Civic Intelligence

North Central Massachusetts Community Reinvestment Act Coalitn

990EZ • Fiscal year 2017 • EIN 16-1456337

Jul 01, 2016 to Jun 30, 2017 • Filed on Oct 31, 2017

Organization ProfileN/A
PO Box 2375Fitchburg, MA 01420

(978) 353-0000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2017

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2017

Net Margin

81st percentile

26%

Higher net margin than 81% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

65th percentile

13%

Faster asset growth than 65% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

25th percentile

-19%

Faster revenue growth than 25% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$32,825

Up $3,799 (+13%) from 2016

Net Assets

Up

$32,825

Up $3,799 (+13%) from 2016

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin81st percentile

Revenue

Down

$14,885

Down $3,390 (-19%) from 2016

Expenses

Up

$11,086

Up $6,360 (+135%) from 2016

Net Income

Down

$3,799

Down $9,750 (-72%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2011: $40,243Net Assets 2011: $40,2432011Assets 2012: $54,772Net Assets 2012: $54,7722012Assets 2013: $50,794Net Assets 2013: $50,7942013Assets 2014: $14,426Net Assets 2014: $14,4262014Assets 2015: $15,477Net Assets 2015: $15,4772015Assets 2016: $29,026Net Assets 2016: $29,0262016Assets 2017: $32,825Net Assets 2017: $32,8252017Assets 2018: $39,345Net Assets 2018: $39,3452018Assets 2019: $17,313Net Assets 2019: $17,3132019Assets 2020: $22,602Liabilities 2020: $02020Assets 2021: $11,752Liabilities 2021: $02021Assets 2022: $10,876Net Assets 2022: $10,8762022Assets 2023: $10,010Net Assets 2023: $10,0102023Assets 2024: $9,080Liabilities 2024: $02024

Highlighted filing

2017

Assets$32,825
Liabilities-
Net Assets$32,825
Open 2017 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $11,900Expenses 2011: $2,692Net Income 2011: $9,2082011Revenue 2012: $15,750Expenses 2012: $1,221Net Income 2012: $14,5292012Revenue 2013: $14,675Expenses 2013: $18,653Net Income 2013: -$3,9782013Revenue 2014: $14,675Expenses 2014: $51,043Net Income 2014: -$36,3682014Revenue 2015: $15,640Expenses 2015: $14,589Net Income 2015: $1,0512015Revenue 2016: $18,275Expenses 2016: $4,726Net Income 2016: $13,5492016Revenue 2017: $14,885Expenses 2017: $11,086Net Income 2017: $3,7992017Revenue 2018: $12,275Expenses 2018: $5,755Net Income 2018: $6,5202018Revenue 2019: $4,800Expenses 2019: $26,832Net Income 2019: -$22,0322019Revenue 2020: $9,625Expenses 2020: $4,336Net Income 2020: $5,2892020Revenue 2021: $0Expenses 2021: $10,850Net Income 2021: -$10,8502021Revenue 2022: $0Expenses 2022: $876Net Income 2022: -$8762022Revenue 2023: $0Expenses 2023: $866Net Income 2023: -$8662023Revenue 2024: $0Expenses 2024: $930Net Income 2024: -$9302024

Highlighted filing

2017

Revenue$14,885
Expenses$11,086
Net Income$3,799
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Oct 31, 2017
Return Version
2016v3.0
Gross Receipts
$14,885
Mission and Program Overview

Mission

Home ownership assistance programs

Program Services

DescriptionGrantsExpenses
ORGANIZATION PROVIDED SEVERAL WORKSHOPS FOR FIRST TIME HOME OWNERS AND BUSINESS OWNERS IN CONJUNCTION WITH THEIR NON-PROFIT AGENCIES$774-
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KEVIN REEDPresident-$0--
DEBORAH L STEVENSONTreasurer-$0--
BRIAN CORMIERClerk-$0--
Filing and Contact Details

Filer

Filer Name
North Central Ma Cra Coalition Inc
EIN
16-1456337
Phone
9783530000
Address
PO BOX 2375, FITCHBURG, MA 01420

Signing Officer

Name
Deborah L Stevenson
Title
Treasurer
Signed
2017-10-31
Discuss with paid preparer
Yes

