Civic Intelligence

Joined to Hashem

990EZ • Fiscal year 2021 • EIN 20-0057076

Jan 01, 2021 to Dec 31, 2021 • Filed on Oct 21, 2022

Organization ProfileJoinedtoHaShem.org
PO Box 361Franklin, NC 28744

(828) 349-2866

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.01x

Higher debt load relative to assets than 68% of similar nonprofits.

2021 filings • NTEE X20 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

69th percentile

0.01x

Higher debt load relative to revenue than 69% of similar nonprofits.

2021 filings • NTEE X20 • <$500k nonprofits • Source year 2021

Net Margin

41st percentile

6.5%

Higher net margin than 41% of similar nonprofits.

2021 filings • NTEE X20 • <$500k nonprofits • Source year 2021

Top Officer Pay

96th percentile

$72,704

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 70.3% of source-year revenue.

2021 filings • NTEE X20 • <$500k nonprofits • Source year 2021

Asset Growth

47th percentile

11%

Faster asset growth than 47% of similar nonprofits.

2021 filings • NTEE X20 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

61st percentile

27%

Faster revenue growth than 61% of similar nonprofits.

2021 filings • NTEE X20 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$76,652

Up $7,306 (+11%) from 2020

Net Assets

Up

$75,767

Up $6,675 (+9.7%) from 2020

Liabilities

Up

$886

Up $632 (+249%) from 2020

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin41st percentile

Revenue

Up

$103,385

Up $21,667 (+27%) from 2020

Expenses

Up

$96,710

Up $12,571 (+15%) from 2020

Net Income

Up

$6,675

Up $9,096 (+376%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2011: $95,927Liabilities 2011: $3,1432011Assets 2012: $89,683Liabilities 2012: $1,3682012Assets 2013: $85,338Liabilities 2013: $4142013Assets 2014: $84,212Liabilities 2014: $5712014Assets 2015: $88,617Liabilities 2015: $5902015Assets 2016: $85,209Liabilities 2016: $1,9372016Assets 2017: $88,796Liabilities 2017: $3,552Net Assets 2017: $85,2442017Assets 2018: $96,243Liabilities 2018: $227Net Assets 2018: $96,0162018Assets 2019: $73,279Liabilities 2019: $1,765Net Assets 2019: $71,5142019Assets 2020: $69,346Liabilities 2020: $254Net Assets 2020: $69,0922020Assets 2021: $76,652Liabilities 2021: $886Net Assets 2021: $75,7672021Assets 2022: $85,436Liabilities 2022: $523Net Assets 2022: $84,9132022Assets 2023: $169,810Liabilities 2023: $63,3072023Assets 2024: $160,502Liabilities 2024: $21,340Net Assets 2024: $139,1622024

Highlighted filing

2021

Assets$76,652
Liabilities$886
Net Assets$75,767
Open 2021 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $81,508Expenses 2011: $97,535Net Income 2011: -$16,0272011Revenue 2012: $102,261Expenses 2012: $106,730Net Income 2012: -$4,4692012Revenue 2013: $105,484Expenses 2013: $108,875Net Income 2013: -$3,3912013Revenue 2014: $117,069Expenses 2014: $118,352Net Income 2014: -$1,2832014Revenue 2015: $116,051Expenses 2015: $111,665Net Income 2015: $4,3862015Revenue 2016: $127,556Expenses 2016: $132,311Net Income 2016: -$4,7552016Revenue 2017: $258,190Expenses 2017: $127,123Net Income 2017: $131,0672017Revenue 2018: $275,002Expenses 2018: $122,298Net Income 2018: $152,7042018Revenue 2019: $161,252Expenses 2019: $105,128Net Income 2019: $56,1242019Revenue 2020: $81,718Expenses 2020: $84,139Net Income 2020: -$2,4212020Revenue 2021: $103,385Expenses 2021: $96,710Net Income 2021: $6,6752021Revenue 2022: $120,991Expenses 2022: $111,844Net Income 2022: $9,1472022Revenue 2023: $147,263Expenses 2023: $125,674Net Income 2023: $21,5892023Revenue 2024: $202,044Expenses 2024: $170,044Net Income 2024: $32,0002024

Highlighted filing

2021

Revenue$103,385
Expenses$96,710
Net Income$6,675
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Oct 21, 2022
Return Version
2021v4.2
Gross Receipts
$103,385
Mission and Program Overview

Mission

To Teach the Hebraic Perspective of Faith

To Teach Hebraic Principles and Support Israel

Program Services

DescriptionGrantsExpenses
Weekly teashing via email and live streaming toover 3000 people per week Trips to over 8 congregations with a total of over 200 people Lower number of trips due to COVID19 Addional local congregation with 25 regular attendees-$77,383
Overseas Support No travel overseas in 2021 due to COVID19-$9,188
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ALVIN M CLAYTONPresidentFT$33,000$39,704$72,704
BEBEE STEVENSVice President-$0--
WILLIAM H SMITHSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Joined to HaShem
EIN
20-0057076
In Care Of
% William H Smith
Phone
8283492866
Address
PO Box 361, Franklin, NC 28744

Signing Officer

Name
William H Smith
Title
Secretary
Phone
7193304426
Signed
2022-10-21
Supplemental Narrative

Additional Explanations

Part I Line 16

“Information technology $1105.00”

Part I Line 16

“Travel $6704.00”

Part I Line 16

“Conferences, conventions, and meetings $3050.00”

Part I Line 16

“Israel Missions $9188.00”

Part II Line 26

“Accounts payable and accrued expenses. Beginning:$254.00 Ending: $886.00”

Form 990-EZ I

“16 Travel: 6,704; Israel Mission Expense 9,188”

