Civic Intelligence

Chester Teachers Assoc Benefit Fund Attn Karen Laforge

990EZ • Fiscal year 2011 • EIN 13-6955890

Jul 01, 2010 to Jun 30, 2011 • Filed on Dec 19, 2011

Organization Profile N/A

64 Hambletonian Avenue10918

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Higher debt load relative to assets than 70% of similar nonprofits.

2011 filings • 501(c)9 • <$500k nonprofits • Source year 2011

Higher debt load relative to revenue than 71% of similar nonprofits.

2011 filings • 501(c)9 • <$500k nonprofits • Source year 2011

Higher net margin than 35% of similar nonprofits.

2011 filings • 501(c)9 • <$500k nonprofits • Source year 2011

No value available

This filing does not contain officer compensation rows.

Source year 2011

Faster asset growth than 42% of similar nonprofits.

2011 filings • 501(c)9 • <$500k nonprofits • Annualized from 2010 to 2011

Faster revenue growth than 70% of similar nonprofits.

2011 filings • 501(c)9 • <$500k nonprofits • Annualized from 2010 to 2011

Balance Sheet

Liabilities / Assets70th percentile

Assets

$134,937

No earlier filing loaded for comparison.

Net Assets

$131,301

No earlier filing loaded for comparison.

Liabilities

$3,636

No earlier filing loaded for comparison.

Revenue And Expenses

Liabilities / Revenue71st percentile Net Margin35th percentile

Revenue

$102,125

No earlier filing loaded for comparison.

Expenses

$111,361

No earlier filing loaded for comparison.

Net Income

-$9,236

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2011

Assets$134,937

Liabilities$3,636

Net Assets$131,301

Open 2011 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2011

Revenue$102,125

Expenses$111,361

Net Income-$9,236

Open 2011 Filing

Jump To

Filing Snapshot

Filing Period: Jul 1, 2010 to Jun 30, 2011
Signed: Dec 19, 2011
Return Version: 2010v3.4