Preparer

Firm
Reagan & Co Pc
Address
98 Adams ST, Leominster, MA 01453
Preparer
Kenneth P Basque CPA
Phone
9785344095
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.1

“| Donee's Name: BOYS AND GIRLS CLUB NORTH CENTRAL MA | Donee's Address: 365 LINDELL AVENUE LEOMINSTER MA 01453 | Relationship of Donee: NONE | Cash Amount Given: $6512”

Other Expenses.1002

“Office Expenses $44”

Other Expenses.2

“FILING FEES $50”

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0DEBORAH L STEVENSON
IRS990EZ/BooksInCareOfDetail/PhoneNum09783530000
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0130 WHALON STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FITCHBURG
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001420
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt029026
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt032825
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03799
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0550
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt029026
IRS990EZ/Form990TotalAssetsGrp/EOYAmt032825
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt010312
IRS990EZ/GrossReceiptsAmt014885
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt014885
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt029026
IRS990EZ/NetAssetsOrFundBalancesEOYAmt032825
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt029026
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt032825
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KEVIN REED
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DEBORAH L STEVENSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRIAN CORMIER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2CLERK
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt094
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HOME OWNERSHIP ASSISTANCE PROGRAMS
IRS990EZ/PrintingPublicationsPostageAmt0130
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ORGANIZATION PROVIDED SEVERAL WORKSHOPS FOR FIRST TIME HOME OWNERS AND BUSINESS OWNERS IN CONJUNCTION WITH THEIR NON-PROFIT AGENCIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0774
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt011086
IRS990EZ/TotalProgramServiceExpensesAmt0774
IRS990EZ/TotalRevenueAmt014885
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt014885
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt018275
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt015640
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt014675
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt014675
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt078150
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt078150
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt014885
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt018275
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt015640
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt014675
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt014675
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt078150
IRS990ScheduleA/TotalSupportAmt078150
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Donee's Name: BOYS AND GIRLS CLUB NORTH CENTRAL MA | Donee's Address: 365 LINDELL AVENUE LEOMINSTER MA 01453 | Relationship of Donee: NONE | Cash Amount Given: $6512
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $44
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FILING FEES $50
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Grants and Similar Amounts Paid In Excess of $5,000.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
ReturnHeader/BuildTS02018-03-14 21:41:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBORAH L STEVENSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH CENTRAL MA CRA COALITION INC
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0161456337
ReturnHeader/Filer/PhoneNum09783530000
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2375
ReturnHeader/Filer/USAddress/CityNm0FITCHBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001420
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0REAGAN & CO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt098 Adams ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Leominster
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001453
ReturnHeader/PreparerPersonGrp/PhoneNum09785344095
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KENNETH P BASQUE CPA
ReturnHeader/ReturnTs02017-10-31T11:58:34-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-07-01
ReturnHeader/TaxPeriodEndDt02017-06-30
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,825
Liabilities
-
Net assets
$32,825
Revenue
$14,885
Expenses
$11,086
Net income
$3,799
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Summary only. Only limited summary data is available for this year.$9.08$0.00$0.00$0.93$0.93
2023Detailed filing. Detailed filing data is available for this year.$10.0$10.0$0.00$0.87$0.87
2022Detailed filing. Detailed filing data is available for this year.$10.9$10.9$0.00$0.88$0.88
2021Summary only. Only limited summary data is available for this year.$11.8$0.00$0.00$10.9$10.9
2020Summary only. Only limited summary data is available for this year.$22.6$0.00$9.63$4.34$5.29
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$17.3$4.80$26.8$22.0
2018Detailed filing. Detailed filing data is available for this year.$39.3$39.3$12.3$5.76$6.52
2017Detailed filing. Detailed filing data is available for this year.$32.8$32.8$14.9$11.1$3.80
2016Detailed filing. Detailed filing data is available for this year.$29.0$29.0$18.3$4.73$13.5
2015Detailed filing. Detailed filing data is available for this year.$15.5$15.5$15.6$14.6$1.05
2014Detailed filing. Detailed filing data is available for this year.$14.4$14.4$14.7$51.0$36.4
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.8$50.8$14.7$18.7$3.98
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.8$54.8$15.8$1.22$14.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.2$40.2$11.9$2.69$9.21
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)3 • <$500k nonprofits