Civic Intelligence

CHANCES AND CHANGES INC

Plan context: CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST

EIN 16-1348835 • Geneseo, NY • 9 filings • 2 plans

PO Box 326Geneseo, NY 14454-0326
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$67,781

2025 Contributions

$27,326

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$97,422$48,711$0201720212025YearValue
$67,781Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630201720212025YearValue
6Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202516$67,781$27,326$4,554iApproximate average salary by contribution assumption: employee only about $113,858 at 4% or $75,906 at 6%; with 50% employer match about $75,906 at 4% or $50,604 at 6%; with 100% employer match about $56,929 at 4% or $37,953 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-6$67,781$27,326$4,554iApproximate average salary by contribution assumption: employee only about $113,858 at 4% or $75,906 at 6%; with 50% employer match about $75,906 at 4% or $50,604 at 6%; with 100% employer match about $56,929 at 4% or $37,953 at 6%.
202415$85,810$23,194$4,639iApproximate average salary by contribution assumption: employee only about $115,970 at 4% or $77,313 at 6%; with 50% employer match about $77,313 at 4% or $51,542 at 6%; with 100% employer match about $57,985 at 4% or $38,657 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-5$85,810$23,194$4,639iApproximate average salary by contribution assumption: employee only about $115,970 at 4% or $77,313 at 6%; with 50% employer match about $77,313 at 4% or $51,542 at 6%; with 100% employer match about $57,985 at 4% or $38,657 at 6%.
202315$71,508$28,488$5,698iApproximate average salary by contribution assumption: employee only about $142,440 at 4% or $94,960 at 6%; with 50% employer match about $94,960 at 4% or $63,307 at 6%; with 100% employer match about $71,220 at 4% or $47,480 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-5$71,508$28,488$5,698iApproximate average salary by contribution assumption: employee only about $142,440 at 4% or $94,960 at 6%; with 50% employer match about $94,960 at 4% or $63,307 at 6%; with 100% employer match about $71,220 at 4% or $47,480 at 6%.
202215$97,422$28,366$5,673iApproximate average salary by contribution assumption: employee only about $141,830 at 4% or $94,553 at 6%; with 50% employer match about $94,553 at 4% or $63,036 at 6%; with 100% employer match about $70,915 at 4% or $47,277 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-5$97,422$28,366$5,673iApproximate average salary by contribution assumption: employee only about $141,830 at 4% or $94,553 at 6%; with 50% employer match about $94,553 at 4% or $63,036 at 6%; with 100% employer match about $70,915 at 4% or $47,277 at 6%.
202114$82,312$24,027$6,007iApproximate average salary by contribution assumption: employee only about $150,169 at 4% or $100,113 at 6%; with 50% employer match about $100,113 at 4% or $66,742 at 6%; with 100% employer match about $75,084 at 4% or $50,056 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-4$82,312$24,027$6,007iApproximate average salary by contribution assumption: employee only about $150,169 at 4% or $100,113 at 6%; with 50% employer match about $100,113 at 4% or $66,742 at 6%; with 100% employer match about $75,084 at 4% or $50,056 at 6%.
202013$53,490$15,893$5,298iApproximate average salary by contribution assumption: employee only about $132,442 at 4% or $88,294 at 6%; with 50% employer match about $88,294 at 4% or $58,863 at 6%; with 100% employer match about $66,221 at 4% or $44,147 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-3$53,490$15,893$5,298iApproximate average salary by contribution assumption: employee only about $132,442 at 4% or $88,294 at 6%; with 50% employer match about $88,294 at 4% or $58,863 at 6%; with 100% employer match about $66,221 at 4% or $44,147 at 6%.
201913$39,860$20,766$6,922iApproximate average salary by contribution assumption: employee only about $173,050 at 4% or $115,367 at 6%; with 50% employer match about $115,367 at 4% or $76,911 at 6%; with 100% employer match about $86,525 at 4% or $57,683 at 6%.
CHANCES AND CHANGES INC 401(K) PROFIT SHARING PLAN & TRUST-3$39,860$20,766$6,922iApproximate average salary by contribution assumption: employee only about $173,050 at 4% or $115,367 at 6%; with 50% employer match about $115,367 at 4% or $76,911 at 6%; with 100% employer match about $86,525 at 4% or $57,683 at 6%.
201814$20,713$20,226$5,057iApproximate average salary by contribution assumption: employee only about $126,413 at 4% or $84,275 at 6%; with 50% employer match about $84,275 at 4% or $56,183 at 6%; with 100% employer match about $63,206 at 4% or $42,138 at 6%.
CHANCES AND CHANGES INC 401 K PROFIT SHARING PLAN TRUST-4$20,713$20,226$5,057iApproximate average salary by contribution assumption: employee only about $126,413 at 4% or $84,275 at 6%; with 50% employer match about $84,275 at 4% or $56,183 at 6%; with 100% employer match about $63,206 at 4% or $42,138 at 6%.
201713$1,546$1,564$521iApproximate average salary by contribution assumption: employee only about $13,033 at 4% or $8,689 at 6%; with 50% employer match about $8,689 at 4% or $5,793 at 6%; with 100% employer match about $6,517 at 4% or $4,344 at 6%.
CHANCES AND CHANGES INC 401 K PROFIT SHARING PLAN TRUST-3$1,546$1,564$521iApproximate average salary by contribution assumption: employee only about $13,033 at 4% or $8,689 at 6%; with 50% employer match about $8,689 at 4% or $5,793 at 6%; with 100% employer match about $6,517 at 4% or $4,344 at 6%.