Civic Intelligence

North Central Massachusetts Community Reinvestment Act Coalitn

990EZ • Fiscal year 2013 • EIN 16-1456337

Jul 01, 2012 to Jun 30, 2013 • Filed on Nov 01, 2013

Organization ProfileN/A
PO Box 237501420
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2013

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2013

Net Margin

13th percentile

-27%

Higher net margin than 13% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

32nd percentile

-7.3%

Faster asset growth than 32% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

36th percentile

-6.8%

Faster revenue growth than 36% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$50,794

Down $3,978 (-7.3%) from 2012

Net Assets

Down

$50,794

Down $3,978 (-7.3%) from 2012

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin13th percentile

Revenue

Down

$14,675

Down $1,075 (-6.8%) from 2012

Expenses

Up

$18,653

Up $17,432 (+1428%) from 2012

Net Income

Down

-$3,978

Down $18,507 (-127%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth32nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2011: $40,243Net Assets 2011: $40,2432011Assets 2012: $54,772Net Assets 2012: $54,7722012Assets 2013: $50,794Net Assets 2013: $50,7942013Assets 2014: $14,426Net Assets 2014: $14,4262014Assets 2015: $15,477Net Assets 2015: $15,4772015Assets 2016: $29,026Net Assets 2016: $29,0262016Assets 2017: $32,825Net Assets 2017: $32,8252017Assets 2018: $39,345Net Assets 2018: $39,3452018Assets 2019: $17,313Net Assets 2019: $17,3132019Assets 2020: $22,602Liabilities 2020: $02020Assets 2021: $11,752Liabilities 2021: $02021Assets 2022: $10,876Net Assets 2022: $10,8762022Assets 2023: $10,010Net Assets 2023: $10,0102023Assets 2024: $9,080Liabilities 2024: $02024

Highlighted filing

2013

Assets$50,794
Liabilities-
Net Assets$50,794
Open 2013 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $11,900Expenses 2011: $2,692Net Income 2011: $9,2082011Revenue 2012: $15,750Expenses 2012: $1,221Net Income 2012: $14,5292012Revenue 2013: $14,675Expenses 2013: $18,653Net Income 2013: -$3,9782013Revenue 2014: $14,675Expenses 2014: $51,043Net Income 2014: -$36,3682014Revenue 2015: $15,640Expenses 2015: $14,589Net Income 2015: $1,0512015Revenue 2016: $18,275Expenses 2016: $4,726Net Income 2016: $13,5492016Revenue 2017: $14,885Expenses 2017: $11,086Net Income 2017: $3,7992017Revenue 2018: $12,275Expenses 2018: $5,755Net Income 2018: $6,5202018Revenue 2019: $4,800Expenses 2019: $26,832Net Income 2019: -$22,0322019Revenue 2020: $9,625Expenses 2020: $4,336Net Income 2020: $5,2892020Revenue 2021: $0Expenses 2021: $10,850Net Income 2021: -$10,8502021Revenue 2022: $0Expenses 2022: $876Net Income 2022: -$8762022Revenue 2023: $0Expenses 2023: $866Net Income 2023: -$8662023Revenue 2024: $0Expenses 2024: $930Net Income 2024: -$9302024

Highlighted filing

2013

Revenue$14,675
Expenses$18,653
Net Income-$3,978
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2012 to Jun 30, 2013
Signed
Nov 1, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

