Liabilities / Assets
52nd percentile
Higher debt load relative to assets than 52% of similar nonprofits.
Encompass Niagara Credit Union
990 • Fiscal year 2012 • EIN 16-0569835
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.87x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
98th percentile
Faster asset growth than 98% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$13,712,305
Up $2,551,630 (+23%) from 2011
Net Assets
Up$1,746,960
Up $38,665 (+2.3%) from 2011
Liabilities
Up$11,965,345
Up $2,512,965 (+27%) from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$567,262
Up $61,480 (+12%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Oct 25, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $1,600,743
Mission and Program Overview
Mission
The organization is a state chartered credit union that provides financial services including loans and savings accounts for its membership
Filing and Contact Details
Filer
- EIN
- 16-0569835
Raw XML AppendixShowing 400 of 414 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 39513 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT PROVIDES FINANCIAL SERVICES INCLUDING LOANS AND SAVINGS ACCOUNTS FOR ITS MEMBERSHIP |
| IRS990/Advertising/ProgramServices | 0 | 10690 |
| IRS990/Advertising/Total | 0 | 10690 |
| IRS990/AllOtherExpenses/ProgramServices | 0 | 17037 |
| IRS990/AllOtherExpenses/Total | 0 | 17037 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
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| IRS990/CashNonInterestBearing/BOY | 0 | 103464 |
| IRS990/CashNonInterestBearing/EOY | 0 | 150293 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral | 0 | 59955 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 59955 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/ProgramServices | 0 | 1160 |
| IRS990/ConferencesMeetings/Total | 0 | 1160 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/ProgramServices | 0 | 22038 |
| IRS990/DepreciationDepletion/Total | 0 | 22038 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES INCLUDING LOAN SAVINGS AND CHECKING SERVICES TO ITS MEMBERS. ALL REVENUE AND EXPENSE ARE RELATED TO PROVIDING FINANCIAL SERVICES. |
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| IRS990/Expense | 0 | 489376 |
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| IRS990/FeesForServicesInvstMgmntFees/ProgramServices | 0 | 3326 |
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| IRS990/ForeignFinancialAccount | 0 | false |
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| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
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| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | CHERYL WICKS |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | DANIEL HESS |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DUDLEY WASS |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | JOSEPH BURSIK |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | STEPHEN SCHMIDT |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | STEPHEN TISACK |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | WILLIAM LYNOTT |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 3597 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 59995 |
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| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 4 | CHAIRPERSON |
| IRS990/Form990PartVIISectionA/Title | 5 | VICE CHAIR |
| IRS990/Form990PartVIISectionA/Title | 6 | BOARD MEMBER |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Securities | 0 | 14911 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 1015911 |
| IRS990/GrossReceipts | 0 | 1600743 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/ProgramServices | 0 | 9216 |
| IRS990/InformationTechnology/Total | 0 | 9216 |
| IRS990/Insurance/ProgramServices | 0 | 23160 |
| IRS990/Insurance/Total | 0 | 23160 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 113357 |
| IRS990/InvestmentIncomePriorYear | 0 | 135692 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 98446 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 98446 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 3590135 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 2175007 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 166967 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 872702 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 730152 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 705735 |
| IRS990/LessCostOthBasisSalesExpenses/Securities | 0 | 1001000 |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT PROVIDES FINANCIAL SERVICES INCLUDING LOANS AND SAVINGS ACCOUNTS FOR ITS MEMBERSHIP |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NbrIndependentVotingMembers | 0 | 6 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 1708295 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 1746960 |
| IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome | 0 | 14911 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 14911 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 397 |
| IRS990/NumberIndependentVotingMembers | 0 | 6 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 7 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ProgramServices | 0 | 36678 |
| IRS990/Occupancy/Total | 0 | 36678 |
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| IRS990/OfficeExpenses/Total | 0 | 42233 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
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| IRS990/OtherAssetsTotal/EOY | 0 | 217753 |
| IRS990/OtherEmployeeBenefits/ManagementAndGeneral | 0 | 3597 |
| IRS990/OtherEmployeeBenefits/ProgramServices | 0 | 2018 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 5615 |
| IRS990/OtherExpensePriorYear | 0 | 300926 |
| IRS990/OtherExpensesCurrentYear | 0 | 345797 |
| IRS990/OtherExpenses/Description | 0 | DIVIDENDS ON SHARES |
| IRS990/OtherExpenses/Description | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 2 | LOAN SERVICING |
| IRS990/OtherExpenses/Description | 3 | BANK SERVICE CHARGES |
| IRS990/OtherExpenses/ProgramServices | 0 | 58201 |
| IRS990/OtherExpenses/ProgramServices | 1 | 44347 |
| IRS990/OtherExpenses/ProgramServices | 2 | 24488 |
| IRS990/OtherExpenses/ProgramServices | 3 | 43588 |
| IRS990/OtherExpenses/Total | 0 | 58201 |
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| IRS990/OtherExpenses/Total | 2 | 24488 |
| IRS990/OtherExpenses/Total | 3 | 43588 |
| IRS990/OtherLiabilities/BOY | 0 | 9432930 |
| IRS990/OtherLiabilities/EOY | 0 | 11925832 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 5908145 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 9486409 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/ProgramServices | 0 | 118402 |
| IRS990/OtherSalariesAndWages/Total | 0 | 118402 |
| IRS990/PartialLiquidation | 0 | false |
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| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
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| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 40146 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
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| IRS990/ReconciliationUnrealizedInvest | 0 | 6184 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
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| IRS990/ReportOtherLiabilities | 0 | true |
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| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 936962 |
| IRS990/ScheduleBRequired | 0 | false |
