2013: $2,509,563Expenses 2013: $2,169,673Net Income 2013: $339,8902013Revenue 2014: $1,914,544Expenses 2014: $3,276,473Net Income 2014: -$1,361,9292014Revenue 2015: $2,417,084Expenses 2015: $1,755,809Net Income 2015: $661,2752015Revenue 2016: $2,769,353Expenses 2016: $2,509,040Net Income 2016: $260,3132016Revenue 2017: $3,193,795Expenses 2017: $2,543,394Net Income 2017: $650,4012017Revenue 2018: $3,014,480Expenses 2018: $3,151,539Net Income 2018: -$137,0592018Revenue 2019: $2,145,531Expenses 2019: $2,961,196Net Income 2019: -$815,6652019Revenue 2020: $2,134,257Expenses 2020: $2,564,095Net Income 2020: -$429,8382020Revenue 2021: $2,214,458Expenses 2021: $2,832,675Net Income 2021: -$618,2172021Revenue 2022: $3,987,429Expenses 2022: $2,272,110Net Income 2022: $1,715,3192022Revenue 2023: $1,270,020Expenses 2023: $1,900,260Net Income 2023: -$630,2402023Revenue 2024: $3,641,467Expenses 2024: $1,310,727Net Income 2024: $2,330,7402024

Highlighted filing

2021

Revenue$2,214,458
Expenses$2,832,675
Net Income-$618,217
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Apr 17, 2022
Return Version
2021v4.0
Gross Receipts
$2,214,458
Mission and Program Overview

Mission

Development and relief foundation's (drf) purpose is to develop a healthy, educated, sustainable community and provide relief to women, children, and low-income individuals. Drf focuses on fulfilling this purpose in iraq by providing grants to drf iraq. To meet its purpose, drf provides quality education to children and adults, offers income-generating training for widows, distributes nourishing food and in-kind items to under-served families, sponsors, orphans and less fortunate children. The organization also constructed the karbala hospital (ihh), a fully equipped and specialized hospital to meet the needs of the residents and visitors, which was completed and has started providing healthcare services as of may 23, 2017. The hospital will reach full capacity after three stages. Upon completion, ihh will be able to medically serve a population of 3 million at an affordable cost.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,204,996$1,061,539▼ $143,457
Prepaid Expenses and Deferred Charges$1,944$0▼ $1,944
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,206,941$1,061,539▼ $145,402
Other Assets Total$1$0▼ $1
Liabilities
Other Liabilities$2,280,000$2,750,000▲ $470,000
Accounts Payable and Accrued Expenses-$2,814-
Total Liabilities$2,280,000$2,752,814▲ $472,814
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-1,073,059$-1,691,275▼ $618,216
Total Net Assets Fund Balance$-1,073,059$-1,691,275▼ $618,216
Total Liabilities and Net Assets / Fund Balance$1,206,941$1,061,539▼ $145,402
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Saleh H DiaaldeenDirectorFT$53,076$53,076

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$2,196,578
Program Service Revenue
$0
Investment Income
$358
Other Revenue
$17,522
All Other Contributions
$2,196,578
Change in Net Assets
$-618,217

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,214,458
Total Revenue per Audited Statements
$2,214,458
Total Revenue per Form 990
$2,214,458
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$2,706,236
Salaries, Compensation, and Employee Benefits$86,796
Other Expenses$39,643
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$2,706,236--$2,706,236
Current Officers, Directors, Trustees, and Key Employees-$53,076-$53,076
Other Salaries and Wages-$33,720-$33,720
Fees for Services Other-$7,550-$7,550
Occupancy-$7,480-$7,480
Office Expenses-$3,281-$3,281
Other Expenses-$2,421-$2,421
All Other Expenses-$2,105-$2,105
Advertising-$1,239-$1,239
Travel-$1,182-$1,182
Insurance-$615-$615
Total Functional Expenses$2,706,236$126,439$0$2,832,675

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,832,675
Total Expenses per Audited Statements$2,832,675
Total Expenses per Form 990$2,832,675
International Activity

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Asseni Brothers LLC N/p$2,750,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et

The director of the hospital in karbala, iraq, jafar qazweeni, is the brother tothree board members seyed ali ghazvini, seyed hassan al qazwini, and seyed mostafa qazwini.the director at fresno head office, saleh diaaldeen is brother-in-law of three board directors seyed ali ghazvini, sayed mustafa qazwini and sayed hassan qazwini. Two part-time employees sayed mohammed ghazvini is the son of the president and haider qazwini is the niece of three board memebers.

