Civic Intelligence

Credit Union Self-Insured Group of California

990 • Fiscal year 2019 • EIN 20-0406647

Jan 01, 2019 to Dec 31, 2019 • Filed on Apr 23, 2020

8863 Greenback LaneOrangevale, CA 95662

(916) 983-3387

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.25x

Higher debt load relative to assets than 41% of similar nonprofits.

2019 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2019

Liabilities / Revenue

93rd percentile

1.96x

Higher debt load relative to revenue than 93% of similar nonprofits.

2019 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2019

Net Margin

98th percentile

75%

Higher net margin than 98% of similar nonprofits.

2019 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2019

Top Officer Pay

7th percentile

$0

Higher top officer pay than 7% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2019

Asset Growth

58th percentile

10%

Faster asset growth than 58% of similar nonprofits.

2019 filings • 501(c)6 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Revenue Growth

10th percentile

-14%

Faster revenue growth than 10% of similar nonprofits.

2019 filings • 501(c)6 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Assets

Up

$29,736,529

Up $2,722,766 (+10%) from 2018

Net Assets

Up

$22,195,042

Up $4,641,198 (+26%) from 2018

Liabilities

Down

$7,541,487

Down $1,918,432 (-20%) from 2018

Revenue

Down

$3,848,368

Down $607,630 (-14%) from 2018

Expenses

Up

$979,823

Up $692,173 (+241%) from 2018

Net Income

Down

$2,868,545

Down $1,299,803 (-31%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $11,566,342Liabilities 2010: $7,504,927Net Assets 2010: $4,061,4152010Assets 2011: $12,229,362Liabilities 2011: $8,480,223Net Assets 2011: $3,749,1392011Assets 2012: $13,703,582Liabilities 2012: $9,266,243Net Assets 2012: $4,437,3392012Assets 2013: $17,199,146Liabilities 2013: $11,171,741Net Assets 2013: $6,027,4052013Assets 2014: $19,199,536Liabilities 2014: $11,328,826Net Assets 2014: $7,870,7102014Assets 2015: $21,266,038Liabilities 2015: $11,427,720Net Assets 2015: $9,838,3182015Assets 2016: $23,830,350Liabilities 2016: $13,232,944Net Assets 2016: $10,597,4062016Assets 2017: $26,158,774Liabilities 2017: $11,877,756Net Assets 2017: $14,281,0182017Assets 2018: $27,013,763Liabilities 2018: $9,459,919Net Assets 2018: $17,553,8442018Assets 2019: $29,736,529Liabilities 2019: $7,541,487Net Assets 2019: $22,195,0422019Assets 2020: $31,399,883Liabilities 2020: $7,255,195Net Assets 2020: $24,144,6882020Assets 2021: $33,798,400Liabilities 2021: $6,442,414Net Assets 2021: $27,355,9862021Assets 2022: $30,294,565Liabilities 2022: $6,953,105Net Assets 2022: $23,341,4602022Assets 2023: $31,606,614Liabilities 2023: $5,448,261Net Assets 2023: $26,158,3532023Assets 2024: $32,224,735Liabilities 2024: $4,629,926Net Assets 2024: $27,594,8092024

Highlighted filing

2019

Assets$29,736,529
Liabilities$7,541,487
Net Assets$22,195,042

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,359,4452010Expenses 2011: $3,380,0942011Expenses 2012: $3,073,9532012Revenue 2013: $4,006,730Expenses 2013: $2,416,664Net Income 2013: $1,590,0662013Revenue 2014: $4,556,616Expenses 2014: $2,713,311Net Income 2014: $1,843,3052014Revenue 2015: $4,829,627Expenses 2015: $2,814,830Net Income 2015: $2,014,7972015Revenue 2016: $5,272,519Expenses 2016: $4,351,634Net Income 2016: $920,8852016Revenue 2017: $4,040,895Expenses 2017: $914,499Net Income 2017: $3,126,3962017Revenue 2018: $4,455,998Expenses 2018: $287,650Net Income 2018: $4,168,3482018Revenue 2019: $3,848,368Expenses 2019: $979,823Net Income 2019: $2,868,5452019Revenue 2020: $4,011,574Expenses 2020: $2,312,731Net Income 2020: $1,698,8432020Revenue 2021: $3,836,752Expenses 2021: $1,358,406Net Income 2021: $2,478,3462021Revenue 2022: $2,302,249Expenses 2022: $1,353,419Net Income 2022: $948,8302022Revenue 2023: $3,245,954Expenses 2023: $2,080,814Net Income 2023: $1,165,1402023Revenue 2024: $2,753,093Expenses 2024: $1,455,018Net Income 2024: $1,298,0752024