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| IRS990ScheduleD/Buildings/Depreciation | 0 | 17075 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 356346 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 98912 |
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| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 248804 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 0 | 2175007 |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 0 | C |
| IRS990ScheduleD/Land/BookValue | 0 | 267552 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 267552 |
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| IRS990ScheduleD/OtherAssets/BookValue | 1 | 29515 |
| IRS990ScheduleD/OtherAssets/BookValue | 2 | 93909 |
| IRS990ScheduleD/OtherAssets/Description | 0 | SHARE INSURANCE FUND |
| IRS990ScheduleD/OtherAssets/Description | 1 | ACCRUED INTEREST INC |
| IRS990ScheduleD/OtherAssets/Description | 2 | OTHER ASSETS |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 10931832 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 994000 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | NON MEMBER SHARES |
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| IRS990ScheduleD/TotalOfAmounts | 0 | 11925832 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 705735 |
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| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | true |
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| IRS990ScheduleL/LoanTable/BalanceDue | 4 | 18676 |
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| IRS990ScheduleL/LoanTable/Default | 1 | false |
| IRS990ScheduleL/LoanTable/Default | 2 | false |
| IRS990ScheduleL/LoanTable/Default | 3 | false |
| IRS990ScheduleL/LoanTable/Default | 4 | false |
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| IRS990ScheduleL/LoanTable/LoanFromOrganization | 3 | X |
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| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 2 | 10000 |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 3 | 69000 |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 4 | 20000 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | HOME EQUITY LOAN |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 1 | USED VEHICLE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 2 | LINE OF CREDIT |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 3 | HOME EQUITY |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 4 | SIGNATURE LOAN |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
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| IRS990ScheduleL/LoanTable/WrittenAgreement | 3 | true |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 4 | true |
| IRS990ScheduleL/TotalBalanceDue | 0 | 40146 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | EACH CREDIT UNION MEMBER HAS PURCHASED A SHARE IN THE CREDIT UNION THAT ALLOWS THEM TO RECEIVE SERVICES |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | EACH YEAR AN ANNUAL MEETING IS HELD AT WHICH BOARD OF DIRECTORS CANDIDATES ARE ELECTED |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | MINUTES OF THE BOARD OF DIRCTORS MONTHLY AND SPECIAL MEETINGS ARE PREPARED BY THE SECRETARY AND ARE APPROVED AT THE SUBSEQUENT BOARD MEETING |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | A COPY OF FORM 990 IS PRESENTED TO THE BOARD FOR THEIR REVIEW BEFORE FILING |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | BOARD MEMBERS ARE REQUIRED TO SIGN A CONFLICT OF INTEREST POLICY ON AN ANNUAL BASIS |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | AN ANNUAL REVIEW OF THE MANAGER IS PERFORMED. THE BOARD OF DIRECTORS RECEIVES THE ANNUAL REVIEW AND SALARY ADJUSTMENTS ARE REVIEWED AND APPROVED. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | OTHER EMPLOYEES ARE ANNUALY REVIEWED AND SALARY ADJUSTMENTS ARE APPROVED BY THE BOARD OF DIRECTORS |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | GOVERNING DOCUMENTS ARE AVAILABLE AT THE CREDIT UNION OFFICE |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | O01 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | O02 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | O03 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | O04 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | O05 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | O06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | O07 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | O08 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/ScheduleORequired | 0 | true |
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| IRS990/StateLegalDomicile | 0 | NY |
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| IRS990/TemporarilyRestrictedNetAssets/EOY | 0 | 629171 |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 2525 MILITARY RD |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | NIAGARA FALLS |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | NY |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 14304 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | CHERYL WICKS |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7162367678 |
| IRS990/TotalAssets/BOY | 0 | 11160675 |
| IRS990/TotalAssetsBOY | 0 | 11160675 |
| IRS990/TotalAssets/EOY | 0 | 13712305 |
| IRS990/TotalAssetsEOY | 0 | 13712305 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 567262 |
| IRS990/TotalExpensesPriorYear | 0 | 505782 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 77886 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 489376 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 567262 |
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| IRS990/TotalLiabilities/EOY | 0 | 11965345 |
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| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 11160675 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 13712305 |
| IRS990/TotalNbrEmployees | 0 | 7 |
| IRS990/TotalNbrVolunteers | 0 | 7 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 1708295 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 1746960 |
| IRS990/TotalOtherCompensation | 0 | 3597 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 489376 |
| IRS990/TotalProgramServiceRevenue | 0 | 486386 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 59995 |
| IRS990/TotalRevenueCurrentYear | 0 | 599743 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 506110 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 599743 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 599743 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UnrestrictedNetAssets/BOY | 0 | 1079124 |
| IRS990/UnrestrictedNetAssets/EOY | 0 | 1117789 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.ENCOMPASSNIAGARA.COM |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/YearFormation | 0 | 1934 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 160569835 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | ENCOMPASS NIAGARA CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | ENCO |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2525 MILITARY RD |
| ReturnHeader/Filer/USAddress/City | 0 | NIAGARA FALLS |
| ReturnHeader/Filer/USAddress/State | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 14304 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-10-25 |
| ReturnHeader/Officer/Name | 0 | CHERYL WICKS |
| ReturnHeader/Officer/Phone | 0 | 7162367678 |
| ReturnHeader/Officer/Title | 0 | TREASURER |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-10-26 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $13,712,305
- Liabilities
- $11,965,345
- Net assets
- $1,746,960
- Revenue
- -
- Expenses
- $567,262
- Net income
- -