Form 990-EZ IV

“Alvin Clayton (c) 33,000 Taxable Pay;”

Form 990-EZ IV

“(e) 33,000 Min Housing; 6,704 Travel Reimbursement”

Form 990-EZ IV

“Bebee Stevens 158 I K Porter Road Crawfordville FL 32327”

Form 990-EZ IV

“William H Smith 17304 E Jarvis Pl Aurora CO 80013”

Part I Line 16

“Travel 6,704”

Part I Line 16

“Israel Mission Expense 9,188”

Part I Line 16

“Internet Expense 1,105”

Part I Line 16

“Conferences and Meetings 3,050”

Part II Line 26

“Accounts Pay & accrued exp-Beginning:$254 Ending: $866”

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0ALVIN M CLAYTON
CompensationExplanation/CompensationExplanationGrp/PersonNm1BEBEE STEVENS
CompensationExplanation/CompensationExplanationGrp/PersonNm2WILLIAM H SMITH
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0Taxable Pay with Ministers housing allowance included in other compensation
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt1No compensation
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt2None
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0WILLIAM H SMITH
IRS990EZ/BooksInCareOfDetail/PhoneNum07193304426
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt017304 E Jarvis Pl
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Aurora
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd080013
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt055906
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt063212
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt094615
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06675
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt069346
IRS990EZ/Form990TotalAssetsGrp/EOYAmt076652
IRS990EZ/GrossReceiptsAmt0103385
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartIVInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt013440
IRS990EZ/LandAndBuildingsGrp/EOYAmt013440
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt069092
IRS990EZ/NetAssetsOrFundBalancesEOYAmt075767
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt069092
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt075766
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt033000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt039704
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ALVIN M CLAYTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BEBEE STEVENS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2WILLIAM H SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt020047
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To Teach Hebraic Principles and Support Israel
IRS990EZ/PrintingPublicationsPostageAmt010663
IRS990EZ/ProgramServiceRevenueAmt08770
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Weekly teashing via email and live streaming toover 3000 people per week Trips to over 8 congregations with a total of over 200 people Lower number of trips due to COVID19 Addional local congregation with 25 regular attendees
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Overseas Support No travel overseas in 2021 due to COVID19
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt077383
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt19188
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt066000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0254
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0886
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt096710
IRS990EZ/TotalProgramServiceExpensesAmt086571
IRS990EZ/TotalRevenueAmt0103385
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0JoinedtoHaShem.org
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0103385
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt081718
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt080626
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0137501
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0129095
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0532325
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0532325
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0103385
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt081718
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt080626
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0137501
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0129095
IRS990ScheduleA/Total509Grp/TotalAmt0532325
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0103385
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt081718
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt080626
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0137501
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0129095
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0532325
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Information technology $1105.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Travel $6704.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Conferences, conventions, and meetings $3050.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Israel Missions $9188.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Accounts payable and accrued expenses. Beginning:$254.00 Ending: $886.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt516 Travel: 6,704; Israel Mission Expense 9,188
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Alvin Clayton (c) 33,000 Taxable Pay;
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7(e) 33,000 Min Housing; 6,704 Travel Reimbursement
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Bebee Stevens 158 I K Porter Road Crawfordville FL 32327
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9William H Smith 17304 E Jarvis Pl Aurora CO 80013
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Travel 6,704
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Israel Mission Expense 9,188
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Internet Expense 1,105
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Conferences and Meetings 3,050
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Accounts Pay & accrued exp-Beginning:$254 Ending: $866
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part II Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ I
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Part II Line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM H SMITH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary
ReturnHeader/BusinessOfficerGrp/PhoneNum07193304426
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-10-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Joined to HaShem
ReturnHeader/Filer/BusinessNameControlTxt0JOIN
ReturnHeader/Filer/EIN0200057076
ReturnHeader/Filer/InCareOfNm0% William H Smith
ReturnHeader/Filer/PhoneNum08283492866
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 361
ReturnHeader/Filer/USAddress/CityNm0Franklin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028744
ReturnHeader/ReturnTs02022-10-21T16:35:18-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0WILLIAM
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0SMITH
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$76,652
Liabilities
$886
Net assets
$75,767
Revenue
$103,385
Expenses
$96,710
Net income
$6,675
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.61$0.21$1.39$2.02$1.70$0.32
2023Summary only. Only limited summary data is available for this year.$1.70$0.63$1.47$1.26$0.22
2022Detailed filing. Detailed filing data is available for this year.$0.85$0.01$0.85$1.21$1.12$0.09
2021Detailed filing. Detailed filing data is available for this year.$0.77$0.01$0.76$1.03$0.97$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.69$0.00$0.69$0.82$0.84$0.02
2019Summary only. Only limited summary data is available for this year.$0.73$0.02$0.72$1.61$1.05$0.56
2018Summary only. Only limited summary data is available for this year.$0.96$0.00$0.96$2.75$1.22$1.53
2017Summary only. Only limited summary data is available for this year.$0.89$0.04$0.85$2.58$1.27$1.31
2016Summary only. Only limited summary data is available for this year.$0.85$0.02$1.28$1.32$0.05
2015Summary only. Only limited summary data is available for this year.$0.89$0.01$1.16$1.12$0.04
2014Summary only. Only limited summary data is available for this year.$0.84$0.01$1.17$1.18$0.01
2013Summary only. Only limited summary data is available for this year.$0.85$0.00$1.05$1.09$0.03
2012Summary only. Only limited summary data is available for this year.$0.90$0.01$1.02$1.07$0.04
2011Summary only. Only limited summary data is available for this year.$0.96$0.03$0.82$0.98$0.16