Mission and Program Overview

Mission

Vision and dental benefits for members and immediate family

Filing and Contact Details

Filer

EIN: 13-6955890

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRpt	0	0
IRS990EZ/BenefitsPaidToOrForMembers	0	104903
IRS990EZ/CashSavingsAndInvestments/BOY	0	144570
IRS990EZ/CashSavingsAndInvestments/EOY	0	134937
IRS990EZ/DirectIndirectPoliticalExpend	0	0
IRS990EZ/DoesOrgHaveHospital	0	0
IRS990EZ/EngagePoliticalCmpgnActivities	0	0
IRS990EZ/ExcessOrDeficitForYear	0	-9236
IRS990EZ/ForeignFinancialAccount	0	0
IRS990EZ/ForeignOffice	0	0
IRS990EZ/GrossReceipts	0	102125
IRS990EZ/InfoInScheduleOPartI	0	X
IRS990EZ/InfoInScheduleOPartII	0	X
IRS990EZ/InfoInScheduleOPartIII	0	X
IRS990EZ/InfoInScheduleOPartV	0	X
IRS990EZ/MadeChangesToOrgnzngEtcDoc	0	0
IRS990EZ/MadeLoansToFromOfficers	0	0
IRS990EZ/MaintainAnyDonorAdvisedFunds	0	0
IRS990EZ/MethodOfAccountingAccrual	0	X
IRS990EZ/NetAssetsOrFundBalances/BOY	0	140537
IRS990EZ/NetAssetsOrFundBalancesBOY	0	140537
IRS990EZ/NetAssetsOrFundBalances/EOY	0	131301
IRS990EZ/NetAssetsOrFundBalancesEOY	0	131301
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	0	64 HAMBLETONIAN AVENUE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	1	168 FORESTOWN RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	2	POCATELLO RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	3	6 FARIES AVENUE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	4	64 HAMBLETONIAN AVENUE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	0	CHESTER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	1	NEWBURGH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	2	MIDDLETOWN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	3	FLORIDA
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	4	CHESTER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	0	NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	1	NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	2	NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	3	NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	4	NY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode	0	10918
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode	1	12550
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode	2	10940
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode	3	10921
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode	4	10918
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	0	0.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	1	0.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	2	0.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	3	0.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition	4	0.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	0	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	1	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	2	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	3	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	4	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc	0	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc	1	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc	2	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc	3	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc	4	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances	0	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances	1	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances	2	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances	3	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances	4	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	0	CAROLYN SIDOTI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	1	TONI KEGLOVITZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	2	KAREN LAFORGE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	3	DENISE GASS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	4	PAM KAVANAGH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	0	CHAIRPERSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	1	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	2	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	3	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	4	TRUSTEE
IRS990EZ/Organization501c	0	X
IRS990EZ/OrganizationDissolvedEtc	0	0
IRS990EZ/OrganizationHadUBI	0	0
IRS990EZ/OtherChangesInNetAssets	0	0
IRS990EZ/OtherExpensesTotal	0	6458
IRS990EZ/OtherRevenueTotal	0	295
IRS990EZ/PrimaryExemptPurpose	0	VISION AND DENTAL BENEFITS FOR MEMBERS AND IMMEDIATE FAMILY
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom	0	PROVIDE DENTAL AND VISION BENEFITS TO MEMBERS AND THEIR FAMILIES
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations	0	0
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses	0	0
IRS990EZ/ProgramServiceRevenue	0	101830
IRS990EZ/ProhibitedTaxShelterTrans	0	0
IRS990EZ/RelatedOrgControlledEntity	0	0
IRS990EZ/ScheduleBNotRequired	0	X
IRS990EZ/SumOfTotalLiabilities/BOY	0	4033
IRS990EZ/SumOfTotalLiabilities/EOY	0	3636
IRS990EZ/TanningServicesProvided	0	0
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine1	0	PO BOX 15136
IRS990EZ/TheBooksAreInCareOf/AddressUS/City	0	ALBANY
IRS990EZ/TheBooksAreInCareOf/AddressUS/State	0	NY
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode	0	122125136
IRS990EZ/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1	0	PREFERRED GROUP PLANS INC
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber	0	5186410321
IRS990EZ/TotalAssets/BOY	0	144570
IRS990EZ/TotalAssets/EOY	0	134937
IRS990EZ/TotalExpenses	0	111361
IRS990EZ/TotalRevenue	0	102125
IRS990EZ/TransactionWithControlEntity	0	0
IRS990EZ/WebSite	0	N/A
IRS990ScheduleO/GeneralExplanation/Explanation	0	DESCRIPTION: INTEREST INCOME. AMOUNT: 295.
IRS990ScheduleO/GeneralExplanation/Explanation	1	DESCRIPTION: AUDIT FEE. AMOUNT: 3,200. DESCRIPTION: ADMINISTRATIVE FEES. AMOUNT: 3,258. TOTAL TO FORM 990-EZ, LINE 16: 6,458.
IRS990ScheduleO/GeneralExplanation/Explanation	2	DESCRIPTION: CLAIMS PAYABLE. BEG. OF YEAR AMOUNT: 4,033. END OF YEAR AMOUNT: 3,636.
IRS990ScheduleO/GeneralExplanation/Identifier	0	OTHER REVENUE
IRS990ScheduleO/GeneralExplanation/Identifier	1	OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier	2	OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference	0	FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/GeneralExplanation/ReturnReference	1	FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference	2	FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/Declaration	0	THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS	0	2016-02-24 21:20:13Z
ReturnHeader/Filer/EIN	0	136955890
ReturnHeader/Filer/Name/BusinessNameLine1	0	CHESTER TEACHERS ASSOC BENEFIT FUND
ReturnHeader/Filer/NameControl	0	CHES
ReturnHeader/Filer/Phone	0	5186410321
ReturnHeader/Filer/USAddress/AddressLine1	0	64 HAMBLETONIAN AVENUE
ReturnHeader/Filer/USAddress/City	0	CHESTER
ReturnHeader/Filer/USAddress/State	0	NY
ReturnHeader/Filer/USAddress/ZIPCode	0	10918
ReturnHeader/Officer/AuthorizeThirdParty	0	1
ReturnHeader/Officer/DateSigned	0	2011-12-19
ReturnHeader/Officer/Name	0	KAREN LAFORGE
ReturnHeader/Officer/Phone	0	5186410321
ReturnHeader/Officer/Title	0	TRUSTEE
ReturnHeader/Preparer/DatePrepared	0	2011-12-19
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1	0	GOLDSTEIN KARLEWICZ & GOLDSTEIN LLP
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1	0	254 ROUTE 17K
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City	0	NEWBURGH
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State	0	NY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode	0	12550
ReturnHeader/Preparer/Name	0	EILEEN GLASSMAN
ReturnHeader/Preparer/Phone	0	8455673600
ReturnHeader/ReturnType	0	990EZ
ReturnHeader/TaxPeriodBeginDate	0	2010-07-01
ReturnHeader/TaxPeriodEndDate	0	2011-06-30
ReturnHeader/TaxYear	0	2010
ReturnHeader/Timestamp	0	2012-03-02T10:05:06-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Assets: $134,937
Liabilities: $3,636
Net assets: $131,301
Revenue: $102,125
Expenses: $111,361
Net income: -$9,236

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2025Detailed filing. Detailed filing data is available for this year.	$4.22	$0.09	$4.13	$1.25	$0.79	$0.46
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$3.78	$0.12	$3.67	$1.30	$1.06	$0.24
2023Summary only. Only limited summary data is available for this year.	$3.50	$0.08		$1.30	$0.89	$0.40
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$3.15	$0.13	$3.02	$1.22	$0.88	$0.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.80	$0.13	$2.67	$1.14	$0.86	$0.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.55	$0.16	$2.39	$1.20	$0.80	$0.40
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.17	$0.12	$2.04	$1.22	$0.94	$0.27
2018Detailed filing. Detailed filing data is available for this year.	$1.91	$0.14	$1.77	$1.21	$0.89	$0.32
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$1.47	$0.03	$1.45	$1.19	$0.92	$0.27
2016Summary only. Only limited summary data is available for this year.	$1.23	$0.05		$1.21	$0.87	$0.34
2015Detailed filing. Detailed filing data is available for this year.	$0.87	$0.03	$0.84	$1.09	$0.89	$0.20
2014Detailed filing. Detailed filing data is available for this year.	$0.69	$0.04	$0.65	$0.92	$1.18	$0.26
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.99	$0.07	$0.92	$0.93	$1.22	$0.29
2012Summary only. Only limited summary data is available for this year.	$1.27	$0.06		$0.96	$1.06	$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$1.35	$0.04	$1.31	$1.02	$1.11	$0.09