Civic Intelligence

Chester Teachers Assoc Benefit Fund Attn Karen Laforge

990EZ • Fiscal year 2012 • EIN 13-6955890

Jul 01, 2011 to Jun 30, 2012 • Filed on Nov 06, 2012

Organization ProfileN/A
64 Hambletonian Avenue10918
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.05x

Higher debt load relative to assets than 74% of similar nonprofits.

2012 filings • 501(c)9 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

72nd percentile

0.06x

Higher debt load relative to revenue than 72% of similar nonprofits.

2012 filings • 501(c)9 • <$500k nonprofits • Source year 2012

Net Margin

30th percentile

-11%

Higher net margin than 30% of similar nonprofits.

2012 filings • 501(c)9 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

36th percentile

-6.1%

Faster asset growth than 36% of similar nonprofits.

2012 filings • 501(c)9 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

38th percentile

-6.2%

Faster revenue growth than 38% of similar nonprofits.

2012 filings • 501(c)9 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets74th percentile

Assets

Flat

$126,740

Flat from 2012

Net Assets

$121,036

No earlier filing loaded for comparison.

Liabilities

Flat

$5,704

Flat from 2012

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin30th percentile

Revenue

Flat

$95,807

Flat from 2012

Expenses

Flat

$106,072

Flat from 2012

Net Income

Flat

-$10,265

Flat from 2012

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $134,937Liabilities 2011: $3,636Net Assets 2011: $131,3012011Assets 2012: $126,740Liabilities 2012: $5,704Net Assets 2012: $121,0362012Assets 2012: $126,740Liabilities 2012: $5,7042012Assets 2013: $98,956Liabilities 2013: $7,135Net Assets 2013: $91,8212013Assets 2014: $69,002Liabilities 2014: $4,203Net Assets 2014: $64,7992014Assets 2015: $87,013Liabilities 2015: $2,683Net Assets 2015: $84,3302015Assets 2016: $123,252Liabilities 2016: $5,0532016Assets 2017: $147,473Liabilities 2017: $2,771Net Assets 2017: $144,7022017Assets 2018: $190,820Liabilities 2018: $14,013Net Assets 2018: $176,8072018Assets 2019: $216,621Liabilities 2019: $12,358Net Assets 2019: $204,2632019Assets 2020: $254,982Liabilities 2020: $15,538Net Assets 2020: $239,4442020Assets 2021: $280,489Liabilities 2021: $13,037Net Assets 2021: $267,4522021Assets 2022: $315,165Liabilities 2022: $13,488Net Assets 2022: $301,6772022Assets 2023: $350,354Liabilities 2023: $8,2142023Assets 2024: $378,477Liabilities 2024: $11,922Net Assets 2024: $366,5552024Assets 2025: $422,246Liabilities 2025: $9,323Net Assets 2025: $412,9232025

Highlighted filing

2012

Assets$126,740
Liabilities$5,704
Net Assets$121,036
Open 2012 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $102,125Expenses 2011: $111,361Net Income 2011: -$9,2362011Revenue 2012: $95,807Expenses 2012: $106,072Net Income 2012: -$10,2652012Revenue 2012: $95,807Expenses 2012: $106,072Net Income 2012: -$10,2652012Revenue 2013: $93,264Expenses 2013: $122,479Net Income 2013: -$29,2152013Revenue 2014: $91,948Expenses 2014: $117,969Net Income 2014: -$26,0212014Revenue 2015: $108,829Expenses 2015: $89,298Net Income 2015: $19,5312015Revenue 2016: $120,904Expenses 2016: $87,035Net Income 2016: $33,8692016Revenue 2017: $118,615Expenses 2017: $92,112Net Income 2017: $26,5032017Revenue 2018: $120,902Expenses 2018: $88,797Net Income 2018: $32,1052018Revenue 2019: $121,502Expenses 2019: $94,046Net Income 2019: $27,4562019Revenue 2020: $119,569Expenses 2020: $79,748Net Income 2020: $39,8212020Revenue 2021: $114,487Expenses 2021: $86,479Net Income 2021: $28,0082021Revenue 2022: $122,229Expenses 2022: $88,004Net Income 2022: $34,2252022Revenue 2023: $129,676Expenses 2023: $89,213Net Income 2023: $40,4632023Revenue 2024: $130,495Expenses 2024: $106,080Net Income 2024: $24,4152024Revenue 2025: $124,928Expenses 2025: $78,560Net Income 2025: $46,3682025

Highlighted filing

2012

Revenue$95,807
Expenses$106,072
Net Income-$10,265
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2011 to Jun 30, 2012
Signed
Nov 6, 2012
Return Version
2011v1.2
Mission and Program Overview