Form 990, Part VI, Line 11B: Form 990 Review Process

The management team conducts a review of the 990, and its related schedules, before submitting it to the full board for revew and then to the irs.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Each year all board members and staff members are required to review the conflict of interest policy, sign off that they understand the policy, and disclose any conflicts.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

Drf conducts a study to analyze the salary estimated for its management employees based on information obtained from two professional websites: indeed.com and salary.com. Drf pays the average salaries adopted by the related industry i.e. Non-profit organization. For example, the administrative secretary's average base pay in the united states is between $60,307 - $81,404 a year, drf paid $60,000 for the director. Salaries and wages are paid to employees after apporval of the president of the board.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

Drf conducts a study to analye the salary estimated for its employees based on information obtained from two professional websites: indeed.com and salary.com. Drf pays the average salaries adopted by the related industry i.e. Non-profit organization. For example, the administrative secretary's average base pay in the united states is $45,488 a year, or $16.98 an hour for a full or part-time position. Drf decided to pay $15 an hour in california and $15-$18 an hour in michigan. Salaries and wages are paid to employees after apporval of the president of the board.

Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public Inspection

Drf's form 990 documents and audited financial statements are accessible on its website. Other governing documents are provided to anyone making a request in person or in writing.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Development and Relief Foundation
EIN
20-0860523
Phone
5593224852
Address
7944 N MAPLE AVE 115, FRESNO, CA 93720

Signing Officer

Name
Seyed Ali Ghazvini
Title
President
Signed
2022-04-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Seyed Ali Ghazvini
Formed
2004
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
4
Employees
4

Preparer

Firm
Jaribu W Nelson CPA INC
Address
250 West Spruce Avenue Ste 105, Clovis, CA 93611
Preparer
Jaribu Nelson
Phone
5592867546
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D: Other Program Services Description

OTHER PROGRAM SERVICES 4: FINANCIAL SUPPORT FOR THE POORDRF provides grants for helping thousands of people in need of financial help, especially widows, the disabled, victims of violence, and refugees. During 2020, DRF distributed clothing sets for 5570 orphans worth $203,858 thats 365% increase compared to year 2020. OTHER PROGRAM SERVICES 5: IN-KIND GIFTSDevelopment and Relief Foundation has partnered with The Sepaus Foundation of Orange County, California to supply many families with necessary home appliances like ovens, refrigerators, heaters and swamp coolers over twice a year. OTHER PROGRAM SERVICES 6: IN 2021 DRF PROVIDED FUNDING FOR THE DISTRIBUTION OF OVER 9,776 FOOD BASKETS. OTHER PROGRAM SERVICES 7: OTHER PROGRAM SERVICES 8: MICRO LOANSDRF provides grants that go to an emergency loans fund. Financially troubled individuals and families benefit from these loans. As of December 2021, 414 individuals living under the line of poverty received micro loans that ranged between $600-$2000 per person. These families live in different cities in Iraq such as Baghdad, Karbala, and Najaf. Funds for microloan are donated by one partner organization the Sepaus Foundation of Orange County, California.

