Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
50th percentile
Higher net margin than 50% of similar nonprofits.
Top Officer Pay
24th percentile
Higher top officer pay than 24% of similar nonprofits.
Top officer pay equals 4.0% of source-year revenue.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Assets
Down$30,704,206
Down $55,230 (-0.2%) from 2014
Net Assets
Up$1,242,034
Up $133,674 (+12%) from 2014
Liabilities
Down$29,462,172
Down $188,904 (-0.6%) from 2014
Revenue
Down$2,612,709
Down $176,189 (-6.3%) from 2014
Expenses
Down$2,498,238
Down $94,903 (-3.7%) from 2014
Net Income
Down$114,471
Down $81,286 (-42%) from 2014
Baptist life association is a god honoring not-for-profit, christian fraternal benefit association whose ministry focus is to support the personal spiritual growth and the outreach ministries of local churches, and whose business focus is on providing membership value through its products and services, including life insurance and annuities, offered to its active and growing membership.
Baptist life association is a fraternal beneficiary society providing life, sick, accident, or other benefits to its members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $30,759,436 | $30,704,206 | ▼ $55,230 |
| Cap Stk Tr Prin Current Funds | $1,108,360 | $1,242,034 | ▲ $133,674 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $0 | $0 | → $0 |
| Total Assets | $30,759,436 | $30,704,206 | ▼ $55,230 |
| Liabilities | |||
| Other Liabilities | $29,516,535 | $29,323,941 | ▼ $192,594 |
| Accounts Payable and Accrued Expenses | $134,541 | $138,231 | ▲ $3,690 |
| Total Liabilities | $29,651,076 | $29,462,172 | ▼ $188,904 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,108,360 | $1,242,034 | ▲ $133,674 |
| Total Liabilities and Net Assets / Fund Balance | $30,759,436 | $30,704,206 | ▼ $55,230 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $5,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Armstrong Jeffery a | President | FT | $84,325 | $19,691 | $104,016 |
| Curtin John | Secretary/treasurer | FT | $87,060 | $11,886 | $98,946 |
| Woodard Steven J | Chairman | - | $4,400 | - | $4,400 |
| Murphy Richard H | Vice Chairman | - | $3,400 | - | $3,400 |
| Bullis Kelly J | Director | - | $2,400 | - | $2,400 |
| Hunter John D | Director | - | $2,400 | - | $2,400 |
| Mooneyr Gordon | Director | - | $1,450 | - | $1,450 |
| Troyer Donald D | Director | - | $1,450 | - | $1,450 |
| Hart Deborah R | Director | - | $1,250 | - | $1,250 |
| Jerge Jesse J | Director | - | $1,250 | - | $1,250 |
| Hatfield Judith a | Director | - | $750 | - | $750 |
| Lawrence Nurline a | Director | - | $667 | - | $667 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $413,580 |
| Other Expenses | $285,496 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $1,799,162 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $190,802 |
| Other Salaries and Wages | - | - | - | $160,510 |
| Occupancy | - | - | - | $64,500 |
| Fees for Services Accounting | - | - | - | $63,753 |
| Payroll Taxes | - | - | - | $26,381 |
| Office Expenses | - | - | - | $26,000 |
| Information Technology | - | - | - | $23,560 |
| All Other Expenses | - | - | - | $23,350 |
| Other Employee Benefits | - | - | - | $22,170 |
| Pension Plan Contributions | - | - | - | $13,717 |
| Insurance | - | - | - | $12,688 |
| Travel | - | - | - | $9,329 |
| Other Expenses | - | - | - | $7,482 |
| Conferences and Meetings | - | - | - | $4,500 |
| Fees for Services Legal | - | - | - | $133 |
| Advertising | - | - | - | $115 |
| Total Functional Expenses | $0 | $0 | $0 | $2,498,238 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,498,238 |
| Total Expenses per Audited Statements | $2,498,238 |
| Total Expenses per Form 990 | $2,498,238 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Contract Liabilities | $28,921,713 |
| Security Reserves | $321,991 |
| Unclaimed Benefits | $59,157 |
| Premiums Received in Advance | $11,326 |
| Benevolent Fund | $9,754 |
“Line 6 explanation - this organization has members as described in by-laws.”
“Line 7a explanation - election of governing body and approval of decisions are outlined in the by-laws.”
“Line 7b explanation - election of governing body and approval of decisions are outlined in the by-laws.”
“Form 990 is reviewed by the board committee”
“Officers, directors, and key employees are required to sign conflict of interest statements annually.”
“Compensation of officers and key employees is reveiwed and approved by the board of directors annually.”
“Documents are made available to the public upon request.”
“Realized capital gain (losses 24,389. Change in non admitted assets 1,783. Change in asset valuation reserve -6,065.”
