Civic Intelligence

Central Association for the Blind Inc

EIN 15-0543587 • 501(c)3 • Utica, NY

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Profile

To assist people who are blind or visually impaired to achieve their highest level of independence by providing vision rehabilitation services and offering integrated competitive jobs throughout all levels of the association, including serving on the governing board of directors.

507 Kent StreetUtica, NY 13501

cabvi.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

34th percentile

0.14x

Higher debt load relative to assets than 34% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

60th percentile

0.59x

Higher debt load relative to revenue than 60% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Net Margin

87th percentile

37%

Higher net margin than 87% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

22nd percentile

$283,102

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Asset Growth

74th percentile

13%

Faster asset growth than 74% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

27%

Faster revenue growth than 79% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$128,141,915

Up $14,405,365 (+13%) from 2023

Liabilities

Up

$17,693,177

Up $2,754,406 (+18%) from 2023

Net Assets

Up

$110,448,738

Up $11,650,959 (+12%) from 2023

Operations
Liabilities / Revenue60th percentileNet Margin87th percentile

Revenue

Up

$29,950,114

Up $6,330,756 (+27%) from 2023

Expenses

Up

$18,862,043

Up $2,027,830 (+12%) from 2023

Net Income

Up

$11,088,071

Up $4,302,926 (+63%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth74th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $24,005,567Liabilities 2010: $2,195,302Net Assets 2010: $21,810,2652010Assets 2011: $27,959,631Liabilities 2011: $4,938,314Net Assets 2011: $23,021,3172011Assets 2012: $28,876,756Liabilities 2012: $3,535,611Net Assets 2012: $25,341,1452012Assets 2013: $32,439,752Liabilities 2013: $3,022,803Net Assets 2013: $29,416,9492013Assets 2014: $35,928,700Liabilities 2014: $2,969,602Net Assets 2014: $32,959,0982014Assets 2015: $37,873,154Liabilities 2015: $2,298,893Net Assets 2015: $35,574,2612015Assets 2016: $44,223,651Liabilities 2016: $3,289,567Net Assets 2016: $40,934,0842016Assets 2017: $51,657,589Liabilities 2017: $4,325,111Net Assets 2017: $47,332,4782017Assets 2018: $58,292,411Liabilities 2018: $5,746,728Net Assets 2018: $52,545,6832018Assets 2019: $64,735,503Liabilities 2019: $6,572,828Net Assets 2019: $58,162,6752019Assets 2020: $80,010,438Liabilities 2020: $9,453,746Net Assets 2020: $70,556,6922020Assets 2021: $109,170,090Liabilities 2021: $22,178,172Net Assets 2021: $86,991,9182021Assets 2022: $105,551,969Liabilities 2022: $16,365,835Net Assets 2022: $89,186,1342022Assets 2023: $113,736,550Liabilities 2023: $14,938,771Net Assets 2023: $98,797,7792023Assets 2024: $128,141,915Liabilities 2024: $17,693,177Net Assets 2024: $110,448,7382024

Highlighted filing

2024

Assets$128,141,915
Liabilities$17,693,177
Net Assets$110,448,738
Open 2024 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,926,1782010Expenses 2011: $6,291,8092011Revenue 2012: $8,978,703Expenses 2012: $6,912,240Net Income 2012: $2,066,4632012Revenue 2013: $10,929,023Expenses 2013: $7,520,098Net Income 2013: $3,408,9252013Revenue 2014: $11,803,173Expenses 2014: $8,015,621Net Income 2014: $3,787,5522014Revenue 2015: $12,225,869Expenses 2015: $9,149,560Net Income 2015: $3,076,3092015Revenue 2016: $14,941,877Expenses 2016: $10,024,003Net Income 2016: $4,917,8742016Revenue 2017: $16,298,139Expenses 2017: $10,660,453Net Income 2017: $5,637,6862017Revenue 2018: $17,038,036Expenses 2018: $10,880,769Net Income 2018: $6,157,2672018Revenue 2019: $15,643,304Expenses 2019: $11,920,552Net Income 2019: $3,722,7522019Revenue 2020: $24,915,979Expenses 2020: $12,880,785Net Income 2020: $12,035,1942020Revenue 2021: $29,734,150Expenses 2021: $13,714,895Net Income 2021: $16,019,2552021Revenue 2022: $21,880,394Expenses 2022: $15,167,808Net Income 2022: $6,712,5862022Revenue 2023: $23,619,358Expenses 2023: $16,834,213Net Income 2023: $6,785,1452023Revenue 2024: $29,950,114Expenses 2024: $18,862,043Net Income 2024: $11,088,0712024

Highlighted filing

2024

Revenue$29,950,114
Expenses$18,862,043
Net Income$11,088,071
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$128,141,915
Liabilities
$17,693,177
Net assets
$110,448,738
Revenue
$29,950,114
Expenses
$18,862,043
Net income
$11,088,071
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$128$17.7$110$30.0$18.9$11.1
2023Detailed filing. Detailed filing data is available for this year.$114$14.9$98.8$23.6$16.8$6.79
2022Detailed filing. Detailed filing data is available for this year.$106$16.4$89.2$21.9$15.2$6.71
2021Detailed filing. Detailed filing data is available for this year.$109$22.2$87.0$29.7$13.7$16.0
2020Detailed filing. Detailed filing data is available for this year.$80.0$9.45$70.6$24.9$12.9$12.0
2019Detailed filing. Detailed filing data is available for this year.$64.7$6.57$58.2$15.6$11.9$3.72
2018Detailed filing. Detailed filing data is available for this year.$58.3$5.75$52.5$17.0$10.9$6.16
2017Detailed filing. Detailed filing data is available for this year.$51.7$4.33$47.3$16.3$10.7$5.64
2016Detailed filing. Detailed filing data is available for this year.$44.2$3.29$40.9$14.9$10.0$4.92
2015Detailed filing. Detailed filing data is available for this year.$37.9$2.30$35.6$12.2$9.15$3.08
2014Detailed filing. Detailed filing data is available for this year.$35.9$2.97$33.0$11.8$8.02$3.79
2013Detailed filing. Detailed filing data is available for this year.$32.4$3.02$29.4$10.9$7.52$3.41
2012Summary only. Only limited summary data is available for this year.$28.9$3.54$25.3$8.98$6.91$2.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.0$4.94$23.0$6.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.0$2.20$21.8$5.93
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 21, 2025
Return Version
2024v5.2
Gross Receipts
$123,130,245
Mission and Program Overview

Mission

Assist people who are blind or visually impaired to achieve their highest levels of independence.

To assist people who are blind or visually impaired to achieve their highest levels of independence by providing vision rehabilitation services and offering integrated competitive jobs throughout all levels of the association, including serving on the governing board of directors.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$27,551,422$46,644,766▲ $19,093,344
Savings and Temporary Cash Investments$44,916,622$34,269,022▼ $10,647,600
Land, Buildings, and Equipment, Net$19,874,046$19,185,520▼ $688,526
Inventories for Sale or Use$12,853,740$14,052,858▲ $1,199,118
Cash and Non-Interest-Bearing Accounts$3,029,218$6,488,397▲ $3,459,179
Accounts Receivable$4,635,674$6,337,806▲ $1,702,132
Prepaid Expenses and Deferred Charges$379,798$409,460▲ $29,662
Pledges and Grants Receivable$73,263$62,033▼ $11,230
Total Assets$113,736,550$128,141,915▲ $14,405,365
Other Assets Total$422,767$692,053▲ $269,286
Liabilities
Deferred Revenue$8,817,005$11,537,525▲ $2,720,520
Accounts Payable and Accrued Expenses$5,436,108$5,423,912▼ $12,196
Other Liabilities$328,579$584,191▲ $255,612
Mortgage Notes Payable Secured by Investment Property$357,079$147,549▼ $209,530
Total Liabilities$14,938,771$17,693,177▲ $2,754,406
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$98,466,472$110,123,327▲ $11,656,855
Net Assets With Donor Restrictions$331,307$325,411▼ $5,896
Total Net Assets Fund Balance$98,797,779$110,448,738▲ $11,650,959
Total Liabilities and Net Assets / Fund Balance$113,736,550$128,141,915▲ $14,405,365

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,296,919$12,098,143$25,395,062
Other Land Buildings$3,366,049$5,368,412$8,734,461
Equipment$973,566$3,852,553$4,826,119
Land$1,548,986-$1,548,986

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$19,423,426$20,000,000▲ $3,139,425$136,167$42,426,684
2023$16,651,873-▲ $2,881,342$109,789$19,423,426
2022$19,011,551-▼ $2,253,504$106,174$16,651,873
2021$17,136,648-▲ $1,987,413$112,510$19,011,551
2020$15,019,504$9,900▲ $2,200,596$93,352$17,136,648
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Edward P WelshPresident/CEOFT$228,565$54,537$283,102
Jill KochCFOFT$155,443$52,797$208,240
Kimberly WadasLow Vision OptomeristFT$151,581$32,366$183,947
Dennis WebsterSenior VP of Prod & OperatFT$128,009$51,886$179,895
Katie EddyVP of Products and DistribFT$142,033$31,589$173,622
Juliana ByrneVP of HrFT$121,575$40,330$161,905
Scott MacgregorVP of OperationsFT$125,951$29,435$155,386

Board Members and Trustees

NameTitle
George NehmeChair
James B Turnbull IvChair
Ralph J Eannace1st Vice Chair
Richard Dewar2nd Vice Chair
Allen F ZuckDirector
Barton RasmusDirector
Col Paul a Steves USA RetDirector
Gary HeenanDirector
Gen Richard Evans USA RetDirector
Hon Michael J MisiaszekDirector
Joanne Joseph PhdDirector
Joseph Gale MdDirector
Margaret G BrownDirector
Paul DrejzaDirector
Ronald TascarellaDirector
Shawn KellyDirector
Thomas Webb OdDirector
Deborah KesslerSecretary
Barry SinnottTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FedexShipping Services942 SOUTH SHADY GROVE ROAD, Memphis, TN 38120$1,236,694
ViaContracted Labor1170 MAIN STREET, Buffalo, NY 14209$969,113
Saia Motor Freight Line LLCShipping Services11465 JOHNS CREEK PARKWAY SUITE 40, Johns Creek, GA 30097$773,633
A Duie Pyle INCShipping Services650 WESTTOWN ROAD, West Chester, PA 19381$767,120
Beebe ConstuctionConstruction Services6153 TRENTON RD, Utica, NY 13503$469,384
Revenue and Support

Revenue Composition

Contributions and Grants
$1,236,526
Program Service Revenue
$691,520
Investment Income
$2,860,239
Other Revenue
$25,161,829
All Other Contributions
$661,499
Change in Net Assets
$11,088,071

Audited Revenue Reconciliation

Revenue per Audited Statements
$29,778,193
Revenue Not Reported on Financial Statements
$171,921
Revenue Not Reported on Form 990
$55,533,711
Total Revenue per Audited Statements
$85,311,904
Total Revenue per Form 990
$29,950,114
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$11,318,555
Other Expenses$7,495,488
Total Fundraising Expense$278,946
Professional Fundraising Fees$48,000
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$4,867,194$2,633,754$136,634$7,637,582
Depreciation Depletion$1,670,332$70,352$3,232$1,743,916
Other Employee Benefits$1,243,636$213,282$15,002$1,471,920
Payroll Taxes$985,760$253,544$11,175$1,250,479
Occupancy$881,742$65,433$3,005$950,180
Information Technology$573,703$90,162$12,108$675,973
Office Expenses$387,271$94,910$25,301$507,482
Current Officers, Directors, Trustees, and Key Employees-$491,342-$491,342
Pension Plan Contributions$389,838$72,459$4,935$467,232
Advertising$362,190--$362,190
Fees for Services Other$88,705$235,308$11,792$335,805
Insurance$228,919$56,473$2,913$288,305
Fees for Services Accounting$139,858$110,416$1,509$251,783
Travel$192,819$7,378$10$200,207
Conferences and Meetings$71,521$82,671$943$155,135
All Other Expenses$130,102$5,012$120$135,234
Other Expenses$65,860$37,551$72$103,483
Fees for Services Professional Fundraising--$48,000$48,000
Fees for Services Legal-$40,294-$40,294
Interest$11,291--$11,291
Total Functional Expenses$13,351,713$5,231,384$278,946$18,862,043

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$72,325,691
Expenses Not Reported on Form 990$53,463,648
Expenses per Audited Statements$18,862,043
Total Expenses per Form 990$18,862,043
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$73,793
Fundraising Gross Income$73,793
Professional Fundraising Fees$48,000

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Dark Dining$132,681$40,514$8,536$31,978
Lightning Bug Shootout$26,227$22,415$5,819$16,596
Total Events$158,908$62,929$62,929$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Mayflower Trade LLC35% CONTROLLED ENTITY OF BARRY SINNOTT, OFFICERPurchase of Raw MaterialsNo$491,968
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Obligations - Operating$550,743
Lease Obligations - Finance$33,448
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The audit committee reviews and approves the 990 for required distribution and provides a copy to each board member prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Annually officers, board members and key employees complete a conflict of interest form, a policy form, and an annual disclosure form.”

Form 990, Part VI, Section B, Line 15

“Other key employees are reviewed by the cfo, ceo and vp of human resources using various sources of information. Salaries of the president/ceo and cfo are based on the suggestion of the compensation committee, open to discussion with the executive committee and then approved or modified at the full board meeting. The board also utilizes comparison compensation reports.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Central Association for the Blind Inc
EIN
15-0543587
Phone
3157972233
Address
507 KENT STREET, UTICA, NY 13501
Doing Business As
Central Association for the Blind and Visually Impaired

Signing Officer

Name
Jill Koch
Title
Chief Financial Officer
Phone
3157972233
Signed
2025-07-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Edward P Welsh
Formed
1929
Legal Domicile
Ny
Voting Board Members
17
Independent Board Members
16
Employees
345
Volunteers
77

Preparer

Firm
Bonadio & Co Llp
Address
432 NORTH FRANKLIN STREET, SYRACUSE, NY 13204
Preparer
Timothy Hammond
Phone
3154227109
Supplemental Narrative

Financial Statement Notes

PART V, LINE 4:

“The endowment fund consists of funds established for specific purposes as stipulated by donor(s) or as imposed by designations of the board of directors to function as endowments and support the future of the association.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Cost of sales 53,158,745. Direct rental expenses 231,110. Direct fundraising event expenses 73,793.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Cost of sales 53,158,745. Direct rental expenses 231,110. Direct fundraising event expenses 73,793.”

Raw XML AppendixShowing 400 of 935 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO ASSIST PEOPLE WHO ARE BLIND OR VISUALLY IMPAIRED TO ACHIEVE THEIR HIGHEST LEVELS OF INDEPENDENCE BY PROVIDING VISION REHABILITATION SERVICES AND OFFERING INTEGRATED COMPETITIVE JOBS THROUGHOUT ALL LEVELS OF THE ASSOCIATION, INCLUDING SERVING ON THE GOVERNING BOARD OF DIRECTORS.
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IRS990/Desc0CENTRAL INDUSTRIES (CI) IS THE EMPLOYMENT DIVISION OF THE CENTRAL ASSOCIATION FOR THE BLIND AND VISUALLY IMPAIRED (CABVI). CI EMPLOYS 173 PEOPLE IN AN INTEGRATED AND DIVERSE COMPETITIVE WORK SETTING COMPRISED OF 100 LEGALLY BLIND AND 73 SIGHTED INDIVIDUALS. TASKS INCLUDE PACKAGING, MACHINE OPERATION, CALL CENTER SERVICES, DATA ENTRY, WAREHOUSING SERVICES, CUSTOMER SERVICE, ASSEMBLY AND MANAGEMENT. EMPLOYEES EARN COMPETITIVE WAGES AND ENJOY BENEFITS SUCH AS PAID TIME OFF, HEALTH INSURANCE AND A VALUABLE RETIREMENT PLAN WITH UP TO 6% IN COMPANY CONTRIBUTIONS. THE PRODUCTS AND SERVICES PROVIDED ARE SOLD TO NEW YORK STATE AND FEDERAL GOVERNMENTS THROUGH THE PREFERRED SOURCE STATE PROGRAM AND THE FEDERAL ABILITY ONE PROGRAM. CABVI ALSO PURSUES COMMERCIAL CONTRACTS.
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IRS990/MissionDesc0TO ASSIST PEOPLE WHO ARE BLIND OR VISUALLY IMPAIRED TO ACHIEVE THEIR HIGHEST LEVEL OF INDEPENDENCE BY PROVIDING VISION REHABILITATION SERVICES AND OFFERING INTEGRATED COMPETITIVE JOBS THROUGHOUT ALL LEVELS OF THE ASSOCIATION INCLUDING INFORMATION TECHNOLOGY, CONTACT CENTER, SOCIAL WORKER, ADAPTIVE TECHNOLOGY INSTRUCTOR, MAINTENANCE AND SERVING ON THE GOVERNING BOARD OF DIRECTORS.
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