Other Changes In Net Assets Or Fund Balances - Other Increases

= $1

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IRS990/ActivityOrMissionDesc0DEVELOPMENT AND RELIEF FOUNDATION'S (DRF) PURPOSE IS TO DEVELOP A HEALTHY, EDUCATED, SUSTAINABLE COMMUNITY AND PROVIDE RELIEF TO WOMEN, CHILDREN, AND LOW-INCOME INDIVIDUALS. DRF FOCUSES ON FULFILLING THIS PURPOSE IN IRAQ BY PROVIDING GRANTS TO DRF IRAQ. TO MEET ITS PURPOSE, DRF PROVIDES QUALITY EDUCATION TO CHILDREN AND ADULTS, OFFERS INCOME-GENERATING TRAINING FOR WIDOWS, DISTRIBUTES NOURISHING FOOD AND IN-KIND ITEMS TO UNDER-SERVED FAMILIES, SPONSORS, ORPHANS AND LESS FORTUNATE CHILDREN. THE ORGANIZATION ALSO CONSTRUCTED THE KARBALA HOSPITAL (IHH), A FULLY EQUIPPED AND SPECIALIZED HOSPITAL TO MEET THE NEEDS OF THE RESIDENTS AND VISITORS, WHICH WAS COMPLETED AND HAS STARTED PROVIDING HEALTHCARE SERVICES AS OF MAY 23, 2017. THE HOSPITAL WILL REACH FULL CAPACITY AFTER THREE STAGES. UPON COMPLETION, IHH WILL BE ABLE TO MEDICALLY SERVE A POPULATION OF 3 MILLION AT AN AFFORDABLE COST.
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IRS990/MissionDesc0DEVELOPMENT AND RELIEF FOUNDATION'S (DRF) PURPOSE IS TO DEVELOP A HEALTHY, EDUCATED, SUSTAINABLE COMMUNITY AND PROVIDE RELIEF TO WOMEN, CHILDREN, AND LOW-INCOME INDIVIDUALS. DRF FOCUSES ON FULFILLING THIS PURPOSE IN IRAQ BY PROVIDING GRANTS TO DRF IRAQ. TO MEET ITS PURPOSE, DRF PROVIDES QUALITY EDUCATION TO CHILDREN AND ADULTS, OFFERS INCOME-GENERATING TRAINING FOR WIDOWS, DISTRIBUTES NOURISHING FOOD AND IN-KIND ITEMS TO UNDER-SERVED FAMILIES, SPONSORS, ORPHANS AND LESS FORTUNATE CHILDREN. THE ORGANIZATION ALSO CONSTRUCTED THE KARBALA HOSPITAL (IHH), A FULLY EQUIPPED AND SPECIALIZED HOSPITAL TO MEET THE NEEDS OF THE RESIDENTS AND VISITORS, WHICH WAS COMPLETED AND HAS STARTED PROVIDING HEALTHCARE SERVICES AS OF MAY 23, 2017. THE HOSPITAL WILL REACH FULL CAPACITY AFTER THREE STAGES. UPON COMPLETION, IHH WILL BE ABLE TO MEDICALLY SERVE A POPULATION OF 3 MILLION AT AN AFFORDABLE COST.
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IRS990/OtherExpensesGrp/Desc1Printing and Publications
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IRS990/OtherExpensesGrp/Desc3GIFTS & AWARDS
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IRS990/ProgSrvcAccomActy2Grp/Desc0HOSPITAL2021 was an inspiring year for IHH and its medical staff. By not only meeting the coronavirus challenges, IHH went above and beyond by advancing it scope of medical and surgical services as well. While receiving COVID-19 patients in the ER, the hospital still organized several workshops aiming at educating the public and raising awareness on the pandemics mechanism of infection, severity of the illness, and ways of mitigating the adverse effects of the coronavirus. Moreover, the hospital hosted medical college students for training purposes as the public hospitals were reeling from the contagious aspect of the pandemic and underwent closures. IHH also donated several of its diagnostic kits to the public health ministry so it can expand its PCR diagnostic tests to the general population in the province of Karbala. On the medical front, Imam Al-Hujjah Hospital reached its first milestone in 2021. IHH diagnostic laboratory was awarded the ISO certificate in clinical chemistry through ISO organizations partner, the Iraqi Accreditation System, IQAS. The second important achievement of IHH in December 2021 was the expansion of its state-of-the-art Intensive Care Unit (ICU). With six fully isolated glass-walled patient rooms, fully equipped with monitoring systems, ventilators, defibrillators and other life sustaining equipment. IHH is proud of its well-trained ICU nurses that care for patients on a one-on-one basis. In addition, the surgical department hosted medical operations in multiple disciplines such as neurosurgery, spine, orthopedic surgeries, as well as ENT, cosmetic, urology, OBGYN, and general surgeries. IHH opened the cardiac surgeries center and expand in its neurosurgeries by mid 2021 as the effect of pandemic slows down. During 2021 IHH provided healthcare services for more than 184,627 patients.Throughout the year, IHH performed in average 14-17 surgeries per day, either free of charge or at major discounts. In total, IHH extended its free and discounted medical services to around 11290 patients, providing services worth over $ 275,000 (US dollars). In 2021 IHH procured $711,000 worth of essential medical equipment, ranging from diagnostic imaging equipment to surgical equipment, and devices for laparoscopy, urology, along with ENT scopes. IHH also fully furnished six rooms in its ICU units.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0624484