Highlighted filing

2019

Revenue$3,848,368
Expenses$979,823
Net Income$2,868,545
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 23, 2020
Return Version
2019v5.0
Gross Receipts
$3,848,368
Mission and Program Overview

Mission

As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$17,428,844$22,070,042▲ $4,641,198
Investments Other Securities$14,696,246$18,419,518▲ $3,723,272
Investments in Publicly Traded Securities$3,382,329$3,960,315▲ $577,986
Accounts Receivable$1,557,014$794,100▼ $762,914
Cash and Non-Interest-Bearing Accounts$538,571$556,044▲ $17,473
Pd in Cap Srpls Land Bldg Eqp Fund$125,000$125,000→ $0
Prepaid Expenses and Deferred Charges$9,084$6,729▼ $2,355
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$27,013,763$29,736,529▲ $2,722,766
Other Assets Total$6,830,519$5,999,823▼ $830,696
Liabilities
Other Liabilities$9,430,336$7,521,697▼ $1,908,639
Accounts Payable and Accrued Expenses$29,583$19,790▼ $9,793
Total Liabilities$9,459,919$7,541,487▼ $1,918,432
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,553,844$22,195,042▲ $4,641,198
Total Liabilities and Net Assets / Fund Balance$27,013,763$29,736,529▲ $2,722,766

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$5,999,823--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Mark MannsChair
Raquel FloresVice Chair
Chris HarrisMember at large
LeeAnne GiblinMember at Large
Lisa PestaMember at Large
Tom GrayMember at Large
Janet MainentiSecretary
Hudson LeeTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Risk Statregies CompanyBroker160 Federal Street, Boston, MA 02110$338,861
Affinity Group AdministratorsProgram Admin.8863 Greenback Lane 211, Orangevale, CA 95662-4059$297,477
Acclamation Insurance Management ServicesClaims Handling10445 Old Placerville Rd, Sacramento, CA 95827$288,692
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,933,270
Investment Income
$915,098
Other Revenue
$0
Change in Net Assets
$2,868,545
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$979,823
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$378,712$66,832-$445,544
Other Expenses$15,251$26,266-$15,251
All Other Expenses$-242,246--$-242,246
Total Functional Expenses$886,725$93,098$0$979,823
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Incurred But Not Reported$3,343,631
Incurred Loss Payable$2,168,130
Members' Security Fund Deposits$1,282,983
Unallocated Loss Adjustment Payable$721,764
Payable to Members$5,189
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company

Day to day program administration including receipts and disbursements processing was delegated to a management company.

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Members comprise of California Credit Unions

Form 990, Part VI, Line 11B: Form 990 Review Process

Form 990 is reviewed by the management company based on audited financial statements approved by the governing board.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

The organization's governing documents,conflict of interest policy,and financial statements are not available to the public.

