Civic Intelligence

Credit Union Self-Insured Group Of

EIN 20-0406647 • 501(c)6 • Orangevale, CA

Profile

As an organization established for the exclusive support of exempt credit unions, it provides california credit unions with low-cost alternative to workers' compensation insurance.

8863 Greenback Lane 211Orangevale, CA 95662

www.cusig.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

31st percentile

0.14x

Higher debt load relative to assets than 31% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

93rd percentile

1.68x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Net Margin

92nd percentile

47%

Higher net margin than 92% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

6th percentile

$0

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Asset Growth

31st percentile

2.0%

Faster asset growth than 31% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

7th percentile

-15%

Faster revenue growth than 7% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets31st percentile

Assets

Up

$32,224,735

Up $618,121 (+2.0%) from 2023

Liabilities

Down

$4,629,926

Down $818,335 (-15%) from 2023

Net Assets

Up

$27,594,809

Up $1,436,456 (+5.5%) from 2023

Operations
Liabilities / Revenue93rd percentileNet Margin92nd percentile

Revenue

Down

$2,753,093

Down $492,861 (-15%) from 2023

Expenses

Down

$1,455,018

Down $625,796 (-30%) from 2023

Net Income

Up

$1,298,075

Up $132,935 (+11%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth31st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $11,566,342Liabilities 2010: $7,504,927Net Assets 2010: $4,061,4152010Assets 2011: $12,229,362Liabilities 2011: $8,480,223Net Assets 2011: $3,749,1392011Assets 2012: $13,703,582Liabilities 2012: $9,266,243Net Assets 2012: $4,437,3392012Assets 2013: $17,199,146Liabilities 2013: $11,171,741Net Assets 2013: $6,027,4052013Assets 2014: $19,199,536Liabilities 2014: $11,328,826Net Assets 2014: $7,870,7102014Assets 2015: $21,266,038Liabilities 2015: $11,427,720Net Assets 2015: $9,838,3182015Assets 2016: $23,830,350Liabilities 2016: $13,232,944Net Assets 2016: $10,597,4062016Assets 2017: $26,158,774Liabilities 2017: $11,877,756Net Assets 2017: $14,281,0182017Assets 2018: $27,013,763Liabilities 2018: $9,459,919Net Assets 2018: $17,553,8442018Assets 2019: $29,736,529Liabilities 2019: $7,541,487Net Assets 2019: $22,195,0422019Assets 2020: $31,399,883Liabilities 2020: $7,255,195Net Assets 2020: $24,144,6882020Assets 2021: $33,798,400Liabilities 2021: $6,442,414Net Assets 2021: $27,355,9862021Assets 2022: $30,294,565Liabilities 2022: $6,953,105Net Assets 2022: $23,341,4602022Assets 2023: $31,606,614Liabilities 2023: $5,448,261Net Assets 2023: $26,158,3532023Assets 2024: $32,224,735Liabilities 2024: $4,629,926Net Assets 2024: $27,594,8092024

Highlighted filing

2024

Assets$32,224,735
Liabilities$4,629,926
Net Assets$27,594,809
Open 2024 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,359,4452010Expenses 2011: $3,380,0942011Expenses 2012: $3,073,9532012Revenue 2013: $4,006,730Expenses 2013: $2,416,664Net Income 2013: $1,590,0662013Revenue 2014: $4,556,616Expenses 2014: $2,713,311Net Income 2014: $1,843,3052014Revenue 2015: $4,829,627Expenses 2015: $2,814,830Net Income 2015: $2,014,7972015Revenue 2016: $5,272,519Expenses 2016: $4,351,634Net Income 2016: $920,8852016Revenue 2017: $4,040,895Expenses 2017: $914,499Net Income 2017: $3,126,3962017Revenue 2018: $4,455,998Expenses 2018: $287,650Net Income 2018: $4,168,3482018Revenue 2019: $3,848,368Expenses 2019: $979,823Net Income 2019: $2,868,5452019Revenue 2020: $4,011,574Expenses 2020: $2,312,731Net Income 2020: $1,698,8432020Revenue 2021: $3,836,752Expenses 2021: $1,358,406Net Income 2021: $2,478,3462021Revenue 2022: $2,302,249Expenses 2022: $1,353,419Net Income 2022: $948,8302022Revenue 2023: $3,245,954Expenses 2023: $2,080,814Net Income 2023: $1,165,1402023Revenue 2024: $2,753,093Expenses 2024: $1,455,018Net Income 2024: $1,298,0752024