IRS990/ProgSrvcAccomActy3Grp/Desc0EDUCATIONDevelopment and Relief Foundation provides funding for Imam al-Sadiq elementary school that was established in 2007, exclusively serving orphans. Over sixty teachers and administrators served an astounding four hundred fifty boys and girls every year for the last 15 years.Students study courses ranging from math, science, history, social studies, Arabic, and English, Saturday through Thursday. What makes the Development and Relief Foundations school so special is the fact that DRF has gone beyond the required curriculum by adding computer skills and physical education courses.Al-Sadiq Elementary school has had a 100% pass rating for over eleven years and counting. In fact, the Iraqi Ministry of Education awarded Al-Sadiq Elementary school with a certificate of appreciation for providing students with a quality education and a clean, secure environment where students could excel and perform beyond expectations. Food, clothing, school supplies, and transportation are provided to all students free of charge.DRF also provides funding for a preschool and kindergarten that exclusively caters to over 100 orphans and has proudly started teaching these future leaders as of September 2018.Since November 2014, Al-Salihat Girls Academy teaches hundreds of intelligent young women. Graduates of the school have been accepted at prestigious and advanced universities such as medical, pharmaceutical, dentistry and engineering schools.In 2021 DRF sponsored remodeling a building in the city of Karbala to be as a junior high school for male students. Remodeling was completed in Sep 2021 and the Al-Mashariq Junior high started operating in Oct 2021.DRF offers grants for student loans. These loans are offered to outstanding low-income students to pursue their higher education at professional universities in majors such as pharmacy, dentistry, medicine and engineering. Students repay the loans to DRF-Iraq when they graduate and get a job. The funds available after repaying the loans will be used for loans again.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0348050
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt03077069
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt012141915
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IRS990ScheduleA/OtherIncome170Grp/TotalAmt0571189
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.95490
IRS990ScheduleA/PublicSupportPY170Pct00.95810
IRS990ScheduleA/PublicSupportTotal170Amt012141915
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt03077069
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt012141915
IRS990ScheduleA/TotalSupportAmt012715397
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ASSENI BROTHERS LLC N/P
IRS990ScheduleD/RevenueSubtotalAmt02214458
IRS990ScheduleD/TotalExpensesPerForm990Amt02832675
IRS990ScheduleD/TotalLiabilityAmt02750000
IRS990ScheduleD/TotalRevenuePerForm990Amt02214458
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IRS990ScheduleF/GrantsToOrgOutsideUSGrp/MannerOfCashDisbursementTxt0WIRED
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/PurposeOfGrantTxt0SEE FORM 990
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/RegionTxt0MIDDLE EAST
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/ValuationMethodUsedDesc0FMV
IRS990ScheduleF/InterestInForeignTrustInd0false
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER PROGRAM SERVICES 4: FINANCIAL SUPPORT FOR THE POORDRF provides grants for helping thousands of people in need of financial help, especially widows, the disabled, victims of violence, and refugees. During 2020, DRF distributed clothing sets for 5570 orphans worth $203,858 thats 365% increase compared to year 2020. OTHER PROGRAM SERVICES 5: IN-KIND GIFTSDevelopment and Relief Foundation has partnered with The Sepaus Foundation of Orange County, California to supply many families with necessary home appliances like ovens, refrigerators, heaters and swamp coolers over twice a year. OTHER PROGRAM SERVICES 6: IN 2021 DRF PROVIDED FUNDING FOR THE DISTRIBUTION OF OVER 9,776 FOOD BASKETS. OTHER PROGRAM SERVICES 7: OTHER PROGRAM SERVICES 8: MICRO LOANSDRF provides grants that go to an emergency loans fund. Financially troubled individuals and families benefit from these loans. As of December 2021, 414 individuals living under the line of poverty received micro loans that ranged between $600-$2000 per person. These families live in different cities in Iraq such as Baghdad, Karbala, and Najaf. Funds for microloan are donated by one partner organization the Sepaus Foundation of Orange County, California.