Filing and Contact Details

Filer

Filer Name
Credit Union Self-Insured Group of
EIN
20-0406647
Phone
9169833387
Address
8863 Greenback Lane, Orangevale, CA 95662

Signing Officer

Name
Clay Jackson
Title
Group Administrator
Signed
2020-04-23
Discuss with paid preparer
Yes

Organization Details

Formed
2004
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
5

Preparer

Firm
James Marta & Co Llp
Address
701 HOWE AVE STE E3, SACRAMENTO, CA 95825-4688
Preparer
James Marta
Phone
9169939494
Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt029583
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt019790
IRS990/AccountsReceivableGrp/BOYAmt01557014
IRS990/AccountsReceivableGrp/EOYAmt0794100
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0-242246
IRS990/AllOtherExpensesGrp/TotalAmt0-242246
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Gene Axtell
IRS990/BooksInCareOfDetail/PhoneNum09169833387
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08863 Greenback Lane 211
IRS990/BooksInCareOfDetail/USAddress/CityNm0Orangevale
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0956624059
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0538571
IRS990/CashNonInterestBearingGrp/EOYAmt0556044
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0297477
IRS990/ContractorCompensationGrp/CompensationAmt1338861
IRS990/ContractorCompensationGrp/CompensationAmt2288692
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt08863 Greenback Lane 211
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1160 Federal Street
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt210445 Old Placerville Rd
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Orangevale
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Boston
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2Sacramento
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd0956624059
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd102110
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd295827
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Affinity Group Administrators
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Risk Statregies Company
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Acclamation Insurance Management Services
IRS990/ContractorCompensationGrp/ServicesDesc0Program Admin.
IRS990/ContractorCompensationGrp/ServicesDesc1Broker
IRS990/ContractorCompensationGrp/ServicesDesc2Claims Handling
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0915098
IRS990/CYOtherExpensesAmt0979823
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02933270
IRS990/CYRevenuesLessExpensesAmt02868545
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0979823
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03848368
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0true
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0As support organization established for the exclusive support of exempt credit unions, the organization provides California Credit Unions with a low cost alternative to workers' compensation insurance.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/ExpenseAmt0979823
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt066832
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0378712
IRS990/FeesForServicesOtherGrp/TotalAmt0445544
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Mark Manns
IRS990/Form990PartVIISectionAGrp/PersonNm1Chris Harris
IRS990/Form990PartVIISectionAGrp/PersonNm2LeeAnne Giblin
IRS990/Form990PartVIISectionAGrp/PersonNm3Hudson Lee
IRS990/Form990PartVIISectionAGrp/PersonNm4Tom Gray
IRS990/Form990PartVIISectionAGrp/PersonNm5Lisa Pesta
IRS990/Form990PartVIISectionAGrp/PersonNm6Raquel Flores
IRS990/Form990PartVIISectionAGrp/PersonNm7Janet Mainenti
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Member at large
IRS990/Form990PartVIISectionAGrp/TitleTxt2Member at Large
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Member at Large
IRS990/Form990PartVIISectionAGrp/TitleTxt5Member at Large
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03848368
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0915098
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0915098
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt014696246
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt018419518
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03382329
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03960315
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt017553844
IRS990/NetAssetsOrFundBalancesEOYAmt022195042
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01772653
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06830519
IRS990/OtherAssetsTotalGrp/EOYAmt05999823
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Administration Fees
IRS990/OtherExpensesGrp/Desc1Claims Handling
IRS990/OtherExpensesGrp/Desc2Other - Adminstrative Expense
IRS990/OtherExpensesGrp/Desc3State workers' comp assessment
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt026266
IRS990/OtherExpensesGrp/ProgramServicesAmt0297477
IRS990/OtherExpensesGrp/ProgramServicesAmt1288692
IRS990/OtherExpensesGrp/ProgramServicesAmt2148839
IRS990/OtherExpensesGrp/ProgramServicesAmt315251
IRS990/OtherExpensesGrp/TotalAmt0297477
IRS990/OtherExpensesGrp/TotalAmt1288692
IRS990/OtherExpensesGrp/TotalAmt2175105
IRS990/OtherExpensesGrp/TotalAmt315251
IRS990/OtherLiabilitiesGrp/BOYAmt09430336
IRS990/OtherLiabilitiesGrp/EOYAmt07521697
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0125000
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0125000
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt09084
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06729
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Ceded Premiums
IRS990/ProgramServiceRevenueGrp/Desc1Member Contr. Self-Ins.
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0-496036
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13429306