Highlighted filing

2024

Revenue$2,753,093
Expenses$1,455,018
Net Income$1,298,075
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,224,735
Liabilities
$4,629,926
Net assets
$27,594,809
Revenue
$2,753,093
Expenses
$1,455,018
Net income
$1,298,075
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$32.2$4.63$27.6$2.75$1.46$1.30
2023Detailed filing. Detailed filing data is available for this year.$31.6$5.45$26.2$3.25$2.08$1.17
2022Detailed filing. Detailed filing data is available for this year.$30.3$6.95$23.3$2.30$1.35$0.95
2021Detailed filing. Detailed filing data is available for this year.$33.8$6.44$27.4$3.84$1.36$2.48
2020Detailed filing. Detailed filing data is available for this year.$31.4$7.26$24.1$4.01$2.31$1.70
2019Detailed filing. Detailed filing data is available for this year.$29.7$7.54$22.2$3.85$0.98$2.87
2018Detailed filing. Detailed filing data is available for this year.$27.0$9.46$17.6$4.46$0.29$4.17
2017Detailed filing. Detailed filing data is available for this year.$26.2$11.9$14.3$4.04$0.91$3.13
2016Detailed filing. Detailed filing data is available for this year.$23.8$13.2$10.6$5.27$4.35$0.92
2015Detailed filing. Detailed filing data is available for this year.$21.3$11.4$9.84$4.83$2.81$2.01
2014Detailed filing. Detailed filing data is available for this year.$19.2$11.3$7.87$4.56$2.71$1.84
2013Detailed filing. Detailed filing data is available for this year.$17.2$11.2$6.03$4.01$2.42$1.59
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$9.27$4.44$3.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$8.48$3.75$3.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$7.50$4.06$3.36
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 23, 2025
Return Version
2024v5.2
Gross Receipts
$26,634,252
Mission and Program Overview

Mission

As an organization established for the exclusive support of exempt credit unions, it provides California Credit Unions with a low-cost alternative to workers' compensation insurance.

As an organization established for the exclusive support of exempt credit unions, it provides california credit unions with low-cost alternative to workers' compensation insurance.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$26,033,353$27,469,809▲ $1,436,456
Investments Other Securities$22,025,995$23,098,408▲ $1,072,413
Investments in Publicly Traded Securities$3,645,089$4,088,668▲ $443,579
Savings and Temporary Cash Investments$1,193,500$568,958▼ $624,542
Accounts Receivable$183,888$193,037▲ $9,149
Cash and Non-Interest-Bearing Accounts$47,452$188,453▲ $141,001
Pd in Cap Srpls Land Bldg Eqp Fund$125,000$125,000→ $0
Prepaid Expenses and Deferred Charges$153,427$38,544▼ $114,883
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$31,606,614$32,224,735▲ $618,121
Other Assets Total$4,357,263$4,048,667▼ $308,596
Liabilities
Other Liabilities$5,386,714$4,567,024▼ $819,690
Accounts Payable and Accrued Expenses$61,547$62,902▲ $1,355
Total Liabilities$5,448,261$4,629,926▼ $818,335
Net Assets / Fund Balance
Total Net Assets Fund Balance$26,158,353$27,594,809▲ $1,436,456
Total Liabilities and Net Assets / Fund Balance$31,606,614$32,224,735▲ $618,121

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$282,124--
Other Securities$23,098,408--
Compensation and Service Providers
Top Officer Pay6th percentile

