Civic Intelligence

Chances and Changes Inc.

990 • Fiscal year 2019 • EIN 16-1348835

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 06, 2020

PO Box 326Geneseo, NY 14454

(585) 658-3940

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.00x

Higher debt load relative to assets than 33% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

32nd percentile

0.00x

Higher debt load relative to revenue than 32% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Net Margin

59th percentile

7.3%

Higher net margin than 59% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2019

Asset Growth

62nd percentile

8.2%

Faster asset growth than 62% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

47th percentile

2.8%

Faster revenue growth than 47% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Up

$924,395

Up $70,011 (+8.2%) from 2018

Net Assets

Up

$921,745

Up $70,696 (+8.3%) from 2018

Liabilities

Down

$2,650

Down $685 (-21%) from 2018

Revenue

Up

$970,635

Up $26,327 (+2.8%) from 2018

Expenses

Up

$899,939

Up $77,748 (+9.5%) from 2018

Net Income

Down

$70,696

Down $51,421 (-42%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $530,246Liabilities 2010: $30,862Net Assets 2010: $499,3842010Assets 2011: $538,003Liabilities 2011: $23,042Net Assets 2011: $514,9612011Assets 2012: $530,807Liabilities 2012: $20,030Net Assets 2012: $510,7772012Assets 2013: $586,558Liabilities 2013: $33,004Net Assets 2013: $553,5542013Assets 2014: $605,024Liabilities 2014: $26,668Net Assets 2014: $578,3562014Assets 2015: $678,116Liabilities 2015: $4,210Net Assets 2015: $673,9062015Assets 2016: $587,665Liabilities 2016: $46,202Net Assets 2016: $541,4632016Assets 2017: $723,205Liabilities 2017: $43,343Net Assets 2017: $679,8622017Assets 2018: $854,384Liabilities 2018: $3,335Net Assets 2018: $851,0492018Assets 2019: $924,395Liabilities 2019: $2,650Net Assets 2019: $921,7452019Assets 2020: $954,518Liabilities 2020: $143,767Net Assets 2020: $810,7512020Assets 2021: $705,868Liabilities 2021: $58,574Net Assets 2021: $647,2942021Assets 2022: $568,059Liabilities 2022: $22,793Net Assets 2022: $545,2662022Assets 2023: $250,907Liabilities 2023: $70,163Net Assets 2023: $180,7442023Assets 2024: $427,880Liabilities 2024: $149,453Net Assets 2024: $278,4272024

Highlighted filing

2019

Assets$924,395
Liabilities$2,650
Net Assets$921,745

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $566,5832010Expenses 2011: $584,0542011Expenses 2012: $608,3122012Revenue 2013: $785,314Expenses 2013: $742,537Net Income 2013: $42,7772013Revenue 2014: $876,277Expenses 2014: $851,475Net Income 2014: $24,8022014Revenue 2015: $914,000Expenses 2015: $818,450Net Income 2015: $95,5502015Revenue 2016: $650,996Expenses 2016: $783,439Net Income 2016: -$132,4432016Revenue 2017: $878,444Expenses 2017: $740,045Net Income 2017: $138,3992017Revenue 2018: $944,308Expenses 2018: $822,191Net Income 2018: $122,1172018Revenue 2019: $970,635Expenses 2019: $899,939Net Income 2019: $70,6962019Revenue 2020: $702,908Expenses 2020: $813,902Net Income 2020: -$110,9942020Revenue 2021: $1,002,509Expenses 2021: $937,423Net Income 2021: $65,0862021Revenue 2022: $1,044,592Expenses 2022: $1,146,620Net Income 2022: -$102,0282022Revenue 2023: $1,363,268Expenses 2023: $1,451,790Net Income 2023: -$88,5222023Revenue 2024: $1,357,406Expenses 2024: $1,259,723Net Income 2024: $97,6832024

Highlighted filing

2019

Revenue$970,635
Expenses$899,939
Net Income$70,696
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 6, 2020
Return Version
2019v5.0
Gross Receipts
$971,890
Mission and Program Overview

