Civic Intelligence

Schenectady Student Aid Fund Inc.

990 • Fiscal year 2020 • EIN 14-6024997

Jan 01, 2020 to Dec 31, 2020 • Filed on May 04, 2021

Organization Profile
6 Metro Park RoadAlbany, NY 12205

(518) 381-3643

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • NTEE B82 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

76th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • NTEE B82 • <$500k nonprofits • Source year 2020

Net Margin

34th percentile

-23%

Higher net margin than 34% of similar nonprofits.

2020 filings • NTEE B82 • <$500k nonprofits • Source year 2020

Top Officer Pay

95th percentile

$1,626

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 11.1% of source-year revenue.

2020 filings • NTEE B82 • <$500k nonprofits • Source year 2020

Asset Growth

45th percentile

-1.4%

Faster asset growth than 45% of similar nonprofits.

2020 filings • NTEE B82 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

76th percentile

11%

Faster revenue growth than 76% of similar nonprofits.

2020 filings • NTEE B82 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets76th percentile

Assets

Down

$240,670

Down $3,323 (-1.4%) from 2019

Net Assets

Down

$240,670

Down $3,323 (-1.4%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin34th percentile

Revenue

Up

$14,703

Up $1,455 (+11%) from 2019

Expenses

Up

$18,026

Up $2,832 (+19%) from 2019

Net Income

Down

-$3,323

Down $1,377 (-71%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2013: $275,513Liabilities 2013: $0Net Assets 2013: $275,5132013Assets 2014: $263,760Liabilities 2014: $0Net Assets 2014: $263,7602014Assets 2015: $252,268Liabilities 2015: $0Net Assets 2015: $252,2682015Assets 2016: $250,618Liabilities 2016: $0Net Assets 2016: $250,6182016Assets 2017: $246,210Liabilities 2017: $0Net Assets 2017: $246,2102017Assets 2018: $245,939Liabilities 2018: $0Net Assets 2018: $245,9392018Assets 2019: $243,993Liabilities 2019: $0Net Assets 2019: $243,9932019Assets 2020: $240,670Liabilities 2020: $0Net Assets 2020: $240,6702020Assets 2021: $260,985Liabilities 2021: $0Net Assets 2021: $260,9852021Assets 2022: $255,831Liabilities 2022: $0Net Assets 2022: $255,8312022Assets 2023: $250,801Liabilities 2023: $0Net Assets 2023: $250,8012023Assets 2024: $249,618Liabilities 2024: $0Net Assets 2024: $249,6182024

Highlighted filing

2020

Assets$240,670
Liabilities$0
Net Assets$240,670
Open 2020 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0-$20KRevenue 2013: $48,161Expenses 2013: $11,489Net Income 2013: $36,6722013Revenue 2014: $13,880Expenses 2014: $25,633Net Income 2014: -$11,7532014Revenue 2015: $8,695Expenses 2015: $20,187Net Income 2015: -$11,4922015Revenue 2016: $10,497Expenses 2016: $12,147Net Income 2016: -$1,6502016Revenue 2017: $15,821Expenses 2017: $20,229Net Income 2017: -$4,4082017Revenue 2018: $16,920Expenses 2018: $17,191Net Income 2018: -$2712018Revenue 2019: $13,248Expenses 2019: $15,194Net Income 2019: -$1,9462019Revenue 2020: $14,703Expenses 2020: $18,026Net Income 2020: -$3,3232020Revenue 2021: $40,772Expenses 2021: $20,457Net Income 2021: $20,3152021Revenue 2022: $15,169Expenses 2022: $20,323Net Income 2022: -$5,1542022Revenue 2023: $17,204Expenses 2023: $22,234Net Income 2023: -$5,0302023Revenue 2024: $21,196Expenses 2024: $22,379Net Income 2024: -$1,1832024

Highlighted filing

2020

Revenue$14,703
Expenses$18,026
Net Income-$3,323
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 4, 2021
Return Version
2020v4.0
Gross Receipts
$23,765
Mission and Program Overview