Home ownership assistance programs

Filing and Contact Details

Filer

EIN
16-1456337
Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY054772
IRS990EZ/CashSavingsAndInvestments/EOY050794
IRS990EZ/CostOfGoodsSold00
IRS990EZ/CostOtherBasisAndSalesExpenses00
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear0-3978
IRS990EZ/FeesAndOthPymtToIndContractors0550
IRS990EZ/FiledScheduleA0true
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/Form720Filed0false
IRS990EZ/FundraisingGrossIncome00
IRS990EZ/GrantsAndSimilarAmountsPaid017000
IRS990EZ/GrossReceipts014675
IRS990EZ/GrossReceiptsForPublicUse00
IRS990EZ/GrossReceiptsLessThan250000X
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartV0X
IRS990EZ/InitiationFeesAndCapitalContri00
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues014675
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY054772
IRS990EZ/NetAssetsOrFundBalancesBOY054772
IRS990EZ/NetAssetsOrFundBalances/EOY050794
IRS990EZ/NetAssetsOrFundBalancesEOY050794
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0BRIAN CORMIER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1PATRICIA A LEONHARDT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2KAREN KOLLER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0CLERK
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1Treasurer
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2President
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationFiled990T0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherExpensesTotal0989
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0HOME OWNERSHIP ASSISTANCE PROGRAMS
IRS990EZ/PrintingPublicationsPostage0114
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0ORGANIZATION PROVIDED SEVERAL WORKSHOPS FOR FIRST TIME HOME OWNERS AND BUSINESS OWNERS IN CONJUNCTION WITH THEIR NON-PROFIT AGENCIES
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/RelatedOrgSection527Org0false
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SpecialEventsDirectExpenses00
IRS990EZ/StatesWhereCopyOfReturnIsFiled0MA
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10130 WHALON STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0FITCHBURG
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MA
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode001420
IRS990EZ/TheBooksAreInCareOf/NamePerson0TREASURER
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber09783530000
IRS990EZ/TotalAssets/BOY054772
IRS990EZ/TotalAssets/EOY050794
IRS990EZ/TotalExpenses018653
IRS990EZ/TotalRevenue014675
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0N/A
IRS990ScheduleA/AmountsSubstContributorsTotal00
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear014675
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year015750
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus2Years011900
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus3Years014250
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus4Years012900
IRS990ScheduleA/GiftsGrantsContribReceived170/Total069475
IRS990ScheduleA/GrossInvestmentIncome170/Total00
IRS990ScheduleA/NetUBI/Total00
IRS990ScheduleA/OtherIncome170/Total00
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPertcentage17001.00000
IRS990ScheduleA/PublicSupportPertcentPriorYear01.00000
IRS990ScheduleA/PublicSupportTotal170069475
IRS990ScheduleA/TaxRevLeviedForOrgBenefit170/Total00
IRS990ScheduleA/ThirtyThreePercntTestsCY1700X
IRS990ScheduleA/Total170/CurrentTaxYear014675
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year015750
IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years011900
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years014250
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years012900
IRS990ScheduleA/Total170/Total069475
IRS990ScheduleA/TotalSupport069475
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/Total00
IRS990ScheduleO/GeneralExplanation/Explanation0FILING FEES $50
IRS990ScheduleO/GeneralExplanation/Explanation1SEMINAR AND MEETING EXPENSES $939
IRS990ScheduleO/GeneralExplanation/Explanation2| Donee's Name: MONTACHUSETT OPPORTUNITY COUNCIL | Donee's Address: 133 PRICHARD STREET FITCHBURG, MA 01420 | Relationship of Donee: NONE | Cash Amount Given: $16000
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990-EZ, Part I, Line 16.3
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990-EZ, Part I, Line 16.1
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990-EZ, Part I, Line 10.1
IRS990ScheduleO/GeneralExplanation/ReturnReference0Other Expenses.3
IRS990ScheduleO/GeneralExplanation/ReturnReference1Other Expenses.1
IRS990ScheduleO/GeneralExplanation/ReturnReference2Grants and Similar Amounts Paid In Excess of $5,000.1
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/Filer/EIN0161456337
ReturnHeader/Filer/Name/BusinessNameLine10NORTH CENTRAL MA CRA COALITION INC
ReturnHeader/Filer/NameControl0NORT
ReturnHeader/Filer/Phone09783530000
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 2375
ReturnHeader/Filer/USAddress/City0FITCHBURG
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode001420
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-11-01
ReturnHeader/Officer/Name0PATRICIA A LEONHARDT
ReturnHeader/Officer/Title0Treasurer
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10REAGAN & CO PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10One Wood Place
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Fitchburg
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0014203166
ReturnHeader/Preparer/Name0KENNETH P BASQUE CPA
ReturnHeader/Preparer/Phone09783436458
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-07-01
ReturnHeader/TaxPeriodEndDate02013-06-30
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-01T10:02:43-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$50,794
Liabilities
-
Net assets
$50,794
Revenue
$14,675
Expenses
$18,653
Net income
-$3,978
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Summary only. Only limited summary data is available for this year.$9.08$0.00$0.00$0.93$0.93
2023Detailed filing. Detailed filing data is available for this year.$10.0$10.0$0.00$0.87$0.87
2022Detailed filing. Detailed filing data is available for this year.$10.9$10.9$0.00$0.88$0.88
2021Summary only. Only limited summary data is available for this year.$11.8$0.00$0.00$10.9$10.9
2020Summary only. Only limited summary data is available for this year.$22.6$0.00$9.63$4.34$5.29
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$17.3$4.80$26.8$22.0
2018Detailed filing. Detailed filing data is available for this year.$39.3$39.3$12.3$5.76$6.52
2017Detailed filing. Detailed filing data is available for this year.$32.8$32.8$14.9$11.1$3.80
2016Detailed filing. Detailed filing data is available for this year.$29.0$29.0$18.3$4.73$13.5
2015Detailed filing. Detailed filing data is available for this year.$15.5$15.5$15.6$14.6$1.05
2014Detailed filing. Detailed filing data is available for this year.$14.4$14.4$14.7$51.0$36.4
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.8$50.8$14.7$18.7$3.98
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.8$54.8$15.8$1.22$14.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.2$40.2$11.9$2.69$9.21