Mission

To operate residential and non-residential programs for victims of domestic violence.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$522,807$572,844▲ $50,037
Land, Buildings, and Equipment, Net$222,273$213,238▼ $9,035
Cash and Non-Interest-Bearing Accounts$43,074$93,994▲ $50,920
Accounts Receivable$66,230$44,319▼ $21,911
Total Assets$854,384$924,395▲ $70,011
Liabilities
Accounts Payable and Accrued Expenses$3,335$2,650▼ $685
Total Liabilities$3,335$2,650▼ $685
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$851,049$921,745▲ $70,696
Total Net Assets Fund Balance$851,049$921,745▲ $70,696
Total Liabilities and Net Assets / Fund Balance$854,384$924,395▲ $70,011

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$203,238$217,850$421,088
Land$10,000-$10,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Karen TremerExecutive DiFT$79,031$79,031

Board Members and Trustees

NameTitle
Jeannie D Michalski EsqPresident
Jennifer NotoSecretary
Cheryl LynchTreasurer
Susan SchedlbauerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$679,233
Program Service Revenue
$289,191
Investment Income
$46
Other Revenue
$2,165
All Other Contributions
$6,722
Change in Net Assets
$70,696

Audited Revenue Reconciliation

Revenue per Audited Statements
$970,635
Total Revenue per Audited Statements
$970,635
Total Revenue per Form 990
$970,635
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$571,210
Other Expenses$328,729
Total Fundraising Expense$31,925
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$376,153$70,844$23,638$470,635
Other Employee Benefits$46,764--$46,764
Payroll Taxes$36,038$6,757$2,252$45,047
All Other Expenses$37,340$6,784$548$44,672
Other Expenses$15,812$5,647$1,129$22,588
Insurance$14,208$2,664$888$17,760
Office Expenses$5,912$2,286$1,143$9,341
Depreciation Depletion$6,596$2,078$361$9,035
Pension Plan Contributions$7,011$1,753-$8,764
Advertising$6,042-$1,066$7,108
Fees for Services Accounting-$6,700-$6,700
Travel$4,168$1,603$641$6,412
Fees for Services Other$4,149$778$259$5,186
Interest$553$184-$737
Total Functional Expenses$759,936$108,078$31,925$899,939

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$899,939
Total Expenses per Audited Statements$899,939
Total Expenses per Form 990$899,939
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$3,420
Fundraising Direct Expenses$1,255
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The board reviews all required filings prior to submission.

Form 990, Page 6, Part VI, Line 12C

At the beginning of each calendar year the board along with the chairman and executive director review the conflict of interest policy with all individuals covered by the policy.

Form 990, Page 6, Part VI, Line 15A

The board compares salaries paid to employees of the organization with salaries paid to similar organizations in the area to ensure that salaries are reasonable. Performance reviews are held annually for all employees.

Form 990, Page 6, Part VI, Line 19

Documents are provided to the public at the public's request by contacting the organization.

Filing and Contact Details

Filer

Filer Name
Chances and Changes Inc
EIN
16-1348835
Phone
5856583940
Address
PO BOX 326, GENESEO, NY 14454

Signing Officer

Name
Karen Tremer
Title
Executive Director
Phone
5856583940
Signed
2020-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Tremer
Formed
1989
Legal Domicile
Ny
Voting Board Members
6
Independent Board Members
5
Employees
13

Preparer

Firm
Nacca & Capizzi Llp
Address
2430 RIDGEWAY AVE STE 1, ROCHESTER, NY 14626
Preparer
Lisa M Capizzi CPA
Phone
5852259290
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Providing counseling and support to victim of domestic violence.