“No change from the prior year.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 134541 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 138231 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | BAPTIST LIFE ASSOCIATION IS A FRATERNAL BENEFICIARY SOCIETY PROVIDING LIFE, SICK, ACCIDENT, OR OTHER BENEFITS TO ITS MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 115 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 23350 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1799162 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JOHN CURTIN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7166334393 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 8555 MAIN ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BUFFALO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 14221 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 1108360 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 1242034 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 190802 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4500 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1799162 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 285496 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2612709 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 114471 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 413580 |
| IRS990/CYTotalExpensesAmt | 0 | 2498238 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2612709 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | BAPTIST LIFE ASSOCIATION IS A 5,800 MEMBER FRATERNAL BENEFICIARY SOCIETY PROVIDING LIFE INSURANCE, ANNUITIES, AND FRATERNAL BENEFITS INCLUDING SCHOLARSHIP GRANTS, FINANCIAL ASSISTANCE TO ORPHANS, BIBLE CONFERENCES, NEWBORN CHILD COVERAGE, NEWSLETTER AND BRANCH (LODGE) SUPPORT. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 2498238 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 63753 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 133 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 19691 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 11886 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | WOODARD STEVEN J |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MURPHY RICHARD H |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BULLIS KELLY J |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HART DEBORAH R |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | HUNTER JOHN D |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JERGE JESSE J |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LAWRENCE NURLINE A |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MOONEYR GORDON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TROYER DONALD D |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | HATFIELD JUDITH A |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | ARMSTRONG JEFFERY A |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CURTIN JOHN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 4400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 3400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 2400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 2400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 667 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1450 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 1450 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 84325 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 87060 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SECRETARY/TREASURER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1883 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2612709 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 23560 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 12688 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 30759436 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 30704206 |
| IRS990/IRPDocumentCnt | 0 | 507 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | NY |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | BAPTIST LIFE ASSOCIATION IS A GOD HONORING NOT-FOR-PROFIT, CHRISTIAN FRATERNAL BENEFIT ASSOCIATION WHOSE MINISTRY FOCUS IS TO SUPPORT THE PERSONAL SPIRITUAL GROWTH AND THE OUTREACH MINISTRIES OF LOCAL CHURCHES, AND WHOSE BUSINESS FOCUS IS ON PROVIDING MEMBERSHIP VALUE THROUGH ITS PRODUCTS AND SERVICES, INCLUDING LIFE INSURANCE AND ANNUITIES, OFFERED TO ITS ACTIVE AND GROWING MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1108360 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1242034 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -904 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 64500 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 26000 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 20107 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 22170 |
| IRS990/OtherExpensesGrp/Desc | 0 | STATE INSURANCE DPT FEE |
| IRS990/OtherExpensesGrp/Desc | 1 | FRATERNAL ACTIVITIES |
| IRS990/OtherExpensesGrp/Desc | 2 | COMMISSIONS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 25423 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 24663 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 7482 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 29516535 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 29323941 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 160510 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 26381 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13717 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | JEFFERY A ARMSTRONG |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524113 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524113 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INVESTMENT INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | PREMIUM INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1579596 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1033113 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1579596 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1033113 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1905391 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 271875 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2788898 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 195757 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 415875 |
| IRS990/PYTotalExpensesAmt | 0 | 2593141 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2788898 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 114471 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 2612709 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 0 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2498238 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 28963156 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 34146 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 325283 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 837485 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 426800 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 5 | 112154 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 6 | 182 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 7 | 5000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | BONDS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | COMMON STOCKS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CASH AND SHORTERM INVESTMENTS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | CONTRACT LOANS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | INV. INCOME DUE AND ACCRUED |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 5 | PREMIUMS DEFERRED AND UNCOLECTED |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 6 | EDP EQUIPMENT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 7 | RECEIVABLES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 5 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 6 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 7 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 28921713 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 11326 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 321991 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 9754 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 59157 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | CONTRACT LIABILITIES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | PREMIUMS RECEIVED IN ADVANCE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SECURITY RESERVES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | BENEVOLENT FUND |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | UNCLAIMED BENEFITS |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2612709 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 30704206 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2498238 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 29323941 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2612709 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2612709 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2498238 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LINE 6 EXPLANATION - THIS ORGANIZATION HAS MEMBERS AS DESCRIBED IN BY-LAWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | LINE 7A EXPLANATION - ELECTION OF GOVERNING BODY AND APPROVAL OF DECISIONS ARE OUTLINED IN THE BY-LAWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | LINE 7B EXPLANATION - ELECTION OF GOVERNING BODY AND APPROVAL OF DECISIONS ARE OUTLINED IN THE BY-LAWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | FORM 990 IS REVIEWED BY THE BOARD COMMITTEE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO SIGN CONFLICT OF INTEREST STATEMENTS ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION OF OFFICERS AND KEY EMPLOYEES IS REVEIWED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | REALIZED CAPITAL GAIN (LOSSES 24,389. CHANGE IN NON ADMITTED ASSETS 1,783. CHANGE IN ASSET VALUATION RESERVE -6,065. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | NO CHANGE FROM THE PRIOR YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2C: |
| IRS990ScheduleR/AssetExchangeInd | 0 | 0 |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN | 0 | 261859610 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt | 0 | C |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd | 0 | NY |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/OwnershipPct | 0 | 1.00000 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt | 0 | INSURANCE AGENCY |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt | 0 | KINGDOM QUEST FINANCIAL INC |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ShareOfEOYAssetsAmt | 0 | 3039 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ShareOfTotalIncomeAmt | 0 | 530 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt | 0 | 8555 MAIN STREET |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm | 0 | BUFFALO |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd | 0 | 14221 |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/PaidEmployeesSharingInd | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesByOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesForOthOrgInd | 0 | 0 |
| IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd | 0 | 0 |
| IRS990ScheduleR/ReimbursementPaidByOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/ReimbursementPaidToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/RentalOfFcltsFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/SharingOfFacilitiesInd | 0 | 0 |
| IRS990ScheduleR/TransferFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/TransferToOtherOrgInd | 0 | 0 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 30759436 |
| IRS990/TotalAssetsEOYAmt | 0 | 30704206 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 30759436 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 30704206 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2498238 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 29651076 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 29462172 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 29651076 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 29462172 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1108360 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1242034 |
| IRS990/TotalOtherCompensationAmt | 0 | 31577 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2498238 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2612709 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 190802 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2612709 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2612709 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 1900 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 30759436 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 30704206 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 9329 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 8555 MAIN STREET |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.