Board Members and Trustees

NameTitle
Raquel FloresChair
Chris HarrisVice Chair
Melissa CleborneVice Chair
Leeanne GiblinMember at Large
Lisa PestaMember at Large
Mark MannsMember at Large
Tom GrayMember at Large
Janet MainentiSecretary
Hudson LeeTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Risk Statregies CompanyInsurance Broker160 FEDERAL STREET, Boston, MA 02110$478,957
Affinity Group AdministratorsProgram Administration8863 GREENBACK LANE 211, Orangevale, CA 95662$342,050
Acclamation Insurance Management ServiceClaims Handling10445 OLD PLACERVILLE RD, Sacramento, CA 95827$240,000
Morgan StanleyInvestment Broker21250 HAWTHORNE BLVD, Torrance, CA 90503$150,000
Allied Managed CareBill And Utilization Review10446 OLD PLACERVILLE RD, Sacramento, CA 95827$103,620
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,537,046
Investment Income
$216,047
Other Revenue
$0
Change in Net Assets
$1,298,075
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,455,018
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$473,689$83,592-$557,281
Other Expenses$192,914$34,044-$226,958
Fees for Service Investment Mgmnt Fees$127,642$22,525-$150,167
Fees for Services Accounting$83,980$14,820-$98,800
Conferences and Meetings$44,756$7,898-$52,654
Insurance$12,460$2,199-$14,659
Fees for Services Legal$10,583$1,868-$12,451
Total Functional Expenses$1,236,767$218,251$0$1,455,018
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Incurred Loss Payable$1,780,601
Incurred But Not Reported$1,164,187
Member Security Deposits$862,571
Ulae$533,194
Payable to Members$226,471
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Day to day program administration including receipts and disbursements processing was delegated to affinity group administrators, 8863 greenback lane #211, orangevale, ca 95662. No cusig officers or employees were compensated by the management company.”

Form 990, Part VI, Section A, Line 6

“Members comprised of california credit unions.”

Form 990, Part VI, Section A, Line 7A

“Only on limited basis, per the bylaws.”

Form 990, Part VI, Section A, Line 8B

“None of the committees have the authority to act on behalf of the board, as the governing body.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the management company based on financial statements approved by the governing board.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents, conflict of interest policy, and financial statements are not available to the public. The documents are available to all members of cusig and state and federal regulators.”

Filing and Contact Details

Filer

Filer Name
Credit Union Self-insured Group of
EIN
20-0406647
Phone
9169833387
Address
8863 GREENBACK LANE 211, ORANGEVALE, CA 95662

Signing Officer

Name
Clay Jackson
Title
Group Administrator
Phone
9169833387
Signed
2025-06-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Clay a Jackson
Formed
2003
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
21

Preparer

Firm
Gilbert Cpas
Address
2880 GATEWAY OAKS DR STE 100, SACRAMENTO, CA 95833
Preparer
Amanda H Williams
Phone
9166466464
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other professional fees: program service expenses 473,689. Management and general expenses 83,592. Fundraising expenses 0. Total expenses 557,281.”

FORM 990, PART XI, LINE 9:

“Return of excess member contributions -1,500,000.”

FORM 990, PART XII, LINE 2C:

“Neither the process for oversight of the financial statement compilation or the process for selection of an independent accountant changed from the prior year.”

Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5MEMBER AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt6MEMBER AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt7MEMBER AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt8MEMBER AT LARGE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr02003
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt026431
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt023907590
IRS990/GrossReceiptsAmt026634252
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt02199
IRS990/InsuranceGrp/ProgramServicesAmt012460
IRS990/InsuranceGrp/TotalAmt014659
IRS990/InvestmentIncomeGrp/ExclusionAmt0189616
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0189616
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt022025995
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt023098408
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03645089
IRS990/InvestmentsPubTradedSecGrp/EOYAmt04088668
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt023881159
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS AN ORGANIZATION ESTABLISHED FOR THE EXCLUSIVE SUPPORT OF EXEMPT CREDIT UNIONS, IT PROVIDES CALIFORNIA CREDIT UNIONS WITH LOW-COST ALTERNATIVE TO WORKERS' COMPENSATION INSURANCE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt026158353
IRS990/NetAssetsOrFundBalancesEOYAmt027594809
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt026431
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt026431
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01638381
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04357263
IRS990/OtherAssetsTotalGrp/EOYAmt04048667
IRS990/OtherChangesInNetAssetsAmt0-1500000
IRS990/OtherExpensesGrp/Desc0ADMIN FEES
IRS990/OtherExpensesGrp/Desc1CLAIMS HANDLING
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt051305
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt134044
IRS990/OtherExpensesGrp/ProgramServicesAmt0290743
IRS990/OtherExpensesGrp/ProgramServicesAmt1192914
IRS990/OtherExpensesGrp/TotalAmt0342048
IRS990/OtherExpensesGrp/TotalAmt1226958
IRS990/OtherLiabilitiesGrp/BOYAmt05386714
IRS990/OtherLiabilitiesGrp/EOYAmt04567024
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0125000
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0125000
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0153427
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt038544
IRS990/PrincipalOfficerNm0CLAY A JACKSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER CONTR. SELF-INSURANCE
IRS990/ProgramServiceRevenueGrp/Desc1CLAIMS REFUND
IRS990/ProgramServiceRevenueGrp/Desc2CEDED PREMIUMS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02922577
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1153945
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2-539476
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02922577
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1153945
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2-539476
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0647110
IRS990/PYOtherExpensesAmt02080814
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02598844
IRS990/PYRevenuesLessExpensesAmt01165140
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt02080814
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03245954
IRS990/ReconcilationRevenueExpnssAmt01298075
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt026033353
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt01193500
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0568958
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03766543
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1282124
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1EXCESS OSIP FUNDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0226471
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11780601
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21164187
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3533194
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4862571
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYABLE TO MEMBERS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1INCURRED LOSS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2INCURRED BUT NOT REPORTED
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3ULAE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER SECURITY DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt023098408
IRS990ScheduleD/OtherSecuritiesGrp/Desc0OTHER SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt04048667
IRS990ScheduleD/TotalBookValueSecuritiesAmt023098408
IRS990ScheduleD/TotalLiabilityAmt04567024
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DAY TO DAY PROGRAM ADMINISTRATION INCLUDING RECEIPTS AND DISBURSEMENTS PROCESSING WAS DELEGATED TO AFFINITY GROUP ADMINISTRATORS, 8863 GREENBACK LANE #211, ORANGEVALE, CA 95662. NO CUSIG OFFICERS OR EMPLOYEES WERE COMPENSATED BY THE MANAGEMENT COMPANY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS COMPRISED OF CALIFORNIA CREDIT UNIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ONLY ON LIMITED BASIS, PER THE BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NONE OF THE COMMITTEES HAVE THE AUTHORITY TO ACT ON BEHALF OF THE BOARD, AS THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FORM 990 IS REVIEWED BY THE MANAGEMENT COMPANY BASED ON FINANCIAL STATEMENTS APPROVED BY THE GOVERNING BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE NOT AVAILABLE TO THE PUBLIC. THE DOCUMENTS ARE AVAILABLE TO ALL MEMBERS OF CUSIG AND STATE AND FEDERAL REGULATORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 473,689. MANAGEMENT AND GENERAL EXPENSES 83,592. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 557,281.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7RETURN OF EXCESS MEMBER CONTRIBUTIONS -1,500,000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NEITHER THE PROCESS FOR OVERSIGHT OF THE FINANCIAL STATEMENT COMPILATION OR THE PROCESS FOR SELECTION OF AN INDEPENDENT ACCOUNTANT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XII, LINE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt031606614
IRS990/TotalAssetsEOYAmt032224735
IRS990/TotalAssetsGrp/BOYAmt031606614
IRS990/TotalAssetsGrp/EOYAmt032224735
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01236767
IRS990/TotalFunctionalExpensesGrp/TotalAmt01455018
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt05448261
IRS990/TotalLiabilitiesEOYAmt04629926
IRS990/TotalLiabilitiesGrp/BOYAmt05448261
IRS990/TotalLiabilitiesGrp/EOYAmt04629926
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt026158353
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt027594809
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01236767
IRS990/TotalProgramServiceRevenueAmt02537046
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0216047
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02537046
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02753093
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt021
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt031606614
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt032224735
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08863 GREENBACK LANE 211
IRS990/USAddress/CityNm0ORANGEVALE
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd095662
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CUSIG.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CLAY JACKSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0GROUP ADMINISTRATOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09169833387
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT UNION SELF-INSURED GROUP OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CALIFORNIA CO AFFINITY GROUP ADMINSTRS

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