Form 990, Part XI, Line 9

Fundraising 0 fundraising expenses 0

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

FUNDRAISING 0

Schedule D, Page 4, Part XII, Line 2D

FUNDRAISING EXPENSES 0

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0679233
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0648132
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0623480
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0422642
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0607638
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02981125
IRS990ScheduleA/TotalSupportAmt02981125
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0899939
IRS990ScheduleD/LandGrp/BookValueAmt010000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt010000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0203238
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0217850
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0421088
IRS990ScheduleD/RevenueSubtotalAmt0970635
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FUNDRAISING 0
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1FUNDRAISING EXPENSES 0
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0213238
IRS990ScheduleD/TotalExpensesPerForm990Amt0899939
IRS990ScheduleD/TotalRevenuePerForm990Amt0970635
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0970635
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0899939
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROVIDING COUNSELING AND SUPPORT TO VICTIM OF DOMESTIC VIOLENCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD REVIEWS ALL REQUIRED FILINGS PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AT THE BEGINNING OF EACH CALENDAR YEAR THE BOARD ALONG WITH THE CHAIRMAN AND EXECUTIVE DIRECTOR REVIEW THE CONFLICT OF INTEREST POLICY WITH ALL INDIVIDUALS COVERED BY THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD COMPARES SALARIES PAID TO EMPLOYEES OF THE ORGANIZATION WITH SALARIES PAID TO SIMILAR ORGANIZATIONS IN THE AREA TO ENSURE THAT SALARIES ARE REASONABLE. PERFORMANCE REVIEWS ARE HELD ANNUALLY FOR ALL EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DOCUMENTS ARE PROVIDED TO THE PUBLIC AT THE PUBLIC'S REQUEST BY CONTACTING THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FUNDRAISING 0 FUNDRAISING EXPENSES 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NY
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0854384
IRS990/TotalAssetsEOYAmt0924395
IRS990/TotalAssetsGrp/BOYAmt0854384
IRS990/TotalAssetsGrp/EOYAmt0924395
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0679233
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt031925
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0108078
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0759936
IRS990/TotalFunctionalExpensesGrp/TotalAmt0899939
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03335
IRS990/TotalLiabilitiesEOYAmt02650
IRS990/TotalLiabilitiesGrp/BOYAmt03335
IRS990/TotalLiabilitiesGrp/EOYAmt02650
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0851049
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0921745
IRS990/TotalProgramServiceExpensesAmt0759936
IRS990/TotalProgramServiceRevenueAmt0289191
IRS990/TotalReportableCompFromOrgAmt079031
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0289237
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0970635
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0854384
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0924395
IRS990/TravelGrp/FundraisingAmt0641
IRS990/TravelGrp/ManagementAndGeneralAmt01603
IRS990/TravelGrp/ProgramServicesAmt04168
IRS990/TravelGrp/TotalAmt06412
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 326
IRS990/USAddress/CityNm0GENESEO
IRS990/USAddress/StateAbbreviationCd0NY
IRS990/USAddress/ZIPCd014454
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.CHANCESANDCHANGES.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN TREMER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05856583940
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHANCES AND CHANGES INC
ReturnHeader/Filer/BusinessNameControlTxt0CHAN
ReturnHeader/Filer/EIN0161348835
ReturnHeader/Filer/PhoneNum05856583940
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 326
ReturnHeader/Filer/USAddress/CityNm0GENESEO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014454
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId01E53D78A487F291932099C3A2694A74B53B68A6C
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId009B1E593DCD33A5055CC05B7FA364DEE3C597D88
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0108.183.95.139
ReturnHeader/FilingSecurityInformation/IPDt02020-11-06
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm010:50:02
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0161385918
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NACCA & CAPIZZI LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02430 RIDGEWAY AVE STE 1
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROCHESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd014626
ReturnHeader/PreparerPersonGrp/PhoneNum05852259290
ReturnHeader/PreparerPersonGrp/PreparationDt02020-11-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LISA M CAPIZZI CPA
ReturnHeader/ReturnTs02020-11-06T10:50:02-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.15$0.28$1.36$1.26$0.10
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.25$0.07$0.18$1.36$1.45$0.09
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.57$0.02$0.55$1.04$1.15$0.10
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.71$0.06$0.65$1.00$0.94$0.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.95$0.14$0.81$0.70$0.81$0.11
2019Detailed filing. Detailed filing data is available for this year.$0.92$0.00$0.92$0.97$0.90$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.85$0.00$0.85$0.94$0.82$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.72$0.04$0.68$0.88$0.74$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.05$0.54$0.65$0.78$0.13
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.00$0.67$0.91$0.82$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.61$0.03$0.58$0.88$0.85$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.59$0.03$0.55$0.79$0.74$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.02$0.51$0.61
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.02$0.51$0.58
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.03$0.50$0.57