Mission

Vision and dental benefits for members and immediate family

Filing and Contact Details

Filer

EIN
13-6955890
Raw XML Appendix140 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt00
IRS990EZ/BenefitsPaidToOrForMembers099670
IRS990EZ/CashSavingsAndInvestments/BOY0134937
IRS990EZ/CashSavingsAndInvestments/EOY0126740
IRS990EZ/DirectIndirectPoliticalExpend00
IRS990EZ/DoesOrgHaveHospital00
IRS990EZ/EngagePoliticalCmpgnActivities00
IRS990EZ/ExcessOrDeficitForYear0-10265
IRS990EZ/ForeignFinancialAccount00
IRS990EZ/ForeignOffice00
IRS990EZ/GrossReceipts095807
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/InfoInScheduleOPartV0X
IRS990EZ/MadeChangesToOrgnzngEtcDoc00
IRS990EZ/MadeLoansToFromOfficers00
IRS990EZ/MaintainAnyDonorAdvisedFunds00
IRS990EZ/MethodOfAccountingAccrual0X
IRS990EZ/NetAssetsOrFundBalances/BOY0131301
IRS990EZ/NetAssetsOrFundBalancesBOY0131301
IRS990EZ/NetAssetsOrFundBalances/EOY0121036
IRS990EZ/NetAssetsOrFundBalancesEOY0121036
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1064 HAMBLETONIAN AVENUE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine11168 FORESTOWN RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine12POCATELLO RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine136 FARIES AVENUE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1464 HAMBLETONIAN AVENUE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0CHESTER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1NEWBURGH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City2MIDDLETOWN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City3FLORIDA
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City4CHESTER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State2NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State3NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State4NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode010918
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode112550
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode210940
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode310921
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode410918
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition00.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition10.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition20.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition30.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition40.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0CAROLYN SIDOTI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1TONI KEGLOVITZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2KAREN LAFORGE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3DENISE GASS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4PAM KAVANAGH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4TRUSTEE
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc00
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherChangesInNetAssets00
IRS990EZ/OtherExpensesTotal06402
IRS990EZ/OtherRevenueTotal0141
IRS990EZ/PrimaryExemptPurpose0VISION AND DENTAL BENEFITS FOR MEMBERS AND IMMEDIATE FAMILY
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDE DENTAL AND VISION BENEFITS TO MEMBERS AND THEIR FAMILIES
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses00
IRS990EZ/ProgramServiceRevenue095666
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY03636
IRS990EZ/SumOfTotalLiabilities/EOY05704
IRS990EZ/TanningServicesProvided00
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10PO BOX 15136
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0ALBANY
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0NY
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode0122125136
IRS990EZ/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10PREFERRED GROUP PLANS INC
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber05186410321
IRS990EZ/TotalAssets/BOY0134937
IRS990EZ/TotalAssets/EOY0126740
IRS990EZ/TotalExpenses0106072
IRS990EZ/TotalRevenue095807
IRS990EZ/WebSite0N/A
IRS990ScheduleO/GeneralExplanation/Explanation0DESCRIPTION: INTEREST INCOME. AMOUNT: 141.
IRS990ScheduleO/GeneralExplanation/Explanation1DESCRIPTION: AUDIT FEE. AMOUNT: 3,350. DESCRIPTION: ADMINISTRATIVE FEES. AMOUNT: 3,052. TOTAL TO FORM 990-EZ, LINE 16: 6,402.
IRS990ScheduleO/GeneralExplanation/Explanation2DESCRIPTION: CLAIMS PAYABLE. BEG. OF YEAR AMOUNT: 3,636. END OF YEAR AMOUNT: 5,704.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER REVENUE
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/Declaration0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0136955890
ReturnHeader/Filer/Name/BusinessNameLine10CHESTER TEACHERS ASSOC BENEFIT FUND
ReturnHeader/Filer/NameControl0CHES
ReturnHeader/Filer/Phone05186410321
ReturnHeader/Filer/USAddress/AddressLine1064 HAMBLETONIAN AVENUE
ReturnHeader/Filer/USAddress/City0CHESTER
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode010918
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-11-06
ReturnHeader/Officer/Name0KAREN LAFORGE
ReturnHeader/Officer/Phone05186410321
ReturnHeader/Officer/Title0TRUSTEE
ReturnHeader/Preparer/DatePrepared02012-11-06
ReturnHeader/PreparerFirm/EIN0133692922
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10GOLDSTEIN KARLEWICZ & GOLDSTEIN LLP
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10254 ROUTE 17K
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0NEWBURGH
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0NY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode012550
ReturnHeader/Preparer/Name0EILEEN GLASSMAN
ReturnHeader/Preparer/Phone08455673600
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-07-01
ReturnHeader/TaxPeriodEndDate02012-06-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-11-13T09:12:55-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$126,740
Liabilities
$5,704
Net assets
$121,036
Revenue
$95,807
Expenses
$106,072
Net income
-$10,265
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.22$0.09$4.13$1.25$0.79$0.46
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.78$0.12$3.67$1.30$1.06$0.24
2023Summary only. Only limited summary data is available for this year.$3.50$0.08$1.30$0.89$0.40
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.15$0.13$3.02$1.22$0.88$0.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.80$0.13$2.67$1.14$0.86$0.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.55$0.16$2.39$1.20$0.80$0.40
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.17$0.12$2.04$1.22$0.94$0.27
2018Detailed filing. Detailed filing data is available for this year.$1.91$0.14$1.77$1.21$0.89$0.32
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.47$0.03$1.45$1.19$0.92$0.27
2016Summary only. Only limited summary data is available for this year.$1.23$0.05$1.21$0.87$0.34
2015Detailed filing. Detailed filing data is available for this year.$0.87$0.03$0.84$1.09$0.89$0.20
2014Detailed filing. Detailed filing data is available for this year.$0.69$0.04$0.65$0.92$1.18$0.26
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.99$0.07$0.92$0.93$1.22$0.29
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.06$1.21$0.96$1.06$0.10
2012Summary only. Only limited summary data is available for this year.$1.27$0.06$0.96$1.06$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.35$0.04$1.31$1.02$1.11$0.09