Civic Intelligence

Credit Union Self-Insured Group of California

990 • Fiscal year 2017 • EIN 20-0406647

Jan 01, 2017 to Dec 31, 2017 • Filed on May 01, 2018

Organization Profilewww.affinitygroupadmin.com
101 Parkshore DriveFolsom, CA 95630

(916) 983-3387

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.45x

Higher debt load relative to assets than 66% of similar nonprofits.

2017 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

93rd percentile

2.94x

Higher debt load relative to revenue than 93% of similar nonprofits.

2017 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2017

Net Margin

99th percentile

77%

Higher net margin than 99% of similar nonprofits.

2017 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

6th percentile

$0

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)6 • $25M-$50M nonprofits • Source year 2017

Asset Growth

60th percentile

9.8%

Faster asset growth than 60% of similar nonprofits.

2017 filings • 501(c)6 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

6th percentile

-23%

Faster revenue growth than 6% of similar nonprofits.

2017 filings • 501(c)6 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$26,158,774

Up $2,328,424 (+9.8%) from 2016

Net Assets

Up

$14,281,018

Up $3,683,612 (+35%) from 2016

Liabilities

Down

$11,877,756

Down $1,355,188 (-10%) from 2016

Revenue And Expenses
Liabilities / Revenue93rd percentileNet Margin99th percentile

Revenue

Down

$4,040,895

Down $1,231,624 (-23%) from 2016

Expenses

Down

$914,499

Down $3,437,135 (-79%) from 2016

Net Income

Up

$3,126,396

Up $2,205,511 (+239%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth60th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $11,566,342Liabilities 2010: $7,504,927Net Assets 2010: $4,061,4152010Assets 2011: $12,229,362Liabilities 2011: $8,480,223Net Assets 2011: $3,749,1392011Assets 2012: $13,703,582Liabilities 2012: $9,266,243Net Assets 2012: $4,437,3392012Assets 2013: $17,199,146Liabilities 2013: $11,171,741Net Assets 2013: $6,027,4052013Assets 2014: $19,199,536Liabilities 2014: $11,328,826Net Assets 2014: $7,870,7102014Assets 2015: $21,266,038Liabilities 2015: $11,427,720Net Assets 2015: $9,838,3182015Assets 2016: $23,830,350Liabilities 2016: $13,232,944Net Assets 2016: $10,597,4062016Assets 2017: $26,158,774Liabilities 2017: $11,877,756Net Assets 2017: $14,281,0182017Assets 2018: $27,013,763Liabilities 2018: $9,459,919Net Assets 2018: $17,553,8442018Assets 2019: $29,736,529Liabilities 2019: $7,541,487Net Assets 2019: $22,195,0422019Assets 2020: $31,399,883Liabilities 2020: $7,255,195Net Assets 2020: $24,144,6882020Assets 2021: $33,798,400Liabilities 2021: $6,442,414Net Assets 2021: $27,355,9862021Assets 2022: $30,294,565Liabilities 2022: $6,953,105Net Assets 2022: $23,341,4602022Assets 2023: $31,606,614Liabilities 2023: $5,448,261Net Assets 2023: $26,158,3532023Assets 2024: $32,224,735Liabilities 2024: $4,629,926Net Assets 2024: $27,594,8092024

Highlighted filing

2017

Assets$26,158,774
Liabilities$11,877,756
Net Assets$14,281,018
Open 2017 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,359,4452010Expenses 2011: $3,380,0942011Expenses 2012: $3,073,9532012Revenue 2013: $4,006,730Expenses 2013: $2,416,664Net Income 2013: $1,590,0662013Revenue 2014: $4,556,616Expenses 2014: $2,713,311Net Income 2014: $1,843,3052014Revenue 2015: $4,829,627Expenses 2015: $2,814,830Net Income 2015: $2,014,7972015Revenue 2016: $5,272,519Expenses 2016: $4,351,634Net Income 2016: $920,8852016Revenue 2017: $4,040,895Expenses 2017: $914,499Net Income 2017: $3,126,3962017Revenue 2018: $4,455,998Expenses 2018: $287,650Net Income 2018: $4,168,3482018Revenue 2019: $3,848,368Expenses 2019: $979,823Net Income 2019: $2,868,5452019Revenue 2020: $4,011,574Expenses 2020: $2,312,731Net Income 2020: $1,698,8432020Revenue 2021: $3,836,752Expenses 2021: $1,358,406Net Income 2021: $2,478,3462021Revenue 2022: $2,302,249Expenses 2022: $1,353,419Net Income 2022: $948,8302022Revenue 2023: $3,245,954Expenses 2023: $2,080,814Net Income 2023: $1,165,1402023Revenue 2024: $2,753,093Expenses 2024: $1,455,018Net Income 2024: $1,298,0752024