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE DIRECTOR OF THE HOSPITAL IN KARBALA, IRAQ, JAFAR QAZWEENI, IS THE BROTHER TOTHREE BOARD MEMBERS SEYED ALI GHAZVINI, SEYED HASSAN AL QAZWINI, AND SEYED MOSTAFA QAZWINI.THE DIRECTOR AT FRESNO HEAD OFFICE, SALEH DIAALDEEN IS BROTHER-IN-LAW OF THREE BOARD DIRECTORS SEYED ALI GHAZVINI, SAYED MUSTAFA QAZWINI AND SAYED HASSAN QAZWINI. TWO PART-TIME EMPLOYEES SAYED MOHAMMED GHAZVINI IS THE SON OF THE PRESIDENT AND HAIDER QAZWINI IS THE NIECE OF THREE BOARD MEMEBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MANAGEMENT TEAM CONDUCTS A REVIEW OF THE 990, AND ITS RELATED SCHEDULES, BEFORE SUBMITTING IT TO THE FULL BOARD FOR REVEW AND THEN TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH YEAR ALL BOARD MEMBERS AND STAFF MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, SIGN OFF THAT THEY UNDERSTAND THE POLICY, AND DISCLOSE ANY CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DRF CONDUCTS A STUDY TO ANALYZE THE SALARY ESTIMATED FOR ITS MANAGEMENT EMPLOYEES BASED ON INFORMATION OBTAINED FROM TWO PROFESSIONAL WEBSITES: INDEED.COM AND SALARY.COM. DRF PAYS THE AVERAGE SALARIES ADOPTED BY THE RELATED INDUSTRY I.E. NON-PROFIT ORGANIZATION. FOR EXAMPLE, THE ADMINISTRATIVE SECRETARY'S AVERAGE BASE PAY IN THE UNITED STATES IS BETWEEN $60,307 - $81,404 A YEAR, DRF PAID $60,000 FOR THE DIRECTOR. SALARIES AND WAGES ARE PAID TO EMPLOYEES AFTER APPORVAL OF THE PRESIDENT OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DRF CONDUCTS A STUDY TO ANALYE THE SALARY ESTIMATED FOR ITS EMPLOYEES BASED ON INFORMATION OBTAINED FROM TWO PROFESSIONAL WEBSITES: INDEED.COM AND SALARY.COM. DRF PAYS THE AVERAGE SALARIES ADOPTED BY THE RELATED INDUSTRY I.E. NON-PROFIT ORGANIZATION. FOR EXAMPLE, THE ADMINISTRATIVE SECRETARY'S AVERAGE BASE PAY IN THE UNITED STATES IS $45,488 A YEAR, OR $16.98 AN HOUR FOR A FULL OR PART-TIME POSITION. DRF DECIDED TO PAY $15 AN HOUR IN CALIFORNIA AND $15-$18 AN HOUR IN MICHIGAN. SALARIES AND WAGES ARE PAID TO EMPLOYEES AFTER APPORVAL OF THE PRESIDENT OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DRF'S FORM 990 DOCUMENTS AND AUDITED FINANCIAL STATEMENTS ARE ACCESSIBLE ON ITS WEBSITE. OTHER GOVERNING DOCUMENTS ARE PROVIDED TO ANYONE MAKING A REQUEST IN PERSON OR IN WRITING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NO DOCUMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8= $1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, Line 4d: Other Program Services Description
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public Inspection
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Changes In Net Assets Or Fund Balances - Other Increases
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IRS990/SignificantChangeInd0false
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IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalLiabilitiesGrp/BOYAmt02280000
IRS990/TotalLiabilitiesGrp/EOYAmt02752814

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.72$0.00$1.72$3.64$1.31$2.33
2023Summary only. Only limited summary data is available for this year.$2.14$2.75$0.61$1.27$1.90$0.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.77$2.75$0.02$3.99$2.27$1.72
2021Detailed filing. Detailed filing data is available for this year.$1.06$2.75$1.69$2.21$2.83$0.62
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$2.28$1.07$2.13$2.56$0.43
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.13$1.77$0.64$2.15$2.96$0.82
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.47$0.00$0.47$3.01$3.15$0.14
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.00$0.61$3.19$2.54$0.65
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.69$0.73$0.04$2.77$2.51$0.26
2015Detailed filing. Detailed filing data is available for this year.$0.44$0.75$0.30$2.42$1.76$0.66
2014Detailed filing. Detailed filing data is available for this year.$0.20$1.16$0.96$1.91$3.28$1.36
2013Detailed filing. Detailed filing data is available for this year.$0.40$0.00$0.40$2.51$2.17$0.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.70$0.06$2.04
2011Summary only. Only limited summary data is available for this year.$1.20$0.00$1.20$1.62$1.19$0.43