Civic Intelligence

Greater Oswego-Fulton Chamber of Commerce

EIN 15-0408120 • 501(c)5 • Oswego, NY

Profile

The Greater Oswego-Fulton Chamber of Commerce advances the business and community interests of the region through advocacy, member services and community enhancements.

44 East Bridge St Suite 2Oswego, NY 13126

oswegofultonchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

2.40x

Higher debt load relative to assets than 97% of similar nonprofits.

NTEE S • <$500k nonprofits • Source year 2015

Liabilities / Revenue

91st percentile

0.47x

Higher debt load relative to revenue than 91% of similar nonprofits.

NTEE S • <$500k nonprofits • Source year 2015

Net Margin

22nd percentile

-13%

Higher net margin than 22% of similar nonprofits.

NTEE S • <$500k nonprofits • Source year 2015

Top Officer Pay

89th percentile

$16,192

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

NTEE S • <$500k nonprofits • Source year 2015

Asset Growth

79th percentile

33%

Faster asset growth than 79% of similar nonprofits.

NTEE S • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

24th percentile

-30%

Faster revenue growth than 24% of similar nonprofits.

NTEE S • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$41,334

Up $10,173 (+33%) from 2014

Liabilities

Up

$99,279

Up $10,582 (+12%) from 2014

Net Assets

Down

-$57,945

Down $409 (-0.7%) from 2014

Operations
Liabilities / Revenue91st percentileNet Margin22nd percentile

Revenue

Down

$210,994

Down $92,433 (-30%) from 2014

Expenses

Up

$238,403

Up $1,358 (+0.6%) from 2014

Net Income

Down

-$27,409

Down $93,791 (-141%) from 2014

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100K-$200KAssets 2011: $47,790Liabilities 2011: $150,941Net Assets 2011: -$103,1512011Assets 2013: $28,175Liabilities 2013: $154,514Net Assets 2013: -$126,3392013Assets 2014: $31,161Liabilities 2014: $88,697Net Assets 2014: -$57,5362014Assets 2015: $41,334Liabilities 2015: $99,279Net Assets 2015: -$57,9452015

Highlighted filing

2015

Assets$41,334
Liabilities$99,279
Net Assets-$57,945
Open 2015 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $328,316Expenses 2011: $326,890Net Income 2011: $1,4262011Revenue 2013: $326,122Expenses 2013: $341,618Net Income 2013: -$15,4962013Revenue 2014: $303,427Expenses 2014: $237,045Net Income 2014: $66,3822014Revenue 2015: $210,994Expenses 2015: $238,403Net Income 2015: -$27,4092015

Highlighted filing

2015

Revenue$210,994
Expenses$238,403
Net Income-$27,409
Open 2015 Filing

Filings

Most recent year

2015 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$41,334
Liabilities
$99,279
Net assets
-$57,945
Revenue
$210,994
Expenses
$238,403
Net income
-$27,409
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.99$0.58$2.11$2.38$0.27
2014Detailed filing. Detailed filing data is available for this year.$0.31$0.89$0.58$3.03$2.37$0.66
2013Detailed filing. Detailed filing data is available for this year.$0.28$1.55$1.26$3.26$3.42$0.15
2011Summary only. Only limited summary data is available for this year.$0.48$1.51$1.03$3.28$3.27$0.01
Latest Detailed Filing

The latest 2015 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2014 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 20, 2015
Return Version
2014v5.0
Gross Receipts
$303,427
Mission and Program Overview

Mission

The greater oswego-fulton chamber of commerce advances the business and community interests of the region through advocacy, member services and community enhancements.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$10,577$11,275▲ $698
Land, Buildings, and Equipment, Net$8,134$6,404▼ $1,730
Prepaid Expenses and Deferred Charges$1,190$6,193▲ $5,003
Cash and Non-Interest-Bearing Accounts$6,527$5,266▼ $1,261
Inventories for Sale or Use$1,747$2,023▲ $276
Savings and Temporary Cash Investments$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$28,175$31,161▲ $2,986
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$71,933$67,978▼ $3,955
Deferred Revenue$49,805$13,105▼ $36,700
Accounts Payable and Accrued Expenses$32,776$7,614▼ $25,162
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$154,514$88,697▼ $65,817
Net Assets / Fund Balance
Permanently Rstr Net Assets$0$0→ $0
Temporarily Rstr Net Assets$0$0→ $0
Unrestricted Net Assets$-126,339$-57,536▲ $68,803
Total Net Assets Fund Balance$-126,339$-57,536▲ $68,803
Total Liabilities and Net Assets / Fund Balance$28,175$31,161▲ $2,986

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$0$19,056$0
Leasehold Improvements$6,404$11,243$0
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Greg MillsExecutive DirectorFT$9,231$9,231

Board Members and Trustees

NameTitle
Jaimie PerssePresident
Jeff GrimshawVice President
Aaron RothDirector
Brooks WrightDirector
Cheena TuckerDirector
Garrette WeissDirector
John HenryDirector
John SharkeyDirector
John ZanewychDirector
Jon SpauldingDirector
Joseph FiumaraDirector
Karrie WebbDirector
Nancy FoxDirector
Patrick FurlongDirector
Sandra FarrandsDirector
Timothy RiceDirector
Deana MichaelsSecretary
Eric CambellTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$303,421
Investment Income
$6
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$66,382
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$130,243
Salaries, Compensation, and Employee Benefits$106,802
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$93,162$0$0$93,162
Occupancy$16,819$0$0$16,819
Office Expenses$15,974$0$0$15,974
Payroll Taxes$11,089$0$0$11,089
Fees for Services Accounting$0$7,432$0$7,432
Insurance$4,039$0$0$4,039
Interest$3,812$0$0$3,812
Other Employee Benefits$2,551$0$0$2,551
Depreciation Depletion$1,729$0$0$1,729
Advertising$308$0$0$308
Other Expenses$265$0$0$265
Total Functional Expenses$229,613$7,432$0$237,045
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Pathfinder Debt$66,932
Farmer Market Tokesn$1,046
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Section B, Line 11B

“Review of document with the Treasurer”

Part VI, Section B, Line 12C

“Review of key transactions and signing authority by Board of Directors”

Part VI, Section B, Line 15

“| Name of the Person:, The process used to establish compensation of the person who served in:|, The year in which this process was last undertaken:| Greg Mills, Compensation reviewed by executive committee and board of trustees, 2013|”

Part VI, Section C, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Greater Oswego-Fulton Chamber of Commerce
EIN
15-0408120
In Care Of
% Greg Mills
Phone
3154701905
Address
44 East Bridge St Suite 2, Oswego, NY 13126

Signing Officer

Name
Eric Cambell
Title
Treasurer
Phone
3153437681
Signed
2015-11-20

Organization Details

Principal Officer
Greg Mills
Formed
1915
Legal Domicile
Ny
Voting Board Members
20
Independent Board Members
20
Employees
8
Volunteers
20
Raw XML AppendixShowing 400 of 618 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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