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0-496036
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13429306
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0437942
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0287650
IRS990/PYProgramServiceRevenueAmt04018056
IRS990/PYRevenuesLessExpensesAmt04168348
IRS990/PYTotalExpensesAmt0287650
IRS990/PYTotalRevenueAmt04455998
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt02868545
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02868545
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt017428844
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt022070042
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt05999823
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Security Deposit
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03343631
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12168130
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21282983
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt35189
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4721764
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Incurred But Not Reported
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Incurred Loss Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Members' Security Fund Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Payable to Members
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Unallocated Loss Adjustment Payable
IRS990ScheduleD/TotalBookValueOtherAssetsAmt05999823
IRS990ScheduleD/TotalBookValueSecuritiesAmt018419518
IRS990ScheduleD/TotalLiabilityAmt07521697
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Day to day program administration including receipts and disbursements processing was delegated to a management company.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members comprise of California Credit Unions
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed by the management company based on audited financial statements approved by the governing board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization's governing documents,conflict of interest policy,and financial statements are not available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt027013763
IRS990/TotalAssetsEOYAmt029736529
IRS990/TotalAssetsGrp/BOYAmt027013763
IRS990/TotalAssetsGrp/EOYAmt029736529
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt093098
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0886725
IRS990/TotalFunctionalExpensesGrp/TotalAmt0979823
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt09459919
IRS990/TotalLiabilitiesEOYAmt07541487
IRS990/TotalLiabilitiesGrp/BOYAmt09459919
IRS990/TotalLiabilitiesGrp/EOYAmt07541487
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt017553844
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt022195042
IRS990/TotalProgramServiceExpensesAmt0979823
IRS990/TotalProgramServiceRevenueAmt02933270
IRS990/TotalRevenueGrp/ExclusionAmt0915098
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02933270
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03848368
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt027013763
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt029736529
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08863 Greenback Lane 211
IRS990/USAddress/CityNm0Orangevale
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd0956624059
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0www.affinitygroupadmin.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Clay Jackson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Group Administrator
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-04-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Credit Union Self-Insured Group of
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0California
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0200406647
ReturnHeader/Filer/PhoneNum09169833387
ReturnHeader/Filer/USAddress/AddressLine1Txt08863 Greenback Lane
ReturnHeader/Filer/USAddress/CityNm0Orangevale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095662
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0271682261
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JAMES MARTA & CO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0701 HOWE AVE STE E3
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SACRAMENTO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0958254688
ReturnHeader/PreparerPersonGrp/PhoneNum09169939494
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0James Marta
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02020-04-23T16:06:29-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$32.2$4.63$27.6$2.75$1.46$1.30
2023Detailed filing. Detailed filing data is available for this year.$31.6$5.45$26.2$3.25$2.08$1.17
2022Detailed filing. Detailed filing data is available for this year.$30.3$6.95$23.3$2.30$1.35$0.95
2021Detailed filing. Detailed filing data is available for this year.$33.8$6.44$27.4$3.84$1.36$2.48
2020Detailed filing. Detailed filing data is available for this year.$31.4$7.26$24.1$4.01$2.31$1.70
2019Detailed filing. Detailed filing data is available for this year.$29.7$7.54$22.2$3.85$0.98$2.87
2018Detailed filing. Detailed filing data is available for this year.$27.0$9.46$17.6$4.46$0.29$4.17
2017Detailed filing. Detailed filing data is available for this year.$26.2$11.9$14.3$4.04$0.91$3.13
2016Detailed filing. Detailed filing data is available for this year.$23.8$13.2$10.6$5.27$4.35$0.92
2015Detailed filing. Detailed filing data is available for this year.$21.3$11.4$9.84$4.83$2.81$2.01
2014Detailed filing. Detailed filing data is available for this year.$19.2$11.3$7.87$4.56$2.71$1.84
2013Detailed filing. Detailed filing data is available for this year.$17.2$11.2$6.03$4.01$2.42$1.59
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$9.27$4.44$3.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$8.48$3.75$3.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$7.50$4.06$3.36