Highlighted filing

2017

Revenue$4,040,895
Expenses$914,499
Net Income$3,126,396
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 1, 2018
Return Version
2017v2.2
Gross Receipts
$4,040,895
Mission and Program Overview

Mission

As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$10,472,406$14,156,018▲ $3,683,612
Investments Other Securities$9,343,572$12,369,164▲ $3,025,592
Investments in Publicly Traded Securities$3,215,455$3,106,731▼ $108,724
Accounts Receivable$1,935,525$1,878,389▼ $57,136
Cash and Non-Interest-Bearing Accounts$648,182$409,544▼ $238,638
Pd in Cap Srpls Land Bldg Eqp Fund$125,000$125,000→ $0
Prepaid Expenses and Deferred Charges$47,364$47,084▼ $280
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$23,830,350$26,158,774▲ $2,328,424
Other Assets Total$8,640,252$8,347,862▼ $292,390
Liabilities
Other Liabilities$13,209,566$11,877,756▼ $1,331,810
Accounts Payable and Accrued Expenses$23,378--
Total Liabilities$13,232,944$11,877,756▼ $1,355,188
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,597,406$14,281,018▲ $3,683,612
Total Liabilities and Net Assets / Fund Balance$23,830,350$26,158,774▲ $2,328,424

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$8,347,862--
Compensation and Service Providers
Top Officer Pay6th percentile

Board Members and Trustees

NameTitle
LeeAnne GiblinChair
Lisa PestaPast Chair
Art SchwartzVice Chair
Mark MannsMember at Large
Raquel FloresMember at Large
Tom GrayMember at Large
Virginia WadeSecretary
Hudson LeeTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Acclamation Insurance Management ServicesClaims Handling10445 Old Placerville Rd, Sacramento, CA 95827$916,708
Risk Statregies CompanyBroker160 Federal Street, Boston, MA 02110$586,318
Affinity Group AdministratorsProgram Admin.PO Box 7138, Folsom, CA 95763$316,485
CUNA Mutual Insurance CompanyInsurance Provider5910 Mineral Point Road, Madison, WI 53705$158,010
Allied Managed CareClaims Handling10445 Old Placerville Rd, Sacramento, CA 95827$102,496
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,700,217
Investment Income
$340,678
Other Revenue
$0
Change in Net Assets
$3,126,396

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,040,895
Total Revenue per Audited Statements
$4,040,895
Total Revenue per Form 990
$4,040,895
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$914,499
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$208,949$95,572-$208,949
All Other Expenses$-467,362$40,371-$-426,991
Total Functional Expenses$778,556$135,943$0$914,499

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$914,499
Total Expenses per Audited Statements$914,499
Total Expenses per Form 990$914,499
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Incurred But Not Reported$7,142,000
Incurred Loss Payable$2,303,725
Members' Security Fund Deposits$1,282,983
Unallocated Loss Adjustment Payable$1,143,859
Payable to Members$5,189
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company

“Day to day program administration including receipts and disbursements processing was delegated to a management company.”

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Members comprise of California Credit Unions”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Form 990 is reviewed by the management company based on audited financial statements approved by the governing board.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The organization's governing documents,conflict of interest policy,and financial statements are not available to the public.”

Filing and Contact Details

Filer

Filer Name
Credit Union Self-Insured Group
EIN
20-0406647
Phone
9169833387
Address
101 Parkshore Drive, Folsom, CA 95630

Signing Officer

Name
Clay Jackson
Title
Group Administrator
Signed
2018-05-01
Discuss with paid preparer
Yes

Organization Details

Formed
2004
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
5

Preparer

Firm
James Marta & Co Llp
Address
701 HOWE AVE STE E3, SACRAMENTO, CA 95825-4688
Preparer
Alana N Theiss
Phone
9169939494
Raw XML AppendixShowing 400 of 419 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt023378
IRS990/AccountsReceivableGrp/BOYAmt01935525
IRS990/AccountsReceivableGrp/EOYAmt01878389
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt040371
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0-467362
IRS990/AllOtherExpensesGrp/TotalAmt0-426991
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Gene Axtell
IRS990/BooksInCareOfDetail/PhoneNum09169833387
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 7138
IRS990/BooksInCareOfDetail/USAddress/CityNm0Folsom
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd095763
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0648182
IRS990/CashNonInterestBearingGrp/EOYAmt0409544
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt05
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0316485
IRS990/ContractorCompensationGrp/CompensationAmt1586318
IRS990/ContractorCompensationGrp/CompensationAmt2916708
IRS990/ContractorCompensationGrp/CompensationAmt3102496
IRS990/ContractorCompensationGrp/CompensationAmt4158010
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO Box 7138
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1160 Federal Street
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt210445 Old Placerville Rd
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt310445 Old Placerville Rd
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt45910 Mineral Point Road
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Folsom
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Boston
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2Sacramento
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3Sacramento
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4Madison
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd095763
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd102110
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd295827
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd395827
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd453705
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Affinity Group Administrators
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Risk Statregies Company
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Acclamation Insurance Management Services
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3Allied Managed Care
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4CUNA Mutual Insurance Company
IRS990/ContractorCompensationGrp/ServicesDesc0Program Admin.
IRS990/ContractorCompensationGrp/ServicesDesc1Broker
IRS990/ContractorCompensationGrp/ServicesDesc2Claims Handling
IRS990/ContractorCompensationGrp/ServicesDesc3Claims Handling
IRS990/ContractorCompensationGrp/ServicesDesc4Insurance Provider
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0340678
IRS990/CYOtherExpensesAmt0914499
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03700217
IRS990/CYRevenuesLessExpensesAmt03126396
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0914499
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt04040895
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0true
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0As support organization established for the exclusive support of exempt credit unions, the organization provides California Credit Unions with a low cost alternative to workers' compensation insurance.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EmploymentTaxReturnsFiledInd0false
IRS990/EscrowAccountInd0false
IRS990/ExpenseAmt01002885
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Mark Manns
IRS990/Form990PartVIISectionAGrp/PersonNm1Virginia Wade
IRS990/Form990PartVIISectionAGrp/PersonNm2LeeAnne Giblin
IRS990/Form990PartVIISectionAGrp/PersonNm3Art Schwartz
IRS990/Form990PartVIISectionAGrp/PersonNm4Hudson Lee
IRS990/Form990PartVIISectionAGrp/PersonNm5Tom Gray
IRS990/Form990PartVIISectionAGrp/PersonNm6Lisa Pesta
IRS990/Form990PartVIISectionAGrp/PersonNm7Raquel Flores
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Member at Large
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Member at Large
IRS990/Form990PartVIISectionAGrp/TitleTxt6Past Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Member at Large
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0false
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt04040895
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0340678
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0340678
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt09343572
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt012369164
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03215455
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03106731
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt08
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0CA
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt010597406
IRS990/NetAssetsOrFundBalancesEOYAmt014281018
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0557216
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt08640252
IRS990/OtherAssetsTotalGrp/EOYAmt08347862
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Excess Insurance
IRS990/OtherExpensesGrp/Desc1Professional Fees
IRS990/OtherExpensesGrp/Desc2Administration Fees
IRS990/OtherExpensesGrp/Desc3Claims Handling
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt095572
IRS990/OtherExpensesGrp/ProgramServicesAmt0432702
IRS990/OtherExpensesGrp/ProgramServicesAmt1304750
IRS990/OtherExpensesGrp/ProgramServicesAmt2299517
IRS990/OtherExpensesGrp/ProgramServicesAmt3208949
IRS990/OtherExpensesGrp/TotalAmt0432702
IRS990/OtherExpensesGrp/TotalAmt1400322
IRS990/OtherExpensesGrp/TotalAmt2299517
IRS990/OtherExpensesGrp/TotalAmt3208949
IRS990/OtherLiabilitiesGrp/BOYAmt013209566
IRS990/OtherLiabilitiesGrp/EOYAmt011877756
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0125000
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0125000
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt047364
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt047084
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Member Contr. Self-Ins.
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03700217
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03700217
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0642544
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt04351634
IRS990/PYProgramServiceRevenueAmt04629975
IRS990/PYRevenuesLessExpensesAmt0920885
IRS990/PYTotalExpensesAmt04351634
IRS990/PYTotalRevenueAmt05272519
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt03126396
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt03700217
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010472406
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014156018
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0914499
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt08347862
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Security Deposit
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07142000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12303725
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21282983
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt35189
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41143859
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Incurred But Not Reported
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Incurred Loss Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Members' Security Fund Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Payable to Members
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Unallocated Loss Adjustment Payable
IRS990ScheduleD/RevenueSubtotalAmt04040895
IRS990ScheduleD/TotalBookValueOtherAssetsAmt08347862
IRS990ScheduleD/TotalBookValueSecuritiesAmt012369164
IRS990ScheduleD/TotalExpensesPerForm990Amt0914499
IRS990ScheduleD/TotalLiabilityAmt011877756
IRS990ScheduleD/TotalRevenuePerForm990Amt04040895
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04040895
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0914499
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Day to day program administration including receipts and disbursements processing was delegated to a management company.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members comprise of California Credit Unions
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed by the management company based on audited financial statements approved by the governing board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization's governing documents,conflict of interest policy,and financial statements are not available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt023830350
IRS990/TotalAssetsEOYAmt026158774
IRS990/TotalAssetsGrp/BOYAmt023830350
IRS990/TotalAssetsGrp/EOYAmt026158774
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0135943
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0778556
IRS990/TotalFunctionalExpensesGrp/TotalAmt0914499
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt013232944
IRS990/TotalLiabilitiesEOYAmt011877756
IRS990/TotalLiabilitiesGrp/BOYAmt013232944
IRS990/TotalLiabilitiesGrp/EOYAmt011877756
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010597406
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt014281018
IRS990/TotalProgramServiceExpensesAmt01002885
IRS990/TotalProgramServiceRevenueAmt03700217
IRS990/TotalRevenueGrp/ExclusionAmt0340678
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03700217
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04040895
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt023830350
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt026158774
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0www.affinitygroupadmin.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Clay Jackson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Group Administrator
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Credit Union Self-Insured Group
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0of California
ReturnHeader/Filer/BusinessNameControlTxt0CRED

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,158,774
Liabilities
$11,877,756
Net assets
$14,281,018
Revenue
$4,040,895
Expenses
$914,499
Net income
$3,126,396
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$32.2$4.63$27.6$2.75$1.46$1.30
2023Detailed filing. Detailed filing data is available for this year.$31.6$5.45$26.2$3.25$2.08$1.17
2022Detailed filing. Detailed filing data is available for this year.$30.3$6.95$23.3$2.30$1.35$0.95
2021Detailed filing. Detailed filing data is available for this year.$33.8$6.44$27.4$3.84$1.36$2.48
2020Detailed filing. Detailed filing data is available for this year.$31.4$7.26$24.1$4.01$2.31$1.70
2019Detailed filing. Detailed filing data is available for this year.$29.7$7.54$22.2$3.85$0.98$2.87
2018Detailed filing. Detailed filing data is available for this year.$27.0$9.46$17.6$4.46$0.29$4.17
2017Detailed filing. Detailed filing data is available for this year.$26.2$11.9$14.3$4.04$0.91$3.13
2016Detailed filing. Detailed filing data is available for this year.$23.8$13.2$10.6$5.27$4.35$0.92
2015Detailed filing. Detailed filing data is available for this year.$21.3$11.4$9.84$4.83$2.81$2.01
2014Detailed filing. Detailed filing data is available for this year.$19.2$11.3$7.87$4.56$2.71$1.84
2013Detailed filing. Detailed filing data is available for this year.$17.2$11.2$6.03$4.01$2.42$1.59
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$9.27$4.44$3.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$8.48$3.75$3.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$7.50$4.06$3.36