Mission

To provide scholarships and financial aid to needy, academically qualified students of an inner city school.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$227,621$230,559▲ $2,938
Savings and Temporary Cash Investments$16,372$10,112▼ $6,260
Cash and Non-Interest-Bearing Accounts-$-1-
Total Assets$243,993$240,670▼ $3,323
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$243,993$240,670▼ $3,323
Total Net Assets Fund Balance$243,993$240,670▼ $3,323
Total Liabilities and Net Assets / Fund Balance$243,993$240,670▼ $3,323
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleBaseTotal
John EricksonTrustee$1,626$1,626

Board Members and Trustees

NameTitle
-Director
Alexander LaroccoDirector
Betty EwingDirector
Michael StahlDirector
Victor MazzottiDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$14,703
Other Revenue
$0
Change in Net Assets
$-3,323
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$15,750
Salaries, Compensation, and Employee Benefits$1,626
Other Expenses$650
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$15,750--$15,750
Current Officers, Directors, Trustees, and Key Employees-$1,626-$1,626
Fees for Services Accounting-$600-$600
Other Expenses-$50-$50
Total Functional Expenses$15,750$2,276$0$18,026
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The trustees review the 990 prior to filing.”

Form 990, Page 6, Part VI, Line 19

“The documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Schenectady Student Aid Fund Inc
EIN
14-6024997
Phone
5183813643
Address
6 METRO PARK ROAD, ALBANY, NY 12205

Signing Officer

Name
Trustco Bank
Title
Trustee
Phone
5183813649
Signed
2021-05-04
Discuss with paid preparer
Yes

Organization Details

Formed
1932
Legal Domicile
Ny
Voting Board Members
6
Independent Board Members
6
Employees
0

Preparer

Firm
West & Company Cpas Pc
Address
PO BOX 1219, GLOVERSVILLE, NY 12078-0354
Preparer
Trisha Rogers-byrns
Phone
5187257127
Raw XML Appendix265 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
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IRS990/GoverningBodyVotingMembersCnt06
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IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt015750
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IRS990/GrantsToIndividualsInd0true
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt05824
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IRS990/GroupReturnForAffiliatesInd0false
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IRS990/IndependentVotingMemberCnt06
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt05624
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05624
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0227621
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0230559
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
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IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt09062
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
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IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0NYS FILING FEE
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ReturnHeader/BuildTS02022-09-23 18:48:47Z
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ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-04
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ReturnHeader/Filer/EIN0146024997
ReturnHeader/Filer/PhoneNum05183813643
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ReturnHeader/Filer/USAddress/CityNm0ALBANY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd012205
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1219
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GLOVERSVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0120780354
ReturnHeader/PreparerPersonGrp/PhoneNum05187257127
ReturnHeader/PreparerPersonGrp/PreparationDt02021-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TRISHA ROGERS-BYRNS
ReturnHeader/ReturnTs02021-05-12T11:17:42-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0TRUSTCO
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BANK
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$240,670
Liabilities
$0
Net assets
$240,670
Revenue
$14,703
Expenses
$18,026
Net income
-$3,323
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.50$0.00$2.50$0.21$0.22$0.01
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.51$0.00$2.51$0.17$0.22$0.05
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.56$0.00$2.56$0.15$0.20$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.61$0.00$2.61$0.41$0.20$0.20
2020Detailed filing. Detailed filing data is available for this year.$2.41$0.00$2.41$0.15$0.18$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.44$0.00$2.44$0.13$0.15$0.02
2018Summary only. Only limited summary data is available for this year.$2.46$0.00$2.46$0.17$0.17$0.00
2017Summary only. Only limited summary data is available for this year.$2.46$0.00$2.46$0.16$0.20$0.04
2016Summary only. Only limited summary data is available for this year.$2.51$0.00$2.51$0.10$0.12$0.02
2015Summary only. Only limited summary data is available for this year.$2.52$0.00$2.52$0.09$0.20$0.11
2014Summary only. Only limited summary data is available for this year.$2.64$0.00$2.64$0.14$0.26$0.12
2013Summary only. Only limited summary data is available for this year.$2.76$0.00$2.76$